The Unconventional Investor

Contact Rachael Burns at True Worth Financial

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All About Building an Accessory Dwelling Unit w/ Tom Mulhern Part 1 ( Ep 90)

Michelle Moses | CFP® & Realtor® — Tue, 26 May 2026 12:04:00 GMT

Accessory Dwelling Units (ADUs) are transforming family living as more people are building ADUs to care for parents or make space for grown kids.

If you’ve wondered about converting a garage, adding a modular unit, or starting fresh from the ground up, then tune into this episode! We discuss the real costs, challenges, and benefits of building an ADU. In this two-part episode, we are joined by expert Tom Mulhern, co-founder of AzADU, to explain the real costs, legislative changes, and why most ADUs are actually built for families and not as rental income.

Key Takeaways:

ADUs Are More Than Instagram DIYs: Reality TV and social media make ADUs look easy, but there are a multitude of complexities including permitting, plumbing, electrical, and zoning. Building an ADU is a significant undertaking that requires understanding local ordinances and construction realities.
Family First, Rentals Second: Contrary to media hype, most ADUs are built for multi-generational living, not rental income. Rising costs have families consolidating, using ADUs to keep loved ones close and reduce housing costs, while also freeing up larger homes for sale in the market.
Cost Factors Go Beyond Size: Building an ADU is expensive on a per-square-foot basis, but compared to buying a full home in central locations, it can be an affordable alternative. ADU costs are driven mostly by kitchens, bathrooms, and utility connections. Modular and container homes aren’t always cheaper, given site prep, sanitation, and retrofitting requirements.

Be sure to catch part two of this episode where we’ll talk financing and more strategies for unconventional investing as we dive deeper into the cost breakdown, financing options, and rental income potential for ADUs.

Contact Tom Mulhern at AzADU: https://www.az-adu.com/

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

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Subscribe to the Podcast: pod.link/1671924778
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Follow Michelle for more financial tips:

YouTube: youtube.com/@theunconventionalinvestor
Facebook: facebook.com/theunconventionalinvestorpodcast
Instagram: instagram.com/michelle.e.moses
Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Me Financial

Michelle Moses | CFP® & Realtor® — Wed, 15 Feb 2023 01:36:00 GMT

A sneak peek of what's ahead...

Ep. 36 - Supporting Newly Single Women on Their Journey to Financial Independence

Michelle Moses | CFP® & Realtor® — Tue, 07 May 2024 09:00:00 GMT

Rachael Burns, CFP and Certified Divorce Financial Analyst joins me to discuss ways to prepare yourself if you find yourself on your own.

We talk about:

How spiking interest rates have complicated divorce settlements, especially when dealing with real estate.
Creative living arrangements like 'nesting'.
How you can always be prepared just by being involved in the finances regularly.

Rachel will tell us why fixating on to the family home might not always be the best financial decision in a divorce, and why sacrificing retirement savings to keep a house might lead to regret.

We'll also cover the emotional and administrative chaos that typically follows a partner's death, offering essential tips on how you can better prepare for managing finances solo. Our discussion will extend to the importance of not just knowing your financial assets but also having a hand in managing them, even if finances aren't really your thing.

Contact Jared Van Arsdale, CPA

Love the show? Share it with your friends and leave a review!

Disclaimer:

The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Hard Money Lending in Real Estate w/ Mike Bonn of The Cash Flow Company (Ep 86)

Michelle Moses | CFP® & Realtor® — Tue, 31 Mar 2026 12:15:00 GMT

Have you thought about becoming a hard money lender for a real estate fix and flip? In this week’s episode, I talked with Mike Bonn from The Cash Flow Company to learn his business model for short-term lending secured by real-estate. This alternative investment strategy puts you in the seat of the lender while keeping things straightforward and secured by real assets.

Key Takeaways:

Direct Lending, Real Security: Investors’ names are on the loan documents, not a pooled fund. That means direct control and security over your investment—plus, the potential to foreclose or sell the property should things go south.
Flexible Entry Points: No hefty minimums required! Whether you want to lend $15,000 or $2 million, you can start at a level that fits your goals and risk tolerance.
Attractive Returns, Simple Structure: Historical returns have ranged from 8.5% to 10%+, typically double what’s available from CDs or money market accounts. And there are no ongoing management fees eating into your profits.

If you’re looking to diversify outside the stock market and want to do it in a way that gives you more control and transparency, this episode is a must-listen.

To read more about The Cash Flow Company - https://thecashflowcompany.com/

Listen to the episode that was mentioned - “How to Use Self-Directed Accounts to Invest in Alts with CNB Custody”

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

Ready for the next step?

Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
- Facebook: facebook.com/theunconventionalinvestorpodcast
- Instagram: instagram.com/michelle.e.moses
- Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

You Need To Rethink How You Invest Your Money: My "New" Allocation (Ep 78)

Michelle Moses | CFP® & Realtor® — Wed, 30 Jul 2025 22:35:24 GMT

I think it's time we rethink our portfolios, especially from that 60/40 recommendation of the past. In this episode, I talk about why it’s time to add 20-30% in alternative investments—think real estate, lending funds, and even franchises—to balance your growth and give you more control.

Diversifying outside just stocks and bonds can help you sleep better at night and potentially boost your returns. I also share how to use self-directed IRAs and why a Roth IRA should be top of mind.

3 takeaways from this episode:

Modern Portfolio Mix: The classic 60/40 (stocks/bonds) split is making changing for a more diversified mix—what Michelle calls the “50/30/20” model: 50% stocks, 30% bonds, and 20% alternatives.
Strength of Alternatives: Michelle sees alternative investments (like lending funds, real estate, and franchises) not just as a buffer from market volatility, but also as potential replacements for part of the bond allocation.
Roth IRA Strategy: I stress the importance of the Roth IRA and why you should keep it top of mind in your retirement planning. Consider a backdoor Roth IRA.

Backdoor Roth IRA Episode #54

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

Ready for the next step?

Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
- Instagram: instagram.com/michelle.e.moses
- Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

#alternativeinvestments #60/40mix #assetallocation #financialplanner

Ep. 28 - Managing Your Stock Options: From ISOs to NSOs

Michelle Moses | CFP® & Realtor® — Tue, 12 Mar 2024 09:00:00 GMT

Confused by stock options? Do you worry about how to maximize them?

Jared Van Arsdale, CPA , partner at Ullman & Co., P.C. joins us to explain what stock options are and the tax implications of each one.

Key Takeaways -

A simple mindset trick so you know when to exercise your options.
If holding your options for the long haul is the right move.
Understand the different types of stock options and how they vary.
The tax treatment of each stock option type.

We cover restricted stock options, non-qualified, restricted stock units and options held at privately held companies.

If you have unexercised stock options, or are looking for a refresher course, this episode is for you!

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! 

What to Ask Before Investing: My Litmus Tests for Investments (Ep 73)

Michelle Moses | CFP® & Realtor® — Tue, 17 Jun 2025 18:00:00 GMT

Wondering how you can trust an investment? 📈 In this episode of the podcast, I share my personal “litmus test” for evaluating alternative investments and private placements.

If you’re exploring real estate, private funds, or other non-traditional opportunities, here are my top three takeaways to keep in mind:

✅ Do they have real skin in the game?
Always ask if the managers are investing their own money, not just raising funds and charging fees. When their money is on the line, their interests are better aligned with yours.

✅ Are there useful tax benefits?
Some investment strategies, like Roth conversion options, can give you substantial tax benefits.

✅ Is the rate of return fair?
Compare promised returns to similar opportunities and industry standards. If returns (or communication!) seem subpar, dig deeper or rethink your choice.

If you want to upgrade your due diligence process or have questions about fitting alternatives into your portfolio, check out my free resources or schedule a chat at mefinancial.net.

Take the quiz - How Alternative Assets Can Fit in Your Portfolio - https://quiz.tryinteract.com/#/672ec387dca489a684704eee

Ready for the next step?

Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
Instagram: instagram.com/michelle.e.moses
Website: www.mefinancial.net

Ep. 22 - Adding a Retirement Plan to Your Business: Which One Is Right For You?

Michelle Moses | CFP® & Realtor® — Tue, 30 Jan 2024 10:00:00 GMT

If you're a business owner wanting to maximize tax savings, exploring retirement plans could be a good fit. We have Sara Johnson, QKA®, AIF®, CPFA®, a specialist in this field, here to guide you on when, how, and what type of plan aligns with your goals.

This might be the best time to start a plan! Numerous tax credits are available to start your retirement plan in 2024/25– someting that has never been offered before.

Throughout our discussion, we weigh the pros and cons of each plan, assisting you in identifying which plan to choose. Implementing a retirement plan also means creating a valuable benefit for your employees.

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!

A Good Option For Your Cash Savings? Yrefy with Laine Schoneberger (Ep 84)

Michelle Moses | CFP® & Realtor® — Tue, 21 Oct 2025 20:00:00 GMT

Private credit is one of the hottest alternative investments right now, and Yrefy has a truly innovative investment that serves both sides of the transaction - borrowers and investors.

Laine Schoenberger, Chief Investment Officer and Managing Partner at Yrefy, joins me to explain their platform. Yrefy helps borrowers trapped by private student loan debt while offering accredited investors attractive, non-correlated returns. Laine shares the stories behind their clients, explains how their underwriting process works and explains the advantages for investors, including flexible terms and steady, fixed interest rates.

Top three takeaways:

🔹 Real Impact for Borrowers: Yrefy’s program isn’t just about numbers; it’s changing lives. By negotiating down distressed private student loan debt and refinancing at affordable, fixed interest rates (average 3.9%!), borrowers get a custom solution that restores their credit and financial dignity.

🔹 Investor-Friendly Structure: Accredited investors can participate with as little as $50K, picking their preferred term (1-5 years) and enjoying fixed, non-correlated returns up to 10.25%. There’s also a feature that provides flexibility if early liquidity is needed.

🔹 Transparent, Human Approach: Every loan is handled in-house, borrowers are required to prove their seriousness before funding, and Yrefy’s average default rate is low (around 2%).

Private credit that genuinely “does well by doing good” — this is a case study in how investors and borrowers can both win.

To read more about Yrefy - www.yrefy.com

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

Ready for the next step?

Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
- Instagram: instagram.com/michelle.e.moses
- Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Invest in Hotels as an Alternative Investment: Peachtree Hotel Group (Ep. 48)

Michelle Moses | CFP® & Realtor® — Tue, 13 Aug 2024 09:00:00 GMT

If you're tired of simply choosing between stocks and bonds for your investments, I have an alternative. Investing in hotels can bring stability and growth, and Peachtree Hotel Group is a leader in the industry.

In this episode, we talk hotel investments with Peachtree Hotel Group. Brian Dunn, Managing Director, discusses how Peachtree builds, finances, and operates top-tier hotels. We discussed their approach - focusing on premium brands like Hyatt and Marriott, and how they mitigate economic challenges.

Key Takeaways:

Vertically Integrated Model: Peachtree's comprehensive business model, encompassing development, financing, operations, and sales, enables them to optimize costs, streamline processes, and adapt to market changes.
Investor-Centric Focus: Peachtree prioritizes investor relations through transparent communication, regular updates, and involving third-party experts.
Strategic Brand Partnerships: By partnering with premium brands like Marriott and Hyatt, Peachtree leverages strong brand loyalty and standardized quality to drive occupancy and investor returns.

*To invest with Peachtree Hotel Group, you must be an Accredited Investor.

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!  

Read more about Peachtree Hotel Group - www.peachtreehotelgroup.com.
*This is not a solicitation for sale, for informational purposes only.

Follow Michelle on YouTube - youtube.com/@theunconventionalinvestor
Follow Michelle on Instagram - michelle.e.moses
Visit the Me Financial Website - www.mefinancial.net

Essential Questions for Choosing a Tax Professional with Corina Delugos (Ep. 55)

Michelle Moses | CFP® & Realtor® — Tue, 15 Oct 2024 12:49:00 GMT

Have you had a hard time finding a tax preparer, or been less than happy with the match? Many people make the mistake of picking a tax advisor without asking the right questions, only to face unexpected bills or inadequate service when IRS issues arise.

To help us navigate this, we have Corina Vakira Delugos, MBA, EA. Corina is a financial services professional with over 25 years of experience in tax, mortgage, and insurance planning. In this episode, Corina shares tips on the important questions to ask when choosing a tax professional—from understanding their qualifications and experience to knowing what types of clients they typically serve.

Here are 3 key takeaways from our discussion:

Understand Their Specialization and Credentials: Not all CPAs handle personal taxes. It's important to ask about their qualifications and the specific types of clients they usually work with to ensure they align with your needs.
Communication and Transparency: Knowing how your tax professional communicates and what they expect from you. This can include their availability during tax season and whether they provide pricing transparency upfront.
Proactive Tax Planning: Engage with a tax professional who is forward-thinking and proactive about tax planning. This approach can save you thousands of dollars and make the tax filing process smoother.

🎧 Listen to the full episode to get all the tips on making sure your tax professional is the right fit for you!

Contact Corina - www.keenfinancialsolutions.com

Ready to ditch the financial stress?

Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle on YouTube: youtube.com/@theunconventionalinvestor
Follow Michelle on Instagram: michelle.e.moses
Work with Michelle: www.mefinancial.net

Distribution Waterfalls: How You Get Paid in Alternative Investments (Ep 92)

Michelle Moses | CFP® & Realtor® — Tue, 16 Jun 2026 12:11:00 GMT

Are you curious about how you really earn from alternative investments? In this episode, you’ll learn all about the waterfall feature, the structure that tells you who gets paid, when, and how in private deals like real estate funds and other non-traditional investments.

From getting your original investment back, to earning your preferred return, and then splitting profits with the sponsor, understanding these layers is important to spotting good deals and protecting your interests. Plus, you’ll hear questions to ask sponsors and learn how to spot hidden fees and potential conflicts of interest.

If you’ve ever puzzled over terms like "preferred return," "catch up," or "carried interest," this episode is for you!

Key takeaways:

Understanding Waterfall Structures: Learn how profits flow from return of capital, to preferred return, through catch up, and finally carried interest.
Evaluating Sponsor Alignment: Learn which layers sponsors often don’t reach, how fees can eat into returns, and what information to request to help you make your assessment.
US vs. European Models: Discover why the American “by deal” and European “whole fund” approaches matter..
Fees, Transfers, and Market Rates: Recognize common issues like sponsors moving assets between their own funds or layering on avoidable fees.

Ready to learn how alternative investments really pay out? Listen to the latest episode and let’s grow your wealth, unconventionally.

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

Ready for the next step?

Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
- Facebook: facebook.com/theunconventionalinvestorpodcast
- Instagram: instagram.com/michelle.e.moses
- Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Ep. 3 - Mindful Thoughts for a Healthier Relationship with Money

Michelle Moses | CFP® & Realtor® — Tue, 30 May 2023 20:28:00 GMT

It's time to rethink your relationship with money. We all feel guilty about it, no matter how much we have. But instead of judging others for their wealth or feeling jealous of them, let's focus on finding positive qualities in them.

Join Michelle as she talks about the topic of guilt around money, highlighting its universal presence regardless of financial standing. From major expenses to everyday matters, such as shopping and providing for children, this episode explores the profound influence of money on our overall lifestyle.

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!

Me Financial Website

Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Ep. 9 - Understanding the Impact of the Federal Reserve on Your Daily Life

Michelle Moses | CFP® & Realtor® — Tue, 08 Aug 2023 09:00:00 GMT

From money market accounts to mortgages, and even commercial debt margins, the decisions made by the Federal Reserve can significantly influence our financial lives. Understanding their objectives and how they manipulate interest rates is essential for anyone looking to make informed financial decisions.

Andy Woodward, banking and software expert, joins me to discuss how the Fed's decisions affect most of our financial products and decisions.

Buy Greg’s Book - https://amzn.to/4cqb02q 

If you enjoyed today's episode, please share it with your circle and leave a review!

Money, Privilege, and the Importance of Being Thankful (Ep 89)

Michelle Moses | CFP® & Realtor® — Tue, 12 May 2026 13:01:00 GMT

Appreciate what you have and where you are because gratitude is the real wealth. In today’s episode, Michelle gives her perspective on the book The Gratitude Diaries by Janice Kaplan with a focus on the chapter about money. With honest, personal reflections and practical advice, this episode encourages listeners to adopt a more grateful outlook in their financial journeys and highlights how privilege can shape our attitudes about wealth and competition. As you chase your financial goals, remember to be thankful for your journey, your support network, and every break that you were given along the way.

Top 3 Key Takeaways:

Gratitude Goes Beyond Hard Work: Success isn't just about hustle. Many advantages—family support, legal protections, educational opportunities, even a helping hand—play a role. Taking a moment to recognize these factors keeps us grounded.
Competition vs. Collaboration: The scarcity mindset isn't helpful. There are enough clients, opportunities, and wealth for everyone. Focusing on collective abundance, rather than competition, changes how we approach business and money.
Giving Is More Memorable: Studies show acts of generosity stick with us far longer than spending on ourselves. Whether it's gifting, helping others, or offering a deal, these moments create lasting wellbeing.

If you're interested in alternative investment strategies or just want to chat about gratitude, feel free to connect!

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

Ready for the next step?

Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
- Facebook: facebook.com/theunconventionalinvestorpodcast
- Instagram: instagram.com/michelle.e.moses
- Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

How to Earn Passive Royalties from Oil & Gas with Mineral Rights. Jace Graham w/ Rising Phoenix (Ep 81)

Michelle Moses | CFP® & Realtor® — Tue, 30 Sep 2025 17:00:00 GMT

If you’ve ever wondered how you can generate passive “mailbox money” from the energy sector, or if you’re looking for creative 1031 exchange opportunities, this episode is for you. Jace Graham, a fourth-generation oil & gas expert and CEO and Founder of Rising Phoenix Capital joins us to explain how mineral rights work and how his team acquires off-market mineral rights.

Top 3 takeaways:

Mineral Rights = Passive “Mailbox Money”
By owning mineral rights, investors can earn regular royalty payments from oil and gas production—without the risks or hassles of drilling themselves. It’s a truly passive income stream that’s less “hands-on” than many real estate or drilling deals.
Unique & Direct Acquisition Approach
Rising Phoenix Capital stands out by doing serious ground work—they source mineral rights directly from owners, avoiding auctions and middlemen. This potentially allows for better pricing and value for their investors.
Great 1031 Exchange Option
Since mineral rights are considered real estate, investors can use 1031 exchanges to defer taxes by transitioning from investment property into mineral rights. This opens the door for retiring landlords or anyone looking to reposition their portfolio while keeping more money compounding for them

The In's & Out's of 1031 Exchanges with Michael Velasco (Ep 82)

Michelle Moses | CFP® & Realtor® — Tue, 07 Oct 2025 20:00:00 GMT

Today we talk the ins and outs of 1031 exchanges—a powerful real estate tool that lets investors defer taxes when selling investment or business property. Michael Velasco, founder and qualified intermediary of Exchangeable, and one of only around 120 certified exchange specialists nationwide.

We discuss what a 1031 exchange really is, why so many property owners still don’t know about it, and the nuts and bolts you need to get started.

We talk about the different types of exchanges (including the elusive reverse and improvement exchanges), strategies to avoid common pitfalls, and the importance of understanding your legal entities and getting expert advice before beginning.

Top 3 takeaways:

1031 Exchanges Are Only for Investment/Business Properties
Personal residences don’t qualify—you must own rental or business real estate to take advantage of these powerful tax deferral strategies.
Timelines Matter: 45 Days to Identify, 180 Days to Close
After selling your property, you have 45 days to identify a replacement and 180 days to complete the transaction. Missing these deadlines can kill your exchange.
Structure and Expertise Are Key
The nuances of entity setup, property title, and choosing the right type of exchange (standard, reverse, improvement) can make or break your outcome. Work with a qualified intermediary early, and don’t skimp on the expert advice—mistakes are costly!

Connect with Michael Velasco- www.1031exchangeable.com

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

Ready for the next step?

Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
- Instagram: instagram.com/michelle.e.moses
- Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Multifamily Real Estate Done Right: Ethics, Returns, and Transparency with Hamilton Point (Ep 77)

Michelle Moses | CFP® & Realtor® — Tue, 15 Jul 2025 15:00:00 GMT

If you’re interested in multifamily real estate investing with a manager who truly does things differently, this one’s worth your time! There are HUNDREDS of multifamily (apts) investors out there, but this one stands out.

Matt Incitti from Hamilton Point joins us to share what makes Hamilton Point special. Key takeaways:

🔹 Ethics and Alignment Matter
Hamilton Point stands out in the crowded multifamily space for their strong ethical track record and investment alignment with investors. The founders and team invest alongside clients—on the same terms—which means their interests are directly aligned with investor outcomes.

🔹 Disciplined, Nimble Strategy
Instead of chasing huge fund sizes, Hamilton Point maintains disciplined fund growth and prioritizes quality over quantity. Matt shared that their current focus is on buying newer multifamily properties from distressed builders—adapting to market cycles rather than forcing growth, which has helped them consistently deliver solid performance.

🔹 Clear Communication & Operational Excellence
Transparency and communication are big differentiators. Investors receive quarterly updates and timely tax documents—something that’s surprisingly rare in the private equity space. Hamilton Point’s focus on reporting, responsiveness, and investor experience helps build long-term trust.

If you’re exploring alternative investments, it’s crucial to work with partners who have a proven, ethical approach—and who treat your money like their own.

Contact Hamilton Point - www.hamiltonpointinv.com

Take the quiz - How Alternative Assets Can Fit in Your Portfolio - https://quiz.tryinteract.com/#/672ec387dca489a684704eee

Ready for the next step?

Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
- Instagram: instagram.com/michelle.e.moses
- Website: www.mefinancial.net

Disclaimer:
The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Understanding Crypto's New Role in Our Economy with Andy Woodward (Ep. 64)

Michelle Moses | CFP® & Realtor® — Tue, 11 Mar 2025 09:00:00 GMT

Software engineer & developer, Andy Woodward joins us to give an update on cyptocurrency and it's place in our financial markets. As someone who's been following the crypto space since 2018, Andy provides a wealth of insights into the world of cryptocurrencies.

Key Takeaways:

Understanding Crypto's Resilience: Andy highlights how, despite the buzz around meme coins, the top cryptocurrencies like Bitcoin and Ethereum have remained relatively consistent over the years. It's crucial to look past the short-term noise and focus on the long-term potential of these digital assets.
Crypto as a Tool for Global Economic Participation: Crypto's role in enabling people from struggling economies to participate in global commerce. Whether it's providing a stable form of currency in inflation-hit regions or simplifying international transactions, crypto offers some unique advantages our current system doesn't have.
Exploring Innovative Crypto Projects: We discuss fascinating projects like liquidity pools and platforms like Poly Market. These developments not only enhance the utility of cryptocurrencies but also offer new ways for individuals to engage with and profit from the crypto marketplace.

If you're interested in alternative investments and crypto, tune in to this weeks episode!

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- YouTube: youtube.com/@theunconventionalinvestor
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Website: www.mefinancial.net

Ep. 38 - How Franchises Can Be Used For Building Wealth

Michelle Moses | CFP® & Realtor® — Tue, 21 May 2024 09:00:00 GMT

Think you can't afford a franchise? This episode shows us how $50,000 can open the door to business ownership.

Greg Mohr, a franchising expert and Wall Street Journal best-selling author joins us to share the details of buying or starting your own franchise.

I think you'll be surprised by how easy it is to get into franchising and the support you’ll receive throughout the process.   

From discovering which industry is right for you, to funding, marketing and even scheduling clients - there are systems to help you succeed in a new or existing franchise. All you have to do is pick up the phone and experts are there to support and guide you.

Key takeaways from our conversation:

Rapid Expansion Potential - Franchising can significantly speed up business growth, as it allows for leveraging other people's investments and efforts across multiple locations.
Franchise Setup Process - Setting up a franchise typically involves an investment of around $50,000 and takes approximately three months. This includes legal documentation, training, and alignment with franchising best practices.
Semi-Absentee Ownership - An option for those with less time but interest in franchising. This model allows owners to hire a manager to handle daily operations while overseeing the business for about 10-15 hours a week.

Listen to the full episode for little known facts about franchising and discover how easy it is to get started.

Greg Mohr’s Website

Visit Me Financial Website: www.mefinancial.net

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Putting It All Together: 1031 Strategies You Can Use (Ep 83)

Michelle Moses | CFP® & Realtor® — Tue, 14 Oct 2025 20:00:00 GMT

If you’re tired of managing properties or just looking for smarter ways to grow your wealth, this episode is for you. In this solo episode, I discuss 1031 exchange strategies that don't include rolling your investment into the same kind of real estate.

Here are my top 3 takeaways:

1031 Exchanges Aren’t One-Size-Fits-All

You don’t have to trade one rental property for another. You have more flexible options, including investing in managed real estate solutions.

Explore Delaware Statutory Trusts (DSTs)

With DSTs, you can 1031 into professionally managed commercial properties (like hotels or office buildings), so you get “mailbox money” without the headaches of property management.

Mineral Rights

A little-known 1031 option: oil and gas mineral rights. You can swap your investment property for the rights to land resources and earn ongoing royalties—plus, these assets can be passed down to heirs!

For more detail on 1031s, please listen to the previous episode with Michael Velasco (Ep 82)

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Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
- Instagram: instagram.com/michelle.e.moses
- Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Ep. 44 - Tricks & Tips to Maximize Your Social Security

Michelle Moses | CFP® & Realtor® — Tue, 09 Jul 2024 09:50:00 GMT

Are you wondering when to take Social Security and how to maximize your benefits? In this episode, I talk with retirement planner, Greg Kurinec, CFP®, MRFC® about strategies to get the most from your Social Security benefits.

Greg, explains the decision-making factors for taking Social Security early or delaying it, emphasizing the need to consider health, life expectancy, and employment status.

We also cover:

Utilizing pre-tax accounts to bridge the gap before claiming Social Security at age 70.
Conversion of pre-tax accounts to Roth accounts.
Potential reforms to preserve Social Security.

Subscribe to the Me Financial Podcast to hear more and don't forget to leave a review!

Contact Gregory J. Kurinec, CFP®, MRFC® - www.pennantplanning.com/

Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor

Follow Michelle on Instagram - michelle.e.moses

Visit the Me Financial Website - www.mefinancial.net

Stable Cash Flow & Growth: Becknell's Industrial REIT (Ep 85)

Michelle Moses | CFP® & Realtor® — Tue, 17 Mar 2026 17:04:00 GMT

Is industrial real estate a smart place to put your money? In this episode, we explore what today’s market means for investors seeking steady, dependable returns.

With over 35 years in industrial real estate, Becknell Industrial is bringing its tried-and-true strategy to accredited investors who seek reliable alternatives to stocks and bonds. I sat down with Becknell's CFO, Clay Thelen, to discuss what makes Becknell stand out, explain the rationale behind the new fund, and discuss why long-term, low-leverage industrial real estate might fit into your portfolio.

Top three takeaways:

Long-Term, Mission-Critical Investments: Becknell specializes in build-to-suit industrial assets—think warehousing, light manufacturing, and distribution facilities for blue-chip tenants like Abbott Laboratories. These are designed, built, managed, and owned in-house, for consistency and commitment.
Income & Accessibility: The new Becknell Industrial Income Trust offers monthly distributions with a 5% annual yield, an early investor bonus, and a minimum investment of $25,000. As an equity investment (not just debt), you gain ownership in high-quality, income-producing real estate.
Industry Tailwinds: With e-commerce growth and U.S. manufacturing reshoring, demand for industrial space is surging—even as new supply tightens. This creates a compelling environment for stable, long-term returns.

To read more about Becknell Industrial - https://becknellindustrial.com/

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Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
- Facebook: facebook.com/theunconventionalinvestorpodcast
- Instagram: instagram.com/michelle.e.moses
- Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Real Estate Investing Without the Cash: Jesse Lang’s BRRRR Strategy (Ep 75)

Michelle Moses | CFP® & Realtor® — Tue, 01 Jul 2025 16:00:00 GMT

This week we have real estate investor, Jesse Lang on the show to talk about investing in real estate without your own money.

Jesse started her journey accidentally through house hacking, and within just 36 months, she scaled from 11 to 70 rental doors—all without using her own money. Her focus on the BRRRR method (Buy, Renovate, Rent, Refinance, Repeat) is a game-changer for anyone feeling like they can't get into the real estate game.

Here are the biggest takeaways:

🔑 Leverage over Capital
Jesse uses private lenders and hard money to invest in real estate, allowing her to grow rapidly while offering double-digit returns to her lenders.

🔄 Systems are Scalable
Standardizing renovations and targeting congruent neighborhoods save her time and make property management much easier. Consistency means faster analysis and fewer issues.

🧠 Education and Community Matter
Jesse didn’t do it alone—masterminds, mentors, and constant learning helped her succeed. She now pays it forward with a “Rentals Made Easy” mastermind and book, breaking down the process for other investors.

Feeling inspired to take your real estate investing to the next level? Connect with Jesse at unlockedrentals.com or tune into the full episode!

#RealEstateInvesting #BRRRRMethod

Buy Jessie's book, "Rentals Made Easy" on Amazon

Contact Jessie Lang:

https://www.instagram.com/jessielangofficial/

https://www.youtube.com/@unlockedrentals

Take the quiz - How Alternative Assets Can Fit in Your Portfolio - https://quiz.tryinteract.com/#/672ec387dca489a684704eee

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Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
- Instagram: instagram.com/michelle.e.moses
- Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Build Wealth Through Culture by Investing in Art w/Clare Baukham (Ep 88)

Michelle Moses | CFP® & Realtor® — Tue, 28 Apr 2026 12:17:00 GMT

Did you know that you can invest in ART and add this alternative asset to your portfolio? Find out how you can own a piece of culture and legacy and diversify your portfolio, all while supporting emerging and established artists.

In this episode, we explore the unique world of art as an investment vehicle. Clare Baukham, founder of Clear Art Reserve, joins us to explain how fractional ownership lets you hold a piece of world-class art, why art can beat the S&P 500, and how cultural assets can build long-term wealth.

Key takeaways:

Fractional investing opens big doors: With Clear Art Reserve, investors can own fractions of blue-chip, mid-career, or even emerging artists’ works—without needing millions to get started.
Art isn’t just for the ultra-wealthy: Whether you’re new to alternative investments or looking to diversify beyond real estate and stocks, fine art can combine cultural appreciation with long-term growth potential.
·Expertise matters: Selecting art with true upside requires deep market knowledge and a strong network. Relying on a specialized advisory team (instead of guessing or following trends) can give you an edge and help mitigate risks.

Whether you’re an experienced investor looking for your next strategic move or simply curious, this episode promises valuable insights into a truly alternative and unconventional investment.

Curious about adding art to your portfolio? Check out Clear Art Reserve and explore a new way to build wealth through culture.

Website: https://www.clear-art-reserve.com/
Instagram: @clarebaukham / @clearartreserve

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

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Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
- Facebook: facebook.com/theunconventionalinvestorpodcast
- Instagram: instagram.com/michelle.e.moses
- Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

IRA Contribution Strategies: How You Need to Alter Your Retirement Savings After the SECURE Act (Ep 57)

Michelle Moses | CFP® & Realtor® — Tue, 19 Nov 2024 16:37:00 GMT

Thinking about leaving a legacy? The SECURE Act changed the rules for inheriting IRAs, potentially impacting your financial plans. Learn how you can change your savings strategy to minimize taxes for your heirs.

What You'll Learn:

The 10-Year Distribution Rule: Understand how the SECURE Act affects how beneficiaries access inherited IRA funds.
The Power of Roth IRAs: Discover why Roth IRAs are even more important now for tax-free retirement income.
Strategic IRA Withdrawals & Alternatives: Explore strategies like controlled withdrawals and life insurance to manage tax implications and secure your heirs' future.

Related Episodes:

Using a Backdoor Roth IRA for Retirement Savings (Ep. 54)

Controlling Your Wealth with Wills, Trusts and Estate Planning (Ep. 14)

Ready to take the next step?

Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
- Instagram: michelle.e.moses
- Website: www.mefinancial.net

Ep. 43 - Legal and Financial Tips for Buying Commercial Real Estate

Michelle Moses | CFP® & Realtor® — Tue, 25 Jun 2024 09:00:00 GMT

Considering investing in commercial real estate for your business? Learn the pros and cons of owning vs. renting for your business needs.

Mandi Hunter, the founder of Kansas City's first full-service standalone real estate law firm, Hunter Law Group, joins us to share her knowledge.

Key Topics:

Timing: Considering interest rates, cash flow, and business growth stages before making a purchase.
Due Diligence: Understanding the importance of thorough due diligence before buying commercial real estate. That means getting your surveys, appraisals, environmental assessments, and title work done right.
Legal Contracts: What legal contracts are associated with commercial property purchases.
Cash Flow Assessment: Strategies for assessing your business's financial readiness for commercial property ownership.
Property Maintenance: Responsibilities and considerations for maintaining commercial properties.

Connect with Mandi Hunter - www.hunterlawgroup.com

Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor

Visit Me Financial Website: www.mefinancial.net

Love the show? Share it with your friends and leave a review!

Ep. 1 - What Me Financial is All About

Michelle Moses | CFP® & Realtor® — Tue, 09 May 2023 09:00:00 GMT

In this episode, I give you a sneak peek into what you can expect from the show. From shows done by Michelle only, to interviews with guests, I hope to inspire your financial journey with unconventional investment strategies to help you get to the next level. Join us by subscribing and following along! Follow me on Instagram Me Financial

The Surprising Habits and Traits of the Millionaire Next Door (Ep 87)

Michelle Moses | CFP® & Realtor® — Tue, 14 Apr 2026 12:15:00 GMT

Learn the habits and mindset of financially comfortable people that set them apart from everyone else. As I've worked with clients over the years, I've had the privilege of working with many "millionaires next door" — the people who aren’t flashy, but are intentional about their spending, saving, and how they view money.

In this solo episode, I break down the behaviors and beliefs of people who are financially comfortable and what we can learn from them.

Key Takeaways:

Mindset Matters: The most financially comfortable people have a positive expectation that "it will work out." They approach money and life with optimism instead of perceived powerlessness or a victim mindset. This positive outlook brings positive results.
Intentional Living, Intentional Spending: It’s not about flashy cars or chasing every trend. Wealthy clients are intentional about their spending and saving habits, funding what matters most to them, and keeping regular saving as a non-negotiable part of their routine.
Ownership & Long-Term Thinking: They take responsibility for learning about financial tools and avoid the "get rich quick” schemes. Successful investors continually educate themselves, make decisions with their long-term goals in mind, and never vilify those who have achieved financial success.

Whether you're seeking alternative investment strategies or simply want to understand what sets financially confident people apart, this episode offers practical insights and thoughtful stories to help you take control of your financial future. Listen to the full episode, or book a consult to see how we can achieve your financial goals together.

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

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Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
- Facebook: facebook.com/theunconventionalinvestorpodcast
- Instagram: instagram.com/michelle.e.moses
- Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Ep. 24 - My Honest Opinion About Life Insurance & the Different Ways to Utilize it

Michelle Moses | CFP® & Realtor® — Tue, 13 Feb 2024 10:00:00 GMT

Are you confused by the different messages you receive about life insurance? Learn how life insurance can fit into your financial plan, whether it's a smart investment or something you should bypass.

I give you the low down on life insurance in this episode -

What the different types of life insurance are and how they work
How I use policies in my financial planning
Terms and phrases like "Indexed" and "Participation Rate" to look out for when shopping
Where to shop for insurance

There is no one-size-fits-all to any financial product, I hope you gain clarity by listening to this episode.

Follow Michelle on Instagram
Me Financial Website

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Part 2 - Building an Accessory Dwelling Unit w/ Tom Mulhern ( Ep 91)

Michelle Moses | CFP® & Realtor® — Tue, 02 Jun 2026 12:08:00 GMT

In this final part of a two-part episode, we continue our discussion about the ins and outs of building Accessory Dwelling Units (ADUs) which are becoming increasingly popular in backyards as extra living space for extended family, overnight guests, or as a way to generate rental income.

Tom Mulhern, co-founder of AzADU, joins us to break down the real numbers behind building an ADU, explore financing options, and common surprises that pop up during construction. With rising home prices and changing family needs, ADUs are gaining traction as a versatile, value-adding alternative in residential real estate. If you’re curious about expanding your living space, investing in multi-generational housing, or eyeing ADUs for rental income and long-term value, this episode is a can’t-miss.

Three Key Takeaways:

Financing ADUs Requires Creativity: Most homeowners opt for HELOCs, cash savings, or funds from family home sales; traditional construction loans are less popular due to complexity.
Expect the Unexpected: Installing an ADU can come with surprises—think abandoned septic tanks or tough utility connections. Working with experienced builders who anticipate surprises is crucial!
Legal Landscape is Evolving: Recent changes to state laws make it easier to build ADUs, but every lot and municipality has its quirks. Work with local experts to navigate zoning, setbacks, and building codes.

Learn more about AzADU’s floor plans, standard features, and cost breakdowns, or for personal consultation with Tom Mulhern and his team: https://www.az-adu.com/

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

Ready for the next step?

Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
- Facebook: facebook.com/theunconventionalinvestorpodcast
- Instagram: instagram.com/michelle.e.moses
- Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Ep. 18 - The Business & Lifestyle of a Fitness Influencer

Michelle Moses | CFP® & Realtor® — Tue, 12 Dec 2023 10:00:00 GMT

If you've wondered about the life of an online influencer, this episode is for you. Andrea Barkley, a fitness trainer and influencer, talks about building her online audience while balancing her existing business & motherhood. Learn Andrea's income diversification strategies across training, nutrition, and influencing, as well as her productivity methods for squeezing in work amidst raising little ones.

Andrea Barkley's Website
Follow Andrea on Instagram

Set up your Maricopa Co. title alert with the Recorder's office

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Ep. 30 - Real Estate Title Fraud: How to Keep Your Property Safe

Michelle Moses | CFP® & Realtor® — Tue, 26 Mar 2024 09:00:00 GMT

Did you know that real estate fraud happens daily? And it happens to very intelligent and savvy homeowners. In this episode, Tanner Herrick, EVP of Premiere Title, talks to us about the tactics criminals are using - from hacking email accounts to listing frauded properties for sale on Zillow.

Learn how to prevent wire fraud, deed fraud, and other sophisticated real estate scams.

Key Takeaways:

Diligence: How to be thorough in reviewing documents and communications with your title company.
Using Google Alerts: How to set up alerts for your properties to monitor suspicious activity.
Title Companies: What to look for when employing a title company for your real estate transactions.

Listen to the full podcast episode for more in-depth explanations and examples of title fraud.

Set up a Google Alert

Contact Info:

Contact Tanner at Premiere Title

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!

Secure, High-Yield Returns Through Real Estate Lending with The Bedrock Fund (Ep. 65)

Michelle Moses | CFP® & Realtor® — Wed, 02 Apr 2025 23:11:11 GMT

With interest rates on the rise, private credit funds are gaining popularity among investors seeking alternative opportunities. In this episode of The Unconventional Investor, we talk about the fundamentals of asset-backed lending, the innovative structure and strategy of The Bedrock Fund—a private lending platform for home flippers—and discuss how it offers accredited investors stable, non-traditional returns.

Joining us is Mark McKeller, Principal & Director of Originations at The Bedrock Fund. With over 20 years of experience in real estate investing and asset-backed lending, Mark shares what makes The Bedrock Fund unique and how it can complement your investment portfolio.

Resources:

Learn more about The Bedrock Fund: https://thebedrockfund.com
Take the quiz - How Alternative Assets Can Fit in Your Portfolio

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Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
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- Website: www.mefinancial.net

Ep. 17 - Do You Need a Financial Advisor?

Michelle Moses | CFP® & Realtor® — Tue, 28 Nov 2023 10:00:00 GMT

Wondering if you need help managing your money? I break down the different financial planner options that might match your situation and budget.

In today's online world, there are more options than ever. You can choose to teach yourself, or go fully onboard with an advisor. I give examples of who needs an advisor and when you may be able to simply pay for a consult.

Follow me on Instagram - @michelle.e.moses

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Ep. 32 - Avoid Wearing Black Socks with Sandals & Learn to Live Your Life!

Michelle Moses | CFP® & Realtor® — Tue, 09 Apr 2024 09:00:00 GMT

We often think of turning off working and turning on the fun when we think of retiring. Jeff Kikel, of Freedom Day Planning, wants us to think of it differently.

In this episode, we talk about re-thinking retirement from taking 4% of your portfolio to creating streams of income to support your lifestyle.   Jeff shares the exact steps he follows to get there and some ideas he and his clients have employed.

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!

Contact Jeff Kikel

How to Use a Backdoor Roth IRA for Retirement Savings (Ep 54)

Michelle Moses | CFP® & Realtor® — Wed, 09 Oct 2024 20:13:00 GMT

Have you written off Roth IRAs because of income limits? There's a legal way to max it out every year - the Backdoor Roth IRA.

Get tax-free retirement growth and income with the Backdoor Roth IRA. Learn exactly how to do it (it's easier than you think) in this solo episode. We'll break down the benefits, legality, and even explore the Mega Backdoor Roth option.

Listen now and discover how a Backdoor Roth IRA can boost your retirement savings.

Ready to ditch the financial stress?

Subscribe to the Podcast: pod.link/1671924778
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Follow Michelle on YouTube: youtube.com/@theunconventionalinvestor
Follow Michelle on Instagram: michelle.e.moses
Work with Michelle: www.mefinancial.net

Solutions for Millennials and Gen Zers Saving for Retirement with Anne Lester (Ep 40)

Michelle Moses | CFP® & Realtor® — Tue, 04 Jun 2024 09:00:00 GMT

Struggling to save for your dreams? Financial freedom might not be about that fancy car. In this episode, we chat with award-winning investor and author Anne Lester of "Your Best Financial Life: Save Smart Now for the Future You Want."

We'll:

Redefine financial freedom and explore how to achieve it on your terms
Learn mind tricks to boost your savings
Discuss money insecurities that perpetuated by social media
Learn steps to feel empowered on your financial journey - no matter your age!

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!  

You can buy Anne’s book here- https://amzn.to/3z4XDGh

For more information on Anne - https://annelester.com/

Ready for the next step?

Subscribe to the Podcast: pod.link/1671924778
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Follow Michelle for more financial tips:

YouTube: youtube.com/@theunconventionalinvestor
Instagram: michelle.e.moses
Website: www.mefinancial.net

Ep. 39 - Turn Knowledge into Action: Strategies to Make Financial Books Stick

Michelle Moses | CFP® & Realtor® — Tue, 28 May 2024 09:00:00 GMT

Do you feel like self-help books go in one ear and out the other? You're not alone! Millions struggle to implement the amazing tips and tricks they learn from non-fiction books. What if you could turn those "aha!" moments into lasting changes?

In this episode, Nick Hutchinson, author of “Rise of the Reader“ shares strategies for retaining information and finally putting self-help books into action.

You'll learn:

Methods to remember and implement key takeaways from any book
Strategies for finding time to read - Integrating book reading into daily life activities
Over 100 actionable habits categorized for health, wealth, and happiness

Nick Hutchison is the visionary force behind BookThinkers, a thriving 7-figure marketing agency bridging authors and readers. In just over 7 years, he has cultivated a platform reaching over 1,000,000 people monthly and hosts the top 2% global podcast, "BookThinkers: Life-Changing Books," featuring interviews with renowned authors like Grant Cardone and Lewis Howes.

Buy the book on Amazon: https://amzn.to/45vPSW2

Learn more about Nick: www.nickhutch.com

Learn more about BookThinkers: www.bookthinkers.com

Personalized Book recommendation: DM Nick at www.instagram.com/bookthinkers

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Ep. 10 - AI and the Financial World: How it May Affect Us

Michelle Moses | CFP® & Realtor® — Tue, 22 Aug 2023 09:00:00 GMT

The financial world is expanding and starting to touch our everyday lives. In this episode, we talk about the impact of AI on the financial industry and how it will change how we operate.

Will AI allow us to invest automatically? Will it create more financial products or eliminate the need for financial advisors? Michelle and Andy Woodward talk about advancements in technology and how AI is shaping the way we trade, manage finances, and even manage the real estate market.

Key Takeaways:

AI and changing how we make investment decisions - It can help identify trends in the real estate market, provide mortgage officers with easier access to information, and even aid businesses in managing their time more effectively on social media.
The Positive and Negative Possibilities of Adoption.
Ways AI will help us digest lengthy financial information.

Form 2553 for S-Corp Election on IRS.gov

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Why You Need to Know About the Corporate Transparency Act w/ Shruti Gurudanti (Ep 53)

Michelle Moses | CFP® & Realtor® — Tue, 01 Oct 2024 09:00:00 GMT

Did you know the government now requires certain businesses to disclose their ownership? If you haven't filed your Beneficial Ownership Report (BOI) with the government, you need to listen to this episode!

Shruti Gurudanti, a lawyer specializing in corporate and transactional law, joins me to explain the Corporate Transparency Act (CTA) and its impact on your business.

In this episode, you'll learn:

Who needs to file a BOI report (e.g., LLCs, corporations)
How easy (and important) it is to file
The consequences of non-compliance (penalties, licenses, etc.)

File your BOI report here: www.fincen.gov/boi

Don't forget to subscribe and leave a review - podcasts.apple.com

Contact Shruti Gurudanti at the Rose Law Group - www.roselawgroup.com

Work with Michelle - www.mefinancial.net
Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor
Follow Michelle on Instagram - michelle.e.moses

Save Thousands on Your Mortgage with Assumable Loans (Ep. 50)

Michelle Moses | CFP® & Realtor® — Wed, 11 Sep 2024 00:40:00 GMT

Tired of high mortgage rates? Assumable loans can help you buy a home at a lower interest rate. Join us as Mike Roberts explains the ins and outs of taking over someone else's loan.

In this episode, you'll learn:

How assumable loans can benefit both buyers and sellers in a transaction.
Which loans are eligible to be taken over and how to do it.
How assumable loans differ from subto or seller financing.

Subscribe to the Me Financial Podcast to hear more and don't forget to leave a review!

Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor
Follow Michelle on Instagram - michelle.e.moses
Work with Michelle - www.mefinancial.net

Contact Mike Roberts to discuss mortgage options - cobaltmtg.com

Ep. 15 - S-Corp Status for Your Business

Michelle Moses | CFP® & Realtor® — Tue, 31 Oct 2023 09:00:00 GMT

If you have your own business and earn over $50k, you'll want to listen to this episode. Electing an S-Corp tax status for your LLC might save you thousands in taxes.

Michelle Moses, CFP® and Jared Van Arsdale, CPA discuss the complexities and benefits of electing an S-Corp status.

Key Takeaways -

Who makes a good candidate for this election and how to do it.
Once elected, logistical items to consider.

Jared Van Arsdale's Website

Follow Michelle on Instagram- michelle.e.moses
Me Financial Website

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!

Oil & Gas 101: Tax Benefits, How-To & more with Brad Updike of Mick Law, PC (Ep 71)

Michelle Moses | CFP® & Realtor® — Tue, 03 Jun 2025 12:00:00 GMT

We're diving into a new area of interest: Oil & Gas Investing.

If you’ve ever wondered about the differences between drilling programs and royalty programs, how to spot a quality operator, or why oil and gas remain such a compelling option for accredited investors seeking both tax advantages and portfolio diversification, this conversation is for you.

Brad Updike, LLM, JD joins us from Mick Law PC, a premier oil and gas due diligence firm, to explain.

Key highlights you don’t want to miss:

Oil & Gas 101:
Brad explains why oil and gas is the 7th largest industry globally and why its market fundamentals continue to attract smart capital.
Investment Structures Explained:
Learn the difference between investing in public oil and gas securities (like Exxon and Devon) versus private placements—including limited partnerships and mineral rights deals.
The Power of Tax Benefits:
Discover how investors can utilize intangible drilling costs (IDCs), tangible equipment deductions, and percentage depletion to substantially lower their tax liability. Brad breaks down real-world scenarios of how these can shrink your investment’s out-of-pocket costs dramatically.

Ep. 23 - Finding Happiness with Your Current Income Through Financial Coaching

Michelle Moses | CFP® & Realtor® — Tue, 06 Feb 2024 10:00:00 GMT

Many individuals earning six-figures struggle to make ends meet. Join us with financial coach, Ericka Young, as we explore why this happens, the stress that can come with increased income, and solutions to alleviate financial challenges. We also speak to the benefits of implementing a coaching program in the workplace. Discover how this not only aids employees in managing their finances but also contributes to employee retention.

Ericka's Young's Website
Follow Ericka on Instagram @erickayoungofficial

Follow Me on Instagram
Me Financial Website

If you enjoyed today's episode, share it with your circle and
leave a review!  

Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

You're Doing Better Than You Realize: Encouragement (Ep. 52)

Michelle Moses | CFP® & Realtor® — Tue, 24 Sep 2024 09:00:00 GMT

Feeling overwhelmed by unrealistic expectations? This solo episode is close to my heart and all about reminding you that you're doing great just as you are. I discuss the pressure of social media and societal messages, especially when it comes to finances and lifestyle.

Let's recognize your achievements, manage expectations, and appreciate the good in your life. Sit back, take a listen, and leave feeling more relaxed and grateful for what you have and have done!

This episode is perfect for you if:

You compare yourself to others on social media
Feel discouraged by financial goals that seem out of reach
Struggle with self-doubt and negative self-talk

Ready to take your finances to the next level?

Subscribe to the Me Financial Podcast: podcasts.apple.com
Don't forget to leave a review!
Follow Michelle on YouTube: https://www.youtube.com/@theunconventionalinvestor
Follow Michelle on Instagram: michelle.e.moses
Work with Michelle: www.mefinancial.net

Ep. 8 - Setting Yourself Apart in The Airbnb Market: Niche AirBNBs

Michelle Moses | CFP® & Realtor® — Tue, 25 Jul 2023 09:00:00 GMT

Want to create an Instagram-worthy space for Airbnb guests?

Join Michelle and guest Kara, Airbnb Host, as they discuss the world of standing out and creating your unique niche in the short term rental space. They talk remodeling, tools you can use to enhance and run your rental and secrets to their real estate success. Learn how Kara sets herself apart to get both business and individual bookings.

Kara’s Airbnbs

The Me Financial Website

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!

Ep. 2 - How to Stay Sane and Build a Business You Love

Michelle Moses | CFP® & Realtor® — Tue, 16 May 2023 09:00:00 GMT

This episode is all about starting and maintaining a successful business while keeping yourself sane and motivated. Chrissa Michelle and I talk about the importance of identifying and prioritizing the approaches that work best for you and your business, rather than comparing yourself to others.

Having a supportive network of fellow entrepreneurs is crucial in keeping you motivated and focused.

It's okay to have bad days, but important to bring it back to why you started your business - whether it's for money or freedom of time.

The Me Financial website Connect with Chrissa Michelle

Key Takeaways -

Initial concerns about how to make a decent living in your businesses.
The mindset needed to stay out of fear and keep motivated.
Focusing on the genuine interest in a client’s life to have better conversations and growth.
Emphasizing the importance of checking emotions throughout the day and what it is that you need.
Trying different personal and business ventures to gain clarity.

Ep. 35 - From Hotels to RV Parks: The Ins and Outs of Alternative Investments

Michelle Moses | CFP® & Realtor® — Tue, 30 Apr 2024 09:00:00 GMT

Are you looking to diversify outside the stock market? Alternative investments might be the answer you're looking for. Investing in buildings, apartments or even employee stock options aren't just for the ultra-wealthy, you can have access to these funds from almost anywhere. In this episode, I explain how alternative asset funds work and how they can be added to your portfolio to reduce volatility.

I also cover:

- How to do your due diligence on these investments

- Strategies and considerations for individuals

- Litmus tests you can have when reviewing & red flags to watch out for

- I break down what makes a good fee structure

Follow Michelle on Instagram: @michelle.e.moses

Visit Me Financial Website: www.mefinancial.net

Love the show? Share it with your friends and leave a review!

Disclaimer:

Ep. 27 - FDIC Insurance & Protecting Your Accounts: Insured vs. Uninsured Deposits

Michelle Moses | CFP® & Realtor® — Tue, 05 Mar 2024 10:00:00 GMT

How do you ensure your money is as safe when a bank collapses? Why is diversification key in your banking portfolio? And what exactly does the repo window have to do with bank's solvency?

In an industry where 47% of deposits are uninsured and recent failures like Silicon Valley Bank have shaken confidence, we discuss the important role of the FDIC in monitoring, auditing, and deciding the future of banks.

We talk about the different account types, from joint to trust accounts, and the changes in trust law that might affect your coverage.

Key Topics -

Using the EDIE calculator to determine the insurance on your accounts
Coverage limits for various account types
The creation and role of FDIC

Links mentioned in the show:

To find out your FDIC coverage, use the calculator mentioned in the podcast- edie.fdic.gov/calculator

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!

Ep. 5 - Uncovering Your True Desires When Making Financial and Real Estate Decisions

Michelle Moses | CFP® & Realtor® — Wed, 14 Jun 2023 09:00:00 GMT

This week, Michelle Moses, CFP® is joined by Shalyn Kearney and Padraic McDonald, both licensed Realtors®, to explore how to get to the bottom of what you desire, when making decisions. Many times we “think” we want something, but when it comes time to purchase, we choose something entirely different.

Listen to see how emotions intertwine with financial decisions - especially when it comes to real estate.

Contact Jeff Ohm
Follow Jeff Ohm on Instagram, or @forwardloans

Shalyn Kearney Padraic McDonald Walt Danley Local Luxury Real Estate Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Ep. 21 - Creative Ways to Purchase Real Estate (Including Rentals)

Michelle Moses | CFP® & Realtor® — Tue, 16 Jan 2024 10:00:00 GMT

If you’re worried you won't be able to purchase real estate in the current environment, this episode may give you hope!

Jeff Ohm, Managing Partner of Forward Loans, shares creative ways people are purchasing real estate.

We start by looking at VA loans for veterans, move on to buying down mortgage rates, and conclude with loans based solely on rental income—options that may require minimal down payments.

Some of these options are very creative! I hope you learn something new.

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!

Follow Luxury Cash Flow on Instagram 

How to Maximize Your Tax Savings with Employee Benefits - w/ Corina Delugos (Ep. 56)

Michelle Moses | CFP® & Realtor® — Tue, 22 Oct 2024 09:00:00 GMT

We've all seen that long list of options your employer hands you. Do you need all of them? Which ones are worth it?

In this episode, Corina Vakira Delugos, MBA, EA talks to us about which benefits can save you in taxes - so you're spending tax-free money for your expenses. Corina is a financial services professional with over 25 years of experience in tax, mortgage, and insurance planning.

Key Takeaways:

Utilize Flexible Spending Accounts (FSAs) Wisely:
- Depend Care FSA
  
  : Set aside up to $5,000 pretax for child or dependent care.
- Healthcare FSA
  
  : Use for out-of-pocket medical expenses, but remember that funds generally don’t roll over.
Maximize Health Savings Accounts (HSAs):
- Paired with high deductible health plans.
- Triple tax benefits: contributions are tax-deductible, growth is tax-free, and withdrawals for medical expenses are also tax-free.
Explore Employee Stock Purchase Plans (ESPPs):
- Purchase company stock at a discount.
- Hold for over a year for favorable long-term capital gains tax treatment.

Listen to the full episode for more tips and strategies to save on taxes while making the most of your employee benefits!

Contact Corina - www.keenfinancialsolutions.com

Ready to ditch the financial stress?

Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle on YouTube: https://www.youtube.com/@theunconventionalinvestor
Follow Michelle on Instagram: michelle.e.moses
Work with Michelle: www.mefinancial.net

Ep. 37 - Luxury AirBnbs: Why They're a Good Investment

Michelle Moses | CFP® & Realtor® — Tue, 14 May 2024 09:00:00 GMT

Did you know more families are spending 3xs more on luxury vacation rentals, seeking unforgettable experiences? In this episode, Ross Greenberg, Realtor® and owner of Luxury Cash Flow shares his secrets to success in the high-end rental market. We talk in detail about:

What to look for when purchasing a property
How to on-board with amenities that elevate your listing
How to find the perfect manager to keep your investment running smoothly

There are so many surprising, and new stats in this episode, be sure to subscribe to hear more!

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! 

LuxuryCashFlow.com 

Follow Ross on Instagram

Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Ep 46 - Creating Financial Intimacy in Your Relationships

Michelle Moses | CFP® & Realtor® — Tue, 23 Jul 2024 09:00:00 GMT

If you and your partner/spouse have difficulty talking about money, this episode is for you. Ed Coambs, CFP® and Certified Financial Therapist shares tips on ways to truly hear what your spouse is saying and find a way forward in financial conversations.

Key Topics -

Common issues: judgment, criticism, and fear in money discussions
Understanding your partner’s family background
Review of the four attachment patterns: their characteristics and impacts
Techniques for improving communication and connection

Join us to learn how to foster financial intimacy and strengthen your relationship through better financial conversations.

Subscribe to the Me Financial Podcast to hear more and don't forget to leave a review!

Connect with Ed & take his attachment style quiz - www.healthyloveandmoney.com
Buy Ed's book, "The Healthy Love & Money Way: How the Four Attachment Styles Impact Your Financial Well-Being" - https://amzn.to/4eYU9Wk

Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor

Follow Michelle on Instagram - michelle.e.moses

Visit the Me Financial Website - www.mefinancial.net

Ep. 20 - A Financial Advisors Most Frequently Asked Questions

Michelle Moses | CFP® & Realtor® — Tue, 02 Jan 2024 10:00:00 GMT

In this episode, I address my most frequently asked financial questions. Join me to find the answers to questions that keep you up at night!

What should I do with my cash? This is by-far my most asked question and changes depending on the market conditions.
Finding a good CPA
Health Insurance - are there cheaper options out there?
Buying a car and getting the best rate on your loan - listen in to hear how to get a low rate AND cut your time at the dealer.
Should you loan or invest with a friend or family member?

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!

Links mentioned in this episode:

Niche Investment: Why Industrial Outside Storage Is Gaining Traction with Hansel Rodriguez of COARE (Ep 69)

Michelle Moses | CFP® & Realtor® — Wed, 14 May 2025 01:36:49 GMT

If you’re looking for an alternative investment opportunity that’s well outside the usual suspects, this one is worth a look. Industrial Outside Storage, think equipment or supply storage for companies that have large items to store or operate.

There are a few reasons this might be a good fit:

Fragmented Market: Over 80% of industrial outdoor storage assets are owned by non-institutional (mom and pop) operators. This creates tremendous potential for portfolio consolidation and value creation, especially with a current estimated $166B of deals out there.
Attractive Returns with Less Competition: By focusing on deals in the $1-10M range, there’s far less competition from institutional investors, allowing for cap rates north of 10%—a rarity in the real estate world, especially without leveraging debt.
Strong Fundamentals, Limited Supply: IOS sites are often hard to replicate, thanks to strict zoning and city limitations. This acts as a natural barrier to new supply and helps secure long-term value for investors.

If you’re an accredited investor looking to diversify with something truly unconventional—and income-focused—this fund deserves your attention. Listen to the full episode for all the details, and reach out if you want to discuss how this could fit into your portfolio.

Contact COARE - https://www.coareindustrial.com/

#Investing #Alternatives #RealEstate #IndustrialStorage

Take the quiz - How Alternative Assets Can Fit in Your Portfolio - https://quiz.tryinteract.com/#/672ec387dca489a684704eee

Ready for the next step?

Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
Instagram: instagram.com/michelle.e.moses
Website: www.mefinancial.net

My New Favorite Financial Book: No Worries By Jared Dillian (Ep. 51)

Michelle Moses | CFP® & Realtor® — Tue, 17 Sep 2024 09:00:00 GMT

Ever feel overwhelmed by all the financial advice out there? For years, I haven't been able to recommend many books, but that changed with No Worries: How to Live a Stress-Free Financial Life by Jared Dillian.

This book cuts through the noise with just three key principles to focus on, so you can forget the rest.

It has easy-to-manage strategies you only need to check on once a year.

In this episode, we discuss:

Why most financial advice is overwhelming
The 3 key principles to financial freedom
Easy-to-implement strategies for long-term success

Ready to ditch the financial stress?

Subscribe to the Me Financial Podcast: https://podcasts.apple.com/us/podcast/me-financial/id1671924778
Don't forget to leave a review!
Buy Jared's Book: https://amzn.to/3xkwDCn
Follow Michelle on YouTube: https://www.youtube.com/@theunconventionalinvestor
Follow Michelle on Instagram: michelle.e.moses
Work with Michelle: www.mefinancial.net

Strategies to Prepare Your Business for Sale with Laurie Barkman (Ep. 47)

Michelle Moses | CFP® & Realtor® — Tue, 06 Aug 2024 09:00:00 GMT

Are you looking forward to selling your business, and doing it for top dollar? Learn how to maximize your business's value and achieve a smooth exit.

In this episode, we get into business valuations, exit planning, and the importance of financial readiness for a successful sale. Laurie Barkman, the Business Transition Sherpa™, shares insights on protecting your business, setting growth goals, and understanding the different perspectives of strategic and financial buyers.

Key Takeaways:

Start Early and Plan Ahead: Begin your exit planning process at least 10 years before your desired sale date to maximize your return and avoid pitfalls.
Focus on Financials: Showcase your business's growth potential by ensuring your financials are in order and demonstrating enterprise value.
Understand Your Buyer: Identify potential buyers for your business and tailor your strategy accordingly, whether you're targeting strategic buyers, financial buyers, or related buyers.
Identify potential buyers for your business and tailor your strategy accordingly.

Ready to start planning your exit strategy? Schedule a consultation with Laurie Barkman or visit her website - https://thebusinesstransitionsherpa.com/

Subscribe to the Me Financial Podcast to hear more and don't forget to leave a review!

Buy Laurie's Book, "The Business Transition Handbook" - https://amzn.to/4biANs5

Link to Laurie's Masterclass, "Endgame Entrepreneurship" - thebusinesstransitionsherpa.com

Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor

Follow Michelle on Instagram - instagram.com/michelle.e.moses

Visit the Me Financial Website - www.mefinancial.net

A New Asset Class: Franchise Investing for Everyday Investors w/ Kenny Rose of FranShares (Ep. 80)

Michelle Moses | CFP® & Realtor® — Tue, 23 Sep 2025 16:00:00 GMT

Kenny Rose, founder and CEO of FranShares, joins us to discuss an innovative investment opportunity: investing in franchises as an alternative asset class.

If you’ve ever thought franchising was limited to fast food, think again—Kenny shows us how franchises span everything from automotive to home services, and how FranShares is making it possible for everyday investors get a piece of the action.

We talk about how franchise investments can bring diversification, stable cash flow, and even a sense of local community impact to your portfolio.

Top 3 takeaways:

🔹 Franchise Investing is Evolving: Anyone can invest in franchises as easily as buying stocks or real estate—no need to be a millionaire operator or have hands-on experience.

🔹 Vetting and Opportunity: FranShares doesn’t just fund any franchise. They thoroughly vet brands, operators, and the overall opportunity, ensuring investments go to proven businesses and experienced operators.

🔹 Diversification & Community Impact: Franchise investments can generate steady income, hedge against inflation, and provide real community value—plus, investors can now support and benefit from local businesses they know and trust.

Meet the Architect of the JOBS Act & How Crowdfunding Has Changed Capital w/ Woodie Neiss (Ep. 79)

Michelle Moses | CFP® & Realtor® — Wed, 17 Sep 2025 23:02:39 GMT

I sat down with Sherwood “Woodie” Neiss—the policy architect behind the JOBS Act and author of Investomers. Woodie shared how investment crowdfunding is giving startups and retail investors a new path forward, bypassing traditional venture capitalists.

3 Takeaways:

• Crowdfunding Is Maturing. Since the JOBS Act’s implementation, over 8,300 companies have collectively raised nearly $3B.

• Diversity & Access Are Up. In the last month alone, 50% of crowdfunded companies had either a woman or minority founder. Investment crowdfunding is opening doors for underrepresented entrepreneurs—and for investors who wouldn’t have qualified under the old rules.

• Investomers = Influence + Investment. Startups can now turn passionate customers into “investomers,” who do more than just buy—they market, advocate, and help shape the company’s success.

Learn more at: Crowdfund Capital Advisors
Book: Investomers
YouTube:@sherwood.neiss

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

Ready for the next step?

Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
- Instagram: instagram.com/michelle.e.moses
- Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Ep. 6 - Making Sense of Cryptocurrency

Michelle Moses | CFP® & Realtor® — Tue, 20 Jun 2023 09:00:00 GMT

Gain a better understanding of the potential of cryptocurrency, and how it may impact your financial future. Michelle Moses, CFP® is joined by Andy Woodward, a software developer and architect with over 30 years of experience in the financial technology sector, including cryptocurrency development since 2016.

We talk about cryptocurrency, what it is and why it's valuable.

Key takeaways:

Cryptocurrency has a value ascribed through society's agreement, similar to traditional forms of commerce
Digital cryptocurrency offers advantages, such as ease of transfer across borders
Cryptocurrency provides a viable means of compensation and economic opportunity in third world countries.

Timestamps:

2:30 - Meet the Experts: Backgrounds in Finance and Crypto

5:45 - Decoding Cryptocurrency: What It Is and Its Value

10:15 - The Evolution of Crypto: From Public Key Encryption to Bitcoin

14:50 - Understanding Bitcoin and Ethereum: The Giants of Crypto

21:00 - The Future of Cryptocurrency: Predictions and Possibilities

27:20 - Exploring the Use of Crypto in Various Industries

31:40 - The Future of Crypto: From Gaming to Everyday Transactions

38:00 - Addressing Security Concerns and the Open Nature of Crypto

42:50 - The Evolution of Crypto and Its Integration with Traditional Finance

48:30 - Investment Strategies and the Importance of Diversification

53:00 - Final Thoughts on Crypto and Financial Advice

Me Financial

Like the episode? Please leave a starred review!

Ep. 31 - Should You Leave Annuities in the Dust? How & Where to Use Them.

Michelle Moses | CFP® & Realtor® — Tue, 02 Apr 2024 09:00:00 GMT

Annuities get a bad rap, but are they truly in the "do not use" zone? In this episode, Michelle discusses the different types of annuities and how they can fit into your financial plan.

You'll Learn:

-The various types of annuities and their functionalities.
-How annuities can be structured to benefit your retirement goals.
-Real-world scenarios where annuities might be a good fit.
-Michelle's honest perspective on using annuities with clients.

This episode is for you if:

-You're nearing retirement and exploring income options.
-You're curious about annuities but unsure of their role in your finances.
-You want to make informed financial decisions for your future.

Follow Michelle on Instagram: @michelle.e.moses
Visit Me Financial Website: www.mefinancial.net

Love the show? Share it with your friends and leave a review!

Disclaimer:
The information in this podcast is for general purposes only and should not be taken as financial advice. Please consult a qualified financial advisor before making financial decisions.

Ep. 7 - What I’m Invested In as A Financial Advisor

Michelle Moses | CFP® & Realtor® — Tue, 11 Jul 2023 09:00:00 GMT

Investing made simple! Michelle Moses breaks down the investments she’s invested in and the mindset behind it. From asset allocation to diversification, Michelle shares her experiences with crypto, retirement savings, life insurance and alternative investments like hotels, apartment complexes, and self-storage units.

Me Financial

Ep. 12 - How I Plan My Clients for Retirement with the "Bucket" Method

Michelle Moses | CFP® & Realtor® — Tue, 19 Sep 2023 09:00:00 GMT

Michelle explains the method behind her "Buckets" approach to spending money in retirement so you can be stress free! She shares actionable steps on how to position yourself to easily transition to retirement and ease your worry while you're there.

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! 

Ep. 14 - Controlling Your Wealth: Wills, Trusts and Estate Planning

Michelle Moses | CFP® & Realtor® — Tue, 17 Oct 2023 09:00:00 GMT

Have you wondered if your estate planning documents are enough? Or, what kind of documents might be best for your situation?

Grant McKeehan Trust & Estate Attorney, joins us to share his experience and expertise about wills, trusts and how to pass your wealth on to your heirs in the most efficient way possible.

Key Topics:

The advantages of having a trust over a will
The new changes brought about by the Secure Act for your inherited IRAs
Gifting strategies to reduce your taxes
The different estate planning documents and what they do

From controlling asset distribution to protecting businesses and beneficiaries, we cover it in this episode.

Grant McKeehan, PLC

Contact Chris Miles with Money Ripples

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! 

Ep. 34 - An Investment Strategy to Create Passive Income: Infinite Banking

Michelle Moses | CFP® & Realtor® — Tue, 23 Apr 2024 09:00:00 GMT

Earning money in two places at once sounds too good to be true, but if structured correctly, that's exactly what you can do with something called Infinite Banking.

We talk about this alternative investment strategy with Chris Miles, of Money Ripples. Chris is a leading authority teaching entrepreneurs and professionals how to get their money working for them today.  

We explain what the Infinite Banking method is, why Chris started down this path and how he’s able to create flexibility in people’s lives to give them financial freedom.

Key Takeaways:

- How unconventional approaches such as infinite banking and real estate can vastly improve financial independence.

- How to use your policy as a financial Swiss Army knife —protecting assets from creditors, boosting cash flow from real estate, and creating a work-optional life

- Infinite banking concept and its role in higher return investments

Use the Money Ripples Calculator

Visit Me Financial Website: www.mefinancial.net

Love the show? Share it with your friends and leave a review!

Ep. 16 - Mortgage Options for the Elderly

Michelle Moses | CFP® & Realtor® — Tue, 14 Nov 2023 10:00:00 GMT

As people age, financial goals change. People often wonder how they can get the money out of their house, or, how to have as low of a monthly payment as possible.

Michelle Moses is joined by Jud Holmes, mortgage broker, to discuss mortgage options tailored specifically for seniors (62+). They discuss everything from reverse mortgages, paying off your house, to the benefits of family opportunity mortgages.

Jud Holmes's Website
Follow me on Instagram
Me Financial Webiste If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!

Ep. 33 - Shhh! How to Privately Buy Real Estate

Michelle Moses | CFP® & Realtor® — Tue, 16 Apr 2024 09:00:00 GMT

Want to buy real estate privately? There are ways to increase anonymity, but it's important to be aware of limitations. Grant McKeehan joins us to explore strategies like LLCs, understand why trusts might not be the answer, and navigate the legal landscape.

    🔑 **Key Takeaways:**

-Learn how LLCs can offer anonymity for property ownership, especially in certain states.

- Discover the limitations of privacy due to public record-keeping and the importance of consulting legal professionals.

-Understand the difference between member-managed and manager-managed LLCs for optimal privacy and control. 📈

Take your real estate knowledge to the next level by tuning into this episode!

Grant McKeehan PLC's website

Visit the Me Financial Website: www.mefinancial.net

Love the show? Share it with your friends and leave a review!

Ep 45 - Using Self-Directed IRAs to Invest Outside the Stock Market

Michelle Moses | CFP® & Realtor® — Tue, 16 Jul 2024 09:00:00 GMT

In this episode, we explore the basics of self-directed IRAs and how they work. Discover the wide range of investments you can make, from hotels and self-storage units to real estate and even businesses.

Self-directed IRAs are less complicated than they seem and align perfectly with my philosophy of investing beyond the stock market. Join me as I break down the essentials and show you how to diversify your investment portfolio.

We cover -

Impact of tax status on control over IRA funds
Overview of alternative investments not available through traditional custodians
Comparison of costs between traditional and self-directed IRAs

Subscribe to the Me Financial Podcast to hear more, and don't forget to leave a review!

Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor

Follow Michelle on Instagram - michelle.e.moses

Visit the Me Financial Website - www.mefinancial.net

Ep. 13 - Financial Decisions: It's Not Just About The Numbers

Michelle Moses | CFP® & Realtor® — Tue, 03 Oct 2023 09:00:00 GMT

Your emotions have more to do with your money than math or any spreadsheet you'll create. Like food, money is deeply tied to our emotions and beliefs.

In this episode, Michelle talks about why you shouldn't just use numbers when making financial decisions. It's often about what's happening in your life, or simply just enjoying life. Listen in to hear how Michelle helps her clients with this topic.

Key Takeaways:

When to make financial decisions
Ways to overcome hopeless, bad or negative feelings
Staying positive and gaining the essense of what you're looking for

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! 

How to Use Creative Legal Strategies to Invest in Real Estate w/ Scott Royal Smith (Ep 49)

Michelle Moses | CFP® & Realtor® — Tue, 20 Aug 2024 09:00:00 GMT

Have you ever wondered how real estate investors protect their properties from lawsuits? Join us as we explore high-level asset protection strategies with Scott Royal Smith, an experienced real estate investor and attorney.

In this episode, you'll learn:

How to purchase properties anonymously within a company structure to minimize lawsuit risks.
The importance of compartmentalizing assets to protect your investments.
How to simplify your taxes through disregarded entities.

Subscribe to the podcast to hear more and don't forget to leave a review!

Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor
Follow Michelle on Instagram - michelle.e.moses
Visit the Me Financial Website - www.mefinancial.net

Visit Scott's website - royallegalsolutions

Ep. 29 - Making Money a Positive and Empowering Experience

Michelle Moses | CFP® & Realtor® — Tue, 19 Mar 2024 09:00:00 GMT

Are you struggling in making changes with your money? Join me as I share practical tips to help you shift your mindset and feel better about your finances. Learn how to align your money with your values, make mistakes and learn from them, and protect your mindset from negative influences.

Key Takeaways -

Recognizing and avoiding blaming others for your finances.
How to act in ways that reflect your future/dream self.
How making mistakes are a natural part of financial growth.
Recognizing the biases and dishonesty in online money-related content.

Norhart Real Estate Investing

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!

Ep. 41 - Investment Idea: How Tech is Changing the Affordability of Apartments

Michelle Moses | CFP® & Realtor® — Tue, 11 Jun 2024 09:00:00 GMT

We hear every day about the increasing cost of housing. But what if there was a way to live in a beautiful, tech-integrated apartment without breaking the bank?

Norhart Real Estate Investing is changing the game by building affordable, high-quality apartments with a unique, vertically-integrated construction process.

Join us as we chat with CEO, Mike Keating about Norhart's mission to help people live better lives and increase the housing supply, one apartment at a time. We'll explore their innovative building methods, how they're keeping costs down, and how you can be a part of the solution.

Follow Norhart on Instagram

Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor

Follow Michelle on Instagram - michelle.e.moses

Visit the Me Financial Website - www.mefinancial.net

If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!  

How to Use Self-Directed Accounts to Invest in Alts with CNB Custody (Ep 60)

Michelle Moses | CFP® & Realtor® — Tue, 11 Feb 2025 10:00:00 GMT

In this episode, we're talking about the world of self-directed accounts with our guest, Michelle Thomas from CNB Custody. 🎙️

If you're looking to invest in alternative investment strategies beyond the traditional stock market, this episode is a must-listen! Here are three key takeaways:

🔹 Understanding Self-Directed Accounts: Self-directed accounts offer the flexibility to invest in alternative assets like real estate, LLCs, and REITs, beyond publicly traded stocks and bonds.

🔹 Why Custodians Matter: Transferring funds and managing accounts through self-directed custodians, like CNB Custody, is a bit different than your traditional custodians, but still as simple.

🔹 Long-Term Investment Approach: Alternative investments in self-directed accounts are generally slower in terms of reporting and liquidity, making them ideal for patient investors focused on long-term gains.

If you'd like more information about CNB Custody, please visit their website - www.cnbcustody.com

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

Ready for the next step?

Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
Instagram: michelle.e.moses
Website: www.mefinancial.net

The Different Categories of Alternative Investments & How to Add Them to Your Portfolio (Ep 61)

Michelle Moses | CFP® & Realtor® — Tue, 18 Feb 2025 10:00:00 GMT

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

Ready for the next step?

Subscribe to the Podcast: pod.link/1671924778
Don't forget to leave a review!
Follow Michelle for more financial tips:
- YouTube: youtube.com/@theunconventionalinvestor
Instagram: michelle.e.moses
Website: www.mefinancial.net

Ep. 11 - How to Pursue Your Dreams & Have Financial Success

Michelle Moses | CFP® & Realtor® — Tue, 05 Sep 2023 09:00:00 GMT

Have you ever thought something was unattainable? Today we’re talking about taking steps towards the things you most want in life.

From house flipping ventures to business growth, Michelle Moses shares the beauty of chasing what ignites our souls. Listen in for real-life stories, challenges, and the magic of pursuing what truly matters.

Patrick Ritchie's Website

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Ep. 19 - Credit Strategies for People With Perfect Credit

Michelle Moses | CFP® & Realtor® — Tue, 19 Dec 2023 10:00:00 GMT

Even if you're well versed in credit scores, you'll learn something new in this episode!

Credit expert, Patrick Ritchie, joins me to talk about ways people unknowingly hurt their credit, ways you can easily fix it and even a free government resource for rapidly fixing issues when credit card companies are unresponsive.

Join us for our deep dive on credit and it's impact on the different facets of your life.

Links mentioned in the episode -

www.consumerfinance.gov
www.optoutprescreen.com