<![CDATA[Overtime Earnings]]>Overtime Earnings discusses financial topics in a real and practical way. Ken Handy and Dave Baker, CFP®, ChFC®, CLU®, RICP®, AIF® discuss various aspects of financial planning in an understandable, energetic fashion. No matter if you are just starting your financial journey or are nearing retirement and looking to determine what's next, the discussions will be lively and topical. Ken and Dave have a combined 40+ years helping people prepare their financial futures.

David Baker and Kenneth Handy offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax, accounting or legal advice. Financial Professionals may offer products and services and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. This pod cast does not constitute financial advice or an offer of any kind. Phoenix Private Wealth is not owned or operated by Equitable Advisors or Equitable Network. CFP® and CERTIFIED FINANCIAL PLANNER® are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

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]]>https://www.phoenixprivatewealth.com/Riverside.fm (https://riverside.com)Mon, 02 Nov 2026 15:22:28 GMTThu, 22 Jan 2026 20:19:26 GMT60Ken Handy and David Baker, CFP®, ChFC®, CLU®, RICP®, AIF®<p>Overtime Earnings discusses financial topics in a real and practical way. Ken Handy and Dave Baker, CFP®, ChFC®, CLU®, RICP®, AIF® discuss various aspects of financial planning in an understandable, energetic fashion. No matter if you are just starting your financial journey or are nearing retirement and looking to determine what's next, the discussions will be lively and topical. Ken and Dave have a combined 40+ years helping people prepare their financial futures.</p><p></p><p>David Baker and Kenneth Handy offer securities through Equitable Advisors, LLC, member S.I.P.C., Equitable Financial Advisors in Michigan and Tennessee, and offer annuities and insurance through Equitable Network, LLC. Equitable Advisors and its affiliates do not provide tax, accounting or legal advice. Financial Professionals may offer products and services and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. This pod cast does not constitute financial advice or an offer of any kind. Phoenix Private Wealth is not owned or operated by Equitable Advisors or Equitable Network. CFP® and CERTIFIED FINANCIAL PLANNER® are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.</p><p></p><p>PPG-8732943.1(01/26) (Exp.01/30)</p>episodicKen Handy and David Baker, CFP®, ChFC®, CLU®, RICP®, AIF®kenhandy45@yahoo.comno<![CDATA[Retirement Tax Traps - What Every Pre-Retiree Should Know]]>Retirement isn't just about how much you've saved, it's about how you use what you've saved. In this episode, we break down how withdrawal strategies, taxes, and account sequencing can play a major role in retirement income, long-term wealth preservation, and legacy planning. PPG-9031405.1a(09/26)(exp.09/30

]]>ff18fed0-dc49-4cca-8e0e-0ccc3e4e08d0Fri, 30 Oct 2026 12:00:00 GMT<p>Retirement isn't just about how much you've saved, it's about how you use what you've saved. In this episode, we break down how withdrawal strategies, taxes, and account sequencing can play a major role in retirement income, long-term wealth preservation, and legacy planning. PPG-9031405.1a(09/26)(exp.09/30</p>no00:40:34152Retirement Tax Traps - What Every Pre-Retiree Should Knowfull<![CDATA[Quick Tip Tuesday - How Business Owners Can Accelerate Retirement Savings]]>Dave and Ken explain how a cash balance plan can supplement a traditional 401(k) and potentially allow eligible, high-income business owners to make substantially larger pre-tax retirement contributions. The conversation covers the types of owners who may be a good fit, how these plans are established and administered, and how they may support retirement catch-up and business-exit planning. We also stress the importance of working with qualified tax, legal, actuarial and financial professionals.

]]>f8285e33-e2f5-4934-ab9b-32705497bd01Tue, 27 Oct 2026 12:00:00 GMT<p>Dave and Ken explain how a cash balance plan can supplement a traditional 401(k) and potentially allow eligible, high-income business owners to make substantially larger pre-tax retirement contributions. The conversation covers the types of owners who may be a good fit, how these plans are established and administered, and how they may support retirement catch-up and business-exit planning. We also stress the importance of working with qualified tax, legal, actuarial and financial professionals.</p>no00:12:28151Quick Tip Tuesday - How Business Owners Can Accelerate Retirement Savingsfull<![CDATA[You Don’t Have to Navigate It Alone: Planning for a Child with Special Needs with Katie Thomas]]>When a child has a disability, learning difference, or complex medical need, families can quickly feel overwhelmed by unfamiliar laws, financial considerations, and difficult decisions. In this episode of Overtime Earnings, we welcome special education attorney Katie Thomas of Ally Legal Planning to explain IEPs, 504 plans, guardianship, ABLE accounts, special needs trusts, and the importance of seeking guidance early. Katie combines professional expertise with her personal experience as a parent and gives a powerful reminder that they do not have to navigate the journey alone. PPG-8996774.1(08/26)(exp.08/30)

]]>52672f28-c924-48fd-af9a-523f97106bf8Fri, 23 Oct 2026 12:00:00 GMT<p>When a child has a disability, learning difference, or complex medical need, families can quickly feel overwhelmed by unfamiliar laws, financial considerations, and difficult decisions. In this episode of <i><em>Overtime Earnings</em></i>, we welcome special education attorney Katie Thomas of Ally Legal Planning to explain IEPs, 504 plans, guardianship, ABLE accounts, special needs trusts, and the importance of seeking guidance early. Katie combines professional expertise with her personal experience as a parent and gives a powerful reminder that they do not have to navigate the journey alone. PPG-8996774.1(08/26)(exp.08/30)</p>no01:39:16150You Don’t Have to Navigate It Alone: Planning for a Child with Special Needs with Katie Thomasfull<![CDATA[Quick Tip Tuesday - Life Insurance and Estate Taxes: What Families Should Know]]>In this Quick Tip Tuesday episode, Ken Handy and David Baker explain how an irrevocable life insurance trust, or ILIT, can own a life insurance policy and they discuss the trade-offs, including giving up control, and handling annual administrative requirements. PPG-9072023.1(10/26)(exp.10/30)

]]>023e65f3-602a-4c04-9757-4d3a808c45b6Tue, 20 Oct 2026 12:00:00 GMT<p>In this Quick Tip Tuesday episode, Ken Handy and David Baker explain how an irrevocable life insurance trust, or ILIT, can own a life insurance policy and they discuss the trade-offs, including giving up control, and handling annual administrative requirements. PPG-9072023.1(10/26)(exp.10/30)</p>no00:10:57149Quick Tip Tuesday - Life Insurance and Estate Taxes: What Families Should Knowfull<![CDATA[Championship Businesses Don't Leave Exit Planning to Chance]]>For many business owners, the business is their largest asset. Yet investment planning, taxes, retirement, estate planning, risk management, and the eventual exit are often handled by different professionals operating from separate playbooks. Using football as their playbook, they explore what happens when every coach is calling a different game and why your CPA, attorney, financial advisor, risk management professional, and business consultants need to understand the same objectives. PPG-9051562.1(09/26)(exp.09/30)

]]>e4985ae6-0a36-49c0-bfcb-59f90b78791dFri, 16 Oct 2026 12:00:00 GMT<p>For many business owners, the business is their largest asset. Yet investment planning, taxes, retirement, estate planning, risk management, and the eventual exit are often handled by different professionals operating from separate playbooks. Using football as their playbook, they explore what happens when every coach is calling a different game and why your CPA, attorney, financial advisor, risk management professional, and business consultants need to understand the same objectives. PPG-9051562.1(09/26)(exp.09/30)</p>no00:27:18148Championship Businesses Don't Leave Exit Planning to Chancefull<![CDATA[Quick Tip Tuesday - Before You Sell Company Stock: Know the 10b5-1 Rules]]>For corporate executives, directors, and other company insiders, selling company stock can involve significant legal and compliance considerations. A properly established Rule 10b5-1 trading plan can provide a structured way to buy or sell company shares according to predetermined instructions. For insiders managing concentrated company stock, this episode offers a helpful introduction to how a 10b5-1 plan may fit into a broader financial strategy. PPG- 9092945.1(09/26)(exp.09/30)


]]>dfbbd502-048b-4f2f-a4ed-328f39c09f7dTue, 13 Oct 2026 12:00:00 GMT<p>For corporate executives, directors, and other company insiders, selling company stock can involve significant legal and compliance considerations. A properly established Rule 10b5-1 trading plan can provide a structured way to buy or sell company shares according to predetermined instructions. For insiders managing concentrated company stock, this episode offers a helpful introduction to how a 10b5-1 plan may fit into a broader financial strategy. PPG- 9092945.1(09/26)(exp.09/30)</p><p><br /></p>no00:09:23147Quick Tip Tuesday - Before You Sell Company Stock: Know the 10b5-1 Rulesfull<![CDATA[The Golden Handcuffs]]>“Golden handcuffs” refers to valuable employer benefits, such as RSUs, stock options, employee stock purchase plans, and deferred compensation. In this episode Dave and Ken discuss how each form of equity compensation has different tax rules, making proactive and coordinated planning essential. A personalized strategy is also a key factor in working towards your financial goals.PPG-9024313.1(09/26)(exp.09/30)

]]>f788e707-4fd7-4b96-9505-1016b636f814Fri, 09 Oct 2026 12:00:00 GMT<p>“Golden handcuffs” refers to valuable employer benefits, such as RSUs, stock options, employee stock purchase plans, and deferred compensation. In this episode Dave and Ken discuss how each form of equity compensation has different tax rules, making proactive and coordinated planning essential. A personalized strategy is also a key factor in working towards your financial goals.PPG-9024313.1(09/26)(exp.09/30)</p>no00:43:34146The Golden Handcuffsfull<![CDATA[Quick Tip Tuesday - NUA: The Hidden Tax Break in Your 401(k)]]>Many investors unknowingly roll company stock from a 401(k) into an IRA, potentially missing one of the most valuable tax strategies available. In this episode, Dave and Ken break down Net Unrealized Appreciation (NUA). They discuss eligibility requirements, potential tax savings, common mistakes that can permanently eliminate the opportunity, and why careful planning is critical before taking any distributions or initiating a rollover. PPG-9021788.1 (08/26) (exp. 08/30)

]]>7578039f-9dfc-491a-8c0e-5eb524cfe3bfTue, 06 Oct 2026 12:00:00 GMT<p>Many investors unknowingly roll company stock from a 401(k) into an IRA, potentially missing one of the most valuable tax strategies available. In this episode, Dave and Ken break down Net Unrealized Appreciation (NUA). They discuss eligibility requirements, potential tax savings, common mistakes that can permanently eliminate the opportunity, and why careful planning is critical before taking any distributions or initiating a rollover. PPG-9021788.1 (08/26) (exp. 08/30)</p>no00:09:13145Quick Tip Tuesday - NUA: The Hidden Tax Break in Your 401(k)full<![CDATA[The Long Game - How High Performers Build Success, Wealth and Legacy with Mark Levinstein]]>What does a successful life look like after more than four decades at the highest levels of law, business, and professional sports? Ken and Dave sit down with attorney and sports executive Mark Levinstein for a wide-ranging conversation about the habits that create lasting success. Mark shares lessons on building trust, giving others credit, seeking mentors, preparing for career transitions, managing wealth with purpose, and creating a life that continues to inspire you long after traditional retirement age. PPG-9043166.1 (08/26)(exp.08/30)

 

]]>df0b2d71-5905-476b-ba03-66b6b429ef8fFri, 02 Oct 2026 12:00:00 GMT<p>What does a successful life look like after more than four decades at the highest levels of law, business, and professional sports? Ken and Dave sit down with attorney and sports executive Mark Levinstein for a wide-ranging conversation about the habits that create lasting success. Mark shares lessons on building trust, giving others credit, seeking mentors, preparing for career transitions, managing wealth with purpose, and creating a life that continues to inspire you long after traditional retirement age. PPG-9043166.1 (08/26)(exp.08/30)</p><p> </p>no01:55:02144The Long Game - How High Performers Build Success, Wealth and Legacy with Mark Levinsteinfull<![CDATA[Quick Tip Tuesday - Donor Advised Funds]]>What if appreciated stock could support the causes you care about while potentially creating a more tax-efficient outcome? In this Quick Tip Tuesday, David and Ken explain how a donor advised fund may allow charitably inclined investors to contribute appreciated stock, potentially avoid recognizing capital gains, receive a deduction based on fair market value, and recommend grants to charities over time. PPG-9092980.1(09/26)(exp.09/30)

]]>c7a6b1eb-6e46-47e8-a6af-9957e80463f8Tue, 29 Sep 2026 12:00:00 GMT<p>What if appreciated stock could support the causes you care about while potentially creating a more tax-efficient outcome? In this Quick Tip Tuesday, David and Ken explain how a donor advised fund may allow charitably inclined investors to contribute appreciated stock, potentially avoid recognizing capital gains, receive a deduction based on fair market value, and recommend grants to charities over time. PPG-9092980.1(09/26)(exp.09/30)</p>no00:11:32143Quick Tip Tuesday - Donor Advised Fundsfull<![CDATA[Asset Location Part 2 - Why Withdrawal Location Matters in Retirement]]>In Part 2 of our asset location discussion, we shift from accumulating assets to strategically using them during retirement. The episode examines how withdrawals from traditional retirement accounts, Roth accounts, and taxable brokerage accounts may produce different tax outcomes. It also explores how retirement income sources can interact with Social Security taxation, Medicare premiums and more! PPG-8976948.1(07/26)(exp.07/30)

]]>963af716-5e10-4299-a051-81689d865e93Fri, 25 Sep 2026 12:00:00 GMT<p>In Part 2 of our asset location discussion, we shift from accumulating assets to strategically using them during retirement. The episode examines how withdrawals from traditional retirement accounts, Roth accounts, and taxable brokerage accounts may produce different tax outcomes. It also explores how retirement income sources can interact with Social Security taxation, Medicare premiums and more! PPG-8976948.1(07/26)(exp.07/30)</p>no00:46:11142Asset Location Part 2 - Why Withdrawal Location Matters in Retirementfull<![CDATA[Quick Tip Tuesday - Exercising NQSOs? Don’t Let the Tax Bill Blindside You ]]>Non-qualified stock options, or NQSOs, are a common and flexible form of equity compensation, but exercising them can create an immediate tax obligation. In this Quick Tip Tuesday episode of Overtime Earnings, Ken Handy and David Baker explain how NQSOs work, and the value of coordinating an exercise strategy with qualified tax and financial professionals. PPG-9051607.1(08/26)(exp.08/30)

]]>407a8f7e-2b7d-4e16-a857-4d2ba6517128Tue, 22 Sep 2026 12:00:00 GMT<p>Non-qualified stock options, or NQSOs, are a common and flexible form of equity compensation, but exercising them can create an immediate tax obligation. In this Quick Tip Tuesday episode of <i>Overtime Earnings</i>, Ken Handy and David Baker explain how NQSOs work, and the value of coordinating an exercise strategy with qualified tax and financial professionals. PPG-9051607.1(08/26)(exp.08/30)</p>no00:10:09141Quick Tip Tuesday - Exercising NQSOs? Don’t Let the Tax Bill Blindside You full<![CDATA[Asset Location Part 1 - The Investment Decision That Has Nothing to Do with Picking Stocks]]>In this installment of Overtime Earnings, Ken Handy and Dave Baker introduce asset location, the practice of considering which investments are held within tax-deferred, tax-free, and taxable accounts. Using sports and stadium analogies, they discuss how placing investments in account structures that complement their tax and growth characteristics may improve a portfolio’s overall tax efficiency. PPG-8975577.1(07/26)(exp.07/30)

]]>068654aa-e5fb-4df5-87d7-3c2b5898e41eFri, 18 Sep 2026 12:00:00 GMT<p>In this installment of Overtime Earnings, Ken Handy and Dave Baker introduce asset location, the practice of considering which investments are held within tax-deferred, tax-free, and taxable accounts. Using sports and stadium analogies, they discuss how placing investments in account structures that complement their tax and growth characteristics may improve a portfolio’s overall tax efficiency. PPG-8975577.1(07/26)(exp.07/30)</p>no00:59:44140Asset Location Part 1 - The Investment Decision That Has Nothing to Do with Picking Stocksfull<![CDATA[ISOs Explained: Don't Exercise Without a Game Plan]]>In this Quick Tip Tuesday episode of Overtime Earnings, we break down incentive stock options, or ISOs, in plain English. They explain how ISOs work, why their potential tax treatment can be attractive, and the holding-period rules that may apply. The key takeaway: ISOs can be a valuable wealth-building tool, but exercising them without a coordinated strategy may lead to costly surprises. PPG-9051584.1(08/26)(exp.08/30)

]]>b54423f8-2bc3-4da8-8537-d79a9cfd62b4Tue, 15 Sep 2026 12:00:00 GMT<p>In this Quick Tip Tuesday episode of Overtime Earnings, we break down incentive stock options, or ISOs, in plain English. They explain how ISOs work, why their potential tax treatment can be attractive, and the holding-period rules that may apply. The key takeaway: ISOs can be a valuable wealth-building tool, but exercising them without a coordinated strategy may lead to costly surprises. PPG-9051584.1(08/26)(exp.08/30)</p>no00:08:58139ISOs Explained: Don't Exercise Without a Game Planfull<![CDATA[The High Achiever’s Guide to Building an Advisory Board]]>No championship is won by one player, and financial success should not be managed by one person operating alone. Using sports as the foundation, we explore why every successful person needs trusted professionals who are willing to deliver candid advice, identify blind spots, and communicate with one another towards a common goal. PPG-8965795.1(07/26)(exp.07/30)

]]>dd5277ac-2e4c-48ac-8f1d-fedc122b7418Fri, 11 Sep 2026 12:00:00 GMT<p>No championship is won by one player, and financial success should not be managed by one person operating alone. Using sports as the foundation, we explore why every successful person needs trusted professionals who are willing to deliver candid advice, identify blind spots, and communicate with one another towards a common goal. PPG-8965795.1(07/26)(exp.07/30)</p>no00:49:15138The High Achiever’s Guide to Building an Advisory Boardfull<![CDATA[Quick Tip Tuesday - Tax Loss Harvesting]]>Ever wondered if investment losses can become part of your tax strategy? In this episode we talk about ways to use investment losses to offset gains in the portfolio which can help keep alignment with a long-term strategy. PPG- 9001606.1(08/26)(exp.08/30)

]]>007abc32-8a96-4ae9-a10b-7b37e7eaf82dTue, 08 Sep 2026 12:00:00 GMT<p>Ever wondered if investment losses can become part of your tax strategy? In this episode we talk about ways to use investment losses to offset gains in the portfolio which can help keep alignment with a long-term strategy. PPG- 9001606.1(08/26)(exp.08/30)</p>no00:10:20137Quick Tip Tuesday - Tax Loss Harvestingfull<![CDATA[Chasing the Next Big IPO]]>The latest wave of IPOs has many investors asking whether they should jump in before "the next big thing" takes off. In this episode, Dave and Ken discuss IPOs through a Warren Buffett-inspired lens, exploring why investors should be cautious of hype, focus on valuation and fundamentals, and remember that patience often leads to better investment decisions. They also share practical questions investors should ask before investing in any IPO and why having a plan matters more than chasing headlines. PPG-9001385.1(08/26)(exp.08/30)

]]>2f42d780-887a-45e2-8846-dae1517f678fFri, 04 Sep 2026 12:00:00 GMT<p>The latest wave of IPOs has many investors asking whether they should jump in before "the next big thing" takes off. In this episode, Dave and Ken discuss IPOs through a Warren Buffett-inspired lens, exploring why investors should be cautious of hype, focus on valuation and fundamentals, and remember that patience often leads to better investment decisions. They also share practical questions investors should ask before investing in any IPO and why having a plan matters more than chasing headlines. PPG-9001385.1(08/26)(exp.08/30)</p>no00:33:49136Chasing the Next Big IPOfull<![CDATA[Quick Tip Tuesday - RSUs Explained: Vesting, Taxes, and the Risks of Holding]]>Restricted Stock Units may look simple, but their tax implications and concentration risks can catch employees and executives off guard. In this Quick Tip Tuesday episode, Dave Baker and Ken Handy explain how RSUs vest, when they become taxable, how post-vesting gains are treated, and why withholding may not cover the full tax obligation for higher-income earners. They also discuss the decision to sell or hold vested shares and the importance of developing a written strategy based on your individual circumstances. PPG-9051594.1(08/26)(exp.08/30)

]]>dcbdc20c-7069-4346-8cc8-e14294159899Tue, 01 Sep 2026 12:00:00 GMT<p>Restricted Stock Units may look simple, but their tax implications and concentration risks can catch employees and executives off guard. In this Quick Tip Tuesday episode, Dave Baker and Ken Handy explain how RSUs vest, when they become taxable, how post-vesting gains are treated, and why withholding may not cover the full tax obligation for higher-income earners. They also discuss the decision to sell or hold vested shares and the importance of developing a written strategy based on your individual circumstances. PPG-9051594.1(08/26)(exp.08/30)</p>no00:14:30135Quick Tip Tuesday - RSUs Explained: Vesting, Taxes, and the Risks of Holdingfull<![CDATA[Earnings Over Emotion: A Data-Driven View of Today’s Market with Brian Mulberry]]>In this episode of Overtime Earnings, we sit down with Brian Mulberry, Chief Market Strategist at Zacks Investment Management, for a wide-ranging conversation about what may be happening beneath the market’s daily noise. The conversation also explores the massive investment in artificial intelligence infrastructure, how investors might distinguish productive growth spending from balance-sheet risk, and why the next phase of AI may shift attention from the companies building the technology to the businesses using it to improve productivity. PPG-9083771.1(08/26)(exp.08/30)

]]>24809e49-d0ad-4ed1-87af-fb950b74412dFri, 28 Aug 2026 12:00:00 GMT<p>In this episode of Overtime Earnings, we sit down with Brian Mulberry, Chief Market Strategist at Zacks Investment Management, for a wide-ranging conversation about what may be happening beneath the market’s daily noise. The conversation also explores the massive investment in artificial intelligence infrastructure, how investors might distinguish productive growth spending from balance-sheet risk, and why the next phase of AI may shift attention from the companies building the technology to the businesses using it to improve productivity. PPG-9083771.1(08/26)(exp.08/30)</p>no00:58:26134Earnings Over Emotion: A Data-Driven View of Today’s Market with Brian Mulberryfull<![CDATA[Quick Tip Tuesday - High-Stakes Rollovers: Protecting a Larger 401(k) Balance]]>In this Quick Tip Tuesday episode of Overtime Earnings, David Baker and Ken Handy explain the mechanics of a retirement plan rollover in plain English. They discuss how the method used to transfer retirement funds can affect tax withholding, deadlines, and the amount ultimately deposited into the receiving account. PPG-9023637.1(08/26)(exp.08/30)

]]>449699d9-48c8-4341-85cd-9c9b1fb7dbb2Tue, 25 Aug 2026 12:00:00 GMT<p>In this Quick Tip Tuesday episode of Overtime Earnings, David Baker and Ken Handy explain the mechanics of a retirement plan rollover in plain English. They discuss how the method used to transfer retirement funds can affect tax withholding, deadlines, and the amount ultimately deposited into the receiving account. PPG-9023637.1(08/26)(exp.08/30)</p>no00:12:10133Quick Tip Tuesday - High-Stakes Rollovers: Protecting a Larger 401(k) Balancefull<![CDATA[Plan Together, Stay Together: Navigating Family Succession]]>Succession planning is not just for business owners. Every family needs a playbook. In this episode of Overtime Earnings, Ken and Dave explore why conversations about aging parents, family responsibilities, inheritances, and estate intentions are often so difficult, and why waiting until a crisis can make those decisions even harder. Using relatable sports analogies and personal stories, Ken and Dave discuss how families can prepare for changing roles, organize important documents and account information, clarify who may make key decisions, and communicate intentions before uncertainty creates conflict. PPG-8871254.1(05/26)(exp.05/30)

]]>a9068458-baf4-493a-a23d-ddce057d1106Fri, 21 Aug 2026 12:00:00 GMT<p>Succession planning is not just for business owners. Every family needs a playbook. In this episode of Overtime Earnings, Ken and Dave explore why conversations about aging parents, family responsibilities, inheritances, and estate intentions are often so difficult, and why waiting until a crisis can make those decisions even harder. Using relatable sports analogies and personal stories, Ken and Dave discuss how families can prepare for changing roles, organize important documents and account information, clarify who may make key decisions, and communicate intentions before uncertainty creates conflict. PPG-8871254.1(05/26)(exp.05/30)</p>no00:22:11132Plan Together, Stay Together: Navigating Family Successionfull<![CDATA[Quick Tip Tuesday - The Roth Conversion]]>Welcome to the first Quick Tip Tuesday episode on Overtime Earnings! A shorter episode with big ideas! Ken Handy and David Baker break down one of the most powerful and misunderstood retirement planning strategies: the Roth Conversion. PPG-9001418.1(08/26)(exp.08/30)

]]>88b65f56-1c88-455d-bb76-8303c2f23637Tue, 18 Aug 2026 12:00:00 GMT<p>Welcome to the first Quick Tip Tuesday episode on Overtime Earnings! A shorter episode with big ideas! Ken Handy and David Baker break down one of the most powerful and misunderstood retirement planning strategies: the Roth Conversion. PPG-9001418.1(08/26)(exp.08/30)</p>no00:07:42131Quick Tip Tuesday - The Roth Conversionfull<![CDATA[Real Estate Strategy in Today's Environment with Steve Huffman]]>Should you buy a home while mortgage rates remain elevated? Is now a good time to sell? And does downsizing actually mean spending less?

In this episode we welcome Maryland real estate professional Steve Huffman for a practical conversation about navigating today’s housing market.

Steve brings local, on-the-ground perspective from Howard County and the broader Maryland market. He explains why well-positioned homes can still attract fast and competitive offers, why overpriced properties may sit, and how buyers can prepare before they find the home they want.

The conversation also explores the financial realities facing first-time buyers, move-up buyers, retirees, and families considering helping the next generation purchase a home. Steve also shares important considerations involving condos, solar-panel agreements, remote-work space, and the relationship between employment stability and housing activity. PPG-8990862.1(07/26)(exp.07/30)

]]>5128eaf0-6c81-4ee9-8bf5-c67d594e88e5Fri, 14 Aug 2026 12:00:00 GMT<p>Should you buy a home while mortgage rates remain elevated? Is now a good time to sell? And does downsizing actually mean spending less?</p><p>In this episode we welcome Maryland real estate professional Steve Huffman<b> </b>for a practical conversation about navigating today’s housing market.</p><p>Steve brings local, on-the-ground perspective from Howard County and the broader Maryland market. He explains why well-positioned homes can still attract fast and competitive offers, why overpriced properties may sit, and how buyers can prepare before they find the home they want.</p><p>The conversation also explores the financial realities facing first-time buyers, move-up buyers, retirees, and families considering helping the next generation purchase a home. Steve also shares important considerations involving condos, solar-panel agreements, remote-work space, and the relationship between employment stability and housing activity. PPG-8990862.1(07/26)(exp.07/30)</p>no01:24:15130Real Estate Strategy in Today's Environment with Steve Huffmanfull<![CDATA[The 2026 Tax Playbook for Entrepreneurs: Build Your Game Plan Before the Clock Runs Out]]>Most entrepreneurs know how to compete but are they operating with a coordinated tax strategy, or simply reacting after the season ends?

In this episode Ken Handy and David Baker use the language of sports to make tax planning more approachable. They discuss why entrepreneurs may benefit from treating their tax advisor like a coach, watching important deadlines, coordinating across their professional team, and balancing offensive opportunities with defensive planning. PPG-8888313.1(06/26)(exp.06/30)

]]>e00fc5dd-e9a8-4758-8942-26e39a24fbfcFri, 07 Aug 2026 12:00:00 GMT<p>Most entrepreneurs know how to compete but are they operating with a coordinated tax strategy, or simply reacting after the season ends?</p><p>In this episode Ken Handy and David Baker use the language of sports to make tax planning more approachable. They discuss why entrepreneurs may benefit from treating their tax advisor like a coach, watching important deadlines, coordinating across their professional team, and balancing offensive opportunities with defensive planning. PPG-8888313.1(06/26)(exp.06/30)</p>no00:22:53129The 2026 Tax Playbook for Entrepreneurs: Build Your Game Plan Before the Clock Runs Outfull<![CDATA[Retirement Planning - 5 Years is the Sweet Spot]]>Five years from retirement is an unusual place to be. The finish line is close enough to feel real but there may still be time to change the game plan. In this episode we discuss why this five-year window can be so important. We also explore the questions that often surface as retirement moves from a distant idea to a real-life transition and why a retirement plan needs to account for real life, not simply an ideal scenario on paper. PPG-8885979.1(05/26)(exp.05/30)

]]>8f54bb74-00c8-48e9-8e61-96f5d3232d5dFri, 31 Jul 2026 12:00:00 GMT<p>Five years from retirement is an unusual place to be. The finish line is close enough to feel real but there may still be time to change the game plan. In this episode we discuss why this five-year window can be so important. We also explore the questions that often surface as retirement moves from a distant idea to a real-life transition and why a retirement plan needs to account for real life, not simply an ideal scenario on paper. PPG-8885979.1(05/26)(exp.05/30)</p>no00:35:19128Retirement Planning - 5 Years is the Sweet Spotfull<![CDATA[Investors Who Win Long-Term: The One Trait That Matters Most]]>Everyone wants to know the secret to successful investing. Is it stock picking? Timing the market? Finding the next big opportunity before everyone else? In this episode Dave and Ken reveal the one characteristic they've consistently seen in investors who build lasting wealth and it's probably not what you think. PPG-8914094.1(06/26)(exp.06/30)

]]>5664d32d-dee4-43cc-bf59-a67166bec792Fri, 24 Jul 2026 12:00:00 GMT<p>Everyone wants to know the secret to successful investing. Is it stock picking? Timing the market? Finding the next big opportunity before everyone else? In this episode Dave and Ken reveal the one characteristic they've consistently seen in investors who build lasting wealth and it's probably not what you think. PPG-8914094.1(06/26)(exp.06/30)</p>no00:41:54127Investors Who Win Long-Term: The One Trait That Matters Mostfull<![CDATA[CapEx, Earnings, and The Market - State of the Market with Mike Lieberman]]>In this special market update, Ken and Dave sit down with Michael Lieberman, Partner at Advisors Capital Management (ACM), to break down what has been an eventful first half of 2026.

Mike shares insights from ACM's portfolio management team, and offers his outlook for the remainder of 2026 and beyond. This episode delivers practical insights and long-term perspective for investors navigating today's markets. PPG-9016460.1 (07/26)(exp.07/30)

]]>ca4b7791-8fa8-480d-b582-c4f5188ef6faFri, 17 Jul 2026 12:00:00 GMT<p>In this special market update, Ken and Dave sit down with Michael Lieberman, Partner at Advisors Capital Management (ACM), to break down what has been an eventful first half of 2026.</p><p>Mike shares insights from ACM's portfolio management team, and offers his outlook for the remainder of 2026 and beyond. This episode delivers practical insights and long-term perspective for investors navigating today's markets. PPG-9016460.1 (07/26)(exp.07/30)</p>no00:57:35126CapEx, Earnings, and The Market - State of the Market with Mike Liebermanfull<![CDATA[A Moment of Clarity around Taxes]]>After years of uncertainty surrounding tax legislation and planning strategies, families may finally have something rare: clarity. Ken and Dave discuss why a more predictable tax environment creates opportunities for smarter planning, stronger family communication, and more effective multigenerational wealth strategies. Drawing on sports analogies and real-world client experiences, they explain why proactive planning often leads to better outcomes than last-minute decisions. PPG-8925096.1(05/26)(exp.05/30)

]]>eb44a9cc-56d3-4e02-9232-4182590bc90fFri, 10 Jul 2026 12:00:00 GMT<p>After years of uncertainty surrounding tax legislation and planning strategies, families may finally have something rare: clarity. Ken and Dave discuss why a more predictable tax environment creates opportunities for smarter planning, stronger family communication, and more effective multigenerational wealth strategies. Drawing on sports analogies and real-world client experiences, they explain why proactive planning often leads to better outcomes than last-minute decisions. PPG-8925096.1(05/26)(exp.05/30)</p>no00:36:09125A Moment of Clarity around Taxesfull<![CDATA[Why All Financial Planners Are Not Created Equal - Part 2]]>In Part 2 of this two-part series, Ken Handy and Dave Baker go deeper into the real differentiators between average advisors and elite financial planners. This episode explores how true financial planning extends far beyond portfolios and into family dynamics, legacy conversations, and the evolving role of technology like AI. PPG-8943526.1(06/26)(exp.06/30)

]]>b1e713ec-3279-4dd7-88c5-edf6dbad0194Fri, 03 Jul 2026 12:00:00 GMT<p>In Part 2 of this two-part series, Ken Handy and Dave Baker go deeper into the real differentiators between average advisors and elite financial planners. This episode explores how true financial planning extends far beyond portfolios and into family dynamics, legacy conversations, and the evolving role of technology like AI. <i>P</i>PG-8943526.1(06/26)(exp.06/30)</p>no00:40:54124Why All Financial Planners Are Not Created Equal - Part 2full<![CDATA[Why All Financial Planners Are Not Created Equal - Part 1]]>In this episode, Ken & Dave pull back the curtain on the financial planning industry to reveal what truly separates elite advisors from the rest. From credentials and experience to philosophy and client-first planning, this conversation is packed with insights to help you make smarter financial decisions. PPG-8942625.1(06/26)(exp.06/30)

]]>6ef120be-ea23-4ed6-9905-ae973c7107a4Fri, 26 Jun 2026 12:00:00 GMT<p>In this episode, Ken &amp; Dave pull back the curtain on the financial planning industry to reveal what truly separates elite advisors from the rest. From credentials and experience to philosophy and client-first planning, this conversation is packed with insights to help you make smarter financial decisions. PPG-8942625.1(06/26)(exp.06/30)</p>no00:37:34123Why All Financial Planners Are Not Created Equal - Part 1full<![CDATA[Estate Planning with Kristen Lohmeyer]]>Ken and Dave sit down with estate planning attorney Kristen Lohmeyer, founder of Ally Legal Planning. Together, they break down the essentials of estate planning. The conversation highlights a critical truth: estate planning isn’t just about what happens after you pass. It’s about protecting yourself, your family, and your assets while you’re alive. PPG-8955249.1 (06/26)(exp.06/30)

]]>e453fb08-179d-442b-ad07-5a0c9020ea3aFri, 19 Jun 2026 15:15:37 GMT<p>Ken and Dave sit down with estate planning attorney <b>Kristen Lohmeyer</b>, founder of Ally Legal Planning. Together, they break down the essentials of estate planning. The conversation highlights a critical truth: estate planning isn’t just about what happens after you pass. It’s about protecting yourself, your family, and your assets while you’re alive. PPG-8955249.1 (06/26)(exp.06/30)</p>no01:18:06122Estate Planning with Kristen Lohmeyerfull<![CDATA[Special Needs Planning]]>Dave and Ken discuss why financial planning for families raising children with special needs requires a different playbook. This topic is one that is very close to both of your hosts. They cover SSI and Medicaid resource limits to ABLE accounts, special needs trusts, beneficiary designations, and caregiver planning. Ken and Dave also walk through the key decisions families should understand before gifting assets, naming beneficiaries, or building long-term support plans. PPG-8886779.1(05/26)(exp.05/30)

]]>c43ff7d9-47c6-4209-9d55-5c271c4919a6Fri, 12 Jun 2026 12:00:00 GMT<p>Dave and Ken discuss why financial planning for families raising children with special needs requires a different playbook. This topic is one that is very close to both of your hosts. They cover SSI and Medicaid resource limits to ABLE accounts, special needs trusts, beneficiary designations, and caregiver planning. Ken and Dave also walk through the key decisions families should understand before gifting assets, naming beneficiaries, or building long-term support plans. PPG-8886779.1(05/26)(exp.05/30)</p>no00:31:23121Special Needs Planningfull<![CDATA[The Widow Penalty and Social Security]]>Ken Handy and Dave Baker discuss one of the most overlooked retirement risks facing married couples: the “widow penalty.” They define the term and share details that are important in the planning process to ensure you've accounted for the surviving spouse. PPG-8852000.1(05/26)(exp.05/30)

]]>ec65ec1c-dc62-4b41-9ab1-84d4d3a6b453Fri, 05 Jun 2026 12:00:00 GMT<p>Ken Handy and Dave Baker discuss one of the most overlooked retirement risks facing married couples: the “widow penalty.” They define the term and share details that are important in the planning process to ensure you've accounted for the surviving spouse. PPG-8852000.1(05/26)(exp.05/30)</p>no00:25:12120The Widow Penalty and Social Securityfull<![CDATA[When Do I Turn On Social Security?]]>Dave and Ken tackle one of the most popular retirement questions - When should I start taking Social Security? The answer may surprise you! They discuss various factors in detail in order to provide helpful information to those entering this important aspect of retirement! PPG-8822804.1(05/26)(exp.05/30)

]]>f0baf734-9420-4969-868e-49c46a1904ffFri, 29 May 2026 12:00:00 GMT<p>Dave and Ken tackle one of the most popular retirement questions - <b>When should I start taking Social Security?</b> The answer may surprise you! They discuss various factors in detail in order to provide helpful information to those entering this important aspect of retirement! PPG-8822804.1(05/26)(exp.05/30)</p>no00:29:54119When Do I Turn On Social Security?full<![CDATA[Life Insurance with David White]]>Ken and Dave are joined by their colleague David White. This is the 2nd episode about protection planning. They go in depth about the importance of Life Insurance as a key element of your financial plan. PPG-8871249.1(05/26)(exp.05/30)

]]>44e7c456-5d79-412d-aaa7-9a48c8e52e3bFri, 22 May 2026 12:15:00 GMT<p>Ken and Dave are joined by their colleague David White. This is the 2nd episode about protection planning. They go in depth about the importance of Life Insurance as a key element of your financial plan. PPG-8871249.1(05/26)(exp.05/30)</p>no00:39:32118Life Insurance with David Whitefull<![CDATA[Long-Term Care with David White]]>Ken and Dave are joined by their colleague David White in a 2-part discussion about protection planning. They go in depth about Long-Term Care planning in this episode and share important details about this crucial aspect of your financial plan. PPG-8871244.1(05/26)(exp.05/30)

]]>64fe4415-90e4-4001-a8fe-ce093e038fbbFri, 22 May 2026 12:00:00 GMT<p>Ken and Dave are joined by their colleague David White in a 2-part discussion about protection planning. They go in depth about Long-Term Care planning in this episode and share important details about this crucial aspect of your financial plan. PPG-8871244.1(05/26)(exp.05/30)</p>no00:42:06117Long-Term Care with David Whitefull<![CDATA[Finance Through the Lens of Kids]]>David's daughter Addison appears as a special guest that will share her thoughts on how to keep children involved and interested in finance. She will also share her observations and insights around saving money and what adults may forget to explain about money and finance.PPG-8896407.1(04/26)(exp.04/30)

]]>585ef9fb-f1f2-4e1c-b84d-c1d797d7e75bFri, 15 May 2026 12:00:00 GMT<p>David's daughter Addison appears as a special guest that will share her thoughts on how to keep children involved and interested in finance. She will also share her observations and insights around saving money and what adults may forget to explain about money and finance.PPG-8896407.1(04/26)(exp.04/30)</p>no00:52:39116Finance Through the Lens of Kidsfull<![CDATA[The Late-Game Penalty - When Income Creates Higher Medicare Costs]]>Medicare may seem straightforward—until higher‑than‑expected premiums show up in retirement. In this episode Dave and Ken take a walk through the basics of Medicare and explain why Medicare is just as much a tax and income‑planning decision as it is a healthcare one. PPG-8822794.1(04/26)(exp.04/30)

]]>90cd99f6-57e7-40f6-9b1d-16b39dc6ef8fFri, 08 May 2026 12:00:00 GMT<p>Medicare may seem straightforward—until higher‑than‑expected premiums show up in retirement. In this episode Dave and Ken take a walk through the basics of Medicare and explain why Medicare is just as much a <b>tax and income‑planning decision</b> as it is a healthcare one. PPG-8822794.1(04/26)(exp.04/30)</p>no00:20:47115The Late-Game Penalty - When Income Creates Higher Medicare Costsfull<![CDATA[Why Governance is Key to Family Wealth]]>Ken and David discuss the critical role of governance in managing family wealth. They explore how effective governance can prevent the mismanagement of wealth across generations. The conversation emphasizes the importance of communication, decision-making roles, and the need for a structured approach to wealth management. They also highlight the role of financial advisors as essential team members in navigating the complexities of wealth governance. PPG-8803874.1(04/26)(exp.04/30)

]]>fe3d1a1c-3237-4bc2-be88-b307f405c7abFri, 01 May 2026 12:00:00 GMT<p>Ken and David discuss the critical role of governance in managing family wealth. They explore how effective governance can prevent the mismanagement of wealth across generations. The conversation emphasizes the importance of communication, decision-making roles, and the need for a structured approach to wealth management. They also highlight the role of financial advisors as essential team members in navigating the complexities of wealth governance. PPG-8803874.1(04/26)(exp.04/30)</p>no00:29:07114Why Governance is Key to Family Wealthfull<![CDATA[Early Retirement - Why the Dream Feels Empty]]>For many people, early retirement delivers financial freedom but leaves an unexpected emptiness. In this episode, we break down why that happens and how to design a meaningful “next season” of life after work. PPG-8803860.1(04/26)(exp04/30)

]]>9fc135b3-f71c-461d-98ef-45c120ee2f0dFri, 24 Apr 2026 12:00:00 GMT<p>For many people, early retirement delivers financial freedom but leaves an unexpected emptiness. In this episode, we break down why that happens and how to design a meaningful “next season” of life after work. PPG-8803860.1(04/26)(exp04/30)</p>no00:25:52113Early Retirement - Why the Dream Feels Emptyfull<![CDATA[Fund Managers - Why is Beating the Market so Hard?]]>In this episode, we break down the hidden constraints, incentives, and short‑term pressures that make consistent outperformance far harder than most people realize.

Some intriguing information for investors of all types! PPG-8784474.1 (03/26)(exp.03/30)

]]>bf3dd46c-6ca8-4363-b688-52a602ccbad3Fri, 17 Apr 2026 12:00:00 GMT<p>In this episode, we break down the hidden constraints, incentives, and short‑term pressures that make consistent outperformance far harder than most people realize.</p><p>Some intriguing information for investors of all types! PPG-8784474.1 (03/26)(exp.03/30)</p>no00:26:51112Fund Managers - Why is Beating the Market so Hard?full<![CDATA[Retirement Income - A Deep Dive]]>This conversation delves into the complexities of transitioning from wealth accumulation to retirement income. Ken and Dave discuss a range of topics that retirees face as they enjoy their next chapter with a focus on a shifting mindset. PPG-8784482.1(03/26)(exp.03/30)

]]>601de600-c4d5-4238-96e5-f41c4cc5c0b4Sat, 11 Apr 2026 12:30:00 GMT<p>This conversation delves into the complexities of transitioning from wealth accumulation to retirement income. Ken and Dave discuss a range of topics that retirees face as they enjoy their next chapter with a focus on a shifting mindset. PPG-8784482.1(03/26)(exp.03/30)</p>no00:24:12111Retirement Income - A Deep Divefull<![CDATA[Spring Training and Finances]]>Ken and Dave talk about baseball spring training and the connection to your finances. Spring training is about preparation, not perfection. Financial spring cleaning works the same way—reset mechanics and prepare for the season ahead. No matter who you cheer for, make sure your financial lineup is ready as well. PPG- 8779794.1(03/26)(exp.03/30)

]]>b381e8e6-ae00-4366-bfb6-884ea1ad4ef6Fri, 03 Apr 2026 12:00:00 GMT<p>Ken and Dave talk about baseball spring training and the connection to your finances. Spring training is about preparation, not perfection. Financial spring cleaning works the same way—reset mechanics and prepare for the season ahead. No matter who you cheer for, make sure your financial lineup is ready as well. PPG- 8779794.1(03/26)(exp.03/30)</p>no00:28:36110Spring Training and Financesfull<![CDATA[Family Legacy - Digital Assets and Legacy Letters]]>Ken and Dave talk about protecting your personal information as well as digital assets. They also cover the subject of writing legacy letters and topics related to preserving your lasting legacy with your loved ones. PPG-8766975.1(02/26)(exp.02/30)

]]>14e6d3eb-eda5-4a0d-8752-12adb87c5236Fri, 27 Mar 2026 12:30:00 GMT<p>Ken and Dave talk about protecting your personal information as well as digital assets. They also cover the subject of writing legacy letters and topics related to preserving your lasting legacy with your loved ones. PPG-8766975.1<i>(02/26)(exp.02/30)</i></p>no00:34:1119Family Legacy - Digital Assets and Legacy Lettersfull<![CDATA[Tax Season Readiness]]>As we near the near the April deadline for tax filing, Dave and Ken talk about various ways to be prepared for tax season. From organizing documents, accessing resources and even using the IRS website. They want listeners to be prepared now and in the future! PPG-8766959.1(02/26)(exp.02/30)

]]>2887a6bc-9667-4942-a03e-0dcac7900500Fri, 20 Mar 2026 12:00:00 GMT<p>As we near the near the April deadline for tax filing, Dave and Ken talk about various ways to be prepared for tax season. From organizing documents, accessing resources and even using the IRS website. They want listeners to be prepared now and in the future! PPG-8766959.1(02/26)(exp.02/30)</p>no00:37:4618Tax Season Readinessfull<![CDATA[The Couples Money Huddle]]>Ken and Dave talk about the topic of household finances. They breakdown a variety of scenarios and the need for couples to huddle up around their financial goals and expectations. PPG-8757541.1(02/26)(exp.02/30)

]]>b06728d1-4ae6-4280-a114-970b529f5d4fWed, 25 Feb 2026 18:23:08 GMT<p>Ken and Dave talk about the topic of household finances. They breakdown a variety of scenarios and the need for couples to huddle up around their financial goals and expectations. PPG-8757541.1(02/26)(exp.02/30)</p>no00:24:1417The Couples Money Huddlefull<![CDATA[Family Legacy and Beneficiary Bootcamp]]>Ken and Dave talk about your future self. In this discussion they discuss getting your legacy ready for the next generation. They share the importance of regular beneficiary reviews and scenarios that may come up if beneficiaries aren't updated as well as beneficiary designations. AGE-8757472.1 (2/26) (exp. 02/30)

]]>8e80b16a-f76e-4d9b-96b6-0660f20f5fcfFri, 13 Feb 2026 21:04:46 GMT<p>Ken and Dave talk about your future self. In this discussion they discuss getting your legacy ready for the next generation. They share the importance of regular beneficiary reviews and scenarios that may come up if beneficiaries aren't updated as well as beneficiary designations. AGE-8757472.1 (2/26) (exp. 02/30)</p>no00:24:5116Family Legacy and Beneficiary Bootcampfull<![CDATA[Lighting the Torch and your 2026 Wealth Vision]]>The Olympics are here and Ken and Dave put a financial twist into the importance of having a clear vision, setting strong goals, and aligning those goals with personal values. Just like Olympians they emphasize the need to create an action plan, prioritize and adjust goals, maintain momentum and habits, and celebrating success! PPG - 8663967.1 (12/25) (exp. 12/30)

]]>ae21a7bb-e0d5-46a4-914b-d33bf3392894Fri, 06 Feb 2026 19:00:13 GMT<p>The Olympics are here and Ken and Dave put a financial twist into the importance of having a clear vision, setting strong goals, and aligning those goals with personal values. Just like Olympians they emphasize the need to create an action plan, prioritize and adjust goals, maintain momentum and habits, and celebrating success! PPG - 8663967.1 (12/25) (exp. 12/30)</p>no00:29:4915Lighting the Torch and your 2026 Wealth Visionfull<![CDATA[New Year, New Goals]]>Ken and Dave talk about setting financial goals and how they relate to the most important people in your life like family and loved ones. They also share their definitions of legacy and how it plays a role both personally and financially. PPG - 8677104.1 (12/25) (exp. 12/30)

]]>e0949550-d614-471b-a51d-c99d3f7b1f2eWed, 04 Feb 2026 22:03:44 GMT<p>Ken and Dave talk about setting financial goals and how they relate to the most important people in your life like family and loved ones. They also share their definitions of legacy and how it plays a role both personally and financially. PPG - 8677104.1 (12/25) (exp. 12/30)</p>no00:36:2014New Year, New Goalsfull<![CDATA[Free Agency - Navigating Career Moves and Income Growth]]>In this episode of Overtime Earnings with Phoenix Private Wealth, Ken Handy and Dave Baker explore the idea of treating your career like professional sports free agency—framing job changes, career transitions, and income growth through the lens of knowing your value, preparing strategically, and staying open to new opportunities. They discuss how to evaluate your worth in the job market, maintain updated professional profiles like LinkedIn, and ensure your finances and emergency savings are in order before making career moves. Ken and Dave encourage listeners to be intentional, proactive, and aligned with their personal values to build a fulfilling and sustainable long‑term income strategy. PPG - 8663197.1 (01/26) (exp. 01/30)

]]>0216cfdc-2826-492d-a38d-242ca8cb6b80Wed, 04 Feb 2026 21:59:51 GMT<p>In this episode of <i>Overtime Earnings</i> with Phoenix Private Wealth, Ken Handy and Dave Baker explore the idea of treating your career like professional sports free agency—framing job changes, career transitions, and income growth through the lens of knowing your value, preparing strategically, and staying open to new opportunities. They discuss how to evaluate your worth in the job market, maintain updated professional profiles like LinkedIn, and ensure your finances and emergency savings are in order before making career moves. Ken and Dave encourage listeners to be intentional, proactive, and aligned with their personal values to build a fulfilling and sustainable long‑term income strategy. PPG - 8663197.1 (01/26) (exp. 01/30)</p>no00:39:1213Free Agency - Navigating Career Moves and Income Growthfull<![CDATA[Closing 2025 Strong: Your Financial Championship Drive]]>Ken and Dave discuss essential strategies for closing out the year strong, focusing on tax strategies, investment decisions, charitable giving, legacy planning, insurance checkups, and long-term care planning. They emphasize the importance of being proactive and intentional in financial management to achieve desired outcomes and avoid pitfalls as the year comes to a close. PPG - 8650411.1 (12/25) (exp.12/29)

]]>ddc496e4-737d-411c-85ad-abb728e9d526Tue, 03 Feb 2026 21:00:07 GMT<p>Ken and Dave discuss essential strategies for closing out the year strong, focusing on tax strategies, investment decisions, charitable giving, legacy planning, insurance checkups, and long-term care planning. They emphasize the importance of being proactive and intentional in financial management to achieve desired outcomes and avoid pitfalls as the year comes to a close. PPG - 8650411.1 (12/25) (exp.12/29)</p>no00:37:5212Closing 2025 Strong: Your Financial Championship Drivefull<![CDATA[Offense Wins Games, Defense Wins Championships]]>The first Phoenix Private Wealth podcast! Ken and Dave emphasize the importance of having a strategic financial plan that balances both offensive and defensive strategies. They discuss the necessity of reviewing one's game plan regularly, focusing on both short-term and long-term goals, and highlights the critical role of debt management and protection of assets in achieving financial success. PPG - 8650506.1 (12/25) (exp. 12/29)

]]>825979af-08ed-4a8c-97d3-084ad37dfd09Mon, 02 Feb 2026 18:59:56 GMT<p>The first Phoenix Private Wealth podcast! Ken and Dave emphasize the importance of having a strategic financial plan that balances both offensive and defensive strategies. They discuss the necessity of reviewing one's game plan regularly, focusing on both short-term and long-term goals, and highlights the critical role of debt management and protection of assets in achieving financial success. PPG - 8650506.1 (12/25) (exp. 12/29)</p>no00:30:5511Offense Wins Games, Defense Wins Championshipsfull