<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:psc="http://podlove.org/simple-chapters" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><title><![CDATA[The WI$E Retirement Podcast]]></title><description><![CDATA[<p>For people of all ages— <br />you'll learn about saving money, budgeting, investing, building wealth, rebuilding credit, tax savings, health tips, side hustle strategies, and more from our conversations with experts and people sharing their stories.<br /><br />The WI$E Retirement Podcast is for anyone who wants to create financial freedom.<br /><br />You'll learn how to:<br /><br />✅  Build and keep wealth at any age (Gen Z, Gen X, Millennials)<br />✅  Personal finance and wealth<br />✅  Build passive income streams  <br />✅  Catch up on retirement savings after 40, 50, or even 60<br />✅  Create a retirement plan  <br />✅  Avoid the biggest retirement mistakes people regret in their 70s<br />✅  Improve your financial well-being, health, and mindset for the future<br /><br />👉 Subscribe today to start building and creating the life you deserve.</p>]]></description><link>thewiseretirement.com</link><generator>Riverside.fm (https://riverside.com)</generator><lastBuildDate>Sat, 17 Oct 2026 12:07:09 GMT</lastBuildDate><atom:link href="https://api.riverside.com/hosting/qxpKJbkQ.rss" rel="self" type="application/rss+xml"/><author><![CDATA[Angela Walker]]></author><pubDate>Fri, 10 Jul 2026 15:30:18 GMT</pubDate><copyright><![CDATA[2026 Angela Walker]]></copyright><language><![CDATA[en]]></language><ttl>60</ttl><category><![CDATA[Investing]]></category><category><![CDATA[How To]]></category><itunes:author>Angela Walker</itunes:author><itunes:summary>&lt;p&gt;For people of all ages— &lt;br /&gt;you&apos;ll learn about saving money, budgeting, investing, building wealth, rebuilding credit, tax savings, health tips, side hustle strategies, and more from our conversations with experts and people sharing their stories.&lt;br /&gt;&lt;br /&gt;The WI$E Retirement Podcast is for anyone who wants to create financial freedom.&lt;br /&gt;&lt;br /&gt;You&apos;ll learn how to:&lt;br /&gt;&lt;br /&gt;✅  Build and keep wealth at any age (Gen Z, Gen X, Millennials)&lt;br /&gt;✅  Personal finance and wealth&lt;br /&gt;✅  Build passive income streams  &lt;br /&gt;✅  Catch up on retirement savings after 40, 50, or even 60&lt;br /&gt;✅  Create a retirement plan  &lt;br /&gt;✅  Avoid the biggest retirement mistakes people regret in their 70s&lt;br /&gt;✅  Improve your financial well-being, health, and mindset for the future&lt;br /&gt;&lt;br /&gt;👉 Subscribe today to start building and creating the life you deserve.&lt;/p&gt;</itunes:summary><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>Angela Walker</itunes:name><itunes:email>angela@thewiseretirement.com</itunes:email></itunes:owner><itunes:explicit>no</itunes:explicit><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:category text="Education"><itunes:category text="How To"/></itunes:category><itunes:image href="https://hosting-media.riverside.com/media/podcasts/74e2eb6c-b110-449f-a123-310d4d429b54/logos/5f1a5c75-89bb-4f2c-a2e6-cdbba59b5974.png"/><item><title><![CDATA[Are Financial Advisors Really Worth It? Most People Get This Wrong]]></title><description><![CDATA[<p>Not everyone needs a financial advisor—and that's okay.</p><p></p><p>If you're wondering whether you should hire one or keep managing your money yourself, this conversation is for you. We break down who benefits from working with an advisor, when it makes sense, and how to decide what's right for your situation.<br /></p><p>If you're trying to retire with more confidence, this episode can help you take the next step.<br /></p><p>Subscribe for more practical retirement tips every week.<br /></p><p>#RetirementPlanning #FinancialAdvisor #RetirementSavings</p><p>#PersonalFinance #BuildWealth</p><p><br /></p>]]></description><guid isPermaLink="false">0a6fbb36-eb38-4b40-b443-f65d48d0a3d2</guid><dc:creator><![CDATA[Angela Walker]]></dc:creator><pubDate>Thu, 30 Jul 2026 23:00:00 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/244b2838f3a9caa0e5bd2a7b620756f4229ce2b550bb22ff7a28e48db4e0f3b5/eyJlcGlzb2RlSWQiOiIwYTZmYmIzNi1lYjM4LTRiNDAtYjQ0My1mNjVkNDhkMGEzZDIiLCJwb2RjYXN0SWQiOiI3NGUyZWI2Yy1iMTEwLTQ0OWYtYTEyMy0zMTBkNGQ0MjliNTQiLCJhY2NvdW50SWQiOiI2NmY5ZDM1MTJhYWQwZWY2ZTE5OTU0YTciLCJwYXRoIjoibWVkaWEvY2xpcHMvNmE2YjkwZDNiN2Q0MGQ3ZDU0Nzk1YjI5L3RoZS13aXNlLXJldGlyZW1lbnQtY29tcG9zZXItMjAyNi03LTMwX18xOS01OC00My5tcDMifQ==.mp3" length="73269228" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/74e2eb6c-b110-449f-a123-310d4d429b54/episodes/0a6fbb36-eb38-4b40-b443-f65d48d0a3d2/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;Not everyone needs a financial advisor—and that&apos;s okay.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;If you&apos;re wondering whether you should hire one or keep managing your money yourself, this conversation is for you. We break down who benefits from working with an advisor, when it makes sense, and how to decide what&apos;s right for your situation.&lt;br /&gt;&lt;/p&gt;&lt;p&gt;If you&apos;re trying to retire with more confidence, this episode can help you take the next step.&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Subscribe for more practical retirement tips every week.&lt;br /&gt;&lt;/p&gt;&lt;p&gt;#RetirementPlanning #FinancialAdvisor #RetirementSavings&lt;/p&gt;&lt;p&gt;#PersonalFinance #BuildWealth&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:38:10</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/74e2eb6c-b110-449f-a123-310d4d429b54/logos/5f1a5c75-89bb-4f2c-a2e6-cdbba59b5974.png"/><itunes:season>1</itunes:season><itunes:episode>20</itunes:episode><itunes:title>Are Financial Advisors Really Worth It? Most People Get This Wrong</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[2026 Social Security Update: & What Retirees Must Know	]]></title><description><![CDATA[<p>Social Security is changing in 2026 — and these updates could impact your retirement income, taxes, Medicare premiums, and future benefits. In this episode, AARP Social Security expert Jammie Lyell breaks down the new COLA increase, earnings limits, tax changes, and what people in their 40s, 50s, and 60s need to know right now. If you’re planning for retirement, this conversation could help you avoid costly mistakes and better prepare for your financial future.<br /><br />CHAPTERS<br /><a rel="noopener noreferrer nofollow" href="https://www.youtube.com/watch?v=uxKpnfln5Hk">00:00</a> Introduction and Networking Opportunities<br /><a rel="noopener noreferrer nofollow" href="https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;t=113s">01:53</a> Understanding Social Security Changes for 2026<br /><a rel="noopener noreferrer nofollow" href="https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;t=159s">02:39</a> Cost of Living Adjustments and Medicare Premiums<br /><a rel="noopener noreferrer nofollow" href="https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;t=317s">05:17</a> Tax Implications for Social Security Recipients<br /><a rel="noopener noreferrer nofollow" href="https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;t=478s">07:58</a> Earnings Tests and Working While Collecting Benefits<br /><a rel="noopener noreferrer nofollow" href="https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;t=633s">10:33</a> Qualifying for Social Security Benefits<br /><a rel="noopener noreferrer nofollow" href="https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;t=747s">12:27</a> Understanding Social Security's Importance<br /><a rel="noopener noreferrer nofollow" href="https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;t=1084s">18:04</a> Advocacy and Involvement in Social Security<br /><a rel="noopener noreferrer nofollow" href="https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;t=1259s">20:59</a> New Insights from 'Social Security for Dummies'<br /><a rel="noopener noreferrer nofollow" href="https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;t=1385s">23:05</a> Evaluating Social Security Benefits<br /><a rel="noopener noreferrer nofollow" href="https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;t=1586s">26:26</a> The Future of Social Security and Community Engagement<br /><br />👉 If you’re 40, 50, or 60+ and feel behind, this message is for you.<br />-------------<br />📌 Join our FREE newsletter to get quick episode highlights, action steps, and resources at <a rel="noopener noreferrer nofollow" href="https://www.thewiseretirement.com/" target="_blank">https://www.thewiseretirement.com/</a>.<br />-------------</p>]]></description><guid isPermaLink="false">02daa38c-a6ae-42a9-8d45-b37e7a221af2</guid><dc:creator><![CDATA[Angela Walker]]></dc:creator><pubDate>Sun, 12 Jul 2026 01:14:50 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/8755f3492fda92e29c48d7fd0ed3b2eec1b22674697bea99c930d0c27ab9496c/eyJlcGlzb2RlSWQiOiIwMmRhYTM4Yy1hNmFlLTQyYTktOGQ0NS1iMzdlN2EyMjFhZjIiLCJwb2RjYXN0SWQiOiI3NGUyZWI2Yy1iMTEwLTQ0OWYtYTEyMy0zMTBkNGQ0MjliNTQiLCJhY2NvdW50SWQiOiI2NmY5ZDM1MTJhYWQwZWY2ZTE5OTU0YTciLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEwMjM0ZDE3YmFkMGUxN2EzNWZiNzA0L3RoZS13aXNlLXJldGlyZW1lbnQtY29tcG9zZXItMjAyNi01LTExX18yMS01OC05Lm1wMyJ9.mp3" length="58241088" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/74e2eb6c-b110-449f-a123-310d4d429b54/episodes/02daa38c-a6ae-42a9-8d45-b37e7a221af2/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;Social Security is changing in 2026 — and these updates could impact your retirement income, taxes, Medicare premiums, and future benefits. In this episode, AARP Social Security expert Jammie Lyell breaks down the new COLA increase, earnings limits, tax changes, and what people in their 40s, 50s, and 60s need to know right now. If you’re planning for retirement, this conversation could help you avoid costly mistakes and better prepare for your financial future.&lt;br /&gt;&lt;br /&gt;CHAPTERS&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/watch?v=uxKpnfln5Hk&quot;&gt;00:00&lt;/a&gt; Introduction and Networking Opportunities&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;amp;t=113s&quot;&gt;01:53&lt;/a&gt; Understanding Social Security Changes for 2026&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;amp;t=159s&quot;&gt;02:39&lt;/a&gt; Cost of Living Adjustments and Medicare Premiums&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;amp;t=317s&quot;&gt;05:17&lt;/a&gt; Tax Implications for Social Security Recipients&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;amp;t=478s&quot;&gt;07:58&lt;/a&gt; Earnings Tests and Working While Collecting Benefits&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;amp;t=633s&quot;&gt;10:33&lt;/a&gt; Qualifying for Social Security Benefits&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;amp;t=747s&quot;&gt;12:27&lt;/a&gt; Understanding Social Security&apos;s Importance&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;amp;t=1084s&quot;&gt;18:04&lt;/a&gt; Advocacy and Involvement in Social Security&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;amp;t=1259s&quot;&gt;20:59&lt;/a&gt; New Insights from &apos;Social Security for Dummies&apos;&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;amp;t=1385s&quot;&gt;23:05&lt;/a&gt; Evaluating Social Security Benefits&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/watch?v=uxKpnfln5Hk&amp;amp;t=1586s&quot;&gt;26:26&lt;/a&gt; The Future of Social Security and Community Engagement&lt;br /&gt;&lt;br /&gt;👉 If you’re 40, 50, or 60+ and feel behind, this message is for you.&lt;br /&gt;-------------&lt;br /&gt;📌 Join our FREE newsletter to get quick episode highlights, action steps, and resources at &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.thewiseretirement.com/&quot; target=&quot;_blank&quot;&gt;https://www.thewiseretirement.com/&lt;/a&gt;.&lt;br /&gt;-------------&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:30:20</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/74e2eb6c-b110-449f-a123-310d4d429b54/logos/5f1a5c75-89bb-4f2c-a2e6-cdbba59b5974.png"/><itunes:season>1</itunes:season><itunes:episode>17</itunes:episode><itunes:title>2026 Social Security Update: &amp; What Retirees Must Know	</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[DYK What's Inside Your 401k?]]></title><description><![CDATA[<p>Are you over 40 and still unsure what’s actually inside your 401(k)? You’re not alone.<br /><br />In this episode, financial strategist Martin Matthews breaks down one of the biggest retirement mistakes people make: investing for YEARS without understanding where their money is going.<br /><br />You’ll learn:<br />✔️ What a 401(k) really is<br />✔️ Why many people unknowingly leave money sitting in cash<br />✔️ How mutual funds actually work<br />✔️ The hidden risks of target date funds<br />✔️ Why checking your account quarterly matters<br />✔️ How to review your 401(k) like a smarter investor<br />✔️ What “personal rate of return” really means<br />✔️ How pensions disappeared and 401(k)s took over<br /><br />If you’re behind on retirement savings, this conversation could completely change how you think about your money.<br /><br />Watch until the end to learn the 3 simple checks you should do in your retirement account today.<br /><br />👇 Subscribe for weekly retirement, investing, and wealth-building strategies for people 40+.<br /><br /><a rel="noopener noreferrer nofollow" href="https://www.youtube.com/hashtag/401k">#401k</a> <a rel="noopener noreferrer nofollow" href="https://www.youtube.com/hashtag/retirementplanning">#RetirementPlanning</a> <a rel="noopener noreferrer nofollow" href="https://www.youtube.com/hashtag/personalfinance">#PersonalFinance</a></p>]]></description><guid isPermaLink="false">3d999445-0a99-4e89-ac82-d709dfa588bb</guid><dc:creator><![CDATA[Angela Walker]]></dc:creator><pubDate>Fri, 10 Jul 2026 16:30:14 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/bfc838e7eeee23e7fe10a14b013ada110afd79de81d982d6d8be4c2295989700/eyJlcGlzb2RlSWQiOiIzZDk5OTQ0NS0wYTk5LTRlODktYWM4Mi1kNzA5ZGZhNTg4YmIiLCJwb2RjYXN0SWQiOiI3NGUyZWI2Yy1iMTEwLTQ0OWYtYTEyMy0zMTBkNGQ0MjliNTQiLCJhY2NvdW50SWQiOiI2NmY5ZDM1MTJhYWQwZWY2ZTE5OTU0YTciLCJwYXRoIjoibWVkaWEvY2xpcHMvNmExNTE4NDg2NmE4N2U0N2Y0OTM4Y2Q2L3RoZS13aXNlLXJldGlyZW1lbnQtY29tcG9zZXItMjAyNi01LTI2X181LTQ5LTI4Lm1wMyJ9.mp3" length="89022110" type="audio/mpeg"/><itunes:summary>&lt;p&gt;Are you over 40 and still unsure what’s actually inside your 401(k)? You’re not alone.&lt;br /&gt;&lt;br /&gt;In this episode, financial strategist Martin Matthews breaks down one of the biggest retirement mistakes people make: investing for YEARS without understanding where their money is going.&lt;br /&gt;&lt;br /&gt;You’ll learn:&lt;br /&gt;✔️ What a 401(k) really is&lt;br /&gt;✔️ Why many people unknowingly leave money sitting in cash&lt;br /&gt;✔️ How mutual funds actually work&lt;br /&gt;✔️ The hidden risks of target date funds&lt;br /&gt;✔️ Why checking your account quarterly matters&lt;br /&gt;✔️ How to review your 401(k) like a smarter investor&lt;br /&gt;✔️ What “personal rate of return” really means&lt;br /&gt;✔️ How pensions disappeared and 401(k)s took over&lt;br /&gt;&lt;br /&gt;If you’re behind on retirement savings, this conversation could completely change how you think about your money.&lt;br /&gt;&lt;br /&gt;Watch until the end to learn the 3 simple checks you should do in your retirement account today.&lt;br /&gt;&lt;br /&gt;👇 Subscribe for weekly retirement, investing, and wealth-building strategies for people 40+.&lt;br /&gt;&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/hashtag/401k&quot;&gt;#401k&lt;/a&gt; &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/hashtag/retirementplanning&quot;&gt;#RetirementPlanning&lt;/a&gt; &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/hashtag/personalfinance&quot;&gt;#PersonalFinance&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:46:22</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/74e2eb6c-b110-449f-a123-310d4d429b54/logos/5f1a5c75-89bb-4f2c-a2e6-cdbba59b5974.png"/><itunes:title>DYK What&apos;s Inside Your 401k?</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Think You Need $1 Million to Retire? Think Again]]></title><description><![CDATA[<p>Do you think you need $1 million to retire? You may be surprised.<br /><br />If you're in your 40s, 50s, or early 60s and feel behind on retirement savings, you're not alone. Many people worry they've waited too long or missed their chance.<br /><br />In this conversation, early retiree Sabado (host of Ask Sabado) shares the lessons that helped him retire at 51. He explains why your spending matters just as much as your savings, why getting out of debt can change your future, and why being intentional with your money is more important than chasing a specific number.<br /><br />At The WISE Retirement Podcast, we believe it's never too late to make smarter money decisions. Every step you take today can move you closer to financial freedom and a retirement that fits your life.<br /><br />If this video encouraged you, subscribe to The WISE Retirement Podcast for practical retirement, wealth-building, and personal finance conversations designed for adults 40+ who want to build a stronger financial future.<br /><br /><a rel="noopener noreferrer nofollow" href="https://www.youtube.com/hashtag/retirementplanning">#RetirementPlanning</a> <a rel="noopener noreferrer nofollow" href="https://www.youtube.com/hashtag/retirementsavings">#RetirementSavings</a> <a rel="noopener noreferrer nofollow" href="https://www.youtube.com/hashtag/buildwealth">#BuildWealth</a> <a rel="noopener noreferrer nofollow" href="https://www.youtube.com/hashtag/financialfreedom">#FinancialFreedom</a> <a rel="noopener noreferrer nofollow" href="https://www.youtube.com/hashtag/personalfinance">#PersonalFinance</a></p>]]></description><guid isPermaLink="false">fb97b3a7-9762-4179-aa97-17279761de4d</guid><dc:creator><![CDATA[Angela Walker]]></dc:creator><pubDate>Fri, 10 Jul 2026 15:47:57 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/355f75fa464c41c2cd0111cf62755de64468e970f7c8e663b8e0465651015c3e/eyJlcGlzb2RlSWQiOiJmYjk3YjNhNy05NzYyLTQxNzktYWE5Ny0xNzI3OTc2MWRlNGQiLCJwb2RjYXN0SWQiOiI3NGUyZWI2Yy1iMTEwLTQ0OWYtYTEyMy0zMTBkNGQ0MjliNTQiLCJhY2NvdW50SWQiOiI2NmY5ZDM1MTJhYWQwZWY2ZTE5OTU0YTciLCJwYXRoIjoibWVkaWEvY2xpcHMvNmE0NjVhZjliNjVmODU2YmQ4MTdlODVjL3RoZS13aXNlLXJldGlyZW1lbnQtY29tcG9zZXItMjAyNi03LTJfXzE0LTM1LTUubXAzIn0=.mp3" length="89678306" type="audio/mpeg"/><itunes:summary>&lt;p&gt;Do you think you need $1 million to retire? You may be surprised.&lt;br /&gt;&lt;br /&gt;If you&apos;re in your 40s, 50s, or early 60s and feel behind on retirement savings, you&apos;re not alone. Many people worry they&apos;ve waited too long or missed their chance.&lt;br /&gt;&lt;br /&gt;In this conversation, early retiree Sabado (host of Ask Sabado) shares the lessons that helped him retire at 51. He explains why your spending matters just as much as your savings, why getting out of debt can change your future, and why being intentional with your money is more important than chasing a specific number.&lt;br /&gt;&lt;br /&gt;At The WISE Retirement Podcast, we believe it&apos;s never too late to make smarter money decisions. Every step you take today can move you closer to financial freedom and a retirement that fits your life.&lt;br /&gt;&lt;br /&gt;If this video encouraged you, subscribe to The WISE Retirement Podcast for practical retirement, wealth-building, and personal finance conversations designed for adults 40+ who want to build a stronger financial future.&lt;br /&gt;&lt;br /&gt;&lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/hashtag/retirementplanning&quot;&gt;#RetirementPlanning&lt;/a&gt; &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/hashtag/retirementsavings&quot;&gt;#RetirementSavings&lt;/a&gt; &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/hashtag/buildwealth&quot;&gt;#BuildWealth&lt;/a&gt; &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/hashtag/financialfreedom&quot;&gt;#FinancialFreedom&lt;/a&gt; &lt;a rel=&quot;noopener noreferrer nofollow&quot; href=&quot;https://www.youtube.com/hashtag/personalfinance&quot;&gt;#PersonalFinance&lt;/a&gt;&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:46:42</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/74e2eb6c-b110-449f-a123-310d4d429b54/logos/5f1a5c75-89bb-4f2c-a2e6-cdbba59b5974.png"/><itunes:season>1</itunes:season><itunes:episode>19</itunes:episode><itunes:title>Think You Need $1 Million to Retire? Think Again</itunes:title><itunes:episodeType>full</itunes:episodeType></item></channel></rss>