<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:psc="http://podlove.org/simple-chapters" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><title><![CDATA[Personal Financial Intelligence]]></title><description><![CDATA[<p>The financial world changes. The last time it did we built a massive middle layer of intermediaries, rules, and systems to accommodate its new form. Now, it is changing again because of artificial intelligence and that middle layer is becoming obsolete.</p><p></p><p>Personal Financial Intelligence explores how AI is being adopted inside financial institutions, used by personal finance tools, and adopted by people and what that really means as these worlds collide.</p>]]></description><link>https://riverside.com</link><generator>Riverside.fm (https://riverside.com)</generator><lastBuildDate>Wed, 11 Nov 2026 00:41:01 GMT</lastBuildDate><atom:link href="https://api.riverside.com/hosting/pwmbtZqj.rss" rel="self" type="application/rss+xml"/><author><![CDATA[Ben Roble]]></author><pubDate>Thu, 04 Jun 2026 04:25:49 GMT</pubDate><copyright><![CDATA[2026 Ben Roble]]></copyright><language><![CDATA[en]]></language><ttl>60</ttl><category><![CDATA[Technology]]></category><category><![CDATA[Business]]></category><itunes:author>Ben Roble</itunes:author><itunes:summary>&lt;p&gt;The financial world changes. The last time it did we built a massive middle layer of intermediaries, rules, and systems to accommodate its new form. Now, it is changing again because of artificial intelligence and that middle layer is becoming obsolete.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Personal Financial Intelligence explores how AI is being adopted inside financial institutions, used by personal finance tools, and adopted by people and what that really means as these worlds collide.&lt;/p&gt;</itunes:summary><itunes:type>episodic</itunes:type><itunes:owner><itunes:name>Ben Roble</itunes:name><itunes:email>quin@iamquin.ai</itunes:email></itunes:owner><itunes:explicit>no</itunes:explicit><itunes:category text="Technology"/><itunes:category text="Business"/><itunes:image href="https://hosting-media.riverside.com/media/podcasts/be61bc3d-88b3-43c2-b63b-6df28f02fdc1/logos/c949ba2f-7a58-48ae-ab7d-2c855e9913d6.png"/><item><title><![CDATA[Subscribe...]]></title><description><![CDATA[<p>Let's unpack why subscription models have been overdone in personal finance. From budgeting apps to your mortgage, insurance, and even investment funds; almost everything is a subscription you pay for as long as you own it / use it.</p><p></p><p>Subscriptions work great for Netflix, but less so for personal finance. We'll talk about the two core levers that actually matter and why most subscriptions only handle the smaller, recurring problem while missing the big and infrequent ones; the events that truly change your life.</p>]]></description><guid isPermaLink="false">65a6479c-b669-4cc1-be2f-9082c5b1df66</guid><dc:creator><![CDATA[Ben Roble]]></dc:creator><pubDate>Wed, 17 Jun 2026 18:15:03 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/dcfd39d736e38ec2e4697fee437d6e1bc6c3e59eb81557659835acfe6902d48d/eyJlcGlzb2RlSWQiOiI2NWE2NDc5Yy1iNjY5LTRjYzEtYmUyZi05MDgyYzViMWRmNjYiLCJwb2RjYXN0SWQiOiJiZTYxYmMzZC04OGIzLTQzYzItYjYzYi02ZGYyOGYwMmZkYzEiLCJhY2NvdW50SWQiOiI2YTIwN2ZiZTEzYWMwZmFmNzJhZGY0YjciLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEzMmRhN2RjNzk4ZGFkYWQ2MzM2YmE2L3F1aW4tYWlzLXN0dWRpby1jb21wb3Nlci0yMDI2LTYtMTdfXzE5LTMzLTQ5Lm1wMyJ9.mp3" length="4232899" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/be61bc3d-88b3-43c2-b63b-6df28f02fdc1/episodes/65a6479c-b669-4cc1-be2f-9082c5b1df66/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;Let&apos;s unpack why subscription models have been overdone in personal finance. From budgeting apps to your mortgage, insurance, and even investment funds; almost everything is a subscription you pay for as long as you own it / use it.&lt;/p&gt;&lt;p&gt;&lt;/p&gt;&lt;p&gt;Subscriptions work great for Netflix, but less so for personal finance. We&apos;ll talk about the two core levers that actually matter and why most subscriptions only handle the smaller, recurring problem while missing the big and infrequent ones; the events that truly change your life.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:08:49</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/be61bc3d-88b3-43c2-b63b-6df28f02fdc1/episodes/65a6479c-b669-4cc1-be2f-9082c5b1df66/images/cb35ed74-9bc5-47a4-998b-a3aceef5fa3b.png"/><itunes:title>Subscribe...</itunes:title><itunes:episodeType>full</itunes:episodeType></item><item><title><![CDATA[Alone...]]></title><description><![CDATA[<p>We are the unique center of our financial lives. That doesn't change, nor should it. But the volume goes down. The small decisions gets handled. The big decisions are still ours and we never miss them.</p>]]></description><guid isPermaLink="false">525e2c06-3789-43fa-ab40-acedc62e94c3</guid><dc:creator><![CDATA[Ben Roble]]></dc:creator><pubDate>Thu, 11 Jun 2026 19:41:14 GMT</pubDate><enclosure url="https://api.riverside.com/hosting-analytics/media/370e2ce2da4c980c8c21ac9378dde5f62510178dbcc5ae029c990328f6db2a12/eyJlcGlzb2RlSWQiOiI1MjVlMmMwNi0zNzg5LTQzZmEtYWI0MC1hY2VkYzYyZTk0YzMiLCJwb2RjYXN0SWQiOiJiZTYxYmMzZC04OGIzLTQzYzItYjYzYi02ZGYyOGYwMmZkYzEiLCJhY2NvdW50SWQiOiI2YTIwN2ZiZTEzYWMwZmFmNzJhZGY0YjciLCJwYXRoIjoibWVkaWEvY2xpcHMvNmEyYjA5YTUyZWY4MWI5OGY1Mjc1ZGRlL3F1aW4tYWlzLXN0dWRpby1jb21wb3Nlci0yMDI2LTYtMTFfXzIxLTE2LTUzLm1wMyJ9.mp3" length="3884530" type="audio/mpeg"/><podcast:transcript url="https://hosting-media.riverside.com/media/podcasts/be61bc3d-88b3-43c2-b63b-6df28f02fdc1/episodes/525e2c06-3789-43fa-ab40-acedc62e94c3/transcripts.txt" type="text/plain"/><itunes:summary>&lt;p&gt;We are the unique center of our financial lives. That doesn&apos;t change, nor should it. But the volume goes down. The small decisions gets handled. The big decisions are still ours and we never miss them.&lt;/p&gt;</itunes:summary><itunes:explicit>no</itunes:explicit><itunes:duration>00:08:06</itunes:duration><itunes:image href="https://hosting-media.riverside.com/media/podcasts/be61bc3d-88b3-43c2-b63b-6df28f02fdc1/logos/c949ba2f-7a58-48ae-ab7d-2c855e9913d6.png"/><itunes:season>1</itunes:season><itunes:episode>1</itunes:episode><itunes:title>Alone...</itunes:title><itunes:episodeType>full</itunes:episodeType></item></channel></rss>