Risk Raiders

One Week in Texas: Falling Buildings, Flying Trailers and a $500K Oops

Brent Borgstedte/Jeff Shropshire — Sun, 11 Oct 2026 10:30:00 GMT

One week. Four Texas cities. Falling buildings, flying trailers and a $500K oops.

Falling buildings: A woman takes a sick friend to the ER, hears a rumble, and walks out to find part of the building on her car. Then she can't get anyone to call her back.

Flying trailers: A truck hauling an excavator picks a fight with a Lubbock bridge and loses. Jeff and Brent get into what happens when your load is too tall, why a disconnected trailer becomes a highway missile, and why one Hangover giraffe flashback was unavoidable.

The $500K oops: A company tells a woman applying for a warehouse job "we only hire men," and the EEOC settlement that follows costs half a million dollars.

Along the way: who should pay when someone else's property wrecks your car, why you call your agent before the 800 number, and why every growing business needs Employment Practices Liability coverage before one bad comment gets expensive.

Got a crazy claim story from your week? Drop it in the comments, but leave out names. It's about the risk, not the people.

Subscribe for new episodes every week. Guns up.

CHAPTERS
00:00 One week in Texas
00:13 The legal department ruins the show
03:11 Falling buildings: The ER drops a piece on her car
12:40 Flying trailers: Excavator vs. I-27 bridge
18:08 The $500K oops: "We only hire men"
28:53 Wrap-up

⚠️ Disclaimer:

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. Risk Raiders is a separate media business and does not speak on behalf of any insurance agency, insurance carrier, or employer associated with its hosts. Views expressed are those of the hosts alone.

This show is produced for entertainment, general education, and industry perspective only. Nothing on this show should be considered insurance, legal, tax, financial, or professional advice. Insurance coverage depends on the specific terms, conditions, and exclusions of your policy. Always consult a licensed insurance professional, attorney, or other qualified advisor about your specific situation.

Stories, claims, and events discussed on the show are based on publicly available news reports, court records, and government announcements as of the recording date. This information may be incomplete or change over time, and the hosts do not have all the facts of any event. Stories are discussed as general examples of everyday risk. Risk Raiders makes no claims of fault, liability, or wrongdoing by any person or business. References to legal matters describe allegations or announced resolutions, and settlements do not necessarily mean any party admitted wrongdoing. Names of private individuals are intentionally left out.

All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship, by us of them or by them of us. Paid sponsorships and partnerships will always be clearly disclosed.

© 2026 Risk Raiders LLC. You’re welcome to share this episode by linking to or embedding the original video. Downloading, re‑uploading, or editing this content without written permission is prohibited.

#RiskRaiders #OneWeekInTexas #InsurancePodcast #TexasNews #ComedyPodcast #Lubbock #Houston #EPLI #SmallBusiness #CarInsurance

What the Flock Are We Paying For?

Brent Borgstedte/Jeff Shropshire — Sun, 04 Oct 2026 10:00:00 GMT

Texas drivers may be paying for Flock cameras through charges on their auto insurance policies—and most of us probably never gave that fee a second thought.

In this episode of Risk Raiders, Jeff Shropshire and Brent Borgstedte quit flocking around long enough to talk about Flock Safety cameras, Texas auto-policy fees, public safety, privacy, data sharing, and where the line ought to be drawn.

Nobody is arguing against catching violent criminals, stopping human trafficking, or helping law enforcement find dangerous people. But when cameras can identify license plates, vehicle details, travel patterns, and potentially connect data across agencies, it is fair for Texans to ask a few questions:

What exactly are these cameras being used for?
Who has access to the data?
How long is it kept?
Is the technology being used beyond its original intent?
If auto-policy holders help fund it, should they know more about it?

We also get into the growing concern around AI, altered images, false identification, and the need for real safeguards before technology gets too far ahead of common sense.

This is not an anti-law-enforcement conversation. It is a pro-common-sense, pro-transparency, and pro-“maybe we should know what the flock we are paying for” conversation.

Leave a civil comment and tell us where you draw the line.

Timestamps

00:00 – Welcome: What the Flock Are We Paying For?

02:39 – Flock Cameras Are Expanding in Texas

03:23 – Catching Bad Guys: The Case for Cameras

05:13 – Privacy, Surveillance, and Data Sharing

10:39 – The Auto-Insurance Fee You May Not Know About

14:34 – AI, Accountability, and Final Thoughts

#RiskRaiders #FlockCameras #TexasInsurance #Privacy #PublicSafety #AutoInsurance #Texas #DataPrivacy #Surveillance #Insurance

⚠️ Disclaimer:

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, this show is entertainment and industry perspective only, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation.

Texas Tech: 4-0 With Room to Grow | Big Game Review

Brent Borgstedte/Jeff Shropshire — Sun, 27 Sep 2026 23:05:48 GMT

Texas Tech is 4-0, and Jeff and Brent see plenty to celebrate and plenty of room to grow. The Red Raiders take care of Sam Houston, but the slow start and turnovers made this one feel a lot less comfortable than the scoreboard suggested.

On this Risk Raiders Big Game Review, we’re talking defensive fireworks, why Cameron Dickey needs the football, and what it’ll take for the Red Raiders to put together four complete quarters. Plus: two pick-sixes that would have Jeff retiring on the spot, a golf ball that nearly interrupts his entire season, and a Colorado preview with a suspicious aroma.

Two fans. Strong opinions. Absolutely no coaching offers pending.

What’s your biggest takeaway from the win, and what do you want to see against Colorado? Share your thoughts, and tune in to our Risk Raiders YouTube channel to watch the Big Game Review and catch our regular show for more laughs and conversations about the risks of everyday life. Subscribe to the channel, follow the podcast, and keep your guns up!

#TexasTech #WreckEm #TexasTechFootball #BigGameReview #RiskRaiders #Big12Football #GunsUp #CollegeFootball

⚠️ Disclaimer:

“Risk Raiders is an independent production and is not sponsored by, endorsed by, or officially affiliated with Texas Tech University or any of its colleges, departments, or programs. Any references to Texas Tech University are for identification and discussion purposes only.”

Hard Conversations, Stronger Families

Brent Borgstedte/Jeff Shropshire — Sun, 27 Sep 2026 10:00:00 GMT

Every family has a conversation it would rather avoid.

It may be about money, parenting, a job loss, aging parents, stress, co-parenting, or a relationship that feels strained. But as Judge Sonya Heath shares in this episode of Risk Raiders, avoiding the conversation does not make the issue disappear. Often, it makes the problem harder to solve later.

Judge Heath of Harris County’s 310th Family District Court joins Jeff Shropshire and Brent Borgstedte for a candid conversation about communication, children, co-parenting, family stress, and the practical choices that can help families build stronger habits before a manageable issue grows into something much harder.

This is not a conversation about blame. It is not a discussion of anyone’s individual case. It is a reminder that healthier families often begin with honest communication, respect, and a willingness to get help when a difficult conversation cannot be handled alone.

In this episode:

• Why family court handles much more than divorce

• The hard conversations families often avoid

• Why addressing problems early can make a difference

• How parents can keep children out of adult conflict

• Why children should never be used as messengers

• How criticism of one parent can affect a child

• Why a difficult spouse is not automatically a bad parent

• The emotional and financial cost of unresolved conflict

• When counseling, mediation, trusted support, or other help may be useful

• One family risk-management step listeners can take this week

Judge Heath’s central message: Have the conversations you have been avoiding.

Guest: Judge Sonya Heath, Harris County 310th Family District Court

Hosts: Jeff Shropshire and Brent Borgstedte

Show: Risk Raiders

This episode is for general education and conversation only. It is not legal advice. Every family situation is different. If you have a specific legal question, an active court matter, an immediate safety concern, or a concern involving abuse or violence, seek qualified local help.

Subscribe to Risk Raiders for real conversations about risk, business, life, and the decisions that matter before they become bigger problems.

#RiskRaiders #StrongerFamilies #CommunicationMatters

⚠️ Disclaimer:

Photo Finish of Failure: Tech Survives Houston | Big Game Review

Brent Borgstedte/Jeff Shropshire — Sat, 19 Sep 2026 23:03:06 GMT

New- Welcome to a little Risk Raider fun as we chat about the latest Texas Tech game, we call it our "Big Game Review."

No. 13 Texas Tech survived No. 22 Houston 28-26 Friday night at Galaxy Stadium, and Jeff and Brent are still catching their breath. In this first Big Game Review, the Risk Raiders recap the "photo finish of failure" — that final-minute 2-point conversion where Conner Weigman came up just inches short — plus the pork-shoulder tailgate that stole the pregame, the C-5 Galaxy flyover that shook Lubbock, and why the crowd stayed on their feet all four quarters.

Wins get remembered. This one gets replayed.

Big Game Review is the Risk Raiders sub-show for Texas Tech fans — posted right after every game. Subscribe so you don't miss the next one.

Shoutouts to Nikki, Joan, Kathy, and to Lauren & Cory for stopping by the tailgate. Guns Up.

🎙️ New Risk Raiders episodes every week — find the main show wherever you get podcasts.

Timestamps

0:00 Photo finish of failure — the final minute

1:30 Tailgate + Brent's 14-hour pork shoulder

2:45 C-5 Galaxy flyover and the stadium show

4:00 What Tech has to clean up going forward

⚠️ Disclaimer:

Risk Raiders is an independent production and is not sponsored by, endorsed by, or officially affiliated with Texas Tech University or any of its colleges, departments, or programs. Any references to Texas Tech University are for identification and discussion purposes only.”

#TexasTech #WreckEm #GunsUp #RedRaiders #TexasTechFootball #Big12Football #Big12 #TTUvsHOU #CollegeFootball #Lubbock #GalaxyStadium #RiskRaiders #BigGameReview

"You Think That's Your Problem. It's Not."

Brent Borgstedte/Jeff Shropshire — Sun, 20 Sep 2026 10:00:00 GMT

Every business owner thinks they know what's wrong with their business. Most of them are wrong.

That's the message Carey Wallace and Lindsay Sexton — the mother-daughter team behind Agency Focus — deliver over and over again to owners who invite them in to "look at one thing" and end up staring at five bigger things they never saw coming.

This week, they sit down with two insurance gurus (that'd be us) to share what they actually see inside hundreds of family businesses: perpetuation, valuation, the messy family stuff nobody wants to talk about, and what happens when AI starts telling everyone exactly what they want to hear.

Also covered:

• The consultant who told Jeff he had a 5% chance of surviving as a third-generation owner (jury's still out)

• Why "buy low, sell high" falls apart when it's YOUR business

• The Texas dad who wished he'd been kinder to his own father

• The $50 million real estate deal ChatGPT killed

• Why you probably shouldn't write your own will

• The one number about to matter more than EBITDA

• Advisors, not processors — the AI shift every agency is missing

Whether you run an insurance agency, a family business, or any company with employees and something worth protecting — grab a coffee. This one gets real.

GUESTS Carey Wallace & Lindsay Sexton — Agency Focus Business Refocus Podcast → https://agencyfocus.net or on Youtube- https://www.youtube.com/@agencyfocus

CHAPTERS

00:00 A moment for 9/11

00:35 Meet Carey & Lindsay

02:06 "5% chance you make it"

02:40 The mother-daughter origin story

07:30 Everybody has a story worth hearing

08:24 "You think that's your problem. It's not."

13:04 When the business IS the brand

14:10 The daughter who takes notes at mom's speeches

16:22 "I wasn't kind to my dad"

18:00 The identity crisis nobody warns you about

19:07 The mastermind for owners letting go

21:52 Start planning 5 years out. Maybe 10.

26:46 Buy low, sell high (except with your own business)

28:40 The AI question every agent is afraid to ask

31:27 Advisors, not processors

34:06 The $50 million ChatGPT mistake

35:21 Don't write your own will

37:44 Know your numbers. Build your community.

39:02 Where to find Carey & Lindsay

ABOUT RISK RAIDERS Two guys. Too many opinions about risk. Occasional wisdom. New episodes every Sunday.

⚠️ Disclaimer:

#RiskRaiders #FamilyBusiness #AIinBusiness #Perpetuation #InsuranceAgency #SuccessionPlanning #BusinessPodcast #SmallBusiness #ChatGPT #FractionalCFO

Risk Raiders Turn Two, Brent Turns 65 & Red Raider Football Is BACK

Brent Borgstedte/Jeff Shropshire — Sun, 06 Sep 2026 10:00:00 GMT

🚨 THE RISK RAIDERS ARE TWO YEARS OLD. 🚨

Football season is back, the Guns are Up, Brent is turning 65, and somewhere there is probably a Medicare card waiting to make an appearance.

In this anniversary special, Jeff and Brent celebrate two years of Risk Raiders, 67 episodes of learning as they go, Brent’s 65th birthday, and 40 years of marriage. Then it is all Red Raider football: tailgates, Raider Alley, Friday-night games at the Jones, the Masked Rider, West Texas heat, college football chaos, and why every fan base loses its mind after one loss.

They also remember the early bedroom-studio days, explain what makes a real Santa Claus, and pay tribute to the unmatched weirdness and wisdom of Mike Leach.

In this episode

Risk Raiders turns two
Brent turns 65—and allegedly has proof
Forty years of marriage deserves a medal
Red Raider football is back
Tailgate strategy and Raider Alley plans
The Masked Rider needs more screen time
Mike Leach, Spike Dykes, and college football characters
Why injuries and social media can wreck a season
West Texas football heat: hydrate or regret it
The real Santa Claus boot test

Subscribe for more insurance, risk, football, West Texas nonsense, and conversations that probably should have had an adult in the room.

#RiskRaiders #RedRaiderFootball #TexasTech #WreckEm #GunsUp #CollegeFootball #TexasTechFootball #FootballSeason #TailgateSeason #WestTexas

⚠️ Disclaimer:

The $1 Tahoe: When AI Answers, Customers Walk

Brent Borgstedte/Jeff Shropshire — Sun, 13 Sep 2026 10:00:00 GMT

Jeff and Brent raid the risks of AI in customer service — where it belongs (backstage), where it burns you (out front), and the "deductible of time" every customer is quietly running on you.

Featuring an airline chatbot lawsuit, the auto dealer that sold a Tahoe for a dollar, why Jeff refuses to turn on voicemail, and some data shows agencies with the heaviest front-end AI adoption are actually growing slower.

If your agent sleeps ten hours a night, you need to call somebody else.

Drop a comment with where AI is working — or wrecking things — in your world. We're doing more shows on this.

Timestamps

0:00 The trigger word that makes AI hand you to a human
2:35 Where AI needs to stop in your business
4:53 The Amazon exception — AI that actually improves service
6:16 The "deductible of time" every customer is running
11:28 The data: heavier AI adoption, slower growth
13:15 When chatbots cost you money — Air Canada & the $1 Tahoe
14:47 Find an agent who doesn't sleep well at night
16:11 Customer service is the delivery of your product

#RiskRaiders #AIinBusiness #CustomerService #SmallBusiness #InsuranceAgent #AIFail #CustomerExperience #LocalBusiness #GunsUp #WreckEm

⚠️ Disclaimer:

Hurricane Kevin & the Flood Policy You Don't Have

Brent Borgstedte/Jeff Shropshire — Sun, 30 Aug 2026 11:00:00 GMT

Hurricane season is here and Jeff and Brent have questions. Mainly: is the National Hurricane Center naming these storms after family members they don't like? Aunt Georgia, we're looking at you.
Brent — who lives smack in the flood epicenter of Houston — breaks down what your agent isn't telling you about flood insurance, why FEMA policies take forever but always pay, and why an expensive flood quote is not a reason to skip it. It's the reason to buy it.
Then Jeff takes us through the life cycle of Hurricane Kevin — a man going through it. Weighted blanket, tribal tattoo, texting his exes at 2 AM. You've met this guy.
Plus: the Flappy Windbreaker Awards, why every insurance agent forgets to buy their own policies, and one shovel story that will make you go check your gutters right now.
Guns up. Buy the damn flood insurance.
—
Risk Raiders is Jeff Shropshire and Brent Borgstedte. 70+ years of risk management, zero interest in being boring.
🎧 Listen on Apple, Spotify, YouTube — wherever you get your podcasts.
📩 Got a storm name suggestion? A family member you want retired? Send it to us.
🤠 Follow along: [socials / website]

Timestamps

00:00 - Guns up, football's back
00:52 - Today's forecast: flood insurance 01:53 - The hurricane naming conspiracy
03:27 - Every Karen just went into witness protection 04:00 - The Marcus Aurelius hurricane theory
04:41 - Why "it's never flooded here" means nothing
07:29 - FEMA vs. private flood, explained
08:32 - The expensive quote is the whole point
09:40 - The Flappy Windbreaker Awards
11:33 - Trim your trees, clear your drains
12:36 - Brent's shovel story (during Harvey)
13:10 - Why insurance agents are the worst clients
13:58 - The 5 Stages of Hurricane Kevin
18:25 - Kevin's a remnant low now 18:47 - Guns up, we'll see you next week

⚠️ Disclaimer:

#RiskRaiders #FloodInsurance #HurricaneSeason #InsurancePodcast #GunsUp #TexasTech #RedRaiders #Podcast #HurricanePrep #InsuranceExplained #SmallBusiness #Homeowners #FEMA #TexasWeather #Comedy

The Risk of Going to Costco on a Weekend | Risk Raiders

Brent Borgstedte/Jeff Shropshire — Sun, 23 Aug 2026 10:00:00 GMT

A weekend trip to a big-box store may look harmless—until you hit the parking lot.

In this episode of Risk Raiders, Jeff Shropshire and Brent Borgstedte break down the real risks of Saturday shopping: chaotic parking lots, oversized carts with bad wheels, shoppers with no aisle etiquette, impulse buys, and the mysterious “assumption shopper” who steals Brent’s cart after he does all the hard work.

The Risk Raiders takeaway: go in with a plan, know your route, avoid the shiny objects, and make sure you leave with the cart you started with.

In this episode:

Why weekend big-box parking lots create instant stress
Cart collisions, aisle traffic, and “bascalation control”
The rise of the assumption shopper
Why buying in bulk is risky when you have never tried the product
How stores lead shoppers off their intended path
A simple risk-management plan for surviving Saturday shopping

Subscribe to Risk Raiders for smart, funny conversations about the risks we all take—in business and everyday life.

Question for the comments: What is the craziest thing you have seen at a big-box store on a Saturday?

#RiskRaiders #Costco #BigBoxStore #WeekendShopping #RiskManagement #Insurance #ShoppingFails #CostcoProblems #ParkingLotChaos #ImpulseBuying #RetailTherapy

⚠️ Disclaimer:

A Risk Raider Takes on Vegas: Smoke, Chaos & Flip-Flops

Brent Borgstedte/Jeff Shropshire — Sun, 16 Aug 2026 11:00:00 GMT

Brent goes to Las Vegas for a medical conference and comes back with a full-on Risk Raiders field report.

There was The Sphere. There was a cab ride headed in the wrong direction. There was a steakhouse in a casino basement that felt a little too much like a mob movie. And apparently, every indoor smoker in America has relocated to Las Vegas.

Jeff and Brent break down the real risks of Vegas: sketchy transportation, 111-degree pool parties, smoke-filled casinos, questionable public-bathroom footwear, people-watching, slot machines, and why a man carrying silver dollars is apparently known as “Jingle Pants.”

If you’ve got a Vegas survival tip, restaurant recommendation, or a story that belongs on Risk Raiders, put it in the comments.

Subscribe to Risk Raiders for real conversations about risk, work, travel, family, business, and the chaos people encounter along the way.

⚠️ Disclaimer:

#RiskRaiders #LasVegas #VegasTrip #TravelStories #TravelSafety #TheSphere #VegasFood #Podcast #ComedyPodcast #TexasTech #GunsUp

The Risk of Going Behind the Scenes with Risk Raiders

Brent Borgstedte/Jeff Shropshire — Tue, 11 Aug 2026 17:45:00 GMT

Ever wonder what really happens when the cameras are rolling—or when we probably should have stopped recording?

Going behind the scenes with Risk Raiders is a risk all its own. One minute, we’re discussing tattoo origins. The next, we’re revisiting Diaper Genie smells, the harsh realities of retirement, and why some ideas may already be dead if they end in a closed circle.

It is not always polished. It is definitely not roses and peaches. But somewhere between the questionable conversations and the unexpected detours, we usually find a real idea worth thinking about.

Take the risk. Go behind the scenes.

⚠️ Disclaimer:

#RiskRaiders #BehindTheScenes #TakeTheRisk #RiskyBusiness #PodcastLife #BusinessHumor #Innovation #ClosedCircle #AI #Insurance

Sending Your Kid To College? Hear This First.

Brent Borgstedte/Jeff Shropshire — Tue, 04 Aug 2026 10:00:00 GMT

Sending your kid off to college in the next few weeks? Before you write another check or sign another form, there are 5 conversations you probably haven't had — and every one of them could save your family from a very bad phone call in October.

Jeff and Brent break down what really happens when your kid moves into a dorm, an apartment, or a rental house. The stuff nobody warns you about: the paperwork trap the apartment complex hands you, the transportation talk that can literally save your kid's life, the electric scooter loophole that could put your assets on the line, and the credit card scams waiting for freshmen the second they walk on campus.

Plus: why $100/month in Uber charges is actually a WIN, the roommate scenario every parent should game-plan for, and the three most important rules of college — go to class, go to class, go to class.

Forward this to every parent, freshman, and young professional you know. This is the talk nobody's having until it's too late.

⏱ CHAPTERS
00:00 — Welcome to Risk Raiders
00:38 — Back to school season is here
01:52 — Disclaimer (entertainment + info only)
02:31 — The coverage gap most parents don't know exists
03:52 — DON'T sign the apartment complex's policy
05:32 — Take inventory: laptops, gaming PCs, phones, jewelry
06:55 — Take LESS stuff, not more (especially freshman year)
08:24 — How to actually protect the expensive stuff
09:28 — The exposure nobody thinks about
10:36 — You're an adult now: the law sees YOU
11:10 — When your roommate throws a party without you
12:07 — Libel, slander & wrongful arrest — yes, really
13:22 — TRANSPORTATION: don't drive anyone else's car
14:57 — Why $100/month in Uber charges is a WIN
15:50 — The car conversation every parent needs to have
16:48 — Uber as an "escape vehicle" from a bad night
18:29 — SCOOTERS: the coverage trap nobody talks about
21:07 — The question to ask on your campus tour
21:48 — Dads, listen up before the next tailgate
23:43 — Password apps, credit cards & the campus scam trap
25:04 — Best time of your life — enjoy it
25:26 — Pass interference on the porta potty
26:18 — Go to class. Go to class. Go to class.

🎧 Listen on Spotify, Apple Podcasts, and wherever you get your podcasts

📩 Questions? Call your agent (seriously, that's the whole point)

⚠️ Disclaimer:

#RiskRaiders #BackToSchool #BackToCollege #CollegeParents #MoveInDay #FreshmanYear #CollegeAdvice #DormLife #CollegeLife #EmptyNester #ParentingCollegeKids #ApartmentLiving #RentersInsurance #InsuranceTips #PersonalFinance #RiskManagement #CollegeSurvivalGuide #TexasTech #GunsUp #Uber #ElectricScooters #CampusSafety #CollegeMoveIn #ParentingTeens #StudentLife

Tequila, Tailgates & Event Liability Explained

Brent Borgstedte/Jeff Shropshire — Tue, 28 Jul 2026 10:00:00 GMT

National Tequila Day, football season on the horizon, and tailgates turning into full‑blown events—Jeff and Brent break down how tequila, tailgates, and event liability collide. In this Risk Raiders episode, they explain why “just a little party” with flyers, DJs, bartenders, and a few hundred of your closest friends is actually an event with real risk attached.

You’ll hear why today’s low homeowner liability limits (think $25K–$100K) are a ding‑dong move, and how event liability, liquor liability, personal injury endorsements, and umbrellas work together so you don’t lose your house over a margarita. They walk through scenarios at home, restaurants, weddings, rehearsal dinners, corporate happy hours, and wild parking‑lot tailgates with minors drifting through the crowd and no one checking IDs.

This episode is entertainment, not legal advice—but it’s a loud wake‑up call to pull out your policies, sit down with your agent, and get an event liability policy in place before the next big party or game day. From jalapeño margaritas to gasoline‑powered blenders and Risk Raider wristbands for “approved” tailgates, it’s classic Risk Raiders: West Texas stories, Red Raider football, and practical risk talk wrapped in a fun matinee show.

Timestamps

00:00 – National Tequila Day & why we’re talking alcohol and events again

02:30 – “Little parties” that are actually events and cheap event liability policies

05:00 – Ding‑dong homeowner limits, personal injury, and umbrella coverage

08:00 – Weddings, restaurant events, and corporate happy hours: why event liability matters

10:00 – Tailgate risk 101: minors, parking lots, and inviting customers for shots

12:30 – Gas‑powered blender story and “a million ways” events go wrong

14:00 – Red Raider football, Risk Raider tailgate “inspections,” and final call to check

#riskraiders #tailgates #eventliability #football tailgate

⚠️ Disclaimer:

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation.

“Control Freak” Builds Unforgettable Events

Brent Borgstedte/Jeff Shropshire — Thu, 23 Jul 2026 10:00:00 GMT

Two Risk Raiders walk into a packed insurance conference and find the person quietly running the whole show. Jeff and Brent sit down with event strategist Joan Sutton to unpack how a self‑described “control freak” designs multi‑day events that feel effortless for 400+ people.

Joan walks through her path from debate kid and yearbook editor to hotel sales, association work, and ultimately running large conferences, and why her need to control every detail is actually a superpower. She explains how themes start one to two years out, how she negotiates with hotels, and how she engineers room layouts, signage, and timing so real conversations and relationships happen on their own.

You’ll hear how she plans for chaos—fire alarms, weather, missing rooms, kitchen problems—and builds backup plans so attendees never feel the stress behind the scenes. From food strategy and late‑night bar hangs to floor decals and name tags, Joan shows how every choice shapes the experience and the brand.

If you run events, lead an insurance agency, run a business or just love seeing how big, complex things come together, this is a front‑row seat to an event planner’s playbook on turning chaos into control and control into unforgettable experiences.

#riskraiders #eventplanning #Conferencelife

⚠️ Disclaimer:

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation.

Airing of Grievances: Tanks, Tips, Towels and Turn Signals

Brent Borgstedte/Jeff Shropshire — Tue, 14 Jul 2026 10:00:00 GMT

Jeff rolls in “a little crusty,” Brent declares it basically Festivus, and Risk Raiders officially enters Airing of Grievances mode. This time, we’re going after four pillars of everyday annoyance: gas tanks, tipping guilt, hotel towels, and turn signals.

From gas‑pump ads screaming at you while you’re just trying to fill the tank, to POS screens guilting you into 20–40% tips for handing you a soda, to hotel rooms that come with a mysterious number of towels and wash rags, nothing is safe.

Then we head onto the freeway, where Houston drivers treat turn signals like a sign of weakness and DPS officers somehow walk up to cars alone at night like absolute heroes.

Along the way, there are detours into FIFA fandom, Erling Haaland, pickleball bars that are really just bars, multi‑factor authentication nightmares, and whether insurance agents count as “professionals” or just glorified copier salesmen. It’s not CE credit—it’s cheaper than therapy

Timestamps

· 00:00 – Good morning Risk Raiders, Red Raiders, and “FIFA” fans

· 02:00 – Jeff’s “truth serum” day

· 05:00 – Dallas “vacation,” Rangers/Tigers, , and FIFA chaos

· 10:00 – Peak pickleball, “pickle bar” idea

· 15:00 – Gas tanks and gas‑pump ads screaming at you

· 20:00 – Tips and tipping guilt: POS screens

· 25:00 – Towels and wash rags: hotel towel math

· 30:00 – Paper cups vs Styrofoam, “environmental” debates

· 35:00 – Multi‑factor authentication: codes, apps

· 40:00 – Are insurance agents really “professionals”?

· 45:00 – Turn signals and Texas DPS: Houston freeway culture

· 50:00 – Feeder roads, Lubbock grid superiority

⚠️ Disclaimer:

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation.

#riskraiders #airingofgrievances #gaspumprants #tippingculture

Burn the Boats: What 1776 Teaches Us About Modern Risk

Brent Borgstedte/Jeff Shropshire — Thu, 02 Jul 2026 19:00:00 GMT

In this Independence Day bonus episode, Jeff Shropshire and Brent Borgstedte unpack how the Founding Fathers literally “burned the boats” and risked everything—land, money, families, even their lives—to chase independence. They connect that same mindset to the risks you face today in business, career moves, and family decisions, so you can take big swings without being reckless.

You’ll hear how wealthy landowners walked away from comfort for a purpose bigger than themselves, and how that spirit shows up now when entrepreneurs max out credit cards, borrow from family, and launch businesses with no guarantees. Jeff and Brent talk through career jumps, moving cities, dragging your family into a new chapter, and the difference between a purpose-driven leap and a “fart in the wind” idea that leaves you underwater.

Along the way, they dig into why you still need real people (not just algorithms and internet research) to tell you if you’re truly built for a certain risk, and why so many people near the end of life regret the chances they never took more than the risks that went wrong. If you’re feeling that pull to start something, change something, or finally “burn your own boats,” this episode is for you.

Timestamps:
00:00 – Intro: Why this is a Fourth of July bonus episode
01:00 – The risk of independence and what the Founders put on the line
03:00 – “Burn the boats” and committing with no backup plan
05:00 – From comfort to purpose-driven sacrifice
07:00 – Entrepreneurs burning their own boats
09:00 – Career jumps, moving cities, and family impact
11:00 – Purpose vs. “fart in the wind” ideas
13:00 – Why you still need real people, not just AI
15:00 – “You can afford it, but you can’t handle it”
18:00 – Starting a show and doing something new
20:00 – Regret, risk, and a risk-taking country

#BurnTheBoats
#RiskRaiders
#IndependenceDay
#FourthOfJuly
#FoundingFathers
#ModernRisk
#Entrepreneurship

⚠️ Disclaimer:
Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation.

The Risk in Every Conversation: Business, Careers, and Families

Brent Borgstedte/Jeff Shropshire — Tue, 30 Jun 2026 10:00:00 GMT

In this episode of Risk Raiders, Jeff and Brent sit down with communication strategist and educator Melissa Hancock to unpack the risk hiding inside every conversation we have—at work, in our careers, and at home with the people we love.

Melissa has spent more than two decades proving that connection, communication, and emotion aren’t “soft skills.” They’re the actual business. She believes the most important business we run isn’t on a spreadsheet; it’s the influence we create in every room and every relationship we walk into.

Together, we explore how the way you talk can quietly increase risk in your business, career, and family—and how better communication can reduce that risk and create real upside.

In this episode:

00:00 – Intro: A different kind of risk for Risk Raiders
02:10 – Jeff’s confession: Great on stage, awkward in small rooms
05:20 – Melissa’s core belief: Communication is the business
09:45 – The risk in treating communication as a “soft skill”
13:30 – Emotion as a leadership tool: too little vs. too much
18:05 – From hurt to harmony: Melissa’s crisis and humor framework
22:40 – When humor helps in crisis… and when it blows up
27:15 – Social media’s impact on how we talk and listen
31:30 – AI, polished messages, and losing your real voice
36:00 – Communication at home: spouses, kids, and career spillover
41:20 – “Influence audits”: where your words create risk or relief
45:10 – Final takeaways: small steps to lower communication risk

If you’ve ever felt the fallout from a conversation gone sideways—or you’re strong in the boardroom but struggle in everyday interactions—this episode will help you see why there’s risk in every conversation, and how to manage it better in business, your career, and your family life.

Melissa Hancock- communication strategist, educator, and business experience leader. Sharing insights into human connection, communication, and emotion aligning to the belief that they aren't soft skills. They're the hard infrastructure of leadership, trust, and lasting impact. Melissa weaves a philosophy into her teaching and her work, reminding every audience that the magic communication can create shows up when we believe in our heart and talk with our voice!

www.linkedin.com/in/melissa-hancock-ma

Hashtags:

#RiskRaiders #CommunicationRisk #BusinessCommunication
#TheRiskInEveryConversation #Leadership #EmotionalIntelligence
#CrisisCommunication #AIandCommunication #SocialMediaSkills

⚠️ Disclaimer:
Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation.

Hailstorms, High Deductibles, and Roofing Reality with Kris Kincaid

Brent Borgstedte/Jeff Shropshire — Tue, 23 Jun 2026 10:00:00 GMT

When a hailstorm smokes your roof and your wallet, what do you actually do?

In this Risk Raiders episode, Jeff and Brent sit down with Lubbock roofer and entrepreneur Kris Kincaid (Kincaid Roofing, Fund My Deductible) to break down hailstorms, high deductibles, ACV vs RCV, and how to avoid committing insurance fraud just trying to save a buck. Kris shares how he went from washing cars in the 806 to chasing storms in Omaha, sleeping on a blow‑up mattress, and eventually building a 20‑year local roofing company in West Texas. They dig into why conservative growth beats “one big storm year,” how to choose the right contractor after a loss, and why some customers can completely drain your bandwidth if you let them.

They also unpack today’s reality for property owners: percentage deductibles, roof schedules, “roof performance” policies that feel like RCV wrapped in ACV, and what that means when your roof actually gets hit. Kris explains how Fund My Deductible became a nationwide tool that helps homeowners and property owners legally fund deductibles and upgrades—without fake invoices or deductible‑eating games.

Chapters

00:00 – Meet roofer‑entrepreneur Kris Kincaid and Risk Raiders intro
01:53 – How a Lubbock hailstorm and Omaha trip pulled Kris into roofing at 19
06:36 – Big 2005 Lubbock storm, 125 roofs, and launching his own company
16:23 – After the storm: homeowners, adjusters, and why “three bids and the lowest” can burn you
19:01 – Percentage deductibles 101 and how roof coverage has quietly shifted
25:43 – Birth of Fund My Deductible and funding big deductibles legally

Connect with Kris / Fund My Deductible

Fund My Deductible: https://fundmydeductible.com/
FMD – homeowners video: https://youtu.be/2X2E4kY1OIU?si=8M1nVDHVH-m-DFY3
FMD – contractors video: https://youtu.be/qab1NzXcmYE?si=8nmptyn9f289ZZ8l
FMD inquiries (Laura Lee): lauralee@fundmydeductible.com

Kincaid Roofing: https://kincaidroofing.com/
Email: contact@kincaidroofing.com

The Falls Lubbock: https://thefallslubbock.com/

Your Agent Is Either Backed by a Brain Trust… or Alone

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 01:29:12 GMT

The conversation delves into the significance of agency affiliation and the impact it has on buyer's concerns, expertise, trust, and access to solutions. The discussion emphasizes the value of being part of a reputable group and the benefits it offers to consumers.

Takeaways

Agency affiliation impacts buyer trust and access to solutions.
Reputable group affiliation provides consumers with quality, backing, and resources.

Chapters

00:00 The Importance of Agency Affiliation

Think Your Umbrella Covers Everything? Think Again

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 01:27:58 GMT

The conversation delves into the complexities of umbrella policy coverage, highlighting the gaps and limitations in personal lines. It emphasizes the importance of consulting agents and understanding coverage laws across different states.

Takeaways

Umbrella policies may have limitations on excess coverage
Consulting agents is crucial for understanding coverage gaps and limitations

Chapters

00:00 Umbrella Policy Coverage

Travel Risks Nobody Talks About: Phones, WiFi, AirTags & Social Media

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 01:26:44 GMT

The conversation covers various aspects of travel risks and safety, including phone and data security, Wi-Fi and network security, roaming and international travel, hotel safety and security, social media and privacy, technology and safety awareness, and travel accident insurance and coverage. The conversation covers a range of travel-related topics, including liability coverage, travel insurance, safety precautions, luggage tracking, spring break travel tips, college basketball excitement, and closing remarks. The hosts provide valuable insights and reminders for safe and enjoyable travel experiences, emphasizing the importance of preparation and safety measures.

Takeaways

Phone and data security are crucial during travel.
Awareness of hotel safety and security measures is essential for a safe trip. Check liability coverage for worldwide coverage
Consider foreign legal liability when traveling
Consider medical evacuation, especially for older travelers
Use AirTag and location sharing for safety
Take safety precautions when traveling
Use AirTag for luggage tracking
Take personal safety precautions when traveling
Share location with travel group
Travel in groups of three or more
Be mindful of alcohol intake while traveling
Excitement for college basketball season
Reflections on travel experiences
Use Uber and Lyft for safe travel
Subscribe, like, and share Risk Raiders content
Wishing viewers a great weekend
End of the conversation

Chapters

00:00 Travel Accident Insurance and Coverage
25:51 Luggage and Personal Safety
31:38 College Basketball and Travel Conclusion

Great Fit = Great Partnership For Your Agency

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 01:25:08 GMT

The conversation delves into the culture, selectivity, and exclusivity of CAA, highlighting the value of membership and the reality check experienced by new members.

Takeaways

Culture and selectivity define CAA membership
Exclusive experience sets CAA apart

Chapters

00:00 The Culture of CAA

The "Cover Your A**" Auto Coverage That Actually Protects Your Family

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 01:24:00 GMT

The conversation covers the importance of understanding different types of auto insurance coverage and the significance of assessing coverage limits for protection. It emphasizes the need to consider family needs and recommends policy limits based on individual circumstances.

Takeaways

Understanding the purpose of different auto insurance coverages
Assessing coverage limits based on family needs and individual circumstances

Chapters

00:00 Understanding Auto Insurance Coverage

Too Good to Be True? What Makes This Agent Network Different

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 01:21:54 GMT

The conversation covers the unique benefits of the CAA network, the challenges of building relationships, and the focus on independent agencies. It also highlights the difficulty of getting people to attend CAA meetings.

Takeaways

CAA network offers exceptional benefits
Building relationships is a key focus for CAA
Independent agencies are the primary focus of CAA

Chapters

00:00 The Unique Benefits of CAA Network

Protecting Aging Parents: Falls, Car Keys, Scams and Caregiver Stress

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 01:20:33 GMT

The conversation covers the topics of caring for elderly family members, home safety, driving concerns, and the risks associated with bringing in outside assistance. It emphasizes the need for careful planning, risk management, and protection of elderly family members. The conversation covers a wide range of topics related to risk management and caregiving for elderly family members. It includes discussions on protecting valuable items, hiring caregivers, managing insurance, legal and financial aspects, transitioning to assisted living, and the emotional toll of caregiving. The hosts also touch on college basketball and the excitement of the upcoming tournament.

Takeaways

Elderly care requires careful planning and a positive mindset.
Home safety and fall hazards are important considerations for elderly individuals.
Driving concerns and the need for alternative transportation options for the elderly.
Risks associated with bringing in outside assistance and the importance of insurance and liability protection. Valuable items and jewelry should be protected to minimize the risk of theft and exposure to potential harm.
Caregivers need to plan and prepare for the legal, financial, and insurance aspects of caregiving, including hiring caregivers and transitioning to assisted living.
The emotional toll of caregiving is significant, and caregivers need to take care of their own mental and physical health.
College basketball and the upcoming tournament are exciting topics that provide a welcome break from the serious discussions on caregiving.

Chapters

00:00 Bringing in Outside Assistance and Risk Management
37:03 Emotional Toll of Caregiving and Self-Care
42:19 College Basketball and the Excitement of the Upcoming Tournament

How CAA's Staff - Agency Collaboration Better Serves Your Client's Insurance Needs

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 01:13:48 GMT

The conversation delves into the role of the agency in supporting members, providing market access, and fostering collaboration. It also highlights the significance of board meetings and shares an interesting agency story about an Iowa client seeking assistance for a client buying a beach house in Texas.

Takeaways

Agency involvement is crucial for supporting and connecting members.
Board meetings play a vital role in fostering collaboration and sharing agency stories.

Chapters

00:00 The Role of the Agency

Guided Missle Drivers: How They Can Bankrupt You

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 01:12:19 GMT

The conversation covers the issue of uninsured drivers in Houston and the challenges faced by new residents in the city. It highlights the high percentage of drivers without insurance and the reasons behind it, including the need for transportation to access job sites. Additionally, it discusses the practice of buying cars with minimal inspection stickers to avoid registration and insurance requirements.

Takeaways

High percentage of uninsured drivers in Houston
New residents face challenges in accessing transportation for work

Chapters

00:00 Uninsured Drivers in Houston

No War Chest, Big Wins - How CAA Agents Build Tools That Save YOU Money

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 01:11:22 GMT

The conversation highlights the success of collaborative efforts and innovation within the insurance industry. It explores the development of collaborative software for crop business, the success of group initiatives and innovation, and the lean and collaborative approach to investment within the industry.

Takeaways

Collaboration
Innovation

Chapters

00:00 Collaborative Software Development for Crop Business

This "Too Good to Be True" Agent Network Lets You Sing a Special Toon for Your Insurance Clients

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 01:10:01 GMT

The conversation covers the introduction and excitement, setting the tone with 'Toon Time', an overview of CAA's story and network, misconceptions about networks, agency culture and involvement, member involvement and collaboration, transparency and data-driven relationships, and exclusive and selective membership. The themes of collaboration, innovation, and the value of data-driven relationships are prominent throughout the conversation. The conversation highlights the unique approach of CAA, focusing on commissioning, contingency, client care, vetting, accountability, integrity, quality assurance, technology, innovation, relationships, collaboration, consistency, stability, gratitude, appreciation, adaptability, resilience, problem-solving, and humor.

Takeaways

Collaboration and member involvement are key to the success of CAA and its network.
Transparency and data-driven relationships with carriers and vendors are essential for the success of CAA and its members.
The exclusive and selective nature of CAA's membership reflects the unique culture and values of the organization. CAA's unique approach sets it apart
Consistency and collaboration drive CAA's success.

Chapters

00:00 Introduction and Excitement
07:29 Agency Culture and Involvement
12:42 Member Involvement and Collaboration
19:26 Transparency and Data-Driven Relationships
26:17 Exclusive and Selective Membership
31:23 The Unique Approach of CAA
37:03 Integrity and Quality Assurance
43:15 Consistency and Stability
49:30 Adaptability and Resilience
55:23 Humor and Camaraderie

CAA Vendor Focus: Cut the Grind, Not Your People

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 01:06:48 GMT

The conversation revolves around the impact of technology on insurance agencies and the role of vendors in providing solutions. It emphasizes the importance of enhancing agency operations and customer service through technology and efficient tools.

Takeaways

Technology should enhance agency operations, not replace people.
Vetting vendors and negotiating preferred terms can benefit insurance agencies.

Chapters

00:00 Impact of Technology on Insurance Agencies

Why Carriers Love CAA Agencies

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 01:05:50 GMT

The conversation delves into the core values and culture of CAA, emphasizing the importance of partnership and a data-driven approach. It also explores the evolution of CAA as an organization.

Takeaways

Culture and partnership are key to success
Data-driven decision making is crucial for intelligent choices

Chapters

00:00 The Importance of Culture and Partnership

Bottom Up Network? The Hidden Edge of CAA

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 01:04:32 GMT

The conversation revolves around the concept of Combined Agents of America (CAA) and the unique model it represents. It explores the idea of CAA as a collective of talented individuals, the differences between aggregator networks, and the emphasis on customer care and relationships.

Takeaways

Avengers of insurance
Ownership and culture define aggregator networks

Chapters

00:00 The Avengers of Insurance

What is an Insurance Aggregator? Explained in Grandma Terms

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 01:03:21 GMT

The conversation covers the unique benefits of the CAA network, the challenges of building relationships, and the focus on independent agencies. It also highlights the secret sauce of CAA meetings and the effort to bring people together.

Takeaways

CAA network offers exceptional benefits
Building relationships is a key focus
The secret sauce of CAA meetings is emphasized

Chapters

00:00 The Unique Benefits of CAA Network

When the Best Agents, Carriers, and Vendors Team Up: How CAA Delivers Better Protection for You

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 01:00:33 GMT

The conversation covers the history, culture, and impact of Combined Agents of America (CAA) as an aggregator for the insurance agency world. It delves into the evolution of CAA, its unique culture, and the value it brings to its members and carrier partners. The conversation covers a range of topics including technical difficulties, the role of vendors, the benefits of the CAA organization, and the importance of agency ownership and culture. The conversation also delves into the impact of technology on agency operations and the value of the CAA community.

Takeaways

Aggregators provide independent agencies with the opportunity to remain independent while leveraging the power of a network.
The culture and values of CAA have been instrumental in its success and have contributed to its positive impact on its members and carrier partners. Technical difficulties can occur during live broadcasts and should be handled with patience and understanding.
Vendors play a crucial role in providing tools and solutions that enhance agency operations and customer service.
The CAA organization offers a unique value proposition, emphasizing agency ownership, culture, and the power of the group.
Technology and AI have the potential to enhance agency operations and improve efficiency, but human interaction and customer service remain essential.
The CAA community provides a platform for sharing knowledge, experiences, and best practices, contributing to the success of member agencies.

Chapters

00:00 Introduction and Milestone Celebration
05:52 The Power of Collaboration and Networking
14:42 Evolution and Culture of CAA
21:34 Maintaining Core Values and Culture
26:33 The Role of Vendors in Agency Operations

Dorm Shenanigans, E-Scooters & Loaned Cars: College Chaos Edition

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 00:58:51 GMT

The episode discusses the transition to college life, including dorm living, safety concerns, and insurance coverage for students' belongings. It also covers the use of e-scooters on college campuses and the need for insurance coverage for these scooters. The conversation covers topics related to e-scooter liability, insurance coverage, and risk management. It also delves into the importance of responsible driving and the upcoming Super Bowl event.

Takeaways

Transitioning to college involves a range of considerations, including dorm living, safety, and insurance coverage for students' belongings.
E-scooters are a popular mode of transportation on college campuses, and insurance coverage for these scooters is an important consideration for students and parents. E-scooter usage poses significant liability risks for riders, and insurance coverage is a complex issue.
Responsible driving and the importance of avoiding impaired driving are emphasized, along with the need for proper insurance coverage.

Chapters

00:00 E-Scooters on College Campuses
31:21 Vehicle Insurance and Responsible Driving
37:32 Upcoming Super Bowl and Olympic Sports

Companies are Fighting Over These Students - How It Could Fast-Track YOUR Career in Risk Management

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 00:57:31 GMT

The conversation explores the engagement of students in industry, including internship setup, industry engagement, and career opportunities. It also delves into real-life industry interaction through a case study exercise and industry connections.

Takeaways

Engaging students in industry is crucial for their career development.
Real-life industry interaction through case study exercises provides valuable experience for students.

Chapters

00:00 Engaging Students in Industry

AI Is Taking Jobs Fast - But Here's Why It Could Supercharge YOUR Future In Risk Management

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 00:56:08 GMT

The conversation explores the impact of AI on risk management and the future role of risk managers in the industry. It discusses AI's role in replacing menial tasks and enriching opportunities, as well as the evolving role of risk managers in communication and data interpretation.

Takeaways

AI enriches opportunities in risk management
The future role of risk managers involves communication and data interpretation.

Chapters

00:00 The Impact of AI on Risk Management

You Won't Believe WHO Keeps You Safe Every Day - And Why it Could be Your Next Career

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 00:53:48 GMT

The conversation begins with a discussion about the excitement and importance of risk management in various industries. It then transitions to the career opportunities available in risk management and the appeal of this field. The speakers emphasize the significance of risk management and its role in ensuring safety and good products across different industries.

Takeaways

Risk management is an exciting and essential role in various industries.
There are numerous career opportunities in risk management with good pay and the potential for career changes.

Chapters

00:00 The Excitement of Risk Management

This New College Program Will Jumpstart YOUR Career in Risk Management

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 00:51:57 GMT

The conversation covers the initiation, growth, and expansion of a certificate program in banking and finance, highlighting the curriculum and course offerings. It also discusses the program's reputation and student interest, providing insights into the program's success and future prospects.

Takeaways

Certificate programs as an alternative to minors
Program reputation and growth

Chapters

00:00 Certificate Program Initiation

1,000,000 Insurance Pros Retiring... Why That's Your Biggest Career Opportunity In Risk Management

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 00:27:11 GMT

The conversation covers the excitement of Friday with Risk Raiders, the introduction of guest Rick Bondurant, the value and scope of risk management jobs, Rick's career journey, Texas Tech's risk management program, promoting risk management to students, the emotional connection to risk management, job opportunities and pay in risk management, attracting students to the industry, the retirement cliff and career opportunities, upward mobility in the industry, Texas Tech's reputation and industry demand, and the AI impact on risk management. The conversation covers the impact of AI on risk management, the Risk Management Certificate Program at Texas Tech, expanding the program and industry engagement, future growth and opportunities, and promoting the program and encouraging exploration. The program emphasizes industry engagement, internships, and expanding the depth of the program to include other schools and industries. It also seeks support for its growth and development.

Takeaways

Exciting and rewarding career opportunities in risk management
The retirement cliff presents a significant demand for risk management professionals AI's impact on risk management
The growth and development of the Risk Management Certificate Program at Texas Tech

Chapters

00:00 Exciting Friday with Risk Raiders
05:38 Introduction of Guest Rick Bondurant
11:43 Texas Tech's Risk Management Program
17:19 Job Opportunities and Pay in Risk Management
22:22 Demand for Risk Management Professionals
30:30 Risk Management Certificate Program at Texas Tech
36:14 Expanding the Program and Industry Engagement
46:25 Future Growth and Opportunities
52:32 Promoting the Program and Encouraging Exploration

Could YOU be the Reason Your Car Insurance Is SO High?

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 00:24:20 GMT

The conversation revolves around the impending ice Armageddon and its impact on people's behavior, grocery stores, and gasoline sales. It then transitions to a discussion on personal auto insurance, focusing on behavioral factors and the impact of driving records and credit scores on insurance rates. The conversation covers various aspects of car insurance, including the impact of car value on insurance costs, the importance of consulting with an agent before purchasing a car, and the need to review and adjust policy coverage and limits. The hosts also discuss the upcoming football game and the importance of protecting property during a storm.

Takeaways

Ice Armageddon panic led to increased grocery and gasoline sales.
Personal auto insurance rates are influenced by driving records and credit scores. Car value impacts insurance costs
Consult with an agent before purchasing a car
Review and adjust policy coverage and limits
Protect property during a storm

Chapters

00:00 The Role of Vehicle Choices in Insurance Rates
25:11 Reviewing and Adjusting Policy Coverage and Limits
32:09 Upcoming Football Game and Storm Preparation

Personal Auto: Business & Volunteer Risk

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 00:21:53 GMT

The Risk Graders podcast discusses personal risk management for driving, including insurance coverage for volunteer drivers, accidents, and delivery/service driving. The hosts emphasize the importance of understanding auto insurance coverage and being proactive in risk management. The conversation covers a range of topics including client emergency calls, insurance coverage forms, coverage reviews, automobile insurance, youthful drivers, commercial policies, college basketball, NFL games, and extreme weather conditions. The hosts emphasize the importance of planning, decision-making, and understanding policy details in emergency situations. They also discuss the evolution of insurance coverage forms, the role of insurance agents as counselors, and the implications of auto accidents and claims. Additionally, they share insights on insuring youthful drivers, commercial policies for business use, and predictions for upcoming sports events and games.

Takeaways

Personal risk management for driving
Understanding auto insurance coverage Importance of planning and decision-making in emergency situations
Need for coverage reviews and understanding policy details
Implications of extreme weather conditions on game performance

Chapters

00:00 Welcome to Risk Graders
08:06 Responsibility and Coverage for Volunteer Drivers
13:20 Proactive Risk Management for Driving
19:46 Client Emergency Calls
26:24 College Basketball and Sports Events
32:09 Weather and Game Conditions

Is Your Agent a Hero?

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 00:20:12 GMT

The conversation covers the introduction and a discussion about national security, followed by an exploration of the purpose of the show 'Risk Raiders.' The hosts then delve into the understanding of different types of insurance agents and conclude with a focus on the role of a superhero agent. The conversation delves into the importance of finding the right insurance agent and understanding the balance between price and coverage. It emphasizes the role of the insurance agent in navigating the marketplace and protecting the client's best interests.

Takeaways

Different types of insurance agents
The role of a superhero agent Importance of finding the right insurance agent
Understanding the balance between price and coverage

Chapters

00:00 The Role of a Superhero Agent
18:54 The Role of the Insurance Agent

Risk Raiders 2026: Navigating the New Year

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 00:18:27 GMT

Risk Raiders in 2026 kicks off with a lively discussion about the upcoming year and the show's mission to provide risk management insights. The hosts express their excitement for the year ahead and outline the show's focus on risk management, insurance, and business protection. They also highlight the importance of engaging with professionals and the audience to enhance risk management practices.

Takeaways

Risk management and insurance
Engagement with professionals and audience

Chapters

00:00 Pride in Texas Tech Athletics

2025 Risk Wrap-Up: Home, Auto, Business & Life Lessons

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 00:16:10 GMT

A New Year's Eve celebration kicks off the episode with a festive and lighthearted tone, followed by engaging stories about costumes, hospital visits, and risk management for homes, autos, and businesses. The conversation concludes with life lessons, takeaways, and well-wishes for the new year, along with excitement for the upcoming Texas Tech football game.

Takeaways

Embrace proactive risk management for homes, autos, and businesses
Cheer freely at tennis matches and treasure tailgating experiences
Avoid wearing flip-flops outside of beach settings
Learn from life's choices and be mindful of words and actions
Support Texas Tech football and share in the excitement for the new year

Chapters

00:00 New Year's Eve Celebration
08:19 Risk Management for Autos
19:39 Life Lessons and Takeaways

4 Risks Every Man Faces on Christmas Day

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 00:14:25 GMT

The hosts discuss the week of Christmas, risk management, and survival tips for men on Christmas Day. They cover the importance of managing facial expressions, the risks of eggnog consumption, and the need for wedding insurance policies. The conversation is lighthearted and entertaining, providing valuable insights for the holiday season. The conversation covers various topics related to Christmas, including eggnog, pajama traditions, wardrobe malfunctions, and the importance of filtering words on Christmas Day. It also touches on college football and the upcoming New Year's celebrations.

Takeaways

Facial expressions can reveal a lot, and managing them is crucial, especially during family gatherings.
Eggnog consumption can pose health risks, and moderation is key during the holiday season. Eggnog is a substance more than a drink
Pajama traditions and wardrobe malfunctions can lead to humorous and embarrassing moments on Christmas Day

Chapters

00:00 Wedding Insurance Policies
27:28 Holiday Wishes and Blessings

What to Do When the Ceiling Caves In: Insurance Claim Tips for Home and Business Owners

Brent Borgstedte/Jeff Shropshire — Mon, 15 Jun 2026 00:12:39 GMT

The podcast episode begins with an introduction and welcome, followed by a discussion on the role of a claims consultant. The conversation then delves into handling a bad situation and managing a claim, including mitigating further damages and documenting everything. It continues with a focus on notifying the carrier and keeping records of expenses, and concludes with advice on trusting the process and keeping it friendly with the adjuster. The conversation covers topics related to preparedness, effective communication, industry insights, the importance of patience, and celebrating success. It emphasizes the significance of planning, patience, and expertise in dealing with insurance claims and disasters, while also highlighting the value of enjoying and celebrating achievements.

Takeaways

The importance of patience and safety in the claims process
Mitigating further damages and documenting everything are crucial steps in managing a claim Preparedness and planning are crucial for dealing with disasters.
Effective communication and patience are key in handling insurance claims.
Industry expertise and insights play a significant role in the insurance business.
Patience is essential in navigating challenges and conflicts.
Celebrating success and enjoying the moment is important in the insurance industry.

Chapters

00:00 Introduction and Welcome
05:46 Handling a Bad Situation and Managing a Claim
13:23 Notifying the Carrier and Keeping Records of Expenses
19:15 Effective Communication and Patience
25:12 The Importance of Patience

College Kids, Storage Units, and Sheds: The Coverage Gaps

Brent Borgstedte/Jeff Shropshire — Sun, 14 Jun 2026 23:36:40 GMT

The episode covers a range of topics including personal anecdotes, insurance advice, and college football. It emphasizes the importance of reviewing insurance coverage for personal belongings and the need for proper valuation and coverage limits. The hosts also discuss the excitement and preparations for a college football game.

Takeaways

Insurance coverage for personal belongings requires proper valuation and coverage limits.
College football game preparations and excitement are discussed.

Chapters

00:00 Introduction and Personal Anecdotes
05:58 Excitement and Preparations for College Football Game

Gratitude and Grit: The "Coverage" That Gets You Through Both Good and Hard Times

Brent Borgstedte/Jeff Shropshire — Sun, 14 Jun 2026 23:33:43 GMT

The conversation revolves around the theme of Thanksgiving and gratitude. The hosts express their thankfulness and discuss the importance of spreading gratitude, reflecting on blessings, and appreciating relationships. The conversation delves into the power of sharing and collaboration, highlighting the gratitude for wisdom and support from partners and company representatives. It also acknowledges the underappreciated efforts of carriers and emphasizes the spirit of sharing and learning through the Risk Graders platform. The discussion then transitions to football enthusiasm and game experiences, comparing college football and pro football crowds and expressing excitement for upcoming games.

Takeaways

Thanksgiving is a time for expressing gratitude
Spreading gratitude and reflecting on blessings are important aspects of Thanksgiving Gratitude for wisdom and support from partners
Importance of trust, collaboration, and sharing
Excitement for upcoming football games and the spirit of sharing

Chapters

00:00 Thanksgiving Gratitude
05:59 Spreading Gratitude
12:05 Reflecting on Blessings
17:53 The Power of Sharing and Collaboration
23:46 Risk Graders and the Spirit of Sharing

Uninsured Driver Apocalypse: How to Protect Your Family from "Zombie" Motorists

Brent Borgstedte/Jeff Shropshire — Sun, 14 Jun 2026 23:30:42 GMT

The conversation covers the topic of uninsured and underinsured drivers, highlighting the prevalence of uninsured drivers in Houston and the importance of uninsured motorist coverage. It also delves into the significance of underinsured motorist coverage and the need for adequate coverage limits. The hosts also discuss the college football experience and the positive impact of the risk management program at Texas Tech University.

Takeaways

Uninsured and underinsured drivers are a significant concern, especially in areas with a high percentage of uninsured drivers like Houston.
Uninsured and underinsured motorist coverage is crucial for protecting oneself from the financial impact of accidents involving uninsured or underinsured drivers.

Chapters

00:00 Underinsured Motorist Coverage and Coverage Limits
16:13 College Football Experience and Texas Tech University Risk Management Program

Burning Down the House: Simple Fire Safety Tips That Save Your Home

Brent Borgstedte/Jeff Shropshire — Sun, 14 Jun 2026 23:27:23 GMT

The podcast episode covers fire safety tips for homeowners, general electrical safety, outdoor safety and fire prevention, holiday decorations and fire safety, and college football excitement. The hosts emphasize the importance of fire prevention and safety measures, providing practical advice and cautionary tales to ensure a safe and enjoyable holiday season.

Takeaways

Fire safety is crucial for homeowners
Electrical safety and fire prevention are essential for home safety

Chapters

00:00 Introduction and Disclaimer
05:38 General Electrical Safety
11:28 Outdoor Safety and Fire Prevention
16:50 Holiday Decorations and Fire Safety
22:04 College Football and Game Day Excitement

The Louvre Heist: Protect Your Jewels and Valuables

Brent Borgstedte/Jeff Shropshire — Sun, 14 Jun 2026 23:23:52 GMT

Brent and Jeff discuss the importance of scheduling valuable items, the appraisal process, and the coverage considerations for collectibles and valuable items. They also touch on the challenges of appraising unique items and the need to protect valuables during events. The conversation concludes with a discussion about college football and the possibility of a game day broadcast.

Takeaways

Scheduled Personal Articles Floater provides coverage for valuable items
Appraisals are crucial for accurately valuing and insuring valuable items

Chapters

00:00 Introduction to Risk Raiders
05:09 Appraisal and Coverage Considerations
11:40 Musical Instruments and Church Ensembles
17:01 College Football and Game Day Broadcast

Gentlemen's Ranch, Giant Exposure: Hidden Risks on "Weekend Land"

Brent Borgstedte/Jeff Shropshire — Sun, 14 Jun 2026 23:19:58 GMT

Brent Borgstedte and Jeff Shropshire share their travel stories, experiences in Austin, and appreciation for rural life. They explore the risks and challenges of farming and ranching, providing insights into the unique aspects of rural activities and the beauty of the countryside. The conversation covers the topics of farm and ranch coverage, commercial farm and ranch operations, and college football predictions. It delves into the details of insurance policies for farm and ranch properties, the importance of annual policy review, and the discussion about an upcoming college football game.

Takeaways

Appreciation for rural life and farming challenges
Exploration of Austin and speakeasy experience Farm and ranch owner's policy is versatile and covers various structures and equipment.
Annual policy review is crucial for commercial farm and ranch operations.

Chapters

00:00 Introduction to Risk Raiders
07:07 Impressions of Austin and Food Experiences
12:22 Exploring Farm and Ranch Life
25:42 Commercial Farm and Ranch Operations
31:05 College Football and Game Predictions

Tortillas, Pocket Knives and Bad Allegations

Brent Borgstedte/Jeff Shropshire — Sun, 14 Jun 2026 23:17:00 GMT

Risk Raiders is a podcast hosted by Jeff Shropshire and Brent Borgstedte, who share insights and stories related to risk management, insurance, and life in general. The hosts discuss various events, including a tortilla-throwing incident at a sporting event, and share humorous anecdotes and observations. The conversation covers the entertainment value of sports events, the consequences of allegations, and the importance of risk management and insurance in business and personal life.

Takeaways

Risk management extends beyond insurance and legal advice.
Anecdotes and observations can provide valuable insights into risk and human behavior. Entertainment is a key aspect of sports events
Consequences of allegations can impact individuals and businesses
Risk management and insurance are crucial for protecting against unforeseen events

Chapters

00:00 Anecdotes and Observations on Allegations
29:50 Importance of Risk Management and Insurance in Personal Life and Business

Choices and Risk Management: Everyday Decisions That Protect (Or Wreck) Your Family

Brent Borgstedte/Jeff Shropshire — Sun, 14 Jun 2026 23:14:43 GMT

The episode discusses the importance of making good risk management choices and the consequences of poor decision-making. It uses a humorous story to illustrate the impact of bad choices and the need for common sense in risk management. The conversation covers the importance of risk management, the impact of insurance choices, and the significance of being prepared for unexpected events. It also delves into the challenges of home insurance, the changing landscape of insurance policies, and the role of insurance in managing risk.

Takeaways

Good risk management choices are often obvious and require common sense.
Poor decision-making can have serious consequences, emphasizing the need for sound judgment in risk management. Risk management is crucial for protecting against unexpected events
Insurance choices have a significant impact on coverage and financial preparedness

Chapters

00:00 Introduction and Disclaimer
08:21 The Impact of Poor Choices and the Need for Common Sense
21:54 The Role of Insurance in Managing Risk

Cheering in Court? Nuclear Verdicts Make Your Insurance More Expensive

Brent Borgstedte/Jeff Shropshire — Sun, 14 Jun 2026 23:10:32 GMT

The episode features a lighthearted conversation between two insurance agents discussing personal experiences, state tennis championships, and the impact of nuclear verdicts on insurance. They also touch on the importance of serving on a jury and its impact on insurance premiums. The conversation covers the importance of liability insurance, the value of umbrella policies, and the need for thoughtful risk management. It also includes a discussion on college football and upcoming events.

Takeaways

Nuclear verdicts impact insurance premiums
Serving on a jury is important for fair verdicts and insurance rates Liability insurance and umbrella policies are crucial for protecting personal and commercial assets.
Risk management should be approached thoughtfully, considering individual tolerance for loss and the need for adequate coverage.
The hosts are looking forward to upcoming college football events and plan to do a live podcast from the stadium.

Chapters

00:00 Personal Experiences with Juries and Verdicts
30:28 College Football and Podcast Plans

Every Family Is a Target: 5 Easy Ways to Cut Your Cyber Risk

Brent Borgstedte/Jeff Shropshire — Sun, 14 Jun 2026 23:05:38 GMT

The conversation covers cybersecurity protection, including the Risk Raiders Bonus Program, which emphasizes the importance of backup, trusted payment methods, avoiding email links, new passwords, updates, and multifactor authentication. It also discusses identity theft coverage, credit locking, and the college football tradition of throwing tortillas.

Takeaways

Cybersecurity protection is essential
Use of multifactor authentication and regular software updates are key cybersecurity measures

Chapters

00:00 Introduction and Disclaimer
06:24 Backup and Third-Party Backup Software
15:12 Updates and Multifactor Authentication
24:45 College Football and Tortilla Tradition

Game Day Tailgating Safety: Fire, Booze, and Liability You Can't Ignore

Brent Borgstedte/Jeff Shropshire — Sun, 14 Jun 2026 23:02:50 GMT

The episode features a lively conversation between Jeff and Brent, covering topics such as college football, university experiences, and the fun of tailgating. The banter and humor between the hosts make for an engaging and entertaining discussion. The conversation covers various aspects of risk management and safety considerations during tailgating events. It emphasizes the importance of responsible behavior, fire safety, alcohol consumption, and event liability. The hosts also discuss the role of risk graders in assessing and managing risks at tailgate parties.

Takeaways

College football fandom brings people together through friendly rivalry and banter.
Tailgating is a fun and enjoyable part of the college football experience. Responsible behavior and risk management are crucial for a safe and enjoyable tailgating experience.
Considerations for fire safety, alcohol consumption, event liability, and driving safety are essential for tailgate event planning.

Chapters

00:00 University Football Games and Risk Management Degree
17:15 Responsible Alcohol Service and Risk Management
23:22 Avoiding Accidents and Pedestrian Safety

Property Insurance Frustrations: Hard Truths and Smarter Choices for Texans

Brent Borgstedte/Jeff Shropshire — Sun, 14 Jun 2026 22:59:31 GMT

The conversation covers the challenges and changes in property insurance, the impact on business owners, and the need for informed decision-making. It emphasizes the importance of discussing coverage options with agents and the implications of going without insurance. The conversation covers the importance of property insurance, the cost considerations, post-event strategizing, and the impact of business interruption. It also emphasizes the significance of property maintenance and the role of risk management in property insurance decisions. The conversation concludes with a discussion about college football and upcoming games.

Takeaways

Property insurance challenges are widespread
Informed decision-making is crucial for business owners Property insurance cost considerations
Importance of post-event strategizing
Role of property maintenance in insurance coverage

Chapters

00:00 Introduction to Risk Raiders
07:31 Implications for Business Owners
17:42 Informed Decision-Making
23:25 Post-Event Strategizing and Business Interruption Impact
30:15 Discussion About College Football and Upcoming Games

Barbecues, Battlefields & The Real Meaning of Memorial Day

Brent Borgstedte/Jeff Shropshire — Sun, 14 Jun 2026 22:31:38 GMT

The conversation begins with a heartfelt appreciation for Memorial Day and the service members who have sacrificed for the country. It then delves into the impact of veterans' sacrifice on families and the community, while also exploring humorous anecdotes and personal reflections. The discussion concludes with a lighthearted conversation about creating challenges and the concept of 'Caudal AI Syndrome'. The conversation covers topics such as the role of a 'fixer' in business, the entrepreneurial mindset, the experience of dressing up as characters for charity events, the challenges and commitment required for mascot performances, and funny and memorable experiences with mascots. The hosts also express gratitude to veterans and their families for Memorial Day.

Takeaways

Gratitude for veterans' sacrifice
Community support for veteran families Recognizing the need for change in business
The challenges and commitment required for mascot performances

Chapters

00:00 Honoring Memorial Day
05:36 Gratitude for Sacrifice
10:45 Barbecue Challenges and Techniques
17:28 Caudal AI Syndrome
27:43 Memorable Mascot Moments

The Risk of Going From Radio Host to Media Company – with Ryan Hyatt

Brent Borgstedte/Jeff Shropshire — Tue, 16 Jun 2026 10:00:00 GMT

In this Risk Raiders episode, Jeff and Brent sit down with longtime West Texas broadcaster Ryan Hyatt to unpack what it really looks like to walk away from the safety of a radio job and build your own media company. Ryan shares how he went from being “just” a host to buying his own time, taking control of the revenue, and eventually moving fully into a digital‑first world where he lives or dies by his own efforts.

They dig into the business side most listeners never see: structuring deals with stations, owning inventory, building an online audience, and managing the risk of betting on yourself instead of waiting on someone else to sell your show. Along the way, Ryan talks about what still works from the old radio playbook, what absolutely doesn’t translate online, and the mindset shift it takes to go from employee to media owner.

If you’re a business owner or creator wondering how far you can push your own platform—and what kind of risk that really involves—this conversation will give you a clear, unvarnished look at the trade‑offs.

Timestamps
00:00 – Intro and who is Ryan Hyatt
03:10 – Early days in radio and chasing the “dream job”
08:45 – First cracks in the traditional radio model
14:30 – Buying his own time and controlling revenue
21:05 – Moving from radio show to full media company
27:40 – Life as a digital‑first media owner
33:15 – The real risks behind betting on yourself
39:00 – Lessons for business owners and creators

Connect with Ryan Hyatt’s Raiderland here:

YouTube: https://www.youtube.com/@RyanHyattsRaiderland
Facebook: https://www.facebook.com/theraiderland
X: https://x.com/RyanHyattMedia

#riskraiders #ryanhyattsraiderland #digitalmedia #texastech

⚠️ Disclaimer:

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation.

They Saved You 25%… Here’s What You Really Lost

Brent Borgstedte/Jeff Shropshire — Tue, 09 Jun 2026 10:00:00 GMT

You bragged about “saving 25%.” Cool story.

Jeff and Brent break down what actually happens when you chase the cheaper deal—on insurance, vendors, contractors, software, even doctors—and only find out what you really bought when things go sideways.

In this Risk Raiders hangout, they dive into:

Why Americans are obsessed with “Was it worth it?”
The real definition of value: money, time, risk, and stress
The classic “We found someone 25% cheaper… have you been screwing us?” phone call
How hero quotes and bargain policies quietly strip away the stuff that matters
When price truly doesn’t matter (ER, funerals, life-and-death moments)
How business owners can cut costs without nuking value

If you’ve ever flexed on a “great deal,” this episode might hit a nerve. Grab a drink, get your guns up, and let’s talk about what you really lost to save that 25%.

Timestamps

0:00 – Texas Tech softball heartbreak & Red Raider pride
2:00 – NIL and “did we get our money’s worth?”
4:30 – America’s obsession with “Was it worth it?”
6:30 – What is value? Money, time, risk, stress
9:00 – Business owners juggling cost vs quality
11:30 – Vendors, mechanics, and “you get what you pay for”
14:00 – Insurance prices, frustration, and chasing cheaper
16:30 – “Call us first” before you jump on a thin deal
18:30 – When your “great idea” isn’t valuable to anyone
21:00 – Cheap almost always means less (especially in services)
23:00 – ER, funerals, and moments when price doesn’t matter
25:00 – Disaster test: will it work when things go wrong?
27:00 – Don’t seek price, seek value (and know what you’re giving up)

#riskraiders #valuenotprice #smartbuying #texastech

⚠️ Disclaimer:

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation.

Storm Warning Fatigue: Are We Tuning Out Real Danger?

Brent Borgstedte/Jeff Shropshire — Tue, 02 Jun 2026 10:00:00 GMT

Texas gets battered by storms, but for Jeff and Brent, the scariest part isn’t just the wind, hail, or flooding – it’s how easy it’s become to ignore the warnings.

In this Risk Raiders episode, the guys swap stories from Lubbock to Houston: drought so bad your backyard looks like Mars, a derecho that blew whole oak trees onto the freeway, and a Google alert that literally said “you are in imminent danger” that still got shrugged off thanks to over‑notification fatigue.

They dig into why our phones, TVs, and apps scream about every storm, how media and sponsorships might be cranking up the hype, and why so many of us just swipe away alerts until we’re driving straight into 80‑mph winds.

Jeff and Brent break down:

The difference between a watch and a warning (and when you really should move to the basement or bathroom)

Why flood and severe thunderstorm warnings in West Texas and on the Gulf Coast are a bigger deal than people think
How storm‑chasing shows and social media videos blur the line between science, business, and dangerous entertainment
What families, churches, and small businesses should actually do when the alerts go off – from safe rooms and stairwells to evacuation plans and employee safety protocols

If you’ve ever rolled your eyes at a storm alert, hosted a “hurricane party,” or gone outside to “just take a look” during a tornado warning, this episode is for you

Timestamps

0:00 – Tech softball, Lubbock heat, and finally getting rain

2:00 – Phones blowing up: “too many alerts, not enough signal”
4:00 – Why this episode: storm season and warning overload
6:00 – Brent’s Houston derecho story and ignoring “imminent danger
10:00 – Over‑notification syndrome: tuning out real risk
13:00 – Media, sponsorships, and storm coverage hype
16:00 – Watch vs warning: what should actually move you to shelter
19:00 – Flooding in Lubbock vs Houston and local blind spots

22:00 – Home and office safety: basements, bathrooms, stairwells
25:00 – Lubbock tornado history and why Jeff built a basement office
28:00 – Storm chasing as business and dangerous entertainment
31:00 – Novice chasers, clogged roads, and first responder risk
34:00 – Hurricane parties, evacuations, and Coast Guard rescue stories

38:00 – Final takeaways: don’t tune out real warnings; have a plan

#RiskRaiders
#StormSeason
#TexasWeather
#WarningFatigue
#SevereThunderstorm
#TornadoSafety
#HurricaneSeason
#StormChasing

⚠️ Disclaimer:

Risk Raiders is an independent podcast and is not affiliated with, endorsed by, or sponsored by Texas Tech University. All products, services, brands, or businesses mentioned on the show are for entertainment and conversational purposes only. A mention does not imply endorsement, recommendation, or sponsorship — by us of them, or by them of us. Paid sponsorships and partnerships will always be clearly disclosed. Finally, nothing on this show should be considered insurance, legal, financial, or professional advice. Always consult a licensed professional for guidance on your specific situation. Hosts are not meteorologists or emergency managers. Nothing in this episode is professional advice; always follow guidance from local authorities, the National Weather Service, and your own qualified insurance and safety professionals.

The Guest Who Knows Where All the Bodies Are Buried | Risk Raiders x Chelsea

Brent Borgstedte/Jeff Shropshire — Sun, 31 May 2026 19:30:53 GMT

The conversation begins with an introduction and disclaimer, followed by excitement for the guest appearance. The discussion then delves into getting to know Chelsea's story, followed by an introduction to the insurance industry. Career progression and opportunities are explored, and the conversation concludes with a focus on the perception and challenges of the insurance industry. The conversation delves into the importance of insurance and risk management, highlighting the need for protection and support in the face of unpredictable risks. It emphasizes the critical role of insurance in safeguarding assets and providing peace of mind in the event of a tragedy.

Takeaways

Industry Challenges
Career Progression Importance of insurance
Unpredictable risks

Chapters

00:00 Introduction and Disclaimer
07:00 Introduction to the Insurance Industry
12:58 Career Progression and Opportunities
21:03 Perception and Challenges of the Insurance Industry

Rodeo, Green Beer & “Oops” Injuries: Why Every Host Needs Coverage

Brent Borgstedte/Jeff Shropshire — Sun, 31 May 2026 14:07:31 GMT

The conversation covers the excitement of March Madness and Rodeo season, highlighting the various events and activities associated with it. It also delves into the intricacies of event planning and the importance of liability insurance for such events. The conversation covers topics related to event insurance, risk management, safety measures for events, hiring security, event entertainment, unusual fair food, college basketball, and the impact of gambling on college sports and players. The discussion emphasizes the importance of safety and risk management for events, as well as the challenges and pressures faced by college athletes in the current sports landscape.

Takeaways

March Madness and Rodeo Season
Event Planning and Liability Insurance Event insurance for parties and gatherings
Importance of safety and risk management for events

Chapters

00:00 March Madness and Rodeo Season
16:22 Event Insurance and Risk Management
22:09 Fried Food and Unusual Fair Delicacies

Fire, Outage, Locked Doors: How Your Business Dies Without This Policy

Brent Borgstedte/Jeff Shropshire — Sun, 31 May 2026 14:06:35 GMT

The conversation covers the importance of being a fan, disaster preparedness, and business continuity. It emphasizes the significance of disaster preparedness for businesses and the essential coverage of business income and extra expense.

Takeaways

Disaster preparedness is crucial for businesses
Business income and extra expense coverage are essential for business continuity

Chapters

00:00 Disaster Preparedness and Business Continuity

Good Friday, Great Ham: Family, Faith and Easter Fun

Brent Borgstedte/Jeff Shropshire — Sun, 31 May 2026 14:05:07 GMT

The conversation covers the Easter holiday, gardening, cooking, and food preferences. It also touches on risk management and insurance in a lighthearted manner. The hosts share personal experiences and tips related to these topics, creating an engaging and casual dialogue. The conversation covers a range of topics including Easter celebrations, champagne, and food preparation. The hosts share insights on champagne, smoking ham, and the significance of family and faith during the holiday season.

Takeaways

Easter traditions and holiday celebrations
Gardening and azalea cultivation
Cooking and food preferences
Risk management and insurance humor Champagne as a morning drink
Smoking ham with hickory or mesquite
Focusing on family, faith, and food during Easter

Chapters

00:00 Risk Management and Insurance Humor
17:09 Easter Celebrations and Champagne
23:24 Weather and Gardening in Texas
28:42 The Three F's: Faith, Family, and Food for Easter

Masters Mayhem: Augusta, Azaleas & Risk

Brent Borgstedte/Jeff Shropshire — Sun, 31 May 2026 14:03:32 GMT

The conversation explores the intersection of the Masters Golf Tournament and risk management, highlighting the importance of enforcing rules and setting high standards to create a culture of compliance. It delves into the consequences of non-compliance and the impact on businesses and individuals. The conversation delves into the themes of discipline and risk management in business, the culture of following rules, creating a special experience, volunteerism and culture building, standards and discipline, challenges of golfing in West Texas, golf course maintenance and challenges, golfing attire and professionalism, and curling and drinking culture.

Takeaways

Enforcing rules and standards is crucial for risk management
Setting high standards and enforcing them creates a culture of compliance Discipline
Risk Management

Chapters

00:00 The Masters and Risk Management
07:28 Enforcing Rules and Standards
15:55 Consequences of Non-Compliance
21:15 Volunteerism and Culture Building
28:00 Golf Course Maintenance and Challenges
33:36 Curling and Drinking Culture

Know When to Leave: Graduation Risk Management 101

Brent Borgstedte/Jeff Shropshire — Sun, 31 May 2026 14:01:20 GMT

The conversation covers pre-graduation risk management, emphasizing the importance of social media and online presence, credit score and financial responsibility, professional conduct and career development, and flood insurance awareness. Each chapter delves into these topics, providing valuable insights and advice for young adults entering the next phase of their lives.

Takeaways

Pre-graduation risk management
Social media and online presence
Credit score and financial responsibility
Professional conduct and career development
Flood insurance awareness

Chapters

00:00 Pre-Graduation Risk Management
09:32 Social Media and Online Presence
28:40 Flood Insurance Awareness

George Strait at the Jones. Guns Up. Goosebumps.

Brent Borgstedte/Jeff Shropshire — Sun, 31 May 2026 13:46:28 GMT

The conversation covers the George Strait concert experience and the role of law enforcement and risk management in large events. It also highlights the appreciation for law enforcement and first responders. The conversation covers the experience of attending a live concert at the Jones Stadium, featuring George Strait and Zach Top. It also delves into the significance of family bonding and the impact of live music experiences. The discussion explores Lubbock's growth, the challenges of performing on a rotating stage, and the impact of healthcare on town growth. Additionally, it highlights the appreciation for the Cap Rock and Lubbock's space and light, as well as the celebration of the concert experience at the Jones Stadium.

Takeaways

Event Planning and Risk Management
Appreciation for Law Enforcement and First Responders Family bonding
Live music experiences

Chapters

00:00 The Role of Law Enforcement and Risk Management in Large Events
21:45 Family Bonding at the Concert
27:18 Challenges of Performing on a Rotating Stage
32:29 Impact of Healthcare on Town Growth

Cows Are 22x Deadlier Than Sharks (And Other Lies We Tell Ourselves)

Brent Borgstedte/Jeff Shropshire — Sun, 31 May 2026 13:44:40 GMT

The conversation delves into the topic of risk management and worry, providing a perspective on risk and danger. It also compares various risks and dangers, highlighting the significance of different types of risks. Additionally, the discussion explores the risks associated with trampolines and other potential dangers. The conversation delves into the hidden dangers of daily life, exploring unusual injury statistics and the risks associated with everyday objects and activities. From the dangers of beds, pillows, and mattresses to the risks of stairs and falls, the discussion highlights the unexpected sources of injury. Additionally, the impact of gambling addiction on student athletes is examined, shedding light on the challenges and consequences of this issue.

Takeaways

Risk management and worry
Perspective on risk and danger
Comparing risks and dangers Hidden dangers of daily life
Unusual injury statistics

Chapters

00:00 Risk Management and Worry
17:02 Trampolines and Other Risks
25:46 The Risks of Stairs and Falls

Braai, Bangkok, and Bold Moves: Lee Roberts' International Takeover

Brent Borgstedte/Jeff Shropshire — Sun, 31 May 2026 13:39:46 GMT

The conversation explores the cultural similarities between Texas and South Africa, focusing on the warm communication, love of sports, and regional identity. Lee Roberts shares insights on effective communication, work ethic, and the importance of respect in building client relationships. The discussion also delves into the challenges of cultural identity and the impact of cultural shifts on client interactions. The conversation delves into the importance of understanding cultural differences and embracing different perspectives, with a focus on the experiences of living in Thailand and the valuable lessons learned from the cultural immersion.

Takeaways

Cultural Similarities
Effective Communication Understanding cultural differences
Embracing different perspectives

Chapters

00:00 Cultural Shifts and Multicultural Challenges

Will AI Take Our Kids Jobs?

Brent Borgstedte/Jeff Shropshire — Sat, 30 May 2026 23:29:38 GMT

The conversation covers a range of topics related to AI, including its impact on job displacement, the changing landscape of education, the role of AI in helping children in Kenya, and the need for ethical guidelines in AI development. It also emphasizes the importance of human qualities and skills in the age of AI. The conversation delves into the excitement and boundaries of AI, the dangers of uneducated use, the importance of traditional skills, preparing for AI disruptions, the evolution and impact of AI, AI in the military and security concerns, the need for global AI governance, the responsibility of individuals and society, the role of the United States in AI safety, the need for a global AI agency, the responsibility of AI leaders, and parenting and cultural respect for AI. The takeaways highlight the impact of AI and the need for education and awareness about AI.

Takeaways

Job displacement due to AI
The importance of human qualities and skills in the age of AI AI and its impact
The need for education and awareness about AI

Chapters

00:00 Introduction and Entertainment Disclaimer
07:58 The Dangers of AI and Risk Management
13:06 The Role of AI and Human Intelligence
18:44 The Need for Ethical Guidelines in AI Development
25:53 The Excitement and Boundaries of AI
32:03 The Evolution and Impact of AI
38:06 The Need for a Global AI Agency

Memorial Day

Brent Borgstedte/Jeff Shropshire — Sat, 30 May 2026 23:11:49 GMT

The conversation revolves around the theme of honoring Memorial Day and expressing gratitude for service members. It also delves into the sacrifices made by veterans and their families, highlighting the impact of Memorial Day on the community. The conversation covers a range of topics including the entrepreneurial mindset, commitment to costumes, and the challenges and experiences of dressing up for various events. It also delves into the discomfort and commitment required for mascot costumes, as well as the planning of a show in South Africa.

Takeaways

Gratitude for service members
Recognition of the sacrifices made by veterans and their families Entrepreneurial mindset
Commitment to costumes

Chapters

00:00 The Impact of Memorial Day
17:38 The Fixer in Business
22:44 The Challenge of Costume Headwear
29:01 Mascot Mishaps and Memories