<![CDATA[Through the Storm]]>Each Tuesday, Kurtis talks to a business owner who has gone "through the storm" in their business.

In short, our goal is to have real conversations with business owners navigating their hardest financial moments.

From cash pressure and margin strain to growth decisions and capital tradeoffs, each episode explores what actually happened when the path forward wasn’t obvious.

Hosted by Kurtis Hanni, fractional CFO and founder of Bison CFO, the show focuses on real conversations: what options leaders considered, how decisions were made with imperfect information, and the result that followed.

These conversations are designed to help business owners see they’re not alone and ultimately, make better financial decisions by learning from others.

Show notes and resources at smbfinanceos.com.

]]>https://smbfinanceos.comRiverside.fm (https://riverside.com)Wed, 06 May 2026 10:38:54 GMTMon, 26 Jan 2026 19:53:49 GMT60Kurtis Hanni<p>Each Tuesday, Kurtis talks to a business owner who has gone "through the storm" in their business.</p><p></p><p><b>In short, our goal is to have real conversations with business owners navigating their hardest financial moments.</b></p><p></p><p>From cash pressure and margin strain to growth decisions and capital tradeoffs, each episode explores what actually happened when the path forward wasn’t obvious.</p><p></p><p>Hosted by Kurtis Hanni, fractional CFO and founder of Bison CFO, the show focuses on real conversations: what options leaders considered, how decisions were made with imperfect information, and the result that followed.</p><p></p><p>These conversations are designed to help business owners see they’re not alone and ultimately, make better financial decisions by learning from others.<br /></p><p>Show notes and resources at smbfinanceos.com.</p>episodicKurtis Hannikwh@bisoncfo.comno<![CDATA[Business Failure Exposed: What Not to Do as an Owner ⎥Travis Woods]]>Business failure isn't always about making the wrong moves, sometimes it's about not making any moves at all. Kurtis and Travis break down a real client engagement that didn't work out, exposing the structural issues, team dysfunction, and owner disconnection that killed what could've been a viable business. This isn't theory, it's a transparent look at what happens when cashflow bleeds, AR piles up, and no one takes ownership of the fundamentals.

]]>9a5a095b-3ff1-4462-b788-2c7b51bfca0eTue, 05 May 2026 14:26:05 GMT<p>Business failure isn't always about making the wrong moves, sometimes it's about not making any moves at all. Kurtis and Travis break down a real client engagement that didn't work out, exposing the structural issues, team dysfunction, and owner disconnection that killed what could've been a viable business. This isn't theory, it's a transparent look at what happens when cashflow bleeds, AR piles up, and no one takes ownership of the fundamentals.</p>no00:48:2010Business Failure Exposed: What Not to Do as an Owner ⎥Travis Woodsfull<![CDATA[How to Master Growth While Losing HALF Your Clients (And Reach $3M in 3 years) | Clifton Sellers]]>Clifton Sellers, CEO of Legacy Builder, shares his journey from zero to a $3M run-rate agency in five years. The conversation covers the brutal realities of agency growth including losing half his clients in six weeks, working 16-hour days, and the faith that kept him moving forward. Clifton breaks down the difference between growing and scaling, the professionalization moment that changed everything, and why most agencies fail at retention before they even onboard a client.

]]>49c66c12-b7f0-46bc-a4bf-ff099fbede09Tue, 28 Apr 2026 09:52:39 GMT<p>Clifton Sellers, CEO of Legacy Builder, shares his journey from zero to a $3M run-rate agency in five years. The conversation covers the brutal realities of agency growth including losing half his clients in six weeks, working 16-hour days, and the faith that kept him moving forward. Clifton breaks down the difference between growing and scaling, the professionalization moment that changed everything, and why most agencies fail at retention before they even onboard a client.</p>no00:42:169How to Master Growth While Losing HALF Your Clients (And Reach $3M in 3 years) | Clifton Sellersfull<![CDATA[Surviving a $400K to $1.2M Nightmare & 25% Revenue Drop At The Same Time ⎥ Nahuel Hilal]]>Nahuel Hilal built Iris Tattoo from a $7,000 side hustle in Buenos Aires to a multi-million dollar operation across three countries without ever doing a tattoo himself. Then a $400,000 buildout turned into a $1.2 million nightmare, revenue dropped 25%, and he nearly lost everything.

This is the story of how he and his wife fought back, firing the architects mid-project, managing permits themselves, and opening a second U.S. location while Miami burned. No business degree. No construction experience. Just urgency, grit, and a refusal to turn back.

]]>6f789f86-8b70-4c37-b613-52eb26d54746Tue, 21 Apr 2026 10:44:52 GMT<p>Nahuel Hilal built Iris Tattoo from a $7,000 side hustle in Buenos Aires to a multi-million dollar operation across three countries without ever doing a tattoo himself. Then a $400,000 buildout turned into a $1.2 million nightmare, revenue dropped 25%, and he nearly lost everything.</p><p></p><p>This is the story of how he and his wife fought back, firing the architects mid-project, managing permits themselves, and opening a second U.S. location while Miami burned. No business degree. No construction experience. Just urgency, grit, and a refusal to turn back.</p>no00:57:328Surviving a $400K to $1.2M Nightmare & 25% Revenue Drop At The Same Time ⎥ Nahuel Hilalfull<![CDATA[How to Survive a Pandemic and Oil Collapse at the Same Time ⎥ Ryan Ray]]>Ryan Ray joins Kurtis Hanni to share his journey through one of the worst storms a business can face: selling a family oil and gas surveying company during the catastrophic March 2020 price collapse and COVID-19 shutdown. Ryan walked into March 2020 with international deals lined up, a diversified strategy in place, and a business that finally didn't require him day-to-day. Within two weeks, every lever he'd built was gone—China deals canceled, oil prices cratering to sub-$10, and projects being pulled left and right. What followed was a masterclass in clarity under pressure: knowing when to shut down, how to use PPP strategically, and ultimately how to exit to his own team. Ryan breaks down the emotional weight of laying off employees, the practicality of owner dependency as the ultimate business lever, and why understanding "the game you're playing" is more valuable than any 10-year plan.

]]>06d3d338-d67e-4b6b-adf0-4c123b155d1aTue, 14 Apr 2026 10:00:00 GMT<p>Ryan Ray joins Kurtis Hanni to share his journey through one of the worst storms a business can face: selling a family oil and gas surveying company during the catastrophic March 2020 price collapse and COVID-19 shutdown. Ryan walked into March 2020 with international deals lined up, a diversified strategy in place, and a business that finally didn't require him day-to-day. Within two weeks, every lever he'd built was gone—China deals canceled, oil prices cratering to sub-$10, and projects being pulled left and right. What followed was a masterclass in clarity under pressure: knowing when to shut down, how to use PPP strategically, and ultimately how to exit to his own team. Ryan breaks down the emotional weight of laying off employees, the practicality of owner dependency as the ultimate business lever, and why understanding "the game you're playing" is more valuable than any 10-year plan.</p>no00:48:257How to Survive a Pandemic and Oil Collapse at the Same Time ⎥ Ryan Rayfull<![CDATA[Transform your business by understanding your strategy (Business Model Canvas) ⎥Travis Wood]]>In this conversation, Kurtis Hanni and Travis Woods discuss the Business Model Canvas, a strategic tool used to understand and optimize business operations. They explore the roles of a fractional CFO, the importance of identifying customer segments, crafting a unique value proposition, and the various channels for reaching customers. The discussion also covers building strong customer relationships, monetizing value through revenue streams, and the significance of key resources, activities, and partnerships. Finally, they emphasize the need to understand cost structures and the overall integration of the Business Model Canvas for business success.

]]>af2d10ec-5c1c-45cc-8ad3-6dfe39a173d1Tue, 07 Apr 2026 10:00:00 GMT<p>In this conversation, Kurtis Hanni and Travis Woods discuss the Business Model Canvas, a strategic tool used to understand and optimize business operations. They explore the roles of a fractional CFO, the importance of identifying customer segments, crafting a unique value proposition, and the various channels for reaching customers. The discussion also covers building strong customer relationships, monetizing value through revenue streams, and the significance of key resources, activities, and partnerships. Finally, they emphasize the need to understand cost structures and the overall integration of the Business Model Canvas for business success.</p>no01:00:436Transform your business by understanding your strategy (Business Model Canvas) ⎥Travis Woodfull<![CDATA[Chargeback Scams Cost Us $30K: Hard Lessons Running Ads ⎥feat. Brad Smith]]>In this conversation, Kurtis Hanni and Brad Smith discuss the evolution of Brad's business, Automation Links, focusing on marketing automation and the challenges faced during a significant transition from freelancers to an in-house team. They delve into the financial struggles caused by chargebacks from clients in high-risk industries, the lessons learned from these experiences, and the importance of vetting clients and having solid contracts. The discussion also covers the future of marketing with innovations like ChatGPT ads and the strategies for overcoming adversity in business.

]]>d1e29956-9654-41fc-bd1e-04252ea7380aTue, 31 Mar 2026 10:00:00 GMT<p>In this conversation, Kurtis Hanni and Brad Smith discuss the evolution of Brad's business, Automation Links, focusing on marketing automation and the challenges faced during a significant transition from freelancers to an in-house team. They delve into the financial struggles caused by chargebacks from clients in high-risk industries, the lessons learned from these experiences, and the importance of vetting clients and having solid contracts. The discussion also covers the future of marketing with innovations like ChatGPT ads and the strategies for overcoming adversity in business.</p>no00:41:065Chargeback Scams Cost Us $30K: Hard Lessons Running Ads ⎥feat. Brad Smithfull<![CDATA[How to Survive Losing 75% of Your Lead Flow (Real Estate Business) ⎮ feat. Doug Diakite]]>In this conversation, Kurtis Hanni and Doug Diakite discuss the intricacies of the rent-to-own real estate business, focusing on acquisition strategies, market changes, and the challenges faced during downturns. Doug shares insights on team management, compensation structures, and the importance of adaptability in business. They explore the significance of strategic partnerships and the lessons learned from relying too heavily on a single acquisition channel. The discussion emphasizes the need for resilience and the ability to pivot in response to changing market conditions.

]]>ae4d01af-6b5a-4e6c-9b9a-9ca0e205ae30Tue, 24 Mar 2026 10:00:00 GMT<p>In this conversation, Kurtis Hanni and Doug Diakite discuss the intricacies of the rent-to-own real estate business, focusing on acquisition strategies, market changes, and the challenges faced during downturns. Doug shares insights on team management, compensation structures, and the importance of adaptability in business. They explore the significance of strategic partnerships and the lessons learned from relying too heavily on a single acquisition channel. The discussion emphasizes the need for resilience and the ability to pivot in response to changing market conditions.</p>no00:43:594How to Survive Losing 75% of Your Lead Flow (Real Estate Business) ⎮ feat. Doug Diakitefull<![CDATA[From Corporate Job to Golf Entrepreneur: Lessons From Building a Putter Company From Scratch]]>In this conversation, Kurtis Hanni interviews Jared Doerfler, the founder of Hanna Golf, about his journey from a golf enthusiast to a successful entrepreneur in the golf industry. Jared shares the inspiration behind starting his putter company, the challenges of manufacturing, and the importance of community engagement. He discusses the financial realities of launching a business, the decision to quit his job, and the growth strategies he has implemented. The conversation highlights the emotional rollercoaster of entrepreneurship and the lessons learned along the way.

00:00 Snippet Intro Episode

3 00:25 Insert Kurtis Intro

00:25 The Genesis of a Golf Business

02:33 From Idea to Prototype

05:34 The Manufacturing Journey

08:25 The Decision to Quit and Commit

10:28 Initial Investments and Challenges

13:08 Launching HANA Golf

15:32 Scaling the Business

17:39 The Role of Team and Growth

20:56 Navigating Stress and Entrepreneurship

24:45 Navigating Financial Risks in Business Growth

29:34 Sales Strategies and Market Approach

34:27 Surprises and Lessons Learned in Entrepreneurship 43:28 Future Plans and Growth Strategies

]]>cc73756d-0ee9-46d3-829b-075b383b8e60Tue, 17 Mar 2026 12:44:39 GMT<p>In this conversation, Kurtis Hanni interviews Jared Doerfler, the founder of Hanna Golf, about his journey from a golf enthusiast to a successful entrepreneur in the golf industry. Jared shares the inspiration behind starting his putter company, the challenges of manufacturing, and the importance of community engagement. He discusses the financial realities of launching a business, the decision to quit his job, and the growth strategies he has implemented. The conversation highlights the emotional rollercoaster of entrepreneurship and the lessons learned along the way.</p><p></p><p>00:00 Snippet Intro Episode</p><p>3 00:25 Insert Kurtis Intro</p><p>00:25 The Genesis of a Golf Business</p><p>02:33 From Idea to Prototype</p><p>05:34 The Manufacturing Journey</p><p>08:25 The Decision to Quit and Commit</p><p>10:28 Initial Investments and Challenges</p><p>13:08 Launching HANA Golf</p><p>15:32 Scaling the Business</p><p>17:39 The Role of Team and Growth</p><p>20:56 Navigating Stress and Entrepreneurship</p><p>24:45 Navigating Financial Risks in Business Growth</p><p>29:34 Sales Strategies and Market Approach</p><p>34:27 Surprises and Lessons Learned in Entrepreneurship 43:28 Future Plans and Growth Strategies</p>no00:50:533From Corporate Job to Golf Entrepreneur: Lessons From Building a Putter Company From Scratchfull<![CDATA[Overleveraged and Facing Bankruptcy… The Perils of Real Estate | ft Harrison Bonner]]>In this conversation, Kurtis Hanni and Harrison Bonner delve into the challenges and lessons learned in the real estate business. Harrison shares his journey from initial success in real estate investing to facing significant challenges due to mismanagement and changing market conditions. They discuss the importance of financial literacy, the impact of personal stress, and the need for resilience in entrepreneurship. The conversation highlights the pivoting strategies Harrison is implementing to stabilize his business and the lessons he has learned for future success.

Harrison Bonner is a seasoned real estate entrepreneur known for his resilience and strategic thinking in the face of adversity. With over a decade of experience, Harrison has navigated the complexities of property development and investment, learning invaluable lessons from both successes and setbacks. His journey from door-to-door sales in Boston to managing multifamily portfolios highlights his commitment to growth and innovation. Harrison's story is a testament to the power of perseverance and financial literacy in transforming challenges into opportunities.

03:17 Harrison Bonner's Real Estate Journey

06:18 The Value-Add Strategy and Initial Success

09:07 Challenges and Mismanagement in Growth

12:16 Market Conditions and Financial Realities

15:17 Pivoting Strategies and Fund Structure

18:12 Recognizing the First Signs of Trouble

20:58 Transitioning to Cash Flow Management

23:46 Exploring Solutions and Options for Recovery

29:08 Transforming Team Dynamics for Success

30:42 The Importance of Financial Literacy

35:18 Navigating Personal and Family Stress

38:42 The Reality of Entrepreneurship

39:33 Transitioning and Learning from Mistakes

44:08 Building Sustainable Revenue Streams

49:33 Lessons Learned for Future Success

]]>b86e49e3-25e6-4844-a5d6-3422ec40cf4eTue, 10 Mar 2026 10:00:00 GMT<p>In this conversation, Kurtis Hanni and Harrison Bonner delve into the challenges and lessons learned in the real estate business. Harrison shares his journey from initial success in real estate investing to facing significant challenges due to mismanagement and changing market conditions. They discuss the importance of financial literacy, the impact of personal stress, and the need for resilience in entrepreneurship. The conversation highlights the pivoting strategies Harrison is implementing to stabilize his business and the lessons he has learned for future success.</p><p></p><p><a rel="noopener noreferrer nofollow" href="https://www.linkedin.com/in/harrisonbonner1/overlay/about-this-profile/" target="_blank"><b>Harrison Bonner</b></a> is a seasoned real estate entrepreneur known for his resilience and strategic thinking in the face of adversity. With over a decade of experience, Harrison has navigated the complexities of property development and investment, learning invaluable lessons from both successes and setbacks. His journey from door-to-door sales in Boston to managing multifamily portfolios highlights his commitment to growth and innovation. Harrison's story is a testament to the power of perseverance and financial literacy in transforming challenges into opportunities.</p><h2></h2><p>03:17 Harrison Bonner's Real Estate Journey </p><p>06:18 The Value-Add Strategy and Initial Success </p><p>09:07 Challenges and Mismanagement in Growth </p><p>12:16 Market Conditions and Financial Realities </p><p>15:17 Pivoting Strategies and Fund Structure </p><p>18:12 Recognizing the First Signs of Trouble </p><p>20:58 Transitioning to Cash Flow Management </p><p>23:46 Exploring Solutions and Options for Recovery </p><p>29:08 Transforming Team Dynamics for Success </p><p>30:42 The Importance of Financial Literacy </p><p>35:18 Navigating Personal and Family Stress </p><p>38:42 The Reality of Entrepreneurship </p><p>39:33 Transitioning and Learning from Mistakes </p><p>44:08 Building Sustainable Revenue Streams </p><p>49:33 Lessons Learned for Future Success</p>no00:59:332Overleveraged and Facing Bankruptcy… The Perils of Real Estate | ft Harrison Bonnerfull<![CDATA[How to Fix Gross Margin Without Losing Clients ⎪Through The Storm Podcast feat. Nick Anderson]]>In this conversation, Nick Anderson, CEO of One Accord, shares his journey in transforming the consulting firm, focusing on improving gross margins and redefining the business model. He discusses the challenges faced in the transition, the importance of data, and how technology plays a role in enhancing service delivery. Nick emphasizes the need for margin discipline and the value of involving the team in decision-making processes. The discussion also highlights real-world examples of how the new model adds value to clients and the overall impact on business operations and marketing strategies.

Nick Anderson is the CEO and 50% owner of One Accord, a consulting firm specializing in strategic consulting and exit planning for small to medium businesses. With a background in banking spanning 25 years, Nick transitioned into consulting, eventually merging his independent consulting business with One Accord. Under his leadership, the firm has undergone significant transformation, focusing on enhancing gross margins and delivering exceptional value to clients. Nick is known for his strategic vision, commitment to data-driven decision-making, and innovative approach to business challenges. His leadership style emphasizes transparency, team involvement, and a relentless pursuit of excellence.

Chapters

  • 00:00 Introduction to One Accord and Nick's Background
  • 05:12 Transitioning into Ownership and Initial Challenges
  • 08:16 Understanding Gross Margin and Business Model Changes
  • 11:11 The Importance of Gross Margin in Consulting
  • 14:12 Navigating Change Management and Consultant Relationships
  • 16:55 Value Addition and New Engagement Models
  • 20:07 Ensuring Client Satisfaction and Consultant Accountability
  • 29:29 The Team Structure and Client Engagement
  • 32:52 Continuity and Risk Management in Consulting
  • 35:57 The Importance of Gross Margin in Business
  • 38:34 Pricing Models and Managing Risk
  • 43:13 Simplicity in Business Transactions
  • 44:21 Collaboration with Investment Bankers
  • 47:12 Leveraging Technology for Value Creation
  • 49:33 Transforming Business Through Improved Margins
  • 52:53 Practical Advice for Margin Transformation
]]>f0daa370-16fb-407d-8ae2-96982cbf56d4Tue, 03 Mar 2026 11:28:43 GMT<p>In this conversation, Nick Anderson, CEO of One Accord, shares his journey in transforming the consulting firm, focusing on improving gross margins and redefining the business model. He discusses the challenges faced in the transition, the importance of data, and how technology plays a role in enhancing service delivery. Nick emphasizes the need for margin discipline and the value of involving the team in decision-making processes. The discussion also highlights real-world examples of how the new model adds value to clients and the overall impact on business operations and marketing strategies.</p><p></p><p><b>Nick Anderson</b> is the CEO and 50% owner of One Accord, a consulting firm specializing in strategic consulting and exit planning for small to medium businesses. With a background in banking spanning 25 years, Nick transitioned into consulting, eventually merging his independent consulting business with One Accord. Under his leadership, the firm has undergone significant transformation, focusing on enhancing gross margins and delivering exceptional value to clients. Nick is known for his strategic vision, commitment to data-driven decision-making, and innovative approach to business challenges. His leadership style emphasizes transparency, team involvement, and a relentless pursuit of excellence.</p><p></p><p><b>Chapters</b></p><ul><li>00:00 Introduction to One Accord and Nick's Background</li><li>05:12 Transitioning into Ownership and Initial Challenges</li><li>08:16 Understanding Gross Margin and Business Model Changes</li><li>11:11 The Importance of Gross Margin in Consulting</li><li>14:12 Navigating Change Management and Consultant Relationships</li><li>16:55 Value Addition and New Engagement Models</li><li>20:07 Ensuring Client Satisfaction and Consultant Accountability</li><li>29:29 The Team Structure and Client Engagement</li><li>32:52 Continuity and Risk Management in Consulting</li><li>35:57 The Importance of Gross Margin in Business</li><li>38:34 Pricing Models and Managing Risk</li><li>43:13 Simplicity in Business Transactions</li><li>44:21 Collaboration with Investment Bankers</li><li>47:12 Leveraging Technology for Value Creation</li><li>49:33 Transforming Business Through Improved Margins</li><li>52:53 Practical Advice for Margin Transformation</li></ul>no01:00:131How to Fix Gross Margin Without Losing Clients ⎪Through The Storm Podcast feat. Nick Andersonfull<![CDATA[Preview Episode: Revamping Business Model for Higher Gross Margin ⎪feat. Nick Anderson]]>Most business owners overlook the one critical leverage point that can turn a struggling company into a profitable powerhouse, but not Nick Anderson. In this exclusive sneak peek, he reveals how he completely restructured his business model to boost gross margins from 20% to a level that finally works, for both clients and consultants. This isn’t theory; it’s real-world, behind-the-scenes strategy from a CEO who faced a near-collapse and came out stronger on the other side. You’ll discover why simply raising prices isn’t enough, and how to deliver more value that justifies higher margins. Plus, get a glimpse into the tough negotiations and bold decisions that transformed Nick’s business, including how he navigated losing some consultants and scaling his value proposition.

Don’t miss out on the proven tactics that help companies thrive even under pressure.Join us next week for the full episode, where Nick dives deeper into the nuts and bolts of his transformation. Subscribe now on Apple Podcasts, Spotify, or YouTube, and start turning stormy challenges into your greatest opportunities.

Our new podcast, 'Through the Storm,' focuses on the real struggles business owners face.

Often we just hear the highlight reels, but it's important

we share the honest conversations about financial pressures and the lessons learned from adversity too.

The podcast aims to create a supportive community for business owners, sharing stories of challenges and triumphs to help others navigate their own journeys.

Stay up to date at smbfinanceos.com.

]]>7b83e522-b559-4a82-9d09-f75e8787e1beTue, 24 Feb 2026 15:19:14 GMT<p>Most business owners overlook the one critical leverage point that can turn a struggling company into a profitable powerhouse, but not Nick Anderson. In this exclusive sneak peek, he reveals how he completely restructured his business model to boost gross margins from 20% to a level that finally works, for both clients and consultants. This isn’t theory; it’s real-world, behind-the-scenes strategy from a CEO who faced a near-collapse and came out stronger on the other side. You’ll discover why simply raising prices isn’t enough, and how to deliver more value that justifies higher margins. Plus, get a glimpse into the tough negotiations and bold decisions that transformed Nick’s business, including how he navigated losing some consultants and scaling his value proposition.</p><p></p><p>Don’t miss out on the proven tactics that help companies thrive even under pressure.Join us next week for the full episode, where Nick dives deeper into the nuts and bolts of his transformation. Subscribe now on Apple Podcasts, Spotify, or YouTube, and start turning stormy challenges into your greatest opportunities.</p><p></p><hr /><p></p><p>Our new podcast, 'Through the Storm,' focuses on the real struggles business owners face.</p><p></p><p>Often we just hear the highlight reels, but it's important</p><p>we share the honest conversations about financial pressures and the lessons learned from adversity too.</p><p></p><p>The podcast aims to create a supportive community for business owners, sharing stories of challenges and triumphs to help others navigate their own journeys.</p><p></p><p>Stay up to date at <a rel="noopener noreferrer nofollow" href="http://smbfinanceos.com" target="_blank"><b>smbfinanceos.com</b></a>.<br /></p>no00:07:54Preview Episode: Revamping Business Model for Higher Gross Margin ⎪feat. Nick Andersonfull<![CDATA[Through the Storm Trailer]]>Our new podcast, 'Through the Storm,' focuses on the real struggles business owners face.

Often we just hear the highlight reels, but it's important

we share the honest conversations about financial pressures and the lessons learned from adversity too.

The podcast aims to create a supportive community for business owners, sharing stories of challenges and triumphs to help others navigate their own journeys.

Stay up to date at smbfinanceos.com.

]]>edaaaac1-bd0d-489a-862c-f82869199797Tue, 17 Feb 2026 11:00:00 GMT<p>Our new podcast, 'Through the Storm,' focuses on the real struggles business owners face.</p><p></p><p>Often we just hear the highlight reels, but it's important</p><p>we share the honest conversations about financial pressures and the lessons learned from adversity too.</p><p></p><p>The podcast aims to create a supportive community for business owners, sharing stories of challenges and triumphs to help others navigate their own journeys.</p><p></p><p>Stay up to date at <a rel="noopener noreferrer nofollow" href="http://smbfinanceos.com" target="_blank"><b>smbfinanceos.com</b></a>.</p><p></p>no00:01:20Through the Storm Trailertrailer<![CDATA[Let me reintroduce myself (& a new podcast, Through The Storm)]]>In this reintroduction of the podcast, Kurtis Hanni outlines the new direction of 'Through the Storm,' focusing on the real struggles business owners face.

He emphasizes the importance of honest conversations about financial pressures and the lessons learned from adversity.

The podcast aims to create a supportive community for business owners, sharing stories of challenges and triumphs to help others navigate their own journeys.

Learn more at smbfinanceos.com.

]]>ff738596-1306-4fde-be4f-220677d0b587Tue, 27 Jan 2026 21:49:33 GMT<p>In this reintroduction of the podcast, Kurtis Hanni outlines the new direction of 'Through the Storm,' focusing on the real struggles business owners face.</p><p></p><p>He emphasizes the importance of honest conversations about financial pressures and the lessons learned from adversity.</p><p></p><p>The podcast aims to create a supportive community for business owners, sharing stories of challenges and triumphs to help others navigate their own journeys.</p><p></p><p>Learn more at <a rel="noopener noreferrer nofollow" href="https://smbfinanceos.com" target="_blank">smbfinanceos.com</a>.</p>no00:05:5665Let me reintroduce myself (& a new podcast, Through The Storm)full<![CDATA[BONUS: Understanding Asset Allocations with AdultingIsEasy, MainStMoney, AccentInvesting, & IAmCoachClint (A Twitter Spaces)]]>This special episode was recorded on Twitter Spaces on 11/18/2021.

Follow everyone on Twitter:

@KurtisHanni

@AdultingisEasy (Lauren)

@MainStMoney (Alex)

@IAmCoachClint (Clint)

w/ guest @AccentInvesting (Kenny)


Join us on Twitter Saturday, December 11th at 9:30am EST and Thursday, December 16th at 8:30pm EST.



Advertising Inquiries: https://redcircle.com/brands]]>https://kurtishanni.com/podcast/5989880d-daad-4bbb-889b-5bbd0c15d178Fri, 03 Dec 2021 03:31:36 GMT<p>This special episode was recorded on Twitter Spaces on 11/18/2021.</p><p>Follow everyone on Twitter:</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">@KurtisHanni</a></p><p><a href="https://twitter.com/AdultingIsEasy" rel="noopener noreferrer nofollow">@AdultingisEasy</a> (Lauren)</p><p><a href="https://twitter.com/MainStMoney" rel="noopener noreferrer nofollow">@MainStMoney</a> (Alex)</p><p><a href="https://twitter.com/IAmCoachClint" rel="noopener noreferrer nofollow">@IAmCoachClint</a> (Clint)</p><p>w/ guest <a href="https://twitter.com/AccentInvesting" rel="noopener noreferrer nofollow">@AccentInvesting</a> (Kenny)</p><p><br /></p><p>Join us on Twitter Saturday, December 11th at 9:30am EST and Thursday, December 16th at 8:30pm EST.</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no01:24:59BONUS: Understanding Asset Allocations with AdultingIsEasy, MainStMoney, AccentInvesting, & IAmCoachClint (A Twitter Spaces)bonus<![CDATA[Money and Marriage Launch Episode]]>The new eBook Money & Marriage is launching on this podcast's release day!

Order it now

Subscribe to the email newsletter (and get 50% off the eBook)



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/17/d41a9bb0-8a53-48ea-a07e-c35816860472Wed, 27 Oct 2021 10:01:00 GMT<p>The new eBook Money &amp; Marriage is launching on this podcast's release day!</p><p><a href="https://delveintomoney.com/money-and-marriage/" rel="noopener noreferrer nofollow">Order it now</a></p><p><a href="https://digest.delveintomoney.com/" rel="noopener noreferrer nofollow">Subscribe to the email newsletter</a> (and get 50% off the eBook)</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:32:0517Money and Marriage Launch Episodefull<![CDATA[Removing biases and creating buffer in our budget and investment strategies - Essentialism Part 2]]>Have you ever overcommitted or underestimated the time it would take to do something? In our second look at the book Essentialism, we discuss how elimination and creating a buffer will help your budget, investing, and overall personal financial life.

Links

Show Notes

Essentialism book (affiliate)

Tiny Habits podcast episode

The Psychology of Money book (affiliate)



Advertising Inquiries: https://redcircle.com/brands]]>https://kurtishanni.com/podcast/e7d67b92-3e9e-40aa-a22f-2cd329c81c23Wed, 08 Sep 2021 10:01:00 GMT<p>Have you ever overcommitted or underestimated the time it would take to do something? In our second look at the book Essentialism, we discuss how elimination and creating a buffer will help your budget, investing, and overall personal financial life.</p><h2>Links</h2><p><a href="https://delveintomoney.com/podcast/10/" rel="noopener noreferrer nofollow">Show Notes</a></p><p><a href="https://amzn.to/2WEjt0l" rel="noopener noreferrer nofollow">Essentialism book (affiliate)</a></p><p><a href="https://delveintomoney.com/podcast/5/" rel="noopener noreferrer nofollow">Tiny Habits podcast episode</a></p><p><a href="https://amzn.to/3tfNrUF" rel="noopener noreferrer nofollow">The Psychology of Money book (affiliate)</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:33:4710Removing biases and creating buffer in our budget and investment strategies - Essentialism Part 2full<![CDATA[How to create better money habits without relying on willpower or motivation - Tiny Habits book]]>Building habits is hard. When relying on motivation and willpower, lapses can create frustration and make it hard to establish a habit. By looking at the book Tiny Habits by BJ Fogg, we can use behavioral design principles to create better money habits.

Takeaways

  • Takeaway #1 [07:24] - Design better habits by understanding the anatomy of a tiny habit.
  • Takeaway #2 [15:41] - Understand the BMAP model and how we can use it to "lower the bar" in habit creation.
  • Takeaway #3 [25:59] - Use the After I ____, I will ____ statement to add tiny habits onto already established routines.

Links

Show Notes

Buy the book (affiliate link)

Tiny Habits recipe maker webpage

Tiny Habits resource page

Next Up

Next week we'll talk about the book "Seven and a Half Lessons About the Brain" by Lisa Feldman Barrett and how we can reroute our brain towards better financial decisions.



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/5/4665386d-f3b6-44e8-8cd3-22bfe92b19d5Wed, 04 Aug 2021 10:01:00 GMT<p>Building habits is hard. When relying on motivation and willpower, lapses can create frustration and make it hard to establish a habit. By looking at the book Tiny Habits by BJ Fogg, we can use behavioral design principles to create better money habits.</p><h2>Takeaways</h2><ul><li>Takeaway #1 [07:24] - Design better habits by understanding the anatomy of a tiny habit.</li><li>Takeaway #2 [15:41] - Understand the BMAP model and how we can use it to "lower the bar" in habit creation.</li><li>Takeaway #3 [25:59] - Use the After I ____, I will ____ statement to add tiny habits onto already established routines.</li></ul><h2>Links</h2><p><a href="https://delveintomoney.com/podcast/5/" rel="noopener noreferrer nofollow">Show Notes</a></p><p><a href="https://amzn.to/3C5w9gP" rel="noopener noreferrer nofollow">Buy the book (affiliate link)</a></p><p><a href="https://recipemaker.tinyhabits.com/tiny-habits" rel="noopener noreferrer nofollow">Tiny Habits recipe maker webpage</a></p><p><a href="https://tinyhabits.com/resources/" rel="noopener noreferrer nofollow">Tiny Habits resource page</a></p><h2>Next Up</h2><p>Next week we'll talk about the book "Seven and a Half Lessons About the Brain" by Lisa Feldman Barrett and how we can reroute our brain towards better financial decisions.</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:36:175How to create better money habits without relying on willpower or motivation - Tiny Habits bookfull<![CDATA[Removing the financial distractions from your life (Redeeming Your Time book #2)]]>Not being able to get into silence or solitude is detrimental to us mentally. It limits our ability to think, be creative, cultivate depth, be at peace, or listen to God or our internal voice.

So how can we remove distractions, or noise, from our lives?

Jordan Raynor lists 8 practices in Redeeming Your Time and in today's episode we discuss 2 of them apply them to your financial life.


Redeeming Your Time by Jordan Raynor (aff)

Make Time Delve into Money Podcast Episode

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Advertising Inquiries: https://redcircle.com/brands]]>https:delveintomoney.com/podcast/29/f1f31edf-f8fc-47db-ba31-58855aa7f2bfWed, 19 Jan 2022 11:01:00 GMT<p>Not being able to get into silence or solitude is detrimental to us mentally. It limits our ability to think, be creative, cultivate depth, be at peace, or listen to God or our internal voice.</p><p>So how can we remove distractions, or noise, from our lives?</p><p>Jordan Raynor lists 8 practices in Redeeming Your Time and in today's episode we discuss 2 of them apply them to your financial life.</p><p><br /></p><p><a href="https://amzn.to/3GdVwi6" rel="noopener noreferrer nofollow">Redeeming Your Time by Jordan Raynor (aff)</a></p><p><a href="https://delveintomoney.com/podcast/1/" rel="noopener noreferrer nofollow">Make Time Delve into Money Podcast Episode</a></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:21:0329Removing the financial distractions from your life (Redeeming Your Time book #2)full<![CDATA[SHORTS: Budgeting Basics Part 2 - Setting Up The Budget]]>Now that you understand where your money is going, we want to take the next step and manage that money.

We manage our money by budgeting for the next month on the calendar. If you're listening when this goes live, that is January.

Looking at your past spending, you then need to make decisions, based on the categories you've created, on what you want to continue forward with.

So how do we know if we're spending too much on a category? A well known guideline for spending is the 50/30/20 budget.

You allocate 50% of your income toward living expenses and necessities, 30% toward wants, and 20% toward debt and savings.

If we want to get more granular, here are a few more guidelines

  • Housing: 25-30%
  • Food: 10-15%
  • Insurance, such as life, medical, home or auto: 10-25%
  • Transportation or auto services: 10-15%
  • Savings: 15-20%
  • Entertainment and leisure: 5-10%
  • Health: 5-10%
  • Clothing: 5%
  • Personal expenses: 5-10%

Once you've established your categories, it's about regularly reviewing them. Each month you'll set a new budget and should reflect on the prior month.

At first, you will do really poorly. But over time you adjust and learn better what your spending is.

Remember, we budget to know what we're spending and be intentional with it. NOT to control. This mindset shift will change the way you approach it.

Good budgeting!


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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/24/358ddc36-2194-4aec-bf22-1e727bc6d266Wed, 15 Dec 2021 11:01:00 GMT<p>Now that you understand where your money is going, we want to take the next step and manage that money.</p><p>We manage our money by budgeting for the next month on the calendar. If you're listening when this goes live, that is January.</p><p>Looking at your past spending, you then need to make decisions, based on the categories you've created, on what you want to continue forward with.</p><p>So how do we know if we're spending too much on a category? A well known guideline for spending is the 50/30/20 budget.</p><p>You allocate 50% of your income toward living expenses and necessities, 30% toward wants, and 20% toward debt and savings.</p><p>If we want to get more granular, here are a few more guidelines</p><ul><li>Housing: 25-30%</li><li>Food: 10-15%</li><li>Insurance, such as life, medical, home or auto: 10-25%</li><li>Transportation or auto services: 10-15%</li><li>Savings: 15-20%</li><li>Entertainment and leisure: 5-10%</li><li>Health: 5-10%</li><li>Clothing: 5%</li><li>Personal expenses: 5-10%</li></ul><p>Once you've established your categories, it's about regularly reviewing them. Each month you'll set a new budget and should reflect on the prior month.</p><p>At first, you will do really poorly. But over time you adjust and learn better what your spending is.</p><p>Remember, we budget to know what we're spending and be intentional with it. NOT to control. This mindset shift will change the way you approach it.</p><p>Good budgeting!</p><p><br /></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:04:2824SHORTS: Budgeting Basics Part 2 - Setting Up The Budgetfull<![CDATA[Discerning what's best and exploring investing options - Essentialism book Part 1]]>Have you ever felt overwhelmed and as if you don't have enough time? Today we're going to look at the book "Essentialism" by Greg Mckeown and discuss how to have a systematic approach to determining our highest priorities. Today we'll focus on exploring as many options as possible and then have a strict filter for what sticks.

Links

Show Notes

Wirecutter.com

Essentialism book (affiliate)

Millionaire Next Door podcast episode

Up Next

Next week we'll dive deeper into the book "Essentialism" and discuss the principles of committing and creating a buffer and how it applies to your budget and investing decisions.



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/9/21b20026-ba93-4901-a844-a6ac04f5f7deWed, 01 Sep 2021 10:00:00 GMT<p>Have you ever felt overwhelmed and as if you don't have enough time? Today we're going to look at the book "Essentialism" by Greg Mckeown and discuss how to have a systematic approach to determining our highest priorities. Today we'll focus on exploring as many options as possible and then have a strict filter for what sticks.</p><h2>Links</h2><p><a href="https://delveintomoney.com/podcast/9/" rel="noopener noreferrer nofollow">Show Notes</a></p><p><a href="http://wirecutter.com/" rel="noopener noreferrer nofollow">Wirecutter.com</a></p><p><a href="https://amzn.to/2WEjt0l" rel="noopener noreferrer nofollow">Essentialism book (affiliate)</a></p><p><a href="https://delveintomoney.com/podcast/3/" rel="noopener noreferrer nofollow">Millionaire Next Door podcast episode</a></p><h2>Up Next</h2><p>Next week we'll dive deeper into the book "Essentialism" and discuss the principles of committing and creating a buffer and how it applies to your budget and investing decisions.</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:33:029Discerning what's best and exploring investing options - Essentialism book Part 1full<![CDATA[Focusing on the Things That Matter in Life & Business with Joshua Becker]]>In the busyness of life and work, it's easy to get distracted by the things around us.

In this week's episode, I spoke to Joshua Becker, a multiple-time best seller, and his newest book, Things That Matter.

Check out Joshua's work:

Things That Matter book (aff)

Becoming Minimalist

The Hope Effect

---

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Advertising Inquiries: https://redcircle.com/brands]]>https://kurtishanni.com/60/a8f6d496-8755-4c3e-a525-7d0edb7eb28aWed, 28 Sep 2022 10:01:00 GMT<p>In the busyness of life and work, it's easy to get distracted by the things around us.</p><p>In this week's episode, I spoke to Joshua Becker, a multiple-time best seller, and his newest book, Things That Matter.</p><p><strong>Check out Joshua's work:</strong></p><p><a href="https://amzn.to/3xZVOqK" rel="noopener noreferrer nofollow">Things That Matter book (aff)</a></p><p><a href="https://www.becomingminimalist.com/" rel="noopener noreferrer nofollow">Becoming Minimalist</a></p><p><a href="https://www.hopeeffect.com/" rel="noopener noreferrer nofollow">The Hope Effect</a></p><p>---</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:49:5760Focusing on the Things That Matter in Life & Business with Joshua Beckerfull<![CDATA[Motivation, Willpower, and Money]]>Building habits is hard. When relying on motivation and willpower, lapses can create frustration and make it hard to establish a habit. By looking at the book Tiny Habits by BJ Fogg, we can use behavioral design principles to create better money habits.

  • Takeaway #1 - Design better habits by understanding the anatomy of a tiny habit.
  • Takeaway #2 - Understand the BMAP model and how we can use it to "lower the bar" in habit creation.
  • Takeaway #3 - Use the After I ____, I will ____ statement to add tiny habits onto already established routines.


Buy the book (affiliate link)

Tiny Habits recipe maker webpage

Tiny Habits resource page



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/48/b19f646e-5bf4-4ffe-acf8-bbe8a6411835Wed, 01 Jun 2022 10:01:00 GMT<p>Building habits is hard. When relying on motivation and willpower, lapses can create frustration and make it hard to establish a habit. By looking at the book Tiny Habits by BJ Fogg, we can use behavioral design principles to create better money habits.</p><ul><li>Takeaway #1 - Design better habits by understanding the anatomy of a tiny habit.</li><li>Takeaway #2 - Understand the BMAP model and how we can use it to "lower the bar" in habit creation.</li><li>Takeaway #3 - Use the After I ____, I will ____ statement to add tiny habits onto already established routines.</li></ul><h2><br /></h2><p><a href="https://amzn.to/3C5w9gP" rel="noopener noreferrer nofollow">Buy the book (affiliate link)</a></p><p><a href="https://recipemaker.tinyhabits.com/tiny-habits" rel="noopener noreferrer nofollow">Tiny Habits recipe maker webpage</a></p><p><a href="https://tinyhabits.com/resources/" rel="noopener noreferrer nofollow">Tiny Habits resource page</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:34:0048Motivation, Willpower, and Moneyfull<![CDATA[From Financial Advisor to Content Creator with Jeff Rose]]>Jeff Rose is Certified Financial Planner that 3 years ago sold his wealth management to become a full-time online educator. He has a blog, book, and youtube channel that reaches 400,000 unique visitors to his website per month.

Jeff currently writes for Forbes and Entrepreneur and has been featured in USA Today, Wall Street Journal and Fox Business where he talked personal finance, entrepreneurship and online business.

In this episode, we talk about his journey and the lessons he learned along the way.

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Advertising Inquiries: https://redcircle.com/brands]]>https://kurtishanni.com/62/09b986a0-3083-472a-9631-ee7508a8af60Wed, 26 Oct 2022 10:01:00 GMT<p>Jeff Rose is Certified Financial Planner that 3 years ago sold his wealth management to become a full-time online educator. He has a blog, book, and youtube channel that reaches 400,000 unique visitors to his website per month.</p><p>Jeff currently writes for Forbes and Entrepreneur and has been featured in USA Today, Wall Street Journal and Fox Business where he talked personal finance, entrepreneurship and online business.</p><p>In this episode, we talk about his journey and the lessons he learned along the way.</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:38:0962From Financial Advisor to Content Creator with Jeff Rosefull<![CDATA[The Hidden Costs in Business]]>I talk a lot about the numbers of business, but what are the hidden costs?

Today I break down opportunity cost and sunk cost and how to make decision-making models that account for these and help you avoid the biases that are all too common.

To learn more about these biases, check out my newsletter editions on them:

How to avoid sunk cost fallacy and save your business money

Football, Food, & Opportunity Cost

—

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Advertising Inquiries: https://redcircle.com/brands]]>https://kurtishanni.com/63/916ad686-8c87-4b38-8ef5-27ad9daf9d4aWed, 09 Nov 2022 11:01:00 GMT<p>I talk a lot about the numbers of business, but what are the hidden costs?</p><p>Today I break down opportunity cost and sunk cost and how to make decision-making models that account for these and help you avoid the biases that are all too common.</p><p>To learn more about these biases, check out my newsletter editions on them:</p><p><a href="https://kurtishanni.com/how-to-avoid-sunk-cost-fallacy-and-save-your-business-money/" rel="noopener noreferrer nofollow">How to avoid sunk cost fallacy and save your business money</a></p><p><a href="https://kurtishanni.com/football-food-opportunity-cost/" rel="noopener noreferrer nofollow">Football, Food, &amp; Opportunity Cost</a></p><p>—</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:15:2563The Hidden Costs in Businessfull<![CDATA[5 factors in success more important than talent]]>Everyone wants to be successful, but everyone also has their own definition of success.

So, based on your definition, how can you be successful?

Sure, having talent is nice, but it's not the most important factor. Shoot, not even one of the top factors.

In this episode, I explore the 5 factors I think contribute more to your success than talent.

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Advertising Inquiries: https://redcircle.com/brands]]>https://kurtishanni.com/55/1d776494-b0ba-4a35-9f8c-b0ef292a47ddWed, 20 Jul 2022 10:01:00 GMT<p>Everyone wants to be successful, but everyone also has their own definition of success.</p><p>So, based on your definition, how can you be successful?</p><p>Sure, having talent is nice, but it's not the most important factor. Shoot, not even one of the top factors.</p><p>In this episode, I explore the 5 factors I think contribute more to your success than talent.</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:17:09555 factors in success more important than talentfull<![CDATA[Doing a weekly review]]>A weekly review is essential to make sure things don't fall through the cracks. This week I take you through my 3 steps: Ponder, Process, and Prepare.

Notion Weekly Review Template

GTD by David Allen

Redeeming Your Time by Jordan Raynor



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/49/66517cb5-c929-479b-a31f-884311204c28Wed, 08 Jun 2022 10:01:00 GMT<p>A weekly review is essential to make sure things don't fall through the cracks. This week I take you through my 3 steps: Ponder, Process, and Prepare.</p><p><a href="https://kurtiswh.notion.site/Weekly-Review-Template-71c7ab0bc18447979e387263df0e5bac" rel="noopener noreferrer nofollow">Notion Weekly Review Template</a></p><p><a href="https://amzn.to/3uHGMVP" rel="noopener noreferrer nofollow">GTD by David Allen</a></p><p><a href="https://amzn.to/33esGzX" rel="noopener noreferrer nofollow">Redeeming Your Time by Jordan Raynor</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:21:4149Doing a weekly reviewfull<![CDATA[Why you need to understand financial statements]]>Financial statements are extremely intimidating. In today's episode, I make the case for EVERYONE needing to understand them, then do a brief overview of each statement.

If you're interested to learn more:

Twitter thread on Financial Statement Basics

Cohort Course "Financial Statements Decoded" (Discount code: PODCAST)


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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/46/2a4ec3d7-bf49-4745-be81-a63ff312f189Wed, 18 May 2022 10:01:00 GMT<p>Financial statements are extremely intimidating. In today's episode, I make the case for EVERYONE needing to understand them, then do a brief overview of each statement.</p><p>If you're interested to learn more:</p><p><a href="https://twitter.com/KurtisHanni/status/1526171760282017793" rel="noopener noreferrer nofollow">Twitter thread on Financial Statement Basics</a></p><p><a href="https://maven.com/practical-finance/financials-decoded/" rel="noopener noreferrer nofollow">Cohort Course "Financial Statements Decoded"</a> (Discount code: PODCAST)</p><p><br /></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:20:1246Why you need to understand financial statementsfull<![CDATA[Your focus is your responsibility (Tips on how to focus)]]>There are people out there that want you to give up and quit trying.

I'm not one of those people. Focus is one of the most valuable assets you have. It's your job to control it and I fully believe you can.

In this episode, I offer a counterargument to the book Stolen Focus and give you tips on how to curtail your focus and get more done.


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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/43/70f2e439-fc5e-400e-bc25-87c2e4501939Wed, 27 Apr 2022 10:01:00 GMT<p>There are people out there that want you to give up and quit trying.</p><p>I'm not one of those people. Focus is one of the most valuable assets you have. It's your job to control it and I fully believe you can.</p><p>In this episode, I offer a counterargument to the book Stolen Focus and give you tips on how to curtail your focus and get more done.</p><p><br /></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:19:3143Your focus is your responsibility (Tips on how to focus)full<![CDATA[17 skills to get a promotion or raise]]>The reality is you need to take control of your career. If you don't, you're at the whims of your bosses and company.

Today we talk about 17 skills that will get you paid and some books you can read to help you develop them.

Twitter thread (affiliate links)


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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/42/5f865778-0ec1-40fc-aecc-f872024233d5Wed, 20 Apr 2022 10:01:00 GMT<p>The reality is you need to take control of your career. If you don't, you're at the whims of your bosses and company.</p><p>Today we talk about 17 skills that will get you paid and some books you can read to help you develop them.</p><p><a href="https://twitter.com/KurtisHanni/status/1491030067169923074" rel="noopener noreferrer nofollow">Twitter thread (affiliate links)</a></p><p><br /></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:17:374217 skills to get a promotion or raisefull<![CDATA[BONUS: Introducing a new series, SHORTS (PS. We had a baby!!)]]>In today's episode, the new series 'SHORTS' is being introduced, as well as a personal update about the journey I've had with my wife as a couple trying to have children.



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/bonus-shorts/f6bbf91f-2755-4db8-9313-34f931850067Wed, 17 Nov 2021 11:01:00 GMT<p>In today's episode, the new series 'SHORTS' is being introduced, as well as a personal update about the journey I've had with my wife as a couple trying to have children.</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:12:22BONUS: Introducing a new series, SHORTS (PS. We had a baby!!)bonus<![CDATA[Living spontaneously (Redeeming the time book #5)]]>Over the last few weeks, we’ve done a deep dive into the book Redeeming Your Time and talked about a number of concepts from the book.

All of those episodes fall into the category of life design. The thing is, we can overoptimize and create a life that's too rigid. This rigidity makes us unable to adapt.

In this week's episode, we talk about creating room in your life for spontaneity so that you can avoid the stress and pressure of an intense system.

Redeeming Your Time by Jordan Raynor (aff)

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/33/bdd86e1c-0ae5-4fd4-8dd5-ad9cb33dc345Wed, 16 Feb 2022 11:01:00 GMT<p>Over the last few weeks, we’ve done a deep dive into the book Redeeming Your Time and talked about a number of concepts from the book.</p><p>All of those episodes fall into the category of life design. The thing is, we can overoptimize and create a life that's too rigid. This rigidity makes us unable to adapt.</p><p>In this week's episode, we talk about creating room in your life for spontaneity so that you can avoid the stress and pressure of an intense system.</p><p><a href="https://amzn.to/3GdVwi6" rel="noopener noreferrer nofollow">Redeeming Your Time by Jordan Raynor (aff)</a></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:23:4133Living spontaneously (Redeeming the time book #5)full<![CDATA[A framework for achieving long-term goals and the not-to-do list (Redeeming Your Time book #3)]]>Achieving goals, especially long-term ones can be intimidating and hard. Today we’re going to talk about how to focus on what truly matters and how to better prioritize your commitments.

If we don’t clarify our essentials, we end up doing whatever comes to our attention in the moment.

In many cases, that means we do low-value tasks that pop up in our day and put off the truly important.

We let the noise and hum of the day around us distract us from the things we value.

The reality is, if we don’t spend time on the things we value, we need to evaluate: how much do we truly value them?

To get better at prioritization and setting goals, we need to start much higher than “goals”. We need to start with Values.

Mentioned in the episode:

Redeeming Your Time by Jordan Raynor (aff)

Personal values online assessment

Personal values card deck

BetterUp article: Creating a Personal Vision Statement

Delve into Money episode 27: Financial Goal Ideas

-

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/30/eb94b325-691c-46a1-bd99-de9fa973595eWed, 26 Jan 2022 11:01:00 GMT<p>Achieving goals, especially long-term ones can be intimidating and hard. Today we’re going to talk about how to focus on what truly matters and how to better prioritize your commitments.</p><p>If we don’t clarify our essentials, we end up doing whatever comes to our attention in the moment.</p><p>In many cases, that means we do low-value tasks that pop up in our day and put off the truly important.</p><p>We let the noise and hum of the day around us distract us from the things we value.</p><p>The reality is, if we don’t spend time on the things we value, we need to evaluate: how much do we truly value them?</p><p>To get better at prioritization and setting goals, we need to start much higher than “goals”. We need to start with Values.</p><h2>Mentioned in the episode:</h2><p><a href="https://amzn.to/3GdVwi6" rel="noopener noreferrer nofollow">Redeeming Your Time by Jordan Raynor (aff)</a></p><p><a href="https://personalvalu.es/" rel="noopener noreferrer nofollow">Personal values online assessment</a></p><p><a href="https://amzn.to/3t4c08W" rel="noopener noreferrer nofollow">Personal values card deck</a></p><p><a href="https://www.betterup.com/blog/create-a-personal-vision-statement" rel="noopener noreferrer nofollow">BetterUp article: Creating a Personal Vision Statement</a></p><p><a href="https://delveintomoney.com/podcast/27/" rel="noopener noreferrer nofollow">Delve into Money episode 27: Financial Goal Ideas</a></p><p>-</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><p><br /></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:32:5230A framework for achieving long-term goals and the not-to-do list (Redeeming Your Time book #3)full<![CDATA[Replacing your negative money mindsets with positive ones - Soundtracks book]]>At some level, we all have an issue with broken soundtracks, the repeated messages running in our head, that then sabotage us from getting the results we want.

This week we're talking about Jon Acuff's book Soundtracks and how we can replace the broken money soundtracks we have with better ones.

Soundtracks by Jon Acuff (aff)

Last Week's Podcast - Think Again



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/19/e8680333-a76c-441d-9874-138dd667e94aWed, 10 Nov 2021 11:01:00 GMT<p>At some level, we all have an issue with broken soundtracks, the repeated messages running in our head, that then sabotage us from getting the results we want.</p><p>This week we're talking about Jon Acuff's book Soundtracks and how we can replace the broken money soundtracks we have with better ones.</p><p>Soundtracks by Jon Acuff (aff)</p><p><a href="https://delveintomoney.com/podcast/18/" rel="noopener noreferrer nofollow">Last Week's Podcast - Think Again</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:29:1319Replacing your negative money mindsets with positive ones - Soundtracks bookfull<![CDATA[Rethinking your money beliefs - Think Again by Adam Grant]]>Our first inclination is to trust our gut and go with our first answer. But research shows that rethinking your answer, whether you change it or not, makes it more likely you'll ultimately be right.

In Adam Grant's book Think Again, Adam delves into this idea. In this episode, we explore how we can leverage doubt, operate as a scientist, and seek out challenge networks to improve our personal financial outcomes.

Think Again by Adam Grant (aff)

The Psychology of Money by Morgan Housel (aff)



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/18/96f92f4c-1a52-4da6-b56a-b547b64ba9f9Wed, 03 Nov 2021 10:01:00 GMT<p>Our first inclination is to trust our gut and go with our first answer. But research shows that rethinking your answer, whether you change it or not, makes it more likely you'll ultimately be right.</p><p>In Adam Grant's book Think Again, Adam delves into this idea. In this episode, we explore how we can leverage doubt, operate as a scientist, and seek out challenge networks to improve our personal financial outcomes.</p><p><a href="https://amzn.to/2YboCOp" rel="noopener noreferrer nofollow">Think Again by Adam Grant (aff)</a></p><p><a href="https://amzn.to/3BGJCuf" rel="noopener noreferrer nofollow">The Psychology of Money by Morgan Housel (aff)</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:30:2718Rethinking your money beliefs - Think Again by Adam Grantfull<![CDATA[Teaching children about money and rewiring our brain - Seven and a Half Lessons About the Brain book]]>Do you understand the brain? Have you ever wondered how to teach your kids about money? Are you interested in rewiring your brain to reroute you away from those bad financial and health decisions? In this episode, we'll talk about the book "Seven and a Half Lessons About the Brain" and how you can take these lessons about the brain and apply them to your personal finances.

Takeaways

  • Takeaway #1 - Little brains wire themselves to their world, so we need to be intentional about teach them about money.
  • Takeaway #2 - Your brain predicts what you do, so we need to rewire our brains by pre-planning our money steps.

Links

Show Notes

Buy the book (affiliate link)

Seven and a Half Lessons website

Next Up

Next week we'll talk about why you should read more books.



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/7/ce526d19-5dee-4f40-85b9-6aa52f7f3f41Wed, 18 Aug 2021 10:01:00 GMT<p>Do you understand the brain? Have you ever wondered how to teach your kids about money? Are you interested in rewiring your brain to reroute you away from those bad financial and health decisions? In this episode, we'll talk about the book "Seven and a Half Lessons About the Brain" and how you can take these lessons about the brain and apply them to your personal finances.</p><h2>Takeaways</h2><ul><li>Takeaway #1 - Little brains wire themselves to their world, so we need to be intentional about teach them about money.</li><li>Takeaway #2 - Your brain predicts what you do, so we need to rewire our brains by pre-planning our money steps.</li></ul><h2>Links</h2><p><a href="https://delveintomoney.com/podcast/6/" rel="noopener noreferrer nofollow">Show Notes</a></p><p><a href="https://amzn.to/3ifGgI0" rel="noopener noreferrer nofollow">Buy the book (affiliate link)</a></p><p><a href="https://sevenandahalflessons.com/notes/Extended_notes_for_Seven_and_a_Half_Lessons_About_the_Brain" rel="noopener noreferrer nofollow">Seven and a Half Lessons website</a></p><h2>Next Up</h2><p>Next week we'll talk about why you should read more books.</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:29:587Teaching children about money and rewiring our brain - Seven and a Half Lessons About the Brain bookfull<![CDATA[Common factors to becoming a millionaire - The Millionaire Next Door Book]]>The classic book "The Millionaire Next Door" explores 7 common factors between the millionaires around us. We all have our perceptions of what a millionaire looks like, but this perception is not accurate! We'll explore 3 takeaways and 3 applications to your financial life to get you closer to becoming the millionaire next door yourself.

Takeaways

  • Takeaway #1 [08:41] - Living well below your means. This is accomplished "playing great defense", having a budget, and planning for the future.
  • Takeaway #2 [15:36] - Allocate your time, energy, and money in ways that are conducive to building wealth
  • Takeaway #3 [25:03] - Raise children who are independent and do not provide "economic outpaitent care."

Financial Applications

  1. Choose a field [33:14]
  2. Save 20% of your income [34:14]
  3. Put together a plan [36:14]

Links

Show Notes

Buy the book (affiliate link)

Indexology Exhibit 1: Most will underperform the market average

SPIVA: 2020 Active vs Passive Scorecard

Financial Samurai: Active vs Passive performance

Barrons: Hedge Fund performance

Next Up

Next week we'll talk about the book Indistractable and how you can stop getting distracted from your money goals!



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/3/8c39b02d-040c-4f90-81e7-a2d863a8036fWed, 21 Jul 2021 10:01:00 GMT<p>The classic book "The Millionaire Next Door" explores 7 common factors between the millionaires around us. We all have our perceptions of what a millionaire looks like, but this perception is not accurate! We'll explore 3 takeaways and 3 applications to your financial life to get you closer to becoming the millionaire next door yourself.</p><h2>Takeaways</h2><ul><li>Takeaway #1 [08:41] - Living well below your means. This is accomplished "playing great defense", having a budget, and planning for the future.</li><li>Takeaway #2 [15:36] - Allocate your time, energy, and money in ways that are conducive to building wealth</li><li>Takeaway #3 [25:03] - Raise children who are independent and do not provide "economic outpaitent care."</li></ul><h2>Financial Applications</h2><ol><li>Choose a field [33:14]</li><li>Save 20% of your income [34:14]</li><li>Put together a plan [36:14]</li></ol><h2>Links</h2><p><a href="https://delveintomoney.com/podcast/3/" rel="noopener noreferrer nofollow">Show Notes</a></p><p><a href="https://amzn.to/2SwBJqz" rel="noopener noreferrer nofollow">Buy the book (affiliate link)</a></p><p><a href="https://www.indexologyblog.com/2020/10/07/not-a-coincidence/" rel="noopener noreferrer nofollow">Indexology Exhibit 1: Most will underperform the market average</a></p><p><a href="https://www.ifa.com/articles/despite_brief_reprieve_2018_spiva_report_reveals_active_funds_fail_dent_indexing_lead_-_works/" rel="noopener noreferrer nofollow">SPIVA: 2020 Active vs Passive Scorecard</a></p><p><a href="https://www.financialsamurai.com/active-versus-passive-investing-performance-equities-fixed-income/" rel="noopener noreferrer nofollow">Financial Samurai: Active vs Passive performance</a></p><p><a href="https://www.barrons.com/articles/hedge-fund-outperformance-alpha-study-best-ideas-analytics-epsilon-asset-management-51588623318" rel="noopener noreferrer nofollow">Barrons: Hedge Fund performance</a></p><h2>Next Up</h2><p>Next week we'll talk about the book Indistractable and how you can stop getting distracted from your money goals!</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:37:343Common factors to becoming a millionaire - The Millionaire Next Door Bookfull<![CDATA[5 book recommendations to level up your personal finances]]>“The most important investment you can make is in yourself.” - Warren Buffet

Learning from those smarter than you is a key to financial success and these 5 books should help you get one step closer to a better financial future.

Outline

  1. The Psychology of Money by Morgan Housel [03:35]
  2. The Millionaire Next Door by Thomas Stanley & William Danko [08:31]
  3. I Will Teach You To Be Rich by Ramit Sethi [10:42]
  4. Essentialism by Greg McKeown & Effortless[15:13]
  5. Soundtracks by Jon Acuff [19:17]

Links (some affiliate links)

The Psychology of Money book

Psychology of Money Article

The Millionaire Next Door book

I Will Teach You To Be Rich book

Essentialism book

Effortless book

Soundtracks book

Next Up

Next week we'll look at the book The Millionaire Next Door.



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/2/4b51a113-ad6c-4081-8085-6b31b42c30c0Wed, 14 Jul 2021 10:01:00 GMT<p>“The most important investment you can make is in yourself.” - Warren Buffet</p><p>Learning from those smarter than you is a key to financial success and these 5 books should help you get one step closer to a better financial future.</p><h2>Outline</h2><ol><li>The Psychology of Money by Morgan Housel [03:35]</li><li>The Millionaire Next Door by Thomas Stanley &amp; William Danko [08:31]</li><li>I Will Teach You To Be Rich by Ramit Sethi [10:42]</li><li>Essentialism by Greg McKeown &amp; Effortless[15:13]</li><li>Soundtracks by Jon Acuff [19:17]</li></ol><h2>Links (some affiliate links)</h2><p><a href="https://amzn.to/3hIcEll" rel="noopener noreferrer nofollow">The Psychology of Money book</a></p><p><a href="http://www.collaborativefund.com/blog/the-psychology-of-money/" rel="noopener noreferrer nofollow">Psychology of Money Article</a></p><p><a href="https://amzn.to/3Ag9AFv" rel="noopener noreferrer nofollow">The Millionaire Next Door book</a></p><p><a href="https://amzn.to/2TsmNKD" rel="noopener noreferrer nofollow">I Will Teach You To Be Rich book</a></p><p><a href="https://amzn.to/3AldGfl" rel="noopener noreferrer nofollow">Essentialism book</a></p><p><a href="https://amzn.to/3dDdRc6" rel="noopener noreferrer nofollow">Effortless book</a></p><p><a href="https://amzn.to/3dyoJIc" rel="noopener noreferrer nofollow">Soundtracks book</a></p><h2>Next Up</h2><p>Next week we'll look at the book The Millionaire Next Door.</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:25:2625 book recommendations to level up your personal financesfull<![CDATA[Introduction: we all struggle with financial doubt. Here is how this podcast plans to help.]]>At one point or another we've all been overwhelmed with our personal finances and unsure what decisions to make. This podcast aims to help you distill the information and deep dive into your personal finances. This episode is an introduction into what you can expect and the behind the podcast.

Outline

  • Why called Delve into Money [04:00]
  • About Me [8:23]

Links

Podcast website

Contact the show

Next Up

Listen next to the launch episode, which is about the book "Make Time". We discuss how to better focus on what matters each day and creating a someday fund to create breathing room in your financial life. Listen here!



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/0/2eec3ea6-3786-44a6-a027-9d162a8627a5Wed, 07 Jul 2021 09:45:00 GMT<p>At one point or another we've all been overwhelmed with our personal finances and unsure what decisions to make. This podcast aims to help you distill the information and deep dive into your personal finances. This episode is an introduction into what you can expect and the behind the podcast.</p><h2>Outline</h2><ul><li>Why called Delve into Money [04:00]</li><li>About Me [8:23]</li></ul><h2>Links</h2><p><a href="https://delveintomoney.com/" rel="noopener noreferrer nofollow">Podcast website</a></p><p><a href="https://delveintomoney.com/contact/" rel="noopener noreferrer nofollow">Contact the show</a></p><h2>Next Up</h2><p>Listen next to the launch episode, which is about the book "Make Time". We discuss how to better focus on what matters each day and creating a someday fund to create breathing room in your financial life. <a href="https://delveintomoney.com/podcast/1/" rel="noopener noreferrer nofollow">Listen here!</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:12:03Introduction: we all struggle with financial doubt. Here is how this podcast plans to help.bonus<![CDATA[How to fail well (The Waterline Principle)]]>Failure is seen as a bad word, but not all failure is bad. In this episode, I talk about what good failure looks like and introduce a few principles that will help you fail well.


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Advertising Inquiries: https://redcircle.com/brands]]>https://kurtishanni.com/53/54e94c06-d90b-476d-9e35-c15fab1bbd98Wed, 06 Jul 2022 10:01:00 GMT<p>Failure is seen as a bad word, but not all failure is bad. In this episode, I talk about what good failure looks like and introduce a few principles that will help you fail well.</p><p><br /></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:16:0353How to fail well (The Waterline Principle)full<![CDATA[Ecommerce and a bias to action with Corey Nicholson]]>Today I'm being joined by Corey Nicholson. We talk about his journey of starting in e-commerce at age 16 and finding the right opportunity to capitalize.

Follow Corey's journey on Twitter or Youtube.

---

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Advertising Inquiries: https://redcircle.com/brands]]>https://kurtishanni.com/58/0b785647-f109-493d-b058-d6e0a4319c4dWed, 24 Aug 2022 10:01:00 GMT<p>Today I'm being joined by Corey Nicholson. We talk about his journey of starting in e-commerce at age 16 and finding the right opportunity to capitalize.</p><p>Follow Corey's journey on <a href="https://twitter.com/coreynceo" rel="noopener noreferrer nofollow">Twitter</a> or <a href="https://www.youtube.com/c/ecomstreet" rel="noopener noreferrer nofollow">Youtube</a>.</p><p>---</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:39:2858Ecommerce and a bias to action with Corey Nicholsonfull<![CDATA[10 Financial Goal Ideas in 2022]]>Don’t let 2022 be just every other year, where the goal never makes it out of January!

In 2020, only 38 percent of adults in the U.S. had specific financial goals, according to research from the Lincoln Financial Group.

Goals are extremely important. They help you break down intimidating things that you can’t accomplish immediately and create the steps for you to reach them.

In this episode, we'll break down how to set good goals, the SMART goal framework, and give you 10 suggests for financial goals you could set.

Links

Emergency fund episode

Money & Marriage ebook

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/27/1602e523-f313-44ca-af14-db00d92b273bWed, 05 Jan 2022 11:01:00 GMT<p>Don’t let 2022 be just every other year, where the goal never makes it out of January!</p><p>In 2020, only 38 percent of adults in the U.S. had specific financial goals, according to research from the Lincoln Financial Group.</p><p>Goals are extremely important. They help you break down intimidating things that you can’t accomplish immediately and create the steps for you to reach them.</p><p>In this episode, we'll break down how to set good goals, the SMART goal framework, and give you 10 suggests for financial goals you could set.</p><h2>Links</h2><p><a href="https://delveintomoney.com/podcast/25/" rel="noopener noreferrer nofollow">Emergency fund episode</a></p><p><a href="https://delveintomoney.com/money-and-marriage/" rel="noopener noreferrer nofollow">Money &amp; Marriage ebook</a></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:23:492710 Financial Goal Ideas in 2022full<![CDATA[2021 Year in Review: Lessons I've learned and how they apply to your finances]]>Another one in the books!

2021 was a whirlwind year for me and my family, as I'm sure it was for you too. My wife got pregnant and we had our first child in November. I started this podcast, which brought social media back into my life. I had some big work projects that we completed and really took over my whole year.

There was a lot going on personally, but also a lot in the world.

COVID-19, supply chain issues, and inflation dominated the news cycles and our lives.

In this episode, I reflect on the lessons I learned from starting this podcast. I then relate these lessons back to your personal finances.

Follow me on Twitter

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/26/5d519dae-9493-4c79-995a-4772b3c79233Wed, 29 Dec 2021 11:01:00 GMT<p>Another one in the books!</p><p>2021 was a whirlwind year for me and my family, as I'm sure it was for you too. My wife got pregnant and we had our first child in November. I started this podcast, which brought social media back into my life. I had some big work projects that we completed and really took over my whole year.</p><p>There was a lot going on personally, but also a lot in the world.</p><p>COVID-19, supply chain issues, and inflation dominated the news cycles and our lives.</p><p>In this episode, I reflect on the lessons I learned from starting this podcast. I then relate these lessons back to your personal finances.</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:24:19262021 Year in Review: Lessons I've learned and how they apply to your financesfull<![CDATA[Crypto Deep Dive Part 2 with Stephen Wealthy - Mining, Staking, and recommendations]]>In this week's episode, I talk with guest Stephen Wealthy about mining, staking, and our recommendations on how to get started.

You can follow Stephen on Twitter at @StephenWealthy_ or visit his website, stephenwealthy.com.

Show Notes

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/16/7af6a274-adec-41e0-82cc-e32ea14072e1Wed, 20 Oct 2021 10:01:00 GMT<p>In this week's episode, I talk with guest Stephen Wealthy about mining, staking, and our recommendations on how to get started.</p><p>You can follow Stephen on Twitter at <a href="https://twitter.com/StephenWealthy_https://twitter.com/StephenWealthy_" rel="noopener noreferrer nofollow">@StephenWealthy_</a> or visit his website, <a href="https://www.stephenwealthy.com/" rel="noopener noreferrer nofollow">stephenwealthy.com</a>.</p><p><a href="https://delveintomoney.com/podcast/15" rel="noopener noreferrer nofollow">Show Notes</a></p><p><a href="https://digest.delveintomoney.com/" rel="noopener noreferrer nofollow">Subscribe to the email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:43:1816Crypto Deep Dive Part 2 with Stephen Wealthy - Mining, Staking, and recommendationsfull<![CDATA[Creating a morning routine that'll make you money w/ Greg Junge]]>Have you ever wondered how some people get so much done? In today's episode we talk to Greg Junge, a realtor and investor, about his experience in reading The Miracle Morning by Hal Elrod. Morning routines are key and will have you getting more done by 8am than most get done all day! Join us as we discuss the impact this book has had on our morning routines, overall productivity, and the financial results that came from it.

Show Notes

Contact Greg to get a his chapter of the book: greg@sevenfigurecapital.com



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/13/80b12fef-d0f5-4d97-b268-afe6290c6577Wed, 29 Sep 2021 10:01:00 GMT<p>Have you ever wondered how some people get so much done? In today's episode we talk to Greg Junge, a realtor and investor, about his experience in reading The Miracle Morning by Hal Elrod. Morning routines are key and will have you getting more done by 8am than most get done all day! Join us as we discuss the impact this book has had on our morning routines, overall productivity, and the financial results that came from it.</p><p><a href="https://delveintomoney.com/podcast/13/" rel="noopener noreferrer nofollow">Show Notes</a></p><p>Contact Greg to get a his chapter of the book: greg@sevenfigurecapital.com</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:28:1812Creating a morning routine that'll make you money w/ Greg Jungefull<![CDATA[How each department can impact Financial Statements]]>Every department can impact the bottom line.

In this episode, I go through each department how you can impact the bottom line and shine as a top performer.

If you're interested to learn more about the cohort, here is the link:

Cohort Course "Financial Statements Decoded" (Discount code: PODCAST)


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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/47/b60f2885-0cb2-4316-a074-32c452059d5eWed, 25 May 2022 05:00:00 GMT<p>Every department can impact the bottom line.</p><p>In this episode, I go through each department how you can impact the bottom line and shine as a top performer.</p><p>If you're interested to learn more about the cohort, here is the link:</p><p><a href="https://maven.com/practical-finance/financials-decoded/" rel="noopener noreferrer nofollow">Cohort Course "Financial Statements Decoded"</a> (Discount code: PODCAST)</p><p><br /></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:15:3747How each department can impact Financial Statementsfull<![CDATA[Dave Ramsey: the good, the bad, and everything in between w/ The Financial Dads Podcast]]>Dave Ramsey is a big personality in the personal finance space. He is know for his baby steps and "gazelle" intensity in getting rid of debt. In today's episode, we did a joint podcast with The Financial Dads where we discuss our experiences with Dave. We discuss what we agree with, what we disagree with, and how our philosophies differ.

Outline

  • Dave's Baby Steps
  • Emergency funds
  • Credit Cards
  • Investing rate of returns

Links

Show Notes

Dave Ramsey's Total Money Makeover (affiliate)

The Financial Dads Podcast

The Financial Dads Facebook



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/6/144f81db-2f43-4669-adee-d3301c7531a8Wed, 11 Aug 2021 10:01:00 GMT<p>Dave Ramsey is a big personality in the personal finance space. He is know for his baby steps and "gazelle" intensity in getting rid of debt. In today's episode, we did a joint podcast with The Financial Dads where we discuss our experiences with Dave. We discuss what we agree with, what we disagree with, and how our philosophies differ.</p><h1>Outline</h1><ul><li>Dave's Baby Steps</li><li>Emergency funds</li><li>Credit Cards</li><li>Investing rate of returns</li></ul><h1>Links</h1><p><a href="https://delveintomoney.com/podcast/6/" rel="noopener noreferrer nofollow">Show Notes</a></p><p><a href="https://amzn.to/3AvtZFF" rel="noopener noreferrer nofollow">Dave Ramsey's Total Money Makeover (affiliate)</a></p><p><a href="https://redcircle.com/shows/financial-dads" rel="noopener noreferrer nofollow">The Financial Dads Podcast</a></p><p><a href="https://www.facebook.com/financialdads" rel="noopener noreferrer nofollow">The Financial Dads Facebook</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no01:03:326Dave Ramsey: the good, the bad, and everything in between w/ The Financial Dads Podcastfull<![CDATA[A framework for better money conversations with your spouse - Part 1]]>Having money conversations with your spouse can be difficult for lots of reasons. The reality is, many of us don't have a lot of practice holding these types of conversations.

When Samantha and I were first married, she let me do my own thing with our money. She trusted me. That sounds great, right? The problem came when I wanted her input on decisions. I'd get frustrated that she had no opinion, and she'd get frustrated with feeling stupid in regards to money.

To help us have better conversations, we came up with a 5-part framework that we believe could help you as well.

In today's episode, we discuss parts 1 & 2:

  1. Understanding each other's background
  2. Putting together a plan


Next week we'll discuss parts 3 through 5.

Full Show Notes



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/11/09682cfa-a58a-49c4-b127-d7dc126cbea1Wed, 15 Sep 2021 10:01:00 GMT<p>Having money conversations with your spouse can be difficult for lots of reasons. The reality is, many of us don't have a lot of practice holding these types of conversations.</p><p>When Samantha and I were first married, she let me do my own thing with our money. She trusted me. That sounds great, right? The problem came when I wanted her input on decisions. I'd get frustrated that she had no opinion, and she'd get frustrated with feeling stupid in regards to money.</p><p>To help us have better conversations, we came up with a 5-part framework that we believe could help you as well.</p><p>In today's episode, we discuss parts 1 &amp; 2:</p><ol><li>Understanding each other's background</li><li>Putting together a plan</li></ol><p><br /></p><p>Next week we'll discuss parts 3 through 5.</p><p><a href="https://delveintomoney.com/podcast/11/" rel="noopener noreferrer nofollow">Full Show Notes</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:34:4511A framework for better money conversations with your spouse - Part 1full<![CDATA[The books I'm reading & tips to read more]]>What books am I reading as research for the show? What books should I be reading?

I talk about this and give a few pointers on how to read more.


Podcast Episode 07: Read more books with these tricks

Twitter thread on reading more

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/32/f71704f2-f1fe-4e64-adb7-8f75ccd6da1dWed, 09 Feb 2022 11:01:00 GMT<p>What books am I reading as research for the show? What books should I be reading?</p><p>I talk about this and give a few pointers on how to read more.</p><p><br /></p><p><a href="https://delveintomoney.com/podcast/read-more-books-with-these-simple-tricks/" rel="noopener noreferrer nofollow">Podcast Episode 07: Read more books with these tricks</a></p><p><a href="https://twitter.com/KurtisHanni/status/1488508445997375494" rel="noopener noreferrer nofollow">Twitter thread on reading more</a></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:12:5832The books I'm reading & tips to read morefull<![CDATA[SHORTS: Why you need a budget]]>Only 50% of Americans have a budget. Today I'll discuss why you should be one of the ones with a budget.



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/20/8926532f-5fda-4d27-befa-637740b8d044Wed, 17 Nov 2021 11:05:00 GMT<p>Only 50% of Americans have a budget. Today I'll discuss why you should be one of the ones with a budget.</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:04:5320SHORTS: Why you need a budgetfull<![CDATA[Creating a system to handle open loops & setting up a weekly financially review (Redeeming Your Time book #1)]]>Have you ever felt overwhelmed with all the things you have to get done? Have you ever felt like you’re dropping the ball?

Often, these feelings are a result of open loops or unrecorded commitments.

In today's episode, we discuss how to create a system that helps you handle open loops and then use the weekly review to make better financial decisions.


Redeeming Your Time by Jordan Raynor (aff)

Getting Things Done by David Allen (aff)

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/28/6079263f-0e08-4667-b7b0-4bcf98d86a45Wed, 12 Jan 2022 11:01:00 GMT<p>Have you ever felt overwhelmed with all the things you have to get done? Have you ever felt like you’re dropping the ball?</p><p>Often, these feelings are a result of open loops or unrecorded commitments.</p><p>In today's episode, we discuss how to create a system that helps you handle open loops and then use the weekly review to make better financial decisions.</p><p><br /></p><p><a href="https://amzn.to/3GdVwi6" rel="noopener noreferrer nofollow">Redeeming Your Time by Jordan Raynor (aff)</a></p><p><a href="https://amzn.to/3zEHF1U" rel="noopener noreferrer nofollow">Getting Things Done by David Allen (aff)</a></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:29:5228Creating a system to handle open loops & setting up a weekly financially review (Redeeming Your Time book #1)full<![CDATA[BONUS: 2022 Goals and Setting Good Goals with AdultingIsEasy, MainStMoney, & RoadToWealthPod (A Twitter Spaces)]]>This special episode was recorded on Twitter Spaces on 1/6/2022.

Follow everyone on Twitter:

@KurtisHanni

@AdultingisEasy (Lauren)

@MainStMoney (Alex)

@roadtowealthpod (Justin)


Join us on Twitter Thursday, January 20th at 8:30 pm EST.



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/spaces-2022-goals/07de3dea-994a-409d-b76e-38d2e576acd6Sat, 08 Jan 2022 18:29:29 GMT<p>This special episode was recorded on Twitter Spaces on 1/6/2022.</p><p>Follow everyone on Twitter:</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">@KurtisHanni</a></p><p><a href="https://twitter.com/AdultingIsEasy" rel="noopener noreferrer nofollow">@AdultingisEasy</a> (Lauren)</p><p><a href="https://twitter.com/MainStMoney" rel="noopener noreferrer nofollow">@MainStMoney</a> (Alex)</p><p><a href="https://twitter.com/roadtowealthpod" rel="noopener noreferrer nofollow">@roadtowealthpod</a> (Justin)</p><p><br /></p><p>Join us on Twitter Thursday, January 20th at 8:30 pm EST.</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no01:03:46BONUS: 2022 Goals and Setting Good Goals with AdultingIsEasy, MainStMoney, & RoadToWealthPod (A Twitter Spaces)bonus<![CDATA[Value Creation in Business]]>What is the goal of running a business? I argue that everyone's goal is to create value. Ultimately for themselves, but also for their customers and those around them.

I break this process into 4 elements and identify some ways you can measure the value you're creating.

--

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Advertising Inquiries: https://redcircle.com/brands]]>https://kurtishanni.com/61/0a261fb1-1e16-422f-a054-43364d5e8deeWed, 12 Oct 2022 10:01:00 GMT<p>What is the goal of running a business? I argue that everyone's goal is to create value. Ultimately for themselves, but also for their customers and those around them.</p><p>I break this process into 4 elements and identify some ways you can measure the value you're creating.</p><p>--</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:20:4761Value Creation in Businessfull<![CDATA[How to create a sustainable business with Josh Patrick]]>Today I’m being joined by Josh Patrick and we talk about building a sustainable business, the 4 types of profit, creating financial dashboards, and managing cash flow.

Josh is a consultant and author who has written two books: Sustainable & The Sale Ready Company.

Buy the Sustainable book

Email Josh: jpatrick@stage2planning.com

--

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Advertising Inquiries: https://redcircle.com/brands]]>https://kurtishanni.com/56/b639d7ad-f7ce-4cd0-927b-51a0c75c1163Wed, 27 Jul 2022 10:01:00 GMT<p>Today I’m being joined by Josh Patrick and we talk about building a sustainable business, the 4 types of profit, creating financial dashboards, and managing cash flow.</p><p>Josh is a consultant and author who has written two books: Sustainable &amp; The Sale Ready Company.</p><p><a href="https://amzn.to/3B9Rmbq" rel="noopener noreferrer nofollow">Buy the Sustainable book</a></p><p>Email Josh: jpatrick@stage2planning.com</p><p>--</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:42:0056How to create a sustainable business with Josh Patrickfull<![CDATA[9 reasons you should track your net worth (and how)]]>For years, I didn't track my net worth consistently. But when I started doing it, my results got better.

Coincidence? I think not... In this episode, I talk about 9 reasons you should track your net worth and how to do it.


Places to go:

Personal Capital

YNAB (You Need A Budget)

Net Worth Tracking Spreadsheet


--

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/51/f0634746-b4ef-4cdf-a186-5aea9fca8aeeWed, 22 Jun 2022 10:01:00 GMT<p>For years, I didn't track my net worth consistently. But when I started doing it, my results got better.</p><p>Coincidence? I think not... In this episode, I talk about 9 reasons you should track your net worth and how to do it.</p><p><br /></p><p>Places to go:</p><p><a href="https://personalcapital.sjv.io/c/2871749/1129210/13439" rel="noopener noreferrer nofollow">Personal Capital</a></p><p><a href="https://ynab.com/referral/?ref=PDxvPMIdybboPnWh" rel="noopener noreferrer nofollow">YNAB (You Need A Budget)</a></p><p><a href="https://kurtishanni.gumroad.com/l/networthtracker" rel="noopener noreferrer nofollow">Net Worth Tracking Spreadsheet</a></p><p><br /></p><p>--</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:21:41519 reasons you should track your net worth (and how)full<![CDATA[How to create a "someday" fund and complete your most important tasks - Make Time Book]]>Have you ever let a day slip by and only completed your small tasks without ever getting to the big problem you needed to address? Have you ever struggled to focus and get settled in once you're ready to work? Make Time is a book with the tagline "How to focus on what matters every day". This is a book I have read more than anything besides the Bible! In this episode, we will look at 2 key takeaways from the book and then find financial applications for your life.

Outline

  • Takeaway #1 [07:57] - Abolish "infinity pools" to set times and spaces
  • Takeaway #2 [14:30] - Managing your email
  • Financial Application [22:33] - Start a "someday" fund

Links

Show Notes

Buy the book (affiliate link)

Make Time Blog

Bonus Chapter (mention I brought you!)

Next Up

Next week we'll talk about 5 recommended books for your summer reading list!



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/1/b19376dd-bed6-456d-9ea9-15c4ae4f1ca4Wed, 07 Jul 2021 10:01:00 GMT<p>Have you ever let a day slip by and only completed your small tasks without ever getting to the big problem you needed to address? Have you ever struggled to focus and get settled in once you're ready to work? Make Time is a book with the tagline "How to focus on what matters every day". This is a book I have read more than anything besides the Bible! In this episode, we will look at 2 key takeaways from the book and then find financial applications for your life.</p><h2>Outline</h2><ul><li>Takeaway #1 [07:57] - Abolish "infinity pools" to set times and spaces</li><li>Takeaway #2 [14:30] - Managing your email</li><li>Financial Application [22:33] - Start a "someday" fund</li></ul><h2>Links</h2><p><a href="https://delveintomoney.com/podcast/1/" rel="noopener noreferrer nofollow">Show Notes</a></p><p><a href="https://amzn.to/3vAzQXo" rel="noopener noreferrer nofollow">Buy the book (affiliate link)</a></p><p><a href="https://maketime.blog/" rel="noopener noreferrer nofollow">Make Time Blog</a></p><p><a href="https://maketime.blog/bonus-pack/" rel="noopener noreferrer nofollow">Bonus Chapter (mention I brought you!)</a></p><h2>Next Up</h2><p>Next week we'll talk about 5 recommended books for your summer reading list!</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:33:011How to create a "someday" fund and complete your most important tasks - Make Time Bookfull<![CDATA[Crypto Deep Dive Part 1 with Stephen Wealthy]]>Cryptocurrencies are an intimidating topic. In this week's episode, I attempt to help you better understand cryptocurrencies with the help of a special guest Stephen Wealthy.

You can follow him on Twitter at @StephenWealthy_ or visit his website, stephenwealthy.com.

Show Notes

Subscribe to the email newsletter



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/15/7b86e52a-5a25-48b0-ad1a-b8b9c9c113a5Wed, 13 Oct 2021 10:01:00 GMT<p>Cryptocurrencies are an intimidating topic. In this week's episode, I attempt to help you better understand cryptocurrencies with the help of a special guest Stephen Wealthy.</p><p>You can follow him on Twitter at <a href="https://twitter.com/StephenWealthy_https://twitter.com/StephenWealthy_" rel="noopener noreferrer nofollow">@StephenWealthy_</a> or visit his website, <a href="https://www.stephenwealthy.com/" rel="noopener noreferrer nofollow">stephenwealthy.com</a>.</p><p><a href="https://delveintomoney.com/podcast/15" rel="noopener noreferrer nofollow">Show Notes</a></p><p><a href="https://digest.delveintomoney.com/" rel="noopener noreferrer nofollow">Subscribe to the email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:43:4815Crypto Deep Dive Part 1 with Stephen Wealthyfull<![CDATA[Joining a group is the golden ticket to adopting a new habit (Atomic Habits #3)]]>When adopting a new identity/habit, one of the most powerful things you can do is align yourself with a group seeking the same goal.

In this episode we dig into why joining a group is such a powerful tool and how you can use it to make your new habits stick.

Listen to Atomic Habits #2 on limiting beliefs

Listen to Atomic Habits #1 on self-sabotage

Atomic Habits by James Clear (aff)

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/37/789f7087-50ff-488d-8c8c-269fbfa525e0Wed, 16 Mar 2022 10:01:00 GMT<p>When adopting a new identity/habit, one of the most powerful things you can do is align yourself with a group seeking the same goal.</p><p>In this episode we dig into why joining a group is such a powerful tool and how you can use it to make your new habits stick.</p><p><a href="https://delveintomoney.com/podcast/36/" rel="noopener noreferrer nofollow">Listen to Atomic Habits #2 on limiting beliefs</a></p><p><a href="https://delveintomoney.com/podcast/35/" rel="noopener noreferrer nofollow">Listen to Atomic Habits #1 on self-sabotage</a></p><p><a href="https://amzn.to/3KqykiD" rel="noopener noreferrer nofollow">Atomic Habits by James Clear (aff)</a></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:21:0137Joining a group is the golden ticket to adopting a new habit (Atomic Habits #3)full<![CDATA[SHORTS: 13 Ways to Spend Less During the Christmas Season]]>The average American spends $998 on gifts during this holiday season, which makes it one of the most expensive times of the year.

Too much of this spending is done mindlessly, so here are 13 ways to spend less money this Christmas season.



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/23/fcf9a435-793a-4e32-93d6-723d131975c9Wed, 08 Dec 2021 11:01:00 GMT<p>The average American spends $998 on gifts during this holiday season, which makes it one of the most expensive times of the year.</p><p>Too much of this spending is done mindlessly, so here are 13 ways to spend less money this Christmas season.</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:12:3723SHORTS: 13 Ways to Spend Less During the Christmas Seasonfull<![CDATA[The story of Thanksgiving and counting our financial blessings]]>Every year Americans take the last Thursday of November to celebrate the holiday of thanksgiving. To reflect on this time of year and what Thanksgiving means, I decided this episode would be a good time to talk about the history of Thanksgiving and the things we have to be thankful for in regards to our money.



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/21/3e97c233-25de-479e-8845-6b3753137909Wed, 24 Nov 2021 11:01:00 GMT<p>Every year Americans take the last Thursday of November to celebrate the holiday of thanksgiving. To reflect on this time of year and what Thanksgiving means, I decided this episode would be a good time to talk about the history of Thanksgiving and the things we have to be thankful for in regards to our money.</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:16:5621The story of Thanksgiving and counting our financial blessingsfull<![CDATA[Stop asking $3 questions and ask yourself this instead]]>In personal finances we spend a lot of time hating on the Starbucks, Netflix, and "excessive" spending.

But who truly determines what's "excessive?"

In this episode of the podcast we discuss Ramit Sethi's Money Dials and how we can apply them to our lives.

From his 10 dials:

  1. Convenience
  2. Travel
  3. Health / fitness
  4. Experiences
  5. Freedom
  6. Relationships
  7. Generosity
  8. Luxury
  9. Social status
  10. Self-improvement


We ask the question: What do you LOVE to spend money on?

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/41/4429c992-a80b-4d39-94cc-996cea75754dWed, 13 Apr 2022 10:01:00 GMT<p>In personal finances we spend a lot of time hating on the Starbucks, Netflix, and "excessive" spending.</p><p>But who truly determines what's "excessive?"</p><p>In this episode of the podcast we discuss Ramit Sethi's Money Dials and how we can apply them to our lives.</p><p>From his 10 dials:</p><ol><li>Convenience</li><li>Travel</li><li>Health / fitness</li><li>Experiences</li><li>Freedom</li><li>Relationships</li><li>Generosity</li><li>Luxury</li><li>Social status</li><li>Self-improvement</li></ol><p><br /></p><p>We ask the question: What do you LOVE to spend money on?</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><p><br /></p><p><br /></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:16:1341Stop asking $3 questions and ask yourself this insteadfull<![CDATA[SHORTS: Budgeting Basics Part 1 - Understanding your spending]]>To properly budget, you need to understand where your money is going. In this SHORTS episode, we discuss reviewing your transaction history and categorizing your spending into fixed, irregular, and discretionary expense categories.

You Need A Budget (YNAB)



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/22/1683557a-574a-4c3f-bfb6-8828c1f85e6eWed, 01 Dec 2021 11:01:00 GMT<p>To properly budget, you need to understand where your money is going. In this SHORTS episode, we discuss reviewing your transaction history and categorizing your spending into fixed, irregular, and discretionary expense categories.</p><p><a href="https://ynab.com/referral/?ref=PDxvPMIdybboPnWh&amp;utm_source=customer_referral" rel="noopener noreferrer nofollow">You Need A Budget (YNAB)</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:07:3322SHORTS: Budgeting Basics Part 1 - Understanding your spendingfull<![CDATA[A framework for better money conversations with your spouse - Part 2]]>In a continuation from last week's conversation, Kurtis and Samantha talk about parts 3 through 5 of the five-part framework they've developed to have more healthy financial conversations as a couple.

In parts 3 through 5 we talk about:

  1. Understand each other's background
  2. Put together a plan
  3. Commit to the plan
  4. Check-in on a regular basis
  5. Revise the plan as needed


Full Show Notes



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/12/708f449d-cc15-454b-9fb3-7a7041c9f560Wed, 22 Sep 2021 10:01:00 GMT<p>In a continuation from<a href="https://delveintomoney.com/podcast/11/" rel="noopener noreferrer nofollow"> last week's conversation</a>, Kurtis and Samantha talk about parts 3 through 5 of the five-part framework they've developed to have more healthy financial conversations as a couple.</p><p>In parts 3 through 5 we talk about:</p><ol><li>Understand each other's background</li><li>Put together a plan</li><li>Commit to the plan</li><li>Check-in on a regular basis</li><li>Revise the plan as needed</li></ol><p><br /></p><p><a href="https://delveintomoney.com/podcast/12/" rel="noopener noreferrer nofollow">Full Show Notes</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:31:2612A framework for better money conversations with your spouse - Part 2full<![CDATA[A change in format]]>Listen to hear the announcement about a change I'm making to the podcast.

Apply for the cohort here (Applications due Aug 17th)

Email me what you'd like to hear: kwh@kurtishanni.com

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Advertising Inquiries: https://redcircle.com/brands]]>https://kurtishanni.com/ff-podcast/a-change-in-format/84855797-daea-45f7-bca8-73a677a7a5c8Wed, 03 Aug 2022 10:01:00 GMT<p>Listen to hear the announcement about a change I'm making to the podcast.</p><p><a href="https://kurtishanni.com/cohort" rel="noopener noreferrer nofollow">Apply for the cohort here (Applications due Aug 17th)</a></p><p>Email me what you'd like to hear: kwh@kurtishanni.com</p><p>--</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:05:45A change in formatfull<![CDATA[BONUS: The Most Common Financial Mistakes with AdultingIsEasy, MainStMoney, & RoadToWealthPod (A Twitter Spaces)]]>This special episode was recorded on Twitter Spaces on 1/20/2022.

Follow everyone on Twitter:

@KurtisHanni

@AdultingisEasy (Lauren)

@MainStMoney (Alex)

@roadtowealthpod (Justin)


Join us on Twitter Thursday, February 3rd at 8:30 pm EST.



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/spaces-mistakes/528c68e6-3db0-4b3d-9dcb-decd4b12d03cFri, 28 Jan 2022 11:01:00 GMT<p>This special episode was recorded on Twitter Spaces on 1/20/2022.</p><p>Follow everyone on Twitter:</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">@KurtisHanni</a></p><p><a href="https://twitter.com/AdultingIsEasy" rel="noopener noreferrer nofollow">@AdultingisEasy</a> (Lauren)</p><p><a href="https://twitter.com/MainStMoney" rel="noopener noreferrer nofollow">@MainStMoney</a> (Alex)</p><p><a href="https://twitter.com/roadtowealthpod" rel="noopener noreferrer nofollow">@roadtowealthpod</a> (Justin)</p><p><br /></p><p>Join us on Twitter Thursday, February 3rd at 8:30 pm EST.</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no01:48:07BONUS: The Most Common Financial Mistakes with AdultingIsEasy, MainStMoney, & RoadToWealthPod (A Twitter Spaces)bonus<![CDATA[BONUS: Understanding Inflation with AdultingIsEasy, MainStMoney, RoadToWealthPod, & IAmCoachClint (A Twitter Spaces)]]>This special episode was recorded on Twitter Spaces on 12/2/2021.

Follow everyone on Twitter:

@KurtisHanni

@AdultingisEasy (Lauren)

@MainStMoney (Alex)

@roadtowealthpod (Justin)

@IAmCoachClint (Clint)

w/ guest @AccentInvesting (Kenny)


Join us on Twitter Saturday, December 11th at 9:30am EST and Thursday, December 16th at 8:30pm EST.



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/spaces-inflation/aa054369-fbaf-447c-8bf7-3ac063cbeb5bThu, 09 Dec 2021 11:01:00 GMT<p>This special episode was recorded on Twitter Spaces on 12/2/2021.</p><p>Follow everyone on Twitter:</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">@KurtisHanni</a></p><p><a href="https://twitter.com/AdultingIsEasy" rel="noopener noreferrer nofollow">@AdultingisEasy</a> (Lauren)</p><p><a href="https://twitter.com/MainStMoney" rel="noopener noreferrer nofollow">@MainStMoney</a> (Alex)</p><p><a href="https://twitter.com/roadtowealthpod" rel="noopener noreferrer nofollow">@roadtowealthpod</a> (Justin)</p><p><a href="https://twitter.com/IAmCoachClint" rel="noopener noreferrer nofollow">@IAmCoachClint</a> (Clint)</p><p>w/ guest <a href="https://twitter.com/AccentInvesting" rel="noopener noreferrer nofollow">@AccentInvesting</a> (Kenny)</p><p><br /></p><p>Join us on Twitter Saturday, December 11th at 9:30am EST and Thursday, December 16th at 8:30pm EST.</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no01:11:31BONUS: Understanding Inflation with AdultingIsEasy, MainStMoney, RoadToWealthPod, & IAmCoachClint (A Twitter Spaces)bonus<![CDATA[Building a Life of Freedom with Brian Luebben]]>Have you ever seen people living just a little differently and wondered how they built that life for themselves?

In today's interview, I talk to Brian Luebben, who has done just that.

Brian runs a few different businesses but intentionally runs them in a way that creates more freedom for him.

In this episode, we talk about his story, the 3 types of freedom, and why you should prioritize passionate income over passive income.

Check out Brian's Podcast: Action Academy Podcast

Follow him on social:

  • Twitter: @theactionpod
  • IG: @brianluebben
  • Tiktok: @brianluebben

—

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Advertising Inquiries: https://redcircle.com/brands]]>https://kurtishanni.com/64/0e1d76bd-0e0a-4769-bff7-13554e39b568Wed, 23 Nov 2022 11:01:00 GMT<p>Have you ever seen people living just a little differently and wondered how they built that life for themselves?</p><p>In today's interview, I talk to Brian Luebben, who has done just that.</p><p>Brian runs a few different businesses but intentionally runs them in a way that creates more freedom for him.</p><p>In this episode, we talk about his story, the 3 types of freedom, and why you should prioritize passionate income over passive income.</p><p>Check out Brian's Podcast: <a href="https://brianluebben.com/podcast-2/" rel="noopener noreferrer nofollow">Action Academy Podcast</a></p><p>Follow him on social:</p><ul><li>Twitter: @theactionpod</li><li>IG: @brianluebben</li><li>Tiktok: @brianluebben</li></ul><p>—</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:41:0664Building a Life of Freedom with Brian Luebbenfull<![CDATA[Stop self-sabotaging your financial goals (Atomic Habits #1)]]>If someone asks you want you do or who you are, how do you answer?

The way you answer is a reflection of how you identify. Your identity is either reinforced or undermined by your daily habits.

In Atomic Habits, James Clear talks about how habits shape your identity.

It's important that our habit changes start with our identity. When adopting a new identity, you must:

  1. Decide the type of person you want to be.
  2. Prove it to yourself with small wins.


Kurtis tells a personal story about an identity he adopted and how he self-sabotaged himself out of that identity. The episode ends with 2 questions for you to reflect on:

In what ways have you adopted a new identity in your life?

What are you holding onto that could stop you from keeping that identity?


Atomic Habits by James Clear (aff)

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/35/12035d7c-2326-41b6-a67c-c02809373581Wed, 02 Mar 2022 11:01:00 GMT<p>If someone asks you want you do or who you are, how do you answer?</p><p>The way you answer is a reflection of how you identify. Your identity is either reinforced or undermined by your daily habits.</p><p>In Atomic Habits, James Clear talks about how habits shape your identity.</p><p>It's important that our habit changes start with our identity. When adopting a new identity, you must:</p><ol><li>Decide the type of person you want to be.</li><li>Prove it to yourself with small wins.</li></ol><p><br /></p><p>Kurtis tells a personal story about an identity he adopted and how he self-sabotaged himself out of that identity. The episode ends with 2 questions for you to reflect on:</p><p>In what ways have you adopted a new identity in your life?</p><p>What are you holding onto that could stop you from keeping that identity?</p><p><br /></p><p><a href="https://amzn.to/3KqykiD" rel="noopener noreferrer nofollow">Atomic Habits by James Clear (aff)</a></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:22:4535Stop self-sabotaging your financial goals (Atomic Habits #1)full<![CDATA[How to find your talent and double down (Atomic Habits #4)]]>What plays a bigger part in success? Talent or hard work?

In today's episode we're going to discuss the interplay between these two, how your personality influences your talents, and 4 questions to ask to find your talent.

The 4 questions are:

  1. What feels like fun to me, but work to others?
  2. What makes me lose track of time?
  3. Where do I get greater returns than the average person?
  4. What comes naturally to me?


Listen to Atomic Habits #1 on self-sabotage

Atomic Habits by James Clear (aff)

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/38/0da70d8c-35fe-4301-b8e5-b4924eaadaaeWed, 23 Mar 2022 10:01:00 GMT<p>What plays a bigger part in success? Talent or hard work?</p><p>In today's episode we're going to discuss the interplay between these two, how your personality influences your talents, and 4 questions to ask to find your talent.</p><p>The 4 questions are:</p><ol><li>What feels like fun to me, but work to others?</li><li>What makes me lose track of time?</li><li>Where do I get greater returns than the average person?</li><li>What comes naturally to me?</li></ol><p><br /></p><p><a href="https://delveintomoney.com/podcast/35/" rel="noopener noreferrer nofollow">Listen to Atomic Habits #1 on self-sabotage</a></p><p><a href="https://amzn.to/3KqykiD" rel="noopener noreferrer nofollow">Atomic Habits by James Clear (aff)</a></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:13:4038How to find your talent and double down (Atomic Habits #4)full<![CDATA[Living at the edge of your comfort zone (Atomic Habits #5)]]>In today's episode, we continue on with Atomic Habits and talk about applying the Goldilocks rule to your life. This rule states that humans experience peak motivation when working on tasks that are right on the edge of their current abilities. Not too hard. Not too easy. Just right.

We talk about how we should live this rule and what it means in day-to-day life.


Listen to Atomic Habits #1 on self-sabotage

Atomic Habits by James Clear (aff)

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/39/73257731-bb8d-4047-ac36-d736c5224f7aWed, 30 Mar 2022 10:01:00 GMT<p>In today's episode, we continue on with Atomic Habits and talk about applying the Goldilocks rule to your life. This rule states that humans experience peak motivation when working on tasks that are right on the edge of their current abilities. Not too hard. Not too easy. Just right.</p><p>We talk about how we should live this rule and what it means in day-to-day life.</p><p><br /></p><p><a href="https://delveintomoney.com/podcast/35/" rel="noopener noreferrer nofollow">Listen to Atomic Habits #1 on self-sabotage</a></p><p><a href="https://amzn.to/3KqykiD" rel="noopener noreferrer nofollow">Atomic Habits by James Clear (aff)</a></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:16:3839Living at the edge of your comfort zone (Atomic Habits #5)full<![CDATA[Having a default to action mentality (Man's Search for Meaning)]]>It's through action that we find clarity.

In this episode, we discuss "Man's Search for Meaning" and how it was through suffering that meaning was found.

Action allows us to clarify our goals and eliminate those things that don't align.

Dig into this concept with us.

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/34/412d4482-fd5f-4c44-9d41-4e259c7d65b7Wed, 23 Feb 2022 11:01:00 GMT<p>It's through action that we find clarity.</p><p>In this episode, we discuss "Man's Search for Meaning" and how it was through suffering that meaning was found.</p><p>Action allows us to clarify our goals and eliminate those things that don't align.</p><p>Dig into this concept with us.</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:25:0334Having a default to action mentality (Man's Search for Meaning)full<![CDATA[15 financial lessons I wish I'd learned at 20]]>No matter how well we were taught, we don't listen much at 20. In this week's episode, I reflect back on my 20s and the lessons I wish I knew at that time.


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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/50/6cab104e-4fc4-4060-867c-6b40eaa099f1Wed, 15 Jun 2022 10:01:00 GMT<p>No matter how well we were taught, we don't listen much at 20. In this week's episode, I reflect back on my 20s and the lessons I wish I knew at that time.</p><p><br /></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:18:105015 financial lessons I wish I'd learned at 20full<![CDATA[How to stop getting distracted from your money goals - Indistractable Book]]>We are constantly distracted in all phases of our lives. Whether it be your phone notifications, interruptions at work, or getting sucked into the social media app feed loop, we all have weaknesses for something that can take us away from what we really want. Through the book Indistractable, we'll learn how to reduce distractions and turn that into traction towards fulfilling the money goals we have.

Takeaways

  • Takeaway #1 [09:16] - We need to understand the root causes of distraction.
  • Takeaway #2 [13:57] - Thinking differently about our internal triggers and apply the 10-minute rule to fight them.
  • Takeaway #3 [21:59] - Know what you're being distracted from by timeboxing.

Financial Applications

  1. Take time to examine the root causes of your money mistakes [25:31]
  2. Implement the 10-minute rule to better manage your spending [30:57]

Links

Show Notes

Buy the book (affiliate link)

Indistractable bonuses (after purchase)

Next Up

Next week we'll talk about the book "Tiny Habits" and how you can create 'After I ____, I will ____' statements to improve your personal financial outcomes.



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/4/1ee3ca52-daa5-4ef9-8dcc-2b7a9c801daeWed, 28 Jul 2021 10:01:00 GMT<p>We are constantly distracted in all phases of our lives. Whether it be your phone notifications, interruptions at work, or getting sucked into the social media app feed loop, we all have weaknesses for something that can take us away from what we really want. Through the book Indistractable, we'll learn how to reduce distractions and turn that into traction towards fulfilling the money goals we have.</p><h2>Takeaways</h2><ul><li>Takeaway #1 [09:16] - We need to understand the root causes of distraction.</li><li>Takeaway #2 [13:57] - Thinking differently about our internal triggers and apply the 10-minute rule to fight them.</li><li>Takeaway #3 [21:59] - Know what you're being distracted from by timeboxing.</li></ul><h2>Financial Applications</h2><ol><li>Take time to examine the root causes of your money mistakes [25:31]</li><li>Implement the 10-minute rule to better manage your spending [30:57]</li></ol><h2>Links</h2><p><a href="https://delveintomoney.com/podcast/4/" rel="noopener noreferrer nofollow">Show Notes</a></p><p><a href="https://amzn.to/3hObea9" rel="noopener noreferrer nofollow">Buy the book (affiliate link)</a></p><p><a href="https://www.nirandfar.com/indistractable/" rel="noopener noreferrer nofollow">Indistractable bonuses (after purchase)</a></p><h2>Next Up</h2><p>Next week we'll talk about the book "Tiny Habits" and how you can create 'After I ____, I will ____' statements to improve your personal financial outcomes.</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:35:054How to stop getting distracted from your money goals - Indistractable Bookfull<![CDATA[5 root causes of your marriage money issues]]>Nearly 80 percent of the couples who get a divorce cite financial difficulties as one of the major reasons.

Today we'll talk about some of the root causes of those issues and how we can address them.

Show Notes

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/14/2e1e6743-1b53-4b0f-a6c2-69eb6e03dc6aWed, 06 Oct 2021 10:01:00 GMT<p>Nearly 80 percent of the couples who get a divorce cite financial difficulties as one of the major reasons.</p><p>Today we'll talk about some of the root causes of those issues and how we can address them.</p><p><a href="https://delveintomoney.com/podcast/14/" rel="noopener noreferrer nofollow">Show Notes</a></p><p><a href="https://digest.delveintomoney.com" rel="noopener noreferrer nofollow">Subscribe to the email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:38:32145 root causes of your marriage money issuesfull<![CDATA[Read more books with these simple tricks]]>So many people say they don't have the time to read, but what does that really mean? We all have more time than we realize and this episode addresses some strategies for reading more books.

Outline

  • Getting rid of all your goofy, made-up rules
  • Create a plan
  • Partner with others
  • Take good notes
  • Financial applications

Links

The One Thing book (affiliate link)

The One Thing Couples Goal Setting Retreat Guide



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/8/c63a30f2-c575-4881-bd0e-d8d66bb6b474Wed, 25 Aug 2021 10:01:00 GMT<p>So many people say they don't have the time to read, but what does that really mean? We all have more time than we realize and this episode addresses some strategies for reading more books.</p><h1>Outline</h1><ul><li>Getting rid of all your goofy, made-up rules</li><li>Create a plan</li><li>Partner with others</li><li>Take good notes</li><li>Financial applications</li></ul><h1>Links</h1><p><a href="https://amzn.to/2UmrW7e" rel="noopener noreferrer nofollow">The One Thing book</a> (affiliate link)</p><p><a href="https://www.the1thing.com/resources/kick-ass-guide-to-your-couples-goal-setting-retreat/" rel="noopener noreferrer nofollow">The One Thing Couples Goal Setting Retreat Guide</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:18:518Read more books with these simple tricksfull<![CDATA[How to identify the right KPIs]]>Understanding what key metrics to choose is extremely important. The wrong metric can give you the wrong information. The right metric can help you make better decisions in your business.

In this episode, I break down the 7-step process of identifying the right KPIs.

To learn more, reach out to me here: kurtishanni.com/consulting

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Advertising Inquiries: https://redcircle.com/brands]]>https://kurtishanni.com/59/8a01f597-206a-447d-9d92-0e53881d3409Wed, 14 Sep 2022 10:01:00 GMT<p>Understanding what key metrics to choose is extremely important. The wrong metric can give you the wrong information. The right metric can help you make better decisions in your business.</p><p>In this episode, I break down the 7-step process of identifying the right KPIs.</p><p>To learn more, reach out to me here: <a href="https://kurtishanni.com/consulting" rel="noopener noreferrer nofollow">kurtishanni.com/consulting</a></p><p>--</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:12:1859How to identify the right KPIsfull<![CDATA[The 3 Financial Statements]]>Financial Statements can be hard, but they're not as hard as they seem.

Today I break down the basics of the 3 Financial Statements.

If you're interested in the cohort, you can join here:

Cohort Course "Financial Statements Decoded" (Discount code: PODCAST)


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Advertising Inquiries: https://redcircle.com/brands]]>https://kurtishanni.com/57bcb5e26e-a2a8-4adb-9422-ffb578b5a9a3Wed, 10 Aug 2022 10:01:00 GMT<p>Financial Statements can be hard, but they're not as hard as they seem.</p><p>Today I break down the basics of the 3 Financial Statements.</p><p>If you're interested in the cohort, you can join here:</p><p><a href="https://maven.com/practical-finance/financials-decoded/" rel="noopener noreferrer nofollow">Cohort Course "Financial Statements Decoded"</a> (Discount code: PODCAST)</p><p><br /></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:15:5457The 3 Financial Statementsfull<![CDATA[24 personal finance concepts everyone should know]]>Personal finance is hard with all the jargon and concepts. In today's episode, I attempt to simplify it for you by picking 24 concepts I think you should know.

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Advertising Inquiries: https://redcircle.com/brands]]>https:/kurtishanni.com/54/b429d65a-902b-4d0e-b9d9-09c4510b5abbWed, 13 Jul 2022 10:01:00 GMT<p>Personal finance is hard with all the jargon and concepts. In today's episode, I attempt to simplify it for you by picking 24 concepts I think you should know.</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:22:145424 personal finance concepts everyone should knowfull<![CDATA[My top 5 personal finance books of all time]]>As a personal finance junkie, you know I have to have some favorites.

In this episode, I break down my top 5 and do a brief summary of each.

They are:

5: The Simple Path to Wealth by JL Collins

4: The Total Money Makeover by Dave Ramsey

3: The Millionaire Next Door by Thomas Stanley

2: I Will Teach You to be Rich by Ramit Sethi

1: The Psychology of Money by Morgan Housel

--

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/52/b07e7784-3c7f-4c10-a07f-23df7a6e3fa4Wed, 29 Jun 2022 10:01:00 GMT<p>As a personal finance junkie, you know I have to have some favorites.</p><p>In this episode, I break down my top 5 and do a brief summary of each.</p><p>They are:</p><p>5: <a href="https://amzn.to/3AoyamO" rel="noopener noreferrer nofollow">The Simple Path to Wealth by JL Collins</a></p><p>4: <a href="https://amzn.to/3CzQPO6" rel="noopener noreferrer nofollow">The Total Money Makeover by Dave Ramsey</a></p><p>3: <a href="https://amzn.to/3Aoy66y" rel="noopener noreferrer nofollow">The Millionaire Next Door by Thomas Stanley</a></p><p>2: <a href="https://amzn.to/3fH2mBK" rel="noopener noreferrer nofollow">I Will Teach You to be Rich by Ramit Sethi</a></p><p>1: <a href="https://amzn.to/2X4iXsx" rel="noopener noreferrer nofollow">The Psychology of Money by Morgan Housel</a></p><p>--</p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:22:0852My top 5 personal finance books of all timefull<![CDATA[Signs you're stagnate and how to avoid it]]>It's easy to get in the groove of the day to day then look back in 5 years and realize you've made no progress.

Today we talk about signs that you've stagnated in life and work and how to recover from stagnation.


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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcats/45/d93217a7-e9c5-484b-95d1-4584feb6f1e0Wed, 11 May 2022 10:01:00 GMT<p>It's easy to get in the groove of the day to day then look back in 5 years and realize you've made no progress.</p><p>Today we talk about signs that you've stagnated in life and work and how to recover from stagnation.</p><p><br /></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:20:3945Signs you're stagnate and how to avoid itfull<![CDATA[Finding contentment in life and money]]>Two people in the exact same situation can have completely different outlooks on life. One can be content and the other discontent.

How is this? In today's episode I talk about the root causes of discontentment and 10 ways to combat them.


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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/44/3c8b54c4-6fd0-4f1b-9579-fed5d0539e11Wed, 04 May 2022 10:01:00 GMT<p>Two people in the exact same situation can have completely different outlooks on life. One can be content and the other discontent.</p><p>How is this? In today's episode I talk about the root causes of discontentment and 10 ways to combat them.</p><p><br /></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:18:5044Finding contentment in life and moneyfull<![CDATA[Actually achieve your goals by doing the Quarterly Review]]>Who else has set an annual goal and then forgot about it until November?

I think we've all been there! When I implemented a quarterly review process, it completely changed my relationship with my goals.

In this episode, I talk about what I do.

Questions

  1. What were the 3 biggest wins?
  2. Did I make progress on my goals? Do any need to change?
  3. What did I do last quarter that is not helping me 10x my life?
  4. What personal habit would you like to improve next quarter?

Checklist

[ ] Review & update your goals

[ ] Identify up to 3 goals for the new quarter

[ ] Review your ideal week

[ ] Review someday maybe list

[ ] Review your daily rituals

[ ] Look at your calendar for the next quarter



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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/40/e7777fbf-e249-4f8c-a6aa-5aa7032c8bc6Wed, 06 Apr 2022 10:01:00 GMT<p>Who else has set an annual goal and then forgot about it until November?</p><p>I think we've all been there! When I implemented a quarterly review process, it completely changed my relationship with my goals.</p><p>In this episode, I talk about what I do.</p><h2>Questions</h2><ol><li>What were the 3 biggest wins?</li><li>Did I make progress on my goals? Do any need to change?</li><li>What did I do last quarter that is not helping me 10x my life?</li><li>What personal habit would you like to improve next quarter?</li></ol><h2>Checklist</h2><p>[ ] Review &amp; update your goals</p><p>[ ] Identify up to 3 goals for the new quarter</p><p>[ ] Review your ideal week</p><p>[ ] Review someday maybe list</p><p>[ ] Review your daily rituals</p><p>[ ] Look at your calendar for the next quarter</p><p><br /></p><p><br /></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:19:5240Actually achieve your goals by doing the Quarterly Reviewfull<![CDATA[BONUS: Breaking down the FIRE Movement with AdultingIsEasy, MainStMoney, & RoadToWealthPod (A Twitter Spaces)]]>This special episode was recorded on Twitter Spaces on 2/17/2022.

Follow everyone on Twitter:


Join us on Twitter Thursday, March 3rd at 8:30 pm EST.



Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/spaces-fire/f096c025-94c1-46b6-948c-b1dabce28190Sat, 26 Feb 2022 21:45:24 GMT<p>This special episode was recorded on Twitter Spaces on 2/17/2022.</p><p>Follow everyone on Twitter:</p><ul><li><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">@KurtisHanni</a></li><li><a href="https://twitter.com/AdultingIsEasy" rel="noopener noreferrer nofollow">@AdultingisEasy</a> (Lauren)</li><li><a href="https://twitter.com/MainStMoney" rel="noopener noreferrer nofollow">@MainStMoney</a> (Alex)</li><li><a href="https://twitter.com/roadtowealthpod" rel="noopener noreferrer nofollow">@roadtowealthpod</a> (Justin)</li></ul><p><br /></p><p>Join us on Twitter Thursday, March 3rd at 8:30 pm EST.</p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no02:04:07BONUS: Breaking down the FIRE Movement with AdultingIsEasy, MainStMoney, & RoadToWealthPod (A Twitter Spaces)bonus<![CDATA[4 ways to attack your limiting beliefs and make a new identity stick (Atomic Habits #2)]]>To truly create a new habit, you have to adopt an identity as a person who does that specific thing. If you change your outcomes or processes, but don't change your identity, change will be temporary.

In this episode, we talk about 4 ways to attack your limiting beliefs and make a new identity stick.


Listen to episode 1 on Atomic Habits

Atomic Habits by James Clear (aff)

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/36/d913f03b-6555-4d38-b2b7-4a31ba0d2fdfWed, 09 Mar 2022 11:01:00 GMT<p>To truly create a new habit, you have to adopt an identity as a person who does that specific thing. If you change your outcomes or processes, but don't change your identity, change will be temporary.</p><p>In this episode, we talk about 4 ways to attack your limiting beliefs and make a new identity stick.</p><p><br /></p><p><a href="https://delveintomoney.com/podcast/35/" rel="noopener noreferrer nofollow">Listen to episode 1 on Atomic Habits</a></p><p><a href="https://amzn.to/3KqykiD" rel="noopener noreferrer nofollow">Atomic Habits by James Clear (aff)</a></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:14:43364 ways to attack your limiting beliefs and make a new identity stick (Atomic Habits #2)full<![CDATA[Using routines to control your spending (Redeeming the time book #4)]]>Time management and distractions are the biggest enemies of your productivity.

In this episode we discuss using routines, time blocking, and saying no.

Redeeming Your Time by Jordan Raynor (aff)

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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/31/a487dde1-4cc2-44dd-b6bf-9cf52baa7e1bWed, 02 Feb 2022 11:01:00 GMT<p>Time management and distractions are the biggest enemies of your productivity.</p><p>In this episode we discuss using routines, time blocking, and saying no.</p><p><a href="https://amzn.to/3GdVwi6" rel="noopener noreferrer nofollow">Redeeming Your Time by Jordan Raynor (aff)</a></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:21:5131Using routines to control your spending (Redeeming the time book #4)full<![CDATA[SHORTS: How much should my emergency fund be?]]>What is an emergency fund?

An emergency fund is a stash of money set aside to cover the financial surprises life throws your way. These unexpected events can be stressful and costly.

Here are some of the top emergencies people face:

  • Job loss
  • Medical or dental emergency
  • Unexpected home repairs
  • Car troubles
  • Unplanned travel expenses


By setting up an emergency fund, you help protect you and your family from unexpected expenses.

So how much should you have in an emergency fund?

The general suggestion is to have 3-6 months of expenses set aside for emergencies. This will cover you in the case of job loss and allow you to look and find a new job, or at minimum find an alternative so you aren't out on the street.

To calculate how much you need, it's common to remove expenses you wouldn't incur in a true emergency. This would be general spending, eating out, vacation, and savings goals. It's your discretion exactly what you do, but these are general guidelines.

So, in what situations would you need more or less of an emergency fund?

You need more if:

  • During a recession (when unemployment rates are higher and the length of unemployment is often longer).
  • If you're in a high-risk industry where layoffs are common.
  • If your income isn't steady.
  • If you're retired (and most of your money is in more-volatile stock and bond investments).


You need less if:

  • You have multiple streams of income
  • You could get a job quickly
  • You aren't living off both incomes

No matter your situation, it's my opinion that 3 months is the lowest amount you should ever hold.

Where do I keep it?

We want this money to be liquid. It should be in a high yield savings account and not in the stock market or crypto investments.

If you keep it in those, it's likely to be down when you need it. That risk is not worth it.

But, that's also why you shouldn't keep too much. High yield accounts, in today's environment, only return around 1%. If you want a year's worth of emergency fund, my opinion is that you keep 6 months in high yield account and the rest in the market. Just a personal opinion.

If you can't get to 3-6 months, anything is better than nothing!

If you don't have an emergency fund, it's imperative that you get one. Sell things from your house to make it happen. Make the sacrifice today and the investment in your future.


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Advertising Inquiries: https://redcircle.com/brands]]>https://delveintomoney.com/podcast/25/3cbe8ccf-d3fc-4ec7-8ee4-05629eb7fde3Wed, 22 Dec 2021 11:01:00 GMT<p>What is an emergency fund?</p><p>An emergency fund is a stash of money set aside to cover the financial surprises life throws your way. These unexpected events can be stressful <em>and</em> costly.</p><p>Here are some of the top emergencies people face:</p><ul><li>Job loss</li><li>Medical or dental emergency</li><li>Unexpected home repairs</li><li>Car troubles</li><li>Unplanned travel expenses</li></ul><p><br /></p><p>By setting up an emergency fund, you help protect you and your family from unexpected expenses.</p><p><strong>So how much should you have in an emergency fund?</strong></p><p>The general suggestion is to have 3-6 months of expenses set aside for emergencies. This will cover you in the case of job loss and allow you to look and find a new job, or at minimum find an alternative so you aren't out on the street.</p><p>To calculate how much you need, it's common to remove expenses you wouldn't incur in a true emergency. This would be general spending, eating out, vacation, and savings goals. It's your discretion exactly what you do, but these are general guidelines.</p><p><strong>So, in what situations would you need more or less of an emergency fund?</strong></p><p>You need more if:</p><ul><li>During a recession (when unemployment rates are higher and the length of unemployment is often longer).</li><li>If you're in a high-risk industry where layoffs are common.</li><li>If your income isn't steady.</li><li>If you're retired (and most of your money is in more-volatile stock and bond investments).</li></ul><p><br /></p><p>You need less if:</p><ul><li>You have multiple streams of income</li><li>You could get a job quickly</li><li>You aren't living off both incomes</li></ul><p>No matter your situation, it's my opinion that 3 months is the lowest amount you should ever hold.</p><p><strong>Where do I keep it?</strong></p><p>We want this money to be liquid. It should be in a high yield savings account and not in the stock market or crypto investments.</p><p>If you keep it in those, it's likely to be down when you need it. That risk is not worth it.</p><p>But, that's also why you shouldn't keep too much. High yield accounts, in today's environment, only return around 1%. If you want a year's worth of emergency fund, my opinion is that you keep 6 months in high yield account and the rest in the market. Just a personal opinion.</p><p>If you can't get to 3-6 months, anything is better than nothing!</p><p>If you don't have an emergency fund, it's imperative that you get one. Sell things from your house to make it happen. Make the sacrifice today and the investment in your future.</p><p><br /></p><p><a href="https://twitter.com/KurtisHanni" rel="noopener noreferrer nofollow">Follow me on Twitter</a></p><p><a href="https://www.getrevue.co/profile/kurtishanni" rel="noopener noreferrer nofollow">Subscribe to my email newsletter</a></p><br /><br />Advertising Inquiries: <a href="https://redcircle.com/brands" rel="noopener noreferrer nofollow">https://redcircle.com/brands</a>no00:08:0825SHORTS: How much should my emergency fund be?full