<![CDATA[CrossTalks: Conversations across borders]]>This podcast is produced by the CrossTech Team, a leading event and consulting group founded by cross-border payment expert Hugo Cuevas-Mohr. In CrossTalks: Conversations across borders, we will publish interviews and comments on differet subjects, all related to the international movement of funds, from traditional methods to the most new and innovative ideas in this dynamic industry. We will discuss three main themes: 1) Remittances (P2P payments), 2) Business Payments (B2B) 3) The Doers - Interviews to people making the difference. Mostly all episodes will be in English, but we will have also Spanish, French and Portuguese episodes too. Check the Titles before you begin!

]]>https://crosstechpaymets.comRiverside.fm (https://riverside.com)Sat, 26 Sep 2026 03:46:10 GMTWed, 13 May 2026 01:56:05 GMT60Hugo Cuevas-Mohr<p>This podcast is produced by the <b>CrossTech Team</b>, a leading event and consulting group founded by cross-border payment expert <b>Hugo Cuevas-Mohr</b>. In <b>CrossTalks: Conversations across borders, </b>we will publish interviews and comments on differet subjects, all related to the international movement of funds, from traditional methods to the most new and innovative ideas in this dynamic industry. We will discuss three main themes: 1) Remittances (<b>P2P</b> payments), 2) Business Payments (<b>B2B</b>) 3) The <b>Doers</b> - Interviews to people making the difference. Mostly all episodes will be in English, but we will have also Spanish, French and Portuguese episodes too. Check the Titles before you begin!</p>episodicHugo Cuevas-Mohrhcmohr@crosstechpayments.comno<![CDATA[Crosstalks Ep. 05 | Hugo Cuevas, Erick Schneider & Nabil Kabbani | Stablecoins, AI & Finance]]>In this episode of CrossTalks: Conversations Across Borders, Hugo Cuevas-Mohr, CEO of CrossTech, sits down with Erick Schneider, Global Head of Payment Partnerships at Kraken, and **Nabil Kabbani, Co-Founder & CEO of Argentl, for an open conversation about the forces reshaping money movement and financial services.

From stablecoins and digital assets to AI, banking innovation, entrepreneurship, and the future of cross-border payments, the discussion explores what is changing, what is holding adoption back, and where the biggest opportunities may emerge next.

They discuss:

* Why digital asset-native banks could become the next major wave in financial services.
* The role of stablecoins in transforming settlement and cross-border money movement.
* The three key barriers to broader digital asset adoption: regulation, use cases, and infrastructure.
* How AI can augment human work and reshape the way people manage their financial lives.
* Lessons for fintech founders and established financial institutions navigating innovation.
* Why companies need to be willing to disrupt their own products before someone else does.
* Leadership, culture, and the importance of listening in an increasingly global industry.
* What has remained constant throughout decades of transformation in money movement.

A candid conversation between three industry veterans on innovation, technology, leadership, and the future of global finance.

Featuring:
Hugo Cuevas-Mohr — CEO, CrossTech
Erick Schneider — Global Head of Payment Partnerships, Kraken
Nabil Kabbani — Co-Founder & CEO, Argentl

Subscribe to CrossTech for more conversations with the leaders shaping the future of cross-border payments.

#CrossBorderPayments #Fintech #Stablecoins #DigitalAssets #Payments #AI #Crypto #Banking #FinancialTechnology #CrossTalks

]]>1aea3bb9-cb7d-42e8-a099-8ae10f6908a8Mon, 07 Sep 2026 15:00:00 GMT<p>In this episode of CrossTalks: Conversations Across Borders, Hugo Cuevas-Mohr, CEO of CrossTech, sits down with Erick Schneider, Global Head of Payment Partnerships at Kraken, and **Nabil Kabbani, Co-Founder &amp; CEO of Argentl, for an open conversation about the forces reshaping money movement and financial services.<br /><br />From stablecoins and digital assets to AI, banking innovation, entrepreneurship, and the future of cross-border payments, the discussion explores what is changing, what is holding adoption back, and where the biggest opportunities may emerge next.<br /><br />They discuss:<br /><br />* Why digital asset-native banks could become the next major wave in financial services.<br />* The role of stablecoins in transforming settlement and cross-border money movement.<br />* The three key barriers to broader digital asset adoption: regulation, use cases, and infrastructure.<br />* How AI can augment human work and reshape the way people manage their financial lives.<br />* Lessons for fintech founders and established financial institutions navigating innovation.<br />* Why companies need to be willing to disrupt their own products before someone else does.<br />* Leadership, culture, and the importance of listening in an increasingly global industry.<br />* What has remained constant throughout decades of transformation in money movement.<br /><br />A candid conversation between three industry veterans on <b>innovation, technology, leadership, and the future of global finance</b>.<br /><br />Featuring:<br />Hugo Cuevas-Mohr — CEO, CrossTech<br />Erick Schneider — Global Head of Payment Partnerships, Kraken<br />Nabil Kabbani — Co-Founder &amp; CEO, Argentl<br /><br />Subscribe to CrossTech for more conversations with the leaders shaping the future of cross-border payments.<br /><br />#CrossBorderPayments #Fintech #Stablecoins #DigitalAssets #Payments #AI #Crypto #Banking #FinancialTechnology #CrossTalks</p>no00:47:57Crosstalks Ep. 05 | Hugo Cuevas, Erick Schneider & Nabil Kabbani | Stablecoins, AI & Financefull<![CDATA[Crosstalks Ep. 04 | Catherine Kaupert, OpenFX | Stablecoins, FX & Cross-Border Payments]]>How are stablecoins transforming cross-border payments in Latin America?

In this episode of Crosstalks, Hugo Cuevas-Mohr speaks with Catherine Kaupert, Head of Latin America at OpenFX, about the evolution of foreign exchange, payment infrastructure, and the growing use of stablecoins across emerging markets.

Catherine shares her journey from helping build Rappi in Mexico to leading global partnerships in payment orchestration and, today, driving OpenFX’s expansion across Latin America.

The conversation explores:

• How stablecoins are improving settlement times, liquidity, and FX costs
• The “stablecoin sandwich” and its role in cross-border transactions
• Opportunities in markets such as Mexico, Colombia, and Brazil
• How OpenFX connects fiat currencies and stablecoins through a single infrastructure
• The regulatory challenges facing the industry
• The growing role of women in payments and fintech

Discover how new payment rails are helping remittance companies, neobanks, payment processors, and global businesses move money more efficiently across borders.

Subscribe to CrossTech for more conversations with the leaders shaping the future of global payments.

#CrossBorderPayments #Stablecoins #Fintech #OpenFX #LatinAmerica #Remittances #ForeignExchange #PaymentsInnovation #Crosstalks

]]>fbd7ed0c-e16b-4fff-bfd4-3dc4f6f863bfThu, 03 Sep 2026 15:00:00 GMT<p>How are stablecoins transforming cross-border payments in Latin America?<br /><br />In this episode of Crosstalks, Hugo Cuevas-Mohr speaks with Catherine Kaupert, Head of Latin America at OpenFX, about the evolution of foreign exchange, payment infrastructure, and the growing use of stablecoins across emerging markets.<br /><br />Catherine shares her journey from helping build Rappi in Mexico to leading global partnerships in payment orchestration and, today, driving OpenFX’s expansion across Latin America.<br /><br />The conversation explores:<br /><br />• How stablecoins are improving settlement times, liquidity, and FX costs<br />• The “stablecoin sandwich” and its role in cross-border transactions<br />• Opportunities in markets such as Mexico, Colombia, and Brazil<br />• How OpenFX connects fiat currencies and stablecoins through a single infrastructure<br />• The regulatory challenges facing the industry<br />• The growing role of women in payments and fintech<br /><br />Discover how new payment rails are helping remittance companies, neobanks, payment processors, and global businesses move money more efficiently across borders.<br /><br />Subscribe to CrossTech for more conversations with the leaders shaping the future of global payments.<br /><br />#CrossBorderPayments #Stablecoins #Fintech #OpenFX #LatinAmerica #Remittances #ForeignExchange #PaymentsInnovation #Crosstalks</p>no00:30:56Crosstalks Ep. 04 | Catherine Kaupert, OpenFX | Stablecoins, FX & Cross-Border Paymentsfull<![CDATA[Crosstalks Ep. 03 | Alexandra Slatapolsky, Miami Fintech Club | Branding & Fintech ]]>In this episode, Hugo Cuevas-Mohr sits down with Alexandra Slatapolsky, co-founder of Scalto and founder of the Miami Fintech Club, for a conversation about fintech, communications, branding, and the future of cross-border payments.

Alexandra shares her journey from Argentina to Miami, her early experience in journalism and compliance, and how she built a career helping financial services and fintech companies strengthen their brands and communication strategies.

They also discuss:

• Why branding and communications must support a company’s business and growth strategy
• The creation and rapid growth of the Miami Fintech Club
• Miami’s role as a gateway between the United States, Latin America, and other global markets
• The opportunities and challenges fintech companies face when expanding across Latin America
• The growing importance of B2B and cross-border payments
• The possibility of creating a regional payments infrastructure capable of connecting Latin American markets more efficiently

Watch the full conversation to hear Alexandra’s perspective on building trust, entering new markets, and the innovations that could shape the next generation of payments across the region.

Learn more about CrossTech and our upcoming events:
https://crosstechpayments.com/

#Fintech #CrossBorderPayments #Payments #LatinAmerica #MiamiFintech #B2BPayments #FinancialServices #Branding #PaymentInnovation

]]>c70f3bf3-e505-434d-ad36-2595a1f9da62Mon, 31 Aug 2026 14:45:00 GMT<p>In this episode, Hugo Cuevas-Mohr sits down with Alexandra Slatapolsky, co-founder of Scalto and founder of the Miami Fintech Club, for a conversation about fintech, communications, branding, and the future of cross-border payments.<br /><br />Alexandra shares her journey from Argentina to Miami, her early experience in journalism and compliance, and how she built a career helping financial services and fintech companies strengthen their brands and communication strategies.<br /><br />They also discuss:<br /><br />• Why branding and communications must support a company’s business and growth strategy<br />• The creation and rapid growth of the Miami Fintech Club<br />• Miami’s role as a gateway between the United States, Latin America, and other global markets<br />• The opportunities and challenges fintech companies face when expanding across Latin America<br />• The growing importance of B2B and cross-border payments<br />• The possibility of creating a regional payments infrastructure capable of connecting Latin American markets more efficiently<br /><br />Watch the full conversation to hear Alexandra’s perspective on building trust, entering new markets, and the innovations that could shape the next generation of payments across the region.<br /><br />Learn more about CrossTech and our upcoming events:<br /><a rel="noopener noreferrer nofollow" href="https://crosstechpayments.com/" target="_blank">https://crosstechpayments.com/</a><br /><br />#Fintech #CrossBorderPayments #Payments #LatinAmerica #MiamiFintech #B2BPayments #FinancialServices #Branding #PaymentInnovation</p>no00:20:30Crosstalks Ep. 03 | Alexandra Slatapolsky, Miami Fintech Club | Branding & Fintech full<![CDATA[Crosstalks Ep. 02 | Rafael Espinosa, Chipper Cash | Pricing, Liquidity & Cross-Border Payments]]>How is pricing reshaping the future of cross-border payments?

In this CrossTalks conversation, Hugo Cuevas-Mohr sits down with Rafael, Chief Economist and Head of Growth at Chipper Cash, to explore how pricing, liquidity, stablecoins, partnerships, and digital ecosystems are transforming the remittance industry.

From real-time settlement and FX volatility to customer retention and ecosystem-driven monetization, this discussion goes beyond fees and margins to unpack where the industry is heading next.

Watch the full conversation and discover why pricing is becoming one of the most strategic levers in cross-border payments.

]]>22c92e85-c6f1-4c2d-8383-77b21f3b98c1Thu, 27 Aug 2026 14:45:00 GMT<p>How is pricing reshaping the future of cross-border payments?<br /><br />In this CrossTalks conversation, Hugo Cuevas-Mohr sits down with Rafael, Chief Economist and Head of Growth at Chipper Cash, to explore how pricing, liquidity, stablecoins, partnerships, and digital ecosystems are transforming the remittance industry.<br /><br />From real-time settlement and FX volatility to customer retention and ecosystem-driven monetization, this discussion goes beyond fees and margins to unpack where the industry is heading next.<br /><br />Watch the full conversation and discover why pricing is becoming one of the most strategic levers in cross-border payments.</p>no00:32:32Crosstalks Ep. 02 | Rafael Espinosa, Chipper Cash | Pricing, Liquidity & Cross-Border Paymentsfull<![CDATA[Crosstalks Ep. 01 | John F. Walsh, Founder of SightSpan | Digital Assets, Banking & Risk]]>In this episode of Crosstalks by CrossTech, Hugo Cuevas-Mohr sits down with John Walsh, founder of SightSpan and Head of Fintech Strategy at TransPecos bank to explore the evolution of cross-border payments, the role of banks in the digital assets era, and why risk should be seen as a path to controlled growth — not as a barrier to business.

From stablecoins and digital assets to de-risking, banking partnerships, regulation, and geopolitics, this conversation looks at how financial services can move faster, smarter, and more responsibly across borders.

Watch the full conversation and join us for more insights from the leaders shaping the future of payments.

]]>376c0d69-d72a-4e8e-8554-b652df4ee3e5Tue, 25 Aug 2026 14:36:45 GMT<p>In this episode of Crosstalks by CrossTech, Hugo Cuevas-Mohr sits down with John Walsh, founder of <a rel="noopener noreferrer nofollow" href="https://studio.youtube.com/channel/UCIxJ3V8tpJUq5H-LMic_ikg" target="_blank"><b>SightSpan</b></a> and Head of Fintech Strategy at TransPecos bank to explore the evolution of cross-border payments, the role of banks in the digital assets era, and why risk should be seen as a path to controlled growth — not as a barrier to business.<br /><br />From stablecoins and digital assets to de-risking, banking partnerships, regulation, and geopolitics, this conversation looks at how financial services can move faster, smarter, and more responsibly across borders.<br /><br />Watch the full conversation and join us for more insights from the leaders shaping the future of payments.</p>no00:25:12Crosstalks Ep. 01 | John F. Walsh, Founder of SightSpan | Digital Assets, Banking & Riskfull<![CDATA[Ep 4 ES - Remesas 2030: Construyendo Confianza y Hábitos Financieros]]>El Episodio 4 se centra en el Capítulo 4: Construyendo Confianza y Hábitos Financieros y analiza la necesidad de transformar la percepción de las remesas de simples transacciones a motores de inclusión financiera mediante tres pilares fundamentales: 1) Confianza: Se define como la "moneda invisible" que sostiene el sistema. Dado que los usuarios priorizan factores emocionales y el contacto humano sobre el ahorro económico, las instituciones deben "humanizar" las interfaces digitales para inspirar seguridad. 2) Educación Financiera Contextual: No debe limitarse a enseñar productos, sino acompañar decisiones reales en momentos clave, como la recepción de fondos o el primer pago digital. El objetivo es convertir la confianza en hábitos financieros sostenibles, como el ahorro o el acceso a crédito. 3) Infraestructura de Pertenencia: Busca que el usuario se sienta parte de un sistema que lo reconoce. Esto requiere interoperabilidad total entre bancos y fintechs, apoyada en redes humanas como los corresponsales bancarios para cerrar la brecha digital.

PDF del Informe REMESAS 2030

]]>https://remesas2030.podbean.com/e/remesas-2030-cap-4-construyendo-confianza-y-habitos-financieros/remesas2030.podbean.com/d32ce1a6-5af7-33b9-b6e0-e71ae750ddceWed, 15 Apr 2026 17:50:58 GMT<p>El Episodio 4 se centra en el <a href="https://crosstechpayments.com/remesas-2030/" rel="noopener noreferrer nofollow">Capítulo 4</a>: Construyendo Confianza y Hábitos Financieros y analiza la necesidad de transformar la percepción de las remesas de simples transacciones a motores de inclusión financiera mediante tres pilares fundamentales: 1) Confianza: Se define como la "moneda invisible" que sostiene el sistema. Dado que los usuarios priorizan factores emocionales y el contacto humano sobre el ahorro económico, las instituciones deben "humanizar" las interfaces digitales para inspirar seguridad. 2) Educación Financiera Contextual: No debe limitarse a enseñar productos, sino acompañar decisiones reales en momentos clave, como la recepción de fondos o el primer pago digital. El objetivo es convertir la confianza en hábitos financieros sostenibles, como el ahorro o el acceso a crédito. 3) Infraestructura de Pertenencia: Busca que el usuario se sienta parte de un sistema que lo reconoce. Esto requiere interoperabilidad total entre bancos y fintechs, apoyada en redes humanas como los corresponsales bancarios para cerrar la brecha digital.</p> <p><a href="https://crosstechpayments.com/remesas-2030/" rel="noopener noreferrer nofollow">PDF del Informe REMESAS 2030</a></p> no00:16:2314Ep 4 ES - Remesas 2030: Construyendo Confianza y Hábitos Financierosfull<![CDATA[Ep 3 ES - Remesas 2030: Ecosistemas Digitales en Países Receptores de Remesas]]>Este episodio 3 del informe estratégico de Mastercard y CrossTech analiza los ecosistemas digitales en los países receptores, destacando que las remesas son un fenómeno de codependencia financiera transnacional. Se identifican tres componentes clave: el ecosistema enviador, los rieles de liquidación y el ecosistema receptor. Destacamos tres aspectos: El desafío de madurez: Existe una gran diversidad regional, desde modelos liderados por el Estado, hasta innovaciones privadas en Colombia y Guatemala. La brecha digital-humana: Aunque casi el 100% de los receptores usa teléfonos inteligentes, muchos aún retiran efectivo inmediatamente por desconfianza o falta de casos de uso locales. El rol de los actores: El éxito depende de la colaboración entre bancos, fintechs y reguladores para fomentar la interoperabilidad y convertir la transacción en una relación financiera duradera.

La meta 2030: es lograr que el dinero permanezca y circule digitalmente para generar ahorro y crédito. PDF del informe Remesas 2030

]]>https://remesas2030.podbean.com/e/remesas-2030-cap-3-ecosistemas-digitales-en-paises-receptores-de-remesas/remesas2030.podbean.com/f123a1c3-dcf3-3240-9d54-3e99ef07849fWed, 15 Apr 2026 15:08:09 GMT<p>Este episodio 3 del <a href="https://crosstechpayments.com/remesas-2030/" rel="noopener noreferrer nofollow">informe estratégico</a> de Mastercard y CrossTech analiza los ecosistemas digitales en los países receptores, destacando que las remesas son un fenómeno de codependencia financiera transnacional. Se identifican tres componentes clave: el ecosistema enviador, los rieles de liquidación y el ecosistema receptor. Destacamos tres aspectos: El desafío de madurez: Existe una gran diversidad regional, desde modelos liderados por el Estado, hasta innovaciones privadas en Colombia y Guatemala. La brecha digital-humana: Aunque casi el 100% de los receptores usa teléfonos inteligentes, muchos aún retiran efectivo inmediatamente por desconfianza o falta de casos de uso locales. El rol de los actores: El éxito depende de la colaboración entre bancos, fintechs y reguladores para fomentar la interoperabilidad y convertir la transacción en una relación financiera duradera.</p> <p>La meta 2030: es lograr que el dinero permanezca y circule digitalmente para generar ahorro y crédito. <a href="https://crosstechpayments.com/remesas-2030/" rel="noopener noreferrer nofollow">PDF del informe Remesas 2030</a></p> no00:16:213Ep 3 ES - Remesas 2030: Ecosistemas Digitales en Países Receptores de Remesasfull<![CDATA[Ep 12 EN Remittances 2030: Digital Circulation of Funds]]>Episode 12 of the podcast Remittances 2030, is the fifth episode of the English version of the report that was published in April 2026 between MasterCard and CrossTech: Digital Circulation of Funds

Remittances 2030: Deepening Financial Inclusion for Remittance Recipients: Digital Ecosystems, Trust and Financial Sustainability in Latin America and the Caribbean.

The real transformation in domestic receiving ecosystems will occur when remittances ceases to be “pass-through money” and becomes capital that circulates, generates value, and strengthens the ecosystem through digital retention. No matter its use or purpose. The digitization of remittance flow generates a resource of incalculable value: transactional data for institutions and governments.

]]>https://remesas2030.podbean.com/e/ep-12-en-remittances-2030/remesas2030.podbean.com/b3dc62d0-ae00-3c2b-8230-e3d79cc8c965Wed, 13 May 2026 01:07:00 GMT<p>Episode 12 of the podcast Remittances 2030, is the fifth episode of the English version of the report that was published in April 2026 between MasterCard and CrossTech: Digital Circulation of Funds</p> <p>Remittances 2030: Deepening Financial Inclusion for Remittance Recipients: Digital Ecosystems, Trust and Financial Sustainability in Latin America and the Caribbean.</p> <p>The real transformation in domestic receiving ecosystems will occur when remittances ceases to be “pass-through money” and becomes capital that circulates, generates value, and strengthens the ecosystem through digital retention. No matter its use or purpose. The digitization of remittance flow generates a resource of incalculable value: transactional data for institutions and governments.</p> no00:22:23112Ep 12 EN Remittances 2030: Digital Circulation of Fundsfull<![CDATA[Ep 1 ES - Remesas 2030 Introducción y Resumen Ejecutivo]]>Este primer episodio presenta una iniciativa de Mastercard y CrossTech que propone transformar el modelo actual de transferencias de dinero en América Latina y el Caribe. Iniciamos con este episodio el podcast del informe estratégico "Remesas 2030: Cómo profundizar la inclusión financiera de los receptores - Ecosistemas digitales, confianza y sostenibilidad financiera en América Latina y el Caribe". Escucha el Resumen Ejecutivo para luego seguir adelante con el Capítulo Dos hasta el Capítulo Siete con las Conclusiones del informe.

PDF del informe Remesas 2030]]>https://remesas2030.podbean.com/e/introduccion-y-cap-1-resumen-ejecutivo/remesas2030.podbean.com/06abe726-515c-3a17-88d3-eb444706e38fWed, 15 Apr 2026 05:33:37 GMT<p>Este primer episodio presenta una iniciativa de Mastercard y CrossTech que propone transformar el modelo actual de transferencias de dinero en América Latina y el Caribe. Iniciamos con este episodio el podcast del informe estratégico "Remesas 2030: Cómo profundizar la inclusión financiera de los receptores - Ecosistemas digitales, confianza y sostenibilidad financiera en América Latina y el Caribe". Escucha el Resumen Ejecutivo para luego seguir adelante con el Capítulo Dos hasta el Capítulo Siete con las Conclusiones del informe.</p> <a href="https://crosstechpayments.com/remesas-2030/" rel="noopener noreferrer nofollow">PDF del informe Remesas 2030</a>no00:05:3511Ep 1 ES - Remesas 2030 Introducción y Resumen Ejecutivofull<![CDATA[Ep 8 EN - Remittances 2030: Executive Summary]]>Episode 8 of the podcast Remittances 2030, has the first episode of the English version of the report that was published in April 2026 between MasterCard and CrossTech.

Remittances 2030: Deepening Financial Inclusion for Remittance Recipients: Digital Ecosystems, Trust and Financial Sustainability in Latin America and the Caribbean.

In Ep 8 is the executive summary. The next episodes will be on chapter 2, Beyond Sending Remittances, Chapter 3, Digital Ecosystems in Remittance Receiving Countries, Chapter 4, Building Trust and Financial Habits. Chapter 5, digital circulation of funds, chapter 6 strategic recommendations, and conclusions.

Every remittance is more than money. This document proposes a vision for transforming remittance flows beyond their transactional dimension, enable them to evolve into platforms that drive sustainable financial inclusion and facilitate greater access to formal financial services in receiving economies.

]]>https://remesas2030.podbean.com/e/remittances-2030-ep8-en-executive-summary/remesas2030.podbean.com/ffd30c01-b1eb-36c2-bcf5-16e635519f07Tue, 12 May 2026 22:31:46 GMT<p>Episode 8 of the podcast Remittances 2030, has the first episode of the English version of the report that was published in April 2026 between MasterCard and CrossTech.</p> <p>Remittances 2030: Deepening Financial Inclusion for Remittance Recipients: Digital Ecosystems, Trust and Financial Sustainability in Latin America and the Caribbean.</p> <p>In Ep 8 is the executive summary. The next episodes will be on chapter 2, Beyond Sending Remittances, Chapter 3, Digital Ecosystems in Remittance Receiving Countries, Chapter 4, Building Trust and Financial Habits. Chapter 5, digital circulation of funds, chapter 6 strategic recommendations, and conclusions.</p> <p>Every remittance is more than money. This document proposes a vision for transforming remittance flows beyond their transactional dimension, enable them to evolve into platforms that drive sustainable financial inclusion and facilitate greater access to formal financial services in receiving economies.</p> no00:05:2318Ep 8 EN - Remittances 2030: Executive Summaryfull<![CDATA[Ep 2 ES - Remesas 2030: Más allá del envío de remesas]]>Este episodio se adentra en el segundo capítulo del informe, titulado "Más allá del envío de remesas", donde se analiza el papel estructural de estos flujos como líneas vitales para millones de personas. El núcleo de la discusión se centra en la "paradoja digital". A pesar de que la tecnología ha transformado el origen del envío (el ecosistema enviador), el uso final en el destino sigue siendo mayoritariamente analógico. Este comportamiento no responde a una falta de tecnología, sino a barreras culturales y emocionales: los usuarios valoran la tangibilidad y la confianza que ofrece el efectivo frente a intermediarios percibidos como impersonales. Finalmente, exploramos el cambio de paradigma necesario para evolucionar de una transacción puntual a un ecosistema financiero integral. Se propone medir el éxito de la industria por la proporción de fondos que permanecen y circulan digitalmente en las economías locales. El capítulo establece que la verdadera inclusión comienza con la confianza, transformando la remesa en una puerta de entrada para servicios de ahorro, pagos y crédito que generen bienestar sostenible hacia el 2030.

PDF del informe Remesas 2030

]]>https://remesas2030.podbean.com/e/remesas-2030-capitulo-dos/remesas2030.podbean.com/c2c17000-4566-357d-97dd-9981ee321021Wed, 15 Apr 2026 05:44:05 GMT<p>Este episodio se adentra en el segundo capítulo del informe, titulado "Más allá del envío de remesas", donde se analiza el papel estructural de estos flujos como líneas vitales para millones de personas. El núcleo de la discusión se centra en la "paradoja digital". A pesar de que la tecnología ha transformado el origen del envío (el ecosistema enviador), el uso final en el destino sigue siendo mayoritariamente analógico. Este comportamiento no responde a una falta de tecnología, sino a barreras culturales y emocionales: los usuarios valoran la tangibilidad y la confianza que ofrece el efectivo frente a intermediarios percibidos como impersonales. Finalmente, exploramos el cambio de paradigma necesario para evolucionar de una transacción puntual a un ecosistema financiero integral. Se propone medir el éxito de la industria por la proporción de fondos que permanecen y circulan digitalmente en las economías locales. El capítulo establece que la verdadera inclusión comienza con la confianza, transformando la remesa en una puerta de entrada para servicios de ahorro, pagos y crédito que generen bienestar sostenible hacia el 2030.</p> <p><a href="https://crosstechpayments.com/remesas-2030/" rel="noopener noreferrer nofollow">PDF del informe Remesas 2030</a></p> no00:19:5412Ep 2 ES - Remesas 2030: Más allá del envío de remesasfull<![CDATA[Ep 10 EN Remittances2030: Digital Ecosystems in Remittance-Receiving Countries]]>Episode 10 of the podcast Remittances 2030, has the third episode of the English version of the report that was published in April 2026 between MasterCard and CrossTech: Digital Ecosystems in Remittance-Receiving Countries

Remittances 2030: Deepening Financial Inclusion for Remittance Recipients: Digital Ecosystems, Trust and Financial Sustainability in Latin America and the Caribbean.

The future of digital remittance ecosystems will depend on effective coordination among the major actors: banks, fintechs and remittance companies, the businesses that recipients use for their purchases and services, and regulators. The countries that manage to consolidate a vision to digitize their remittances into a functioning digital ecosystem will transform their domestic economy.

 

]]>https://remesas2030.podbean.com/e/ep-10-en-remittances2030-digital-ecosystems-in-remittance-receiving-countries/remesas2030.podbean.com/1ff48e7c-3ed1-3880-bd09-2c97ec10bb90Tue, 12 May 2026 23:59:00 GMT<p>Episode 10 of the podcast Remittances 2030, has the third episode of the English version of the report that was published in April 2026 between MasterCard and CrossTech: Digital Ecosystems in Remittance-Receiving Countries</p> <p>Remittances 2030: Deepening Financial Inclusion for Remittance Recipients: Digital Ecosystems, Trust and Financial Sustainability in Latin America and the Caribbean.</p> <p>The future of digital remittance ecosystems will depend on effective coordination among the major actors: banks, fintechs and remittance companies, the businesses that recipients use for their purchases and services, and regulators. The countries that manage to consolidate a vision to digitize their remittances into a functioning digital ecosystem will transform their domestic economy.</p> <p> </p> no00:15:40110Ep 10 EN Remittances2030: Digital Ecosystems in Remittance-Receiving Countriesfull<![CDATA[Ep9 EN Remittances 2030: Beyond Sending Remittances]]>Episode 9 of the podcast Remittances 2030, has the second episode of the English version of the report that was published in April 2026 between MasterCard and CrossTech: Beyond Sending Remittances.

Remittances 2030: Deepening Financial Inclusion for Remittance Recipients: Digital Ecosystems, Trust and Financial Sustainability in Latin America and the Caribbean.

Remittances constitute an essential platform for financial inclusion. Behind each transfer there is enormous potential to link millions of people, who already participate in this financial ecosystem, with domestic digital services. Going beyond transactions to sustained relationships.

]]>https://remesas2030.podbean.com/e/ep9-en-remittances-2030-beyond-sending-remittances/remesas2030.podbean.com/22c80ee4-db22-3ccc-9381-d0bf21f95dbaTue, 12 May 2026 23:16:54 GMT<p>Episode 9 of the podcast Remittances 2030, has the second episode of the English version of the report that was published in April 2026 between MasterCard and CrossTech: Beyond Sending Remittances.</p> <p>Remittances 2030: Deepening Financial Inclusion for Remittance Recipients: Digital Ecosystems, Trust and Financial Sustainability in Latin America and the Caribbean.</p> <p>Remittances constitute an essential platform for financial inclusion. Behind each transfer there is enormous potential to link millions of people, who already participate in this financial ecosystem, with domestic digital services. Going beyond transactions to sustained relationships.</p> no00:20:2019Ep9 EN Remittances 2030: Beyond Sending Remittancesfull<![CDATA[Ep 5 ES - Remesas 2030 Circulación Digital de los Fondos]]>El Episodio 5 toma el Capítulo 5 del informe estratégico Remesas 2030, titulado "Circulación Digital de los Fondos", que analiza cómo transformar las remesas de "dinero de paso" en capital que permanezca y genere valor dentro de los ecosistemas locales. 

Los puntos clave incluyen: 1) Retención Digital: El éxito se mide por la proporción de fondos que se mantienen en cuentas o billeteras más de siete días y se usan para pagos digitales en lugar de retirarse en efectivo. 2) Instrumentos de Inclusión: Se destacan las tarjetas de débito/prepago vinculadas a remesas y las billeteras móviles como puentes para integrar el dinero al consumo recurrente (P2B), como el pago de servicios básicos. 3) Innovación en Rieles: Se prevé que el uso de stablecoins y redes como Mastercard Move reduzcan costos y permitan liquidaciones casi instantáneas 24/7. 4) Crédito Responsable: El uso de datos transaccionales de las remesas permite crear historiales crediticios para ofrecer microcréditos a poblaciones tradicionalmente excluidas.

PDF del informe

]]>https://remesas2030.podbean.com/e/remesas-2030-cap-5-circulacion-digital-de-los-fondos/remesas2030.podbean.com/719e6fdb-48d5-306a-bac4-1d2078b2f336Wed, 15 Apr 2026 20:17:33 GMT<p>El Episodio 5 toma el Capítulo 5 del informe estratégico <a href="https://crosstechpayments.com/remesas-2030/" rel="noopener noreferrer nofollow">Remesas 2030</a>, titulado "Circulación Digital de los Fondos", que analiza cómo transformar las remesas de "dinero de paso" en capital que permanezca y genere valor dentro de los ecosistemas locales. </p> <p>Los puntos clave incluyen: 1) Retención Digital: El éxito se mide por la proporción de fondos que se mantienen en cuentas o billeteras más de siete días y se usan para pagos digitales en lugar de retirarse en efectivo. 2) Instrumentos de Inclusión: Se destacan las tarjetas de débito/prepago vinculadas a remesas y las billeteras móviles como puentes para integrar el dinero al consumo recurrente (P2B), como el pago de servicios básicos. 3) Innovación en Rieles: Se prevé que el uso de stablecoins y redes como Mastercard Move reduzcan costos y permitan liquidaciones casi instantáneas 24/7. 4) Crédito Responsable: El uso de datos transaccionales de las remesas permite crear historiales crediticios para ofrecer microcréditos a poblaciones tradicionalmente excluidas.</p> <p><a href="https://crosstechpayments.com/remesas-2030/" rel="noopener noreferrer nofollow">PDF del informe</a></p> no00:21:5315Ep 5 ES - Remesas 2030 Circulación Digital de los Fondosfull<![CDATA[Ep 6 ES - Remesas 2030 Recomendaciones Estratégicas]]>El Episodio 6 toma el Capítulo 6 del informe estratégico Remesas 2030, titulado "Recomendaciones Estratégicas", y presenta un marco de acción para que las instituciones financieras dejen de ser espectadores y lideren la creación de ecosistemas inclusivos hacia el 2030.

Los pilares estratégicos incluyen: 1) Regulación e Interoperabilidad: Participar activamente en la evolución normativa (como el KYC escalonado) y conectar cuentas, tarjetas y billeteras para multiplicar los puntos de contacto y la retención digital. 2) Ecosistemas Híbridos: Combinar la eficiencia tecnológica con la presencia humana, transformando el punto de pago en un espacio de relación y fidelización. 3) Educación y Alianzas: Integrar la educación financiera directamente en la transacción y establecer alianzas público-privadas para escalar soluciones. 4) Métricas de Éxito: Medir el progreso mediante el porcentaje de fondos que permanecen activos digitalmente y la reducción del uso de efectivo.

PDF del informe estratégico

]]>https://remesas2030.podbean.com/e/remesas-2030-cap-6-recomendaciones-estrategicas/remesas2030.podbean.com/467ebe9d-2831-301f-95c7-c6376fadfeccWed, 15 Apr 2026 20:41:40 GMT<p>El Episodio 6 toma el Capítulo 6 del informe estratégico <a href="https://crosstechpayments.com/remesas-2030/" rel="noopener noreferrer nofollow">Remesas 2030</a>, titulado "Recomendaciones Estratégicas", y presenta un marco de acción para que las instituciones financieras dejen de ser espectadores y lideren la creación de ecosistemas inclusivos hacia el 2030.</p> <p>Los pilares estratégicos incluyen: 1) Regulación e Interoperabilidad: Participar activamente en la evolución normativa (como el KYC escalonado) y conectar cuentas, tarjetas y billeteras para multiplicar los puntos de contacto y la retención digital. 2) Ecosistemas Híbridos: Combinar la eficiencia tecnológica con la presencia humana, transformando el punto de pago en un espacio de relación y fidelización. 3) Educación y Alianzas: Integrar la educación financiera directamente en la transacción y establecer alianzas público-privadas para escalar soluciones. 4) Métricas de Éxito: Medir el progreso mediante el porcentaje de fondos que permanecen activos digitalmente y la reducción del uso de efectivo.</p> <p><a href="https://crosstechpayments.com/remesas-2030/" rel="noopener noreferrer nofollow">PDF del informe estratégico</a></p> no00:07:5816Ep 6 ES - Remesas 2030 Recomendaciones Estratégicasfull<![CDATA[EP 14 EN Remittances 2030: Conclusions]]>Episode 14 of the podcast Remittances 2030, is the conclusions of the English version of the report that was published in April 2026 between MasterCard and CrossTech.

Remittances 2030: Deepening Financial Inclusion for Remittance Recipients: Digital Ecosystems, Trust and Financial Sustainability in Latin America and the Caribbean.

Here are a summary of the conclusions of this report. MasterCard and CrossTech believe that the institutions that wish to contribute decisively to an ecosystem where remittances not only arrive, but remain, circulate, and generate shared prosperity, will achieve sustained growth and the indisputable loyalty of their clients. We present key questions that institutions should be asking themselves. 

]]>https://remesas2030.podbean.com/e/ep-14-en-remittances-2030-conclusions/remesas2030.podbean.com/a8142422-3a7f-30fb-a8f8-69c25ccb0bf8Wed, 13 May 2026 01:44:46 GMT<p>Episode 14 of the podcast Remittances 2030, is the conclusions of the English version of the report that was published in April 2026 between MasterCard and CrossTech.</p> <p>Remittances 2030: Deepening Financial Inclusion for Remittance Recipients: Digital Ecosystems, Trust and Financial Sustainability in Latin America and the Caribbean.</p> <p>Here are a summary of the conclusions of this report. MasterCard and CrossTech believe that the institutions that wish to contribute decisively to an ecosystem where remittances not only arrive, but remain, circulate, and generate shared prosperity, will achieve sustained growth and the indisputable loyalty of their clients. We present key questions that institutions should be asking themselves. </p> no00:05:57114EP 14 EN Remittances 2030: Conclusionsfull<![CDATA[Ep 7 ES - Remesas 2030: Conclusión]]>El Episodio 7 discute las conclusiones del informe estratégico Remesas 2030 destacando que las remesas son una red viva de confianza que une familias y economías. Para 2030, la digitalización será el terreno de competencia principal, exigiendo modelos híbridos que combinen tecnología con acompañamiento humano. La verdadera inclusión no es solo depositar fondos, sino lograr que estos permanezcan y circulen digitalmente para generar ahorro y crédito. Finalmente, se insta a las instituciones a liderar mediante la interoperabilidad y alianzas estratégicas, transformando cada envío en una relación financiera continua y de progreso compartido. Mastercard y CrossTech se unen para acompaÑar a las instituciones dispuestas a dar los pasos necesarios.

]]>https://remesas2030.podbean.com/e/remesas-2030-conclusion/remesas2030.podbean.com/ba59c32c-02bd-37c6-ab13-4cd8570fe32eWed, 15 Apr 2026 21:03:16 GMT<p>El Episodio 7 discute las conclusiones del informe estratégico <a href="https://crosstechpayments.com/remesas-2030/" rel="noopener noreferrer nofollow">Remesas 2030</a> destacando que las remesas son una red viva de confianza que une familias y economías. Para 2030, la digitalización será el terreno de competencia principal, exigiendo modelos híbridos que combinen tecnología con acompañamiento humano. La verdadera inclusión no es solo depositar fondos, sino lograr que estos permanezcan y circulen digitalmente para generar ahorro y crédito. Finalmente, se insta a las instituciones a liderar mediante la interoperabilidad y alianzas estratégicas, transformando cada envío en una relación financiera continua y de progreso compartido. Mastercard y CrossTech se unen para acompaÑar a las instituciones dispuestas a dar los pasos necesarios.</p> no00:06:2117Ep 7 ES - Remesas 2030: Conclusiónfull<![CDATA[EP 13 EN Remittances 2030: Strategic Recommendations]]>Episode 13 of the podcast Remittances 2030, is the sixth episode of the English version of the report that was published in April 2026 between MasterCard and CrossTech: Strategic Recommendations

Remittances 2030: Deepening Financial Inclusion for Remittance Recipients: Digital Ecosystems, Trust and Financial Sustainability in Latin America and the Caribbean.

We present here an action framework for financial institutions, fintechs, and remittance companies to become active actors of the digital payment ecosystems. Change is coming, from private efforts or government decisions, and the positioning of every institution will determine their future in remittances.

]]>https://remesas2030.podbean.com/e/ep-13-en-remittances-2030-strategic-recommendations/remesas2030.podbean.com/4a954f98-de3a-3ed1-8ede-c5b18aa48195Wed, 13 May 2026 01:27:07 GMT<p>Episode 13 of the podcast Remittances 2030, is the sixth episode of the English version of the report that was published in April 2026 between MasterCard and CrossTech: Strategic Recommendations</p> <p>Remittances 2030: Deepening Financial Inclusion for Remittance Recipients: Digital Ecosystems, Trust and Financial Sustainability in Latin America and the Caribbean.</p> <p>We present here an action framework for financial institutions, fintechs, and remittance companies to become active actors of the digital payment ecosystems. Change is coming, from private efforts or government decisions, and the positioning of every institution will determine their future in remittances.</p> no00:08:00113EP 13 EN Remittances 2030: Strategic Recommendationsfull<![CDATA[Ep 11 EN Remittances 2030: Building Trust and Financial Habits]]>Episode 11 of the podcast Remittances 2030, is the fourth episode of the English version of the report that was published in April 2026 between MasterCard and CrossTech: Building Trust and Financial Habits

Remittances 2030: Deepening Financial Inclusion for Remittance Recipients: Digital Ecosystems, Trust and Financial Sustainability in Latin America and the Caribbean.

Financial inclusion is not exhausted by digital access. Having an account, an application, or a wallet is only the beginning. What truly transforms an economic life is belonging: feeling that one is part of a system that recognizes, listens, and responds. Trust, education, and belonging are the three links of a single chain. Without trust, there is no adoption; without education, there is no use; without belonging, there is no permanence.

]]>https://remesas2030.podbean.com/e/ep-10-en-remittances-2030-building-trust-and-financial-habits/remesas2030.podbean.com/caf8c068-53fd-388e-9de7-dcc1363dd239Wed, 13 May 2026 00:41:57 GMT<p>Episode 11 of the podcast Remittances 2030, is the fourth episode of the English version of the report that was published in April 2026 between MasterCard and CrossTech: Building Trust and Financial Habits</p> <p>Remittances 2030: Deepening Financial Inclusion for Remittance Recipients: Digital Ecosystems, Trust and Financial Sustainability in Latin America and the Caribbean.</p> <p>Financial inclusion is not exhausted by digital access. Having an account, an application, or a wallet is only the beginning. What truly transforms an economic life is belonging: feeling that one is part of a system that recognizes, listens, and responds. Trust, education, and belonging are the three links of a single chain. Without trust, there is no adoption; without education, there is no use; without belonging, there is no permanence.</p> no00:15:40111Ep 11 EN Remittances 2030: Building Trust and Financial Habitsfull