In this episode of Women, Wealth & What's Next, money coach Sarah Nicole Nadler sits down with seven-figure financial professional and entrepreneur Zoe Abbott to discuss how to pay off debt, develop better money habits, and build lasting wealth without feeling restricted by your finances.

Zoe shares her inspiring journey from working multiple jobs as a single mom to building a successful financial services business, along with the mindset shifts that helped her transform her health, wealth, and confidence.

Together, Sarah and Zoe explore why traditional budgeting doesn't work for everyone, how to approach debt without shame, and why financial freedom is about more than simply cutting expenses.

In this episode, you'll learn:

• How to start paying off debt without extreme budgeting or giving up everything you enjoy.
• The difference between good debt and bad debt, especially for entrepreneurs and business owners.
• Why understanding your income, expenses, and interest rates is the first step toward financial freedom.
• How debt consolidation, debt snowball strategies, and financial planning can help you create a realistic debt repayment plan.
• Why increasing your income can sometimes be more effective than constantly cutting expenses.
• How to overcome financial shame and develop healthier money habits.
• Why mindset, confidence, and personal responsibility play an important role in building long-term wealth.

Whether you're managing credit card debt, growing a business, or simply looking for a healthier relationship with money, this conversation offers a refreshing perspective on creating financial stability while still enjoying your life.

Ready to take control of your spending without sacrificing what you love?

Visit the show notes to discover Sarah's 10-Minute Spending Reset, a simple tool to help you understand where your money is going and start making more intentional financial decisions.

Visit the Show Notes & Get Your Spending Reset
https://fiercefemininefinance.com/theblog/c/podcast/b/episode9

Selling your business could be one of the biggest wealth-building opportunities of your life. But getting the best possible price takes more than finding someone willing to buy it.

In this episode of Women, Wealth & What's Next, money coach Sarah Nicole Nadler shares her four-step framework for preparing a business for sale, maximizing its value, and turning years of hard work into a potential early retirement strategy.

Drawing from her experience building and selling two businesses, Sarah explains how to create a company that can thrive without you, attract qualified buyers, and generate wealth through a lump-sum sale or seller financing.

In this episode, you'll learn:

• The four essential steps to selling a business: maximize, prepare, sell, and transition.
• How to increase your business valuation through documented systems, recurring revenue, and customer relationships.
• Why building a business that operates independently of your personal brand can make it easier to sell.
• How to find potential buyers, negotiate a sale, and prepare for due diligence.
• The difference between receiving a lump-sum payment and using seller financing to create ongoing income.
• Why clean financial records, professional advisors, and a transition plan are essential to a successful business exit.
• How selling your business could become part of your financial independence and early retirement plan.

Whether you're planning to sell your business in the next few years or just getting started, this episode will help you think beyond monthly revenue and start building an asset with long-term value.

Ready to start preparing your business for a profitable exit?

Check out the Show Notes for additional resources.

Get the Show Notes: https://fiercefemininefinance.com/theblog/c/podcast/b/sellingyourbusiness

Buying a home when you're self-employed can be surprisingly complicated. Even successful entrepreneurs with strong income and significant assets can face unexpected challenges when applying for a home loan.

In this episode of Women, Wealth & What's Next, money coach Sarah Nicole Nadler sits down with mortgage expert Zeke Samples to explore how self-employed individuals and small business owners can prepare for the mortgage approval process, avoid common mistakes, and better understand what lenders are looking for.

In this episode, you'll learn:

• Why qualifying for a mortgage is different for self-employed borrowers versus traditional W-2 employees.
• How tax returns, business income, and employment history affect mortgage approval.
• Why maximizing business tax deductions could make qualifying for a home loan more challenging.
• How lenders evaluate business owners who pay themselves a W-2 salary.
• What happens when you change careers, become self-employed, or relocate to another state.
• How to prepare your finances before applying for a mortgage as an entrepreneur.

Whether you're a first-time homebuyer, a freelancer, or an established business owner looking to purchase your next property, this episode offers valuable insights into navigating the mortgage process with greater confidence.

Ready to learn more about buying a home when you're self-employed?

Visit the full show notes for additional insights, resources, and information about connecting with mortgage expert Zeke Samples.

Read the Show Notes: https://fiercefemininefinance.com/theblog/b/episode76

Note: This conversation was originally recorded in 2022. Mortgage lending requirements, interest rates, and qualification guidelines may have changed. Consult a qualified mortgage professional for current guidance.

In this episode of Women, Wealth & What's Next, money coach Sarah Nicole Nadler welcomes Catherine Tindall, CPA and tax planning specialist, to uncover tax-saving strategies that entrepreneurs and small business owners often overlook.

Whether you're just starting your business or already earning six or seven figures, Catherine shares how proactive tax planning, smarter financial decisions, and proper bookkeeping can help you avoid costly mistakes and keep more of the money you work so hard to earn.

In this episode, you'll learn:

• The difference between tax preparation and proactive tax planning—and why it matters.
• Common business tax deductions and credits entrepreneurs may be overlooking.
• When to reconsider your business structure, including LLCs and S corporations, for potential tax savings.
• Why separating personal and business finances is essential for accurate bookkeeping and tax reporting.
• How charitable contributions and business sponsorships may affect your tax deductions.
• How business loans, repayments, and interest affect your taxes and cash flow.

Whether you're a new entrepreneur or an established business owner looking to protect your profits, this conversation will help you approach tax season with greater confidence and a more strategic mindset.

Show Notes & Resources Link Below 👇

Note: This episode features a previously recorded conversation. Tax laws, deduction limits, and eligibility requirements may have changed. Consult a qualified tax professional for guidance specific to your circumstances.

Building a business can change everything—your schedule, finances, priorities, and even your marriage. But what happens when your entrepreneurial ambitions start creating tension with the person you love?

In this episode of Women, Wealth & What's Next, money coach Sarah Nicole Nadler welcomes her husband, Ben Nadler, for an honest conversation about balancing entrepreneurship and marriage. Drawing from their personal experiences as business owners, they share the challenges, mistakes, and lessons they've learned about supporting each other's dreams while maintaining a strong relationship.

In this episode, you'll learn:

• How to set healthy boundaries and expectations when one or both spouses are entrepreneurs.
• Why communication and mutual agreements are essential to balancing business and marriage.
• The difference between genuinely supporting your spouse and unintentionally discouraging their ambitions.
• How to navigate financial stress, business setbacks, and unexpected career changes together.
• Why active listening, encouragement, and acknowledging your partner's efforts can strengthen your relationship.
• How to pursue business success without neglecting your marriage or personal well-being.

Whether you're building a business, supporting an entrepreneurial spouse, or navigating the challenges of growing together, this episode offers practical insights for creating a partnership where both people can thrive.

Find more about the podcast at the link below.

In this episode of Women, Wealth & What's Next, money coach Sarah Nicole Nadler revisits a conversation with disaster preparedness expert, entrepreneur, and her father, Joe Rivera. With over 35 years of experience in disaster restoration, Joe shares practical strategies to help families and small business owners prepare for emergencies, protect their financial stability, and recover when the unexpected happens.

From natural disasters and power outages to home fires and security threats, this conversation explores why having a disaster preparedness plan is essential to protecting everything you've worked so hard to build.

In this episode, you'll learn:

• The four essential steps to creating an effective disaster preparedness plan for your home or business.
• How to identify potential emergencies and assess your family's or business's ability to respond.
• Why financial reserves, insurance, and business continuity planning matter when disaster strikes.
• Practical fire safety and home security precautions that can help protect your loved ones.
• How emergency supplies, evacuation plans, and community resources can strengthen your preparedness.

Whether you're a business owner, homeowner, or simply want greater peace of mind, this episode will encourage you to take proactive steps toward protecting your family, finances, and future.

Ready to protect what you've worked so hard to build?

Explore Sarah's Bulletproof resources and take the next step toward preparing for life's unexpected challenges.

Get started: https://fiercefemininefinance.com/bulletproof

Show Notes & Resources: https://fiercefemininefinance.com/theblog/b/disasterpreparednesswithjoerivera

In this episode of Women, Wealth & What's Next, money coach Sarah Nicole Nadler sits down with Sheryl Vickers, commercial real estate expert, founder of Select Sites Commercial Real Estate, and co-founder of Women in Real Estate Development (WIRED), to explore how women are joining forces to invest in commercial properties, build wealth, and create lasting change in their communities.

With over 30 years of experience, Sheryl shares how women can break into commercial real estate investing, even without the capital or experience to purchase an entire property on their own.

In this episode, you'll learn:

• How women are pooling their money to invest in commercial real estate and create opportunities for shared ownership.
• The three pillars of evaluating a profitable real estate investment: basis, demand, and durability.
• How to build a strong investment team and create a compelling pitch deck to attract lenders and investors.
• Why understanding cash flow, market trends, and community needs is essential to successful commercial real estate development.
• How women-owned properties can build financial independence and strengthen local communities.

Whether you're a first-time real estate investor or looking to expand beyond residential properties, this conversation will inspire you to think bigger about what's possible when women build wealth together.

Want to explore more?

Discover more episodes of Women, Wealth & What's Next for conversations about investing, financial freedom, and building wealth on your terms.

Learn more: https://fiercefemininefinance.com/podcast

Guest: Sheryl Vickers | SelectSitesCRE.com

In this episode of Women, Wealth & What's Next, money coach Sarah Nicole Nadler shares four powerful financial lessons from Sun Tzu's The Art of War and explains how ancient strategies can help you overcome financial obstacles, make smarter money decisions, and confidently pursue your wealth-building goals.

In this episode, you'll learn:

• How to overcome financial challenges and unhealthy spending habits without constantly fighting against them.
• Why understanding your strengths and weaknesses can help you make smarter investment and negotiation decisions.
• How to set realistic financial goals and lead your family or business toward financial success.
• The five leadership mistakes that could be sabotaging your financial future—and how to avoid them.

Whether you're paying off debt, learning to invest, or navigating financial disagreements, these timeless lessons can help you approach money with greater confidence and intention.

Resources:

Get Show Notes & Resources Here.

You could have millions invested in your 401(k), IRA, and stock portfolio and still feel trapped by your paycheck. In this episode of Women, Wealth & What's Next, money coach Sarah Nicole Nadler challenges traditional retirement strategies and explains why building wealth isn't the same as building freedom.

Discover how a freedom-based investment portfolio can help you focus on generating cash flow, balancing investment risk, and creating the lifestyle you want—without waiting until age 65 to enjoy it.

In this episode, you'll learn:

• Why diversification alone may not protect your investment portfolio.
• The difference between building net worth and generating passive income.
• Why retirement accounts aren't always the best place for every investment dollar.
• How to identify your personal "freedom number" and invest toward financial independence.

Show Notes & Resources Below