<![CDATA[The MedTech Wealth Advisor Podcast]]>Guiding MedTech professionals to Financial Freedom. Whether you have questions about your new job offer, what to do with your company stock plan, how to start the company you’ve been dreaming about, or simply retire on your terms, Matt will cover all this and more. The MedTech Wealth Advisor podcast is dedicated to teaching professionals and entrepreneurs in the MedTech field how to save more money, pay less in taxes, and maximize their unique benefits. Matthew Nelson is a Certified Financial Planner™ professional, Accredited Investment Fiduciary™, and Equity Compensation Associate with Perspective 6 Wealth Advisors, a financial planning firm dedicated to the professionals in MedTech. To learn more about our services and see important disclosures please visit our website www.perspective6wealthadvisors.com.

]]>https://podcast.show/2994709/Riverside.fm (https://riverside.com)Fri, 02 Oct 2026 22:59:30 GMTSat, 26 Sep 2026 19:14:21 GMT60bf524060-bd2e-11f1-b403-b3b42dfd4737Matthew Nelson<p>Guiding MedTech professionals to Financial Freedom. Whether you have questions about your new job offer, what to do with your company stock plan, how to start the company you’ve been dreaming about, or simply retire on your terms, Matt will cover all this and more. The MedTech Wealth Advisor podcast is dedicated to teaching professionals and entrepreneurs in the MedTech field how to save more money, pay less in taxes, and maximize their unique benefits. Matthew Nelson is a Certified Financial Planner™ professional, Accredited Investment Fiduciary™, and Equity Compensation Associate with Perspective 6 Wealth Advisors, a financial planning firm dedicated to the professionals in MedTech. To learn more about our services and see important disclosures please visit our website www.perspective6wealthadvisors.com.</p>episodicMatthew Nelsonmnelson@p6wa.comno<![CDATA[Markets Stay on Track (so far)]]>The conversation provides an in-depth analysis of the Q4 2026 market outlook, discussing key factors influencing market performance, including bond yields, inflation, and the impact of AI investments. The speakers emphasize the importance of earnings in driving market trends and the strategic adjustments being made in client portfolios to navigate current economic conditions.


Takeaways

  • Market remains on track
  • Earnings drive market trends


Chapters

  • 00:00 Introduction to Market Update
  • 01:08 2026 Market Performance Review
  • 03:11 Flat Market Dynamics
  • 05:02 Inflation and Interest Rates
  • 06:50 The Importance of Earnings
  • 07:53 AI Investments and Market Sustainability
  • 09:56 Speculation and Corporate Responsibility
  • 11:17 Portfolio Strategies and Adjustments
  • 12:43 Gold as a Hedge Investment
  • 14:10 Conclusion and Future Outlook
]]>70d4206c-cf75-4cf2-b8ca-25e38180850dWed, 30 Sep 2026 22:42:27 GMT<p>The conversation provides an in-depth analysis of the Q4 2026 market outlook, discussing key factors influencing market performance, including bond yields, inflation, and the impact of AI investments. The speakers emphasize the importance of earnings in driving market trends and the strategic adjustments being made in client portfolios to navigate current economic conditions.</p><p><br /></p><p>Takeaways</p><ul><li>Market remains on track</li><li>Earnings drive market trends</li></ul><p><br /></p><p>Chapters</p><ul><li>00:00 Introduction to Market Update</li><li>01:08 2026 Market Performance Review</li><li>03:11 Flat Market Dynamics</li><li>05:02 Inflation and Interest Rates</li><li>06:50 The Importance of Earnings</li><li>07:53 AI Investments and Market Sustainability</li><li>09:56 Speculation and Corporate Responsibility</li><li>11:17 Portfolio Strategies and Adjustments</li><li>12:43 Gold as a Hedge Investment</li><li>14:10 Conclusion and Future Outlook</li></ul>no00:14:44Markets Stay on Track (so far)full<![CDATA[Launching a MedTech Company? Funding, Regulation & Success Strategies with Karandeep Singh Badwal]]>What does it really take to get a MedTech startup from concept to market? In this episode, Matt sits down with Karandeep Singh Badwal, a UK-based consultant, content creator, and host of The Medtech Podcast. They explore the realities of launching and funding MedTech ventures. Unpacking why early regulatory planning is a competitive advantage, how to avoid underestimating costs, and what founders often miss about sales and reimbursement after regulatory approval.

From raising capital and structuring equity to building quality systems that actually work, this conversation is packed with lessons for founders, investors, and innovators alike!

Here’s some of what we discuss in this episode:

Plan for regulatory early- it’s your moat, not your obstacle
Triple your expected budget (and then some)
Know your economic buyer, not just your user
Build a quality system from day one

0:00 – Intro and guest background

2:38 – Why regulatory planning early matters

3:48 – The profile of today’s MedTech founders

6:20 – Funding realities & underestimated costs

9:59 – Building a funding roadmap

13:25 – Structuring equity & common mistakes

15:41 – Why regulatory approval ≠ sales

18:30 – Angel investing & blended funding strategies

21:23 – What happens after 510(k) approval

25:38 –EU vs. US pathways

28:07 – Karandeep’s personal passions & closing thoughts

Connect with Karandeep:

https://karandeepbadwal.com/

Other Resources

Our website: https://www.perspective6wealthadvisors.com/

Phone: (952) 225-0333

Email: perspective6@savvyadvisors.com

Schedule your no-cost consultation: https://www.perspective6wealthadvisors.com/start-here/

Essential Financial Guides

5 Ways to Maximize Your Medtronic 401k Plan Guide: https://perspective6wealthadvisors.com/guide/

Stock Compensation Tax Form Checklist: https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/

ESPP: A Comprehensive Guide: https://perspective6wealthadvisors.com/espp-guide/

Check out our other no-cost financial resources here: https://perspective6wealthadvisors.com/resource-center/

Stay Connected

Check us out on YouTube: https://www.youtube.com/@P6Wealth

LinkedIn: https:// www.linkedin.com/company/perspective-6-wealth-advisors

Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products or services mentioned here are independent of Savvy Advisors, Inc.

]]>https://medtechwealthadvisor.blubrry.net/2025/11/06/launching-a-medtech-company-funding-regulation-success-strategies-with-karandeep-singh-badwal/https://medtechwealthadvisor.blubrry.net/?p=282Thu, 06 Nov 2025 10:00:10 GMT<p>What does it <em>really</em> take to get a MedTech startup from concept to market? In this episode, Matt sits down with Karandeep Singh Badwal, a UK-based consultant, content creator, and host of <em>The Medtech Podcast. </em>They explore the realities of launching and funding MedTech ventures. Unpacking why early regulatory planning is a competitive advantage, how to avoid underestimating costs, and what founders often miss about sales and reimbursement after regulatory approval.</p> <p>From raising capital and structuring equity to building quality systems that actually work, this conversation is packed with lessons for founders, investors, and innovators alike!</p> <p>Here’s some of what we discuss in this episode:</p> <p> Plan for regulatory early- it’s your moat, not your obstacle<br /> Triple your expected budget (and then some)<br /> Know your economic buyer, not just your user<br /> Build a quality system from day one</p> <p>0:00 – Intro and guest background</p> <p>2:38 – Why regulatory planning early matters</p> <p>3:48 – The profile of today’s MedTech founders</p> <p>6:20 – Funding realities &amp; underestimated costs</p> <p>9:59 – Building a funding roadmap</p> <p>13:25 – Structuring equity &amp; common mistakes</p> <p>15:41 – Why regulatory approval ≠ sales</p> <p>18:30 – Angel investing &amp; blended funding strategies</p> <p>21:23 – What happens after 510(k) approval</p> <p>25:38 –EU vs. US pathways</p> <p>28:07 – Karandeep’s personal passions &amp; closing thoughts</p> <p><strong>Connect with Karandeep:</strong></p> <p><a href="https://karandeepbadwal.com/" rel="noopener noreferrer nofollow" target="_blank">https://karandeepbadwal.com/</a></p> <p>Other Resources</p> <p>Our website: <a href="https://www.perspective6wealthadvisors.com/" rel="noopener noreferrer nofollow" target="_blank">https://www.perspective6wealthadvisors.com/</a></p> <p>Phone: (952) 225-0333</p> <p> Email: perspective6@savvyadvisors.com</p> <p> Schedule your no-cost consultation: <a href="https://www.perspective6wealthadvisors.com/start-here/" rel="noopener noreferrer nofollow" target="_blank">https://www.perspective6wealthadvisors.com/start-here/</a></p> <p> Essential Financial Guides</p> <p>5 Ways to Maximize Your Medtronic 401k Plan Guide: <a href="https://perspective6wealthadvisors.com/guide/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/guide/</a></p> <p>Stock Compensation Tax Form Checklist: <a href="https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/</a></p> <p>ESPP: A Comprehensive Guide: <a href="https://perspective6wealthadvisors.com/espp-guide/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/espp-guide/</a></p> <p>Check out our other no-cost financial resources here: <a href="https://perspective6wealthadvisors.com/resource-center/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/resource-center/</a></p> <p> Stay Connected</p> <p> Check us out on YouTube: <a href="https://www.youtube.com/@P6Wealth" rel="noopener noreferrer nofollow" target="_blank">https://www.youtube.com/@P6Wealth</a></p> <p>LinkedIn: <a href="https://www.linkedin.com/company/perspective-6-wealth-advisors/" rel="noopener noreferrer nofollow" target="_blank">https:// www.linkedin.com/company/perspective-6-wealth-advisors</a></p> <p><em>Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products or services mentioned here are independent of Savvy Advisors, Inc.</em></p>yes00:31:00Launching a MedTech Company? Funding, Regulation &#038; Success Strategies with Karandeep Singh Badwalfull<![CDATA[The One Big Beautiful Bill Breakdown]]>https://medtechwealthadvisor.blubrry.net/2025/07/24/the-one-big-beautiful-bill-breakdown/https://medtechwealthadvisor.blubrry.net/?p=251Thu, 24 Jul 2025 09:00:47 GMTtax law changes, QSBS, AMT relief, estate tax planning, retirement strategy, QBI deduction, small business owners, financial planning, OBBB, One Big Beautiful Billyes00:08:14The One Big Beautiful Bill Breakdownfull<![CDATA[2025 in Review: What’s Ahead for Investors in 2026?]]>Markets don’t move in straight lines, and 2025 proved that once again. In this episode, Matt sits down with Matthew Finley to walk through their 2026 Market Outlook and what investors should realistically expect in the year ahead.

They reflect on the sharp early-year pullback in 2025, the surprising number of new all-time highs that followed, and what long-term data, not headlines, suggest about where markets may be headed next. The conversation covers earnings growth, interest rates, volatility, AI spending, and the difference between healthy risk and speculative fear.

Here’s some of what we discuss in this episode:

Why a 19% drawdown didn’t derail the year 

What 37 new all-time highs really signal 

How earnings growth shapes market expectations 

Understanding volatility vs. long-term returns 

AI, policy risks, and potential market catalysts

0:00 – Intro 

2:03 – 2025 pullback and tariff volatility

4:59 – Earnings growth, forecast ranges, and expectations

7:19 – Intra-year declines and market volatility 

12:00 – AI, profitability, and the “bubble” question 

14:14 – Positive and negative catalysts ahead 

16:30 – Takeaways 

Resources for this episode:

2026 Market Outlook Article:

https://www.perspective6wealthadvisors.com/market-outlook-2026-making-calculated-risks/

2025 Market Outlook Article:

https://www.perspective6wealthadvisors.com/2025-market-outlook-insights-on-navigating-volatility/

Tariff Article:

https://www.perspective6wealthadvisors.com/tariffs-explained-the-good-bad-and-whats-next/

Resources

Our website: https://www.perspective6wealthadvisors.com/

Phone: (952) 225-0333

Email: perspective6@savvyadvisors.com

Schedule your no-cost consultation: https://www.perspective6wealthadvisors.com/start-here/

Essential Financial Guides

5 Ways to Maximize Your Medtronic 401k Plan Guide: https://perspective6wealthadvisors.com/guide/

Stock Compensation Tax Form Checklist: https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/

ESPP: A Comprehensive Guide: https://perspective6wealthadvisors.com/espp-guide/

Check out our other no-cost financial resources here: https://perspective6wealthadvisors.com/resource-center/

Stay Connected

Check us out on YouTube: https://www.youtube.com/@P6Wealth

LinkedIn: https:// www.linkedin.com/company/perspective-6-wealth-advisors

Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products or services mentioned here are independent of Savvy Advisors, Inc.

]]>https://medtechwealthadvisor.blubrry.net/2026/01/08/2025-in-review-whats-ahead-for-investors-in-2026/https://medtechwealthadvisor.blubrry.net/?p=299Thu, 08 Jan 2026 10:00:02 GMT<p><span>Markets don’t move in straight lines, and 2025 proved that once again. In this episode, Matt sits down with Matthew Finley to walk through their 2026 Market Outlook and what investors should realistically expect in the year ahead.</span></p> <p><span>They reflect on the sharp early-year pullback in 2025, the surprising number of new all-time highs that followed, and what long-term data, not headlines, suggest about where markets may be headed next. The conversation covers earnings growth, interest rates, volatility, AI spending, and the difference between healthy risk and speculative fear.</span></p> <p>Here’s some of what we discuss in this episode:</p> <p><span></span><span> Why a 19% drawdown didn’t derail the year </span></p> <p><span></span><span> What 37 new all-time highs really signal </span></p> <p><span></span><span> How earnings growth shapes market expectations </span></p> <p><span></span><span> Understanding volatility vs. long-term returns </span></p> <p><span></span><span> AI, policy risks, and potential market catalysts</span></p> <p><span>0:00 – Intro </span></p> <p><span>2:03 – 2025 pullback and tariff volatility</span></p> <p><span>4:59 – Earnings growth, forecast ranges, and expectations</span></p> <p><span>7:19 – Intra-year declines and market volatility </span></p> <p><span>12:00 – AI, profitability, and the “bubble” question </span></p> <p><span>14:14 – Positive and negative catalysts ahead </span></p> <p><span>16:30 – Takeaways </span></p> <p><strong>Resources for this episode:</strong></p> <p>2026 Market Outlook Article:</p> <p><a href="https://www.perspective6wealthadvisors.com/market-outlook-2026-making-calculated-risks/" rel="noopener noreferrer nofollow" target="_blank">https://www.perspective6wealthadvisors.com/market-outlook-2026-making-calculated-risks/</a></p> <p>2025 Market Outlook Article:</p> <p><a href="https://www.perspective6wealthadvisors.com/2025-market-outlook-insights-on-navigating-volatility/" rel="noopener noreferrer nofollow" target="_blank">https://www.perspective6wealthadvisors.com/2025-market-outlook-insights-on-navigating-volatility/</a></p> <p>Tariff Article:</p> <p><a href="https://www.perspective6wealthadvisors.com/tariffs-explained-the-good-bad-and-whats-next/" rel="noopener noreferrer nofollow" target="_blank">https://www.perspective6wealthadvisors.com/tariffs-explained-the-good-bad-and-whats-next/</a></p> <p><strong>Resources</strong></p> <p>Our website: <a href="https://www.perspective6wealthadvisors.com/" rel="noopener noreferrer nofollow" target="_blank">https://www.perspective6wealthadvisors.com/</a></p> <p>Phone: (952) 225-0333</p> <p> Email: perspective6@savvyadvisors.com</p> <p> Schedule your no-cost consultation: <a href="https://www.perspective6wealthadvisors.com/start-here/" rel="noopener noreferrer nofollow" target="_blank">https://www.perspective6wealthadvisors.com/start-here/</a></p> <p> Essential Financial Guides</p> <p>5 Ways to Maximize Your Medtronic 401k Plan Guide: <a href="https://perspective6wealthadvisors.com/guide/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/guide/</a></p> <p>Stock Compensation Tax Form Checklist: <a href="https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/</a></p> <p>ESPP: A Comprehensive Guide: <a href="https://perspective6wealthadvisors.com/espp-guide/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/espp-guide/</a></p> <p>Check out our other no-cost financial resources here: <a href="https://perspective6wealthadvisors.com/resource-center/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/resource-center/</a></p> <p> Stay Connected</p> <p> Check us out on YouTube: <a href="https://www.youtube.com/@P6Wealth" rel="noopener noreferrer nofollow" target="_blank">https://www.youtube.com/@P6Wealth</a></p> <p>LinkedIn: <a href="https://www.linkedin.com/company/perspective-6-wealth-advisors/" rel="noopener noreferrer nofollow" target="_blank">https:// www.linkedin.com/company/perspective-6-wealth-advisors</a></p> <p><em>Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products or services mentioned here are independent of Savvy Advisors, Inc.</em></p>yes00:17:502025 in Review: What’s Ahead for Investors in 2026?full<![CDATA[351 Exchanges & Exchange Funds: Diversify Portfolio & Skip Taxes]]>Diversifying a large stock position without triggering a massive tax bill can feel impossible, but there are advanced strategies designed specifically for this challenge. In this episode, Matt breaks down two powerful but often misunderstood tools: the 351 Exchange and the Exchange Fund. While they sound similar, they serve completely different types of investors and portfolio problems.

You’ll learn how a 351 Exchange can help reorganize an already diversified portfolio into a custom ETF without realizing capital gains. Then, Matt explains how an Exchange Fund can provide much-needed diversification for someone with a highly concentrated stock position, along with the trade-offs, lock-up periods, and accredited investor requirements that come with it.

Here’s some of what we discuss in this episode:

Why selling concentrated positions can trigger massive tax bills

What a 351 Exchange actually is- and who it helps

How Exchange Funds work and why they require a 7-year lock-up

How to decide which strategy fits your situation

0:00 – Intro

1:16 – Overview of 351 Exchange

3:13 – Overview of Exchange Funds

4:12 – Comparing 351 and Exchange

4:52 – How to choose the right strategy

Resources

Our website: https://www.perspective6wealthadvisors.com/

Phone: (952) 225-0333

Email: perspective6@savvyadvisors.com

Schedule your no-cost consultation: https://www.perspective6wealthadvisors.com/start-here/

Essential Financial Guides

5 Ways to Maximize Your Medtronic 401k Plan Guide: https://perspective6wealthadvisors.com/guide/

Stock Compensation Tax Form Checklist: https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/

ESPP: A Comprehensive Guide: https://perspective6wealthadvisors.com/espp-guide/

Check out our other no-cost financial resources here: https://perspective6wealthadvisors.com/resource-center/

Stay Connected

Check us out on YouTube: https://www.youtube.com/@P6Wealth

LinkedIn: https:// www.linkedin.com/company/perspective-6-wealth-advisors

Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products or services mentioned here are independent of Savvy Advisors, Inc.

]]>https://medtechwealthadvisor.blubrry.net/2025/11/20/351-exchanges-exchange-funds-diversify-portfolio-skip-taxes/https://medtechwealthadvisor.blubrry.net/?p=295Thu, 20 Nov 2025 10:00:54 GMT<p>Diversifying a large stock position without triggering a massive tax bill can feel impossible, but there <em>are</em> advanced strategies designed specifically for this challenge. In this episode, Matt breaks down two powerful but often misunderstood tools: the 351 Exchange and the Exchange Fund. While they sound similar, they serve completely different types of investors and portfolio problems.</p> <p>You’ll learn how a 351 Exchange can help reorganize an already diversified portfolio into a custom ETF without realizing capital gains. Then, Matt explains how an Exchange Fund can provide much-needed diversification for someone with a highly concentrated stock position, along with the trade-offs, lock-up periods, and accredited investor requirements that come with it.</p> <p>Here’s some of what we discuss in this episode:</p> <p> Why selling concentrated positions can trigger massive tax bills</p> <p> What a 351 Exchange actually is- and who it helps</p> <p> How Exchange Funds work and why they require a 7-year lock-up</p> <p> How to decide which strategy fits your situation</p> <p>0:00 – Intro</p> <p>1:16 – Overview of 351 Exchange</p> <p>3:13 – Overview of Exchange Funds</p> <p>4:12 – Comparing 351 and Exchange</p> <p>4:52 – How to choose the right strategy</p> <p><strong>Resources</strong></p> <p>Our website: <a href="https://www.perspective6wealthadvisors.com/" rel="noopener noreferrer nofollow" target="_blank">https://www.perspective6wealthadvisors.com/</a></p> <p>Phone: (952) 225-0333</p> <p> Email: perspective6@savvyadvisors.com</p> <p> Schedule your no-cost consultation: <a href="https://www.perspective6wealthadvisors.com/start-here/" rel="noopener noreferrer nofollow" target="_blank">https://www.perspective6wealthadvisors.com/start-here/</a></p> <p> Essential Financial Guides</p> <p>5 Ways to Maximize Your Medtronic 401k Plan Guide: <a href="https://perspective6wealthadvisors.com/guide/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/guide/</a></p> <p>Stock Compensation Tax Form Checklist: <a href="https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/</a></p> <p>ESPP: A Comprehensive Guide: <a href="https://perspective6wealthadvisors.com/espp-guide/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/espp-guide/</a></p> <p>Check out our other no-cost financial resources here: <a href="https://perspective6wealthadvisors.com/resource-center/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/resource-center/</a></p> <p> Stay Connected</p> <p> Check us out on YouTube: <a href="https://www.youtube.com/@P6Wealth" rel="noopener noreferrer nofollow" target="_blank">https://www.youtube.com/@P6Wealth</a></p> <p>LinkedIn: <a href="https://www.linkedin.com/company/perspective-6-wealth-advisors/" rel="noopener noreferrer nofollow" target="_blank">https:// www.linkedin.com/company/perspective-6-wealth-advisors</a></p> <p><em>Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products or services mentioned here are independent of Savvy Advisors, Inc.</em></p>yes00:06:04351 Exchanges &#038; Exchange Funds: Diversify Portfolio &#038; Skip Taxesfull<![CDATA[How To Master ESPPs (Ep. 7)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/01/11/how-to-master-espps-ep-7/https://medtechwealthadvisor.blubrry.net/?p=54Thu, 11 Jan 2024 07:00:12 GMTAre you making the most of Employee Stock Purchase Plans (ESPPs)?  From the intriguing to the unexpected, Matt Nelson, CFP® guides MedTech professionals through the intricacies and strategic use of ESPPs in this insightful episode. He sheds light on how ESPPs, often an underutilized benefit, can significantly impact financial well-being, especially in the MedTech industry. … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/01/11/how-to-master-espps-ep-7/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:29:11How To Master ESPPs (Ep. 7)full<![CDATA[Young Careers in Financial Advising (Ep. 29)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/12/05/young-careers-in-financial-advising-ep-29/https://medtechwealthadvisor.blubrry.net/?p=158Thu, 05 Dec 2024 15:30:45 GMTWhat drives someone to pack up and move for a career?  In this episode of The MedTech Wealth Advisor Podcast, host Matt Nelson introduces listeners to two new team members at Perspective 6 Group, Grace Hennen and Karissa McLaren.  Tune in to hear about their unique backgrounds, how they landed in the MedTech financial advising … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/12/05/young-careers-in-financial-advising-ep-29/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:27:01Young Careers in Financial Advising (Ep. 29)full<![CDATA[3 Times Selling Company Stock Makes More Sense Than Holding]]>You’ve probably heard the advice to hold on to your company stock. It feels logical- you work there, you believe in the business, and selling can feel disloyal. But what if that advice is actually putting your financial future at risk?

In this episode, Matt explains why holding too much company stock can quietly become one of the riskiest financial decisions you make. From Silicon Valley Bank to Meta, Matt walks through three clear situations when selling your company stock may be the smarter move. You’ll also learn how taxes, life transitions, and behavioral bias play into these decisions- and how diversification can help protect both your wealth and your peace of mind.

Here’s some of what we discuss in this episode:

The 10–15% Rule – When company stock becomes a concentration problem
Real Collapse Examples – What happens when jobs and stock fall together
Life Transitions – Why timing matters as retirement or big purchases approach
Tax-Smart Selling – Reducing taxes while diversifying
Behavioral Traps – Why loyalty and familiarity often keep people invested too long

0:00 – Intro

1:01 – Scenario 1

3:39 – Scenario 2

6:11 – Scenario 3

8:43 – Behavioral Bias

Resources

Our website: https://www.perspective6wealthadvisors.com/

Phone: (952) 225-0333

Email: perspective6@savvyadvisors.com

Schedule your no-cost consultation: https://www.perspective6wealthadvisors.com/start-here/

Essential Financial Guides

5 Ways to Maximize Your Medtronic 401k Plan Guide: https://perspective6wealthadvisors.com/guide/

Stock Compensation Tax Form Checklist: https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/

ESPP: A Comprehensive Guide: https://perspective6wealthadvisors.com/espp-guide/

Check out our other no-cost financial resources here: https://perspective6wealthadvisors.com/resource-center/

Stay Connected

Check us out on YouTube: https://www.youtube.com/@P6Wealth

LinkedIn: https:// www.linkedin.com/company/perspective-6-wealth-advisors

Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products or services mentioned here are independent of Savvy Advisors, Inc.

]]>https://medtechwealthadvisor.blubrry.net/2026/01/22/3-times-selling-company-stock-makes-more-sense-than-holding/https://medtechwealthadvisor.blubrry.net/?p=305Thu, 22 Jan 2026 10:00:24 GMT<p>You’ve probably heard the advice to hold on to your company stock. It feels logical- you work there, you believe in the business, and selling can feel disloyal. But what if that advice is actually putting your financial future at risk?</p> <p>In this episode, Matt explains why holding too much company stock can quietly become one of the riskiest financial decisions you make. From Silicon Valley Bank to Meta, Matt walks through three clear situations when selling your company stock may be the smarter move. You’ll also learn how taxes, life transitions, and behavioral bias play into these decisions- and how diversification can help protect both your wealth and your peace of mind.</p> <p>Here’s some of what we discuss in this episode:</p> <p> <strong>The 10–15% Rule</strong> – When company stock becomes a concentration problem<br /> <strong>Real Collapse Examples</strong> – What happens when jobs and stock fall together<br /> <strong>Life Transitions</strong> – Why timing matters as retirement or big purchases approach<br /> <strong>Tax-Smart Selling</strong> – Reducing taxes while diversifying<br /> <strong>Behavioral Traps</strong> – Why loyalty and familiarity often keep people invested too long</p> <p>0:00 – Intro</p> <p>1:01 – Scenario 1</p> <p>3:39 – Scenario 2</p> <p>6:11 – Scenario 3</p> <p>8:43 – Behavioral Bias</p> <p><strong>Resources</strong></p> <p>Our website: <a href="https://www.perspective6wealthadvisors.com/" rel="noopener noreferrer nofollow" target="_blank">https://www.perspective6wealthadvisors.com/</a></p> <p>Phone: (952) 225-0333</p> <p> Email: perspective6@savvyadvisors.com</p> <p> Schedule your no-cost consultation: <a href="https://www.perspective6wealthadvisors.com/start-here/" rel="noopener noreferrer nofollow" target="_blank">https://www.perspective6wealthadvisors.com/start-here/</a></p> <p> Essential Financial Guides</p> <p>5 Ways to Maximize Your Medtronic 401k Plan Guide: <a href="https://perspective6wealthadvisors.com/guide/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/guide/</a></p> <p>Stock Compensation Tax Form Checklist: <a href="https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/</a></p> <p>ESPP: A Comprehensive Guide: <a href="https://perspective6wealthadvisors.com/espp-guide/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/espp-guide/</a></p> <p>Check out our other no-cost financial resources here: <a href="https://perspective6wealthadvisors.com/resource-center/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/resource-center/</a></p> <p> Stay Connected</p> <p> Check us out on YouTube: <a href="https://www.youtube.com/@P6Wealth" rel="noopener noreferrer nofollow" target="_blank">https://www.youtube.com/@P6Wealth</a></p> <p>LinkedIn: <a href="https://www.linkedin.com/company/perspective-6-wealth-advisors/" rel="noopener noreferrer nofollow" target="_blank">https:// www.linkedin.com/company/perspective-6-wealth-advisors</a></p> <p><em>Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products or services mentioned here are independent of Savvy Advisors, Inc.</em></p>yes00:11:123 Times Selling Company Stock Makes More Sense Than Holdingfull<![CDATA[Roth 401k: Smart Moves You’re Missing]]>https://medtechwealthadvisor.blubrry.net/2025/05/08/roth-401k-smart-moves-youre-missing/https://medtechwealthadvisor.blubrry.net/?p=236Thu, 08 May 2025 09:00:56 GMTRoth 401k contributions can be a powerful tool, but only if you know how to use them wisely. In this episode, Matt shares practical tax strategies for deciding when, why, and how to contribute to a Roth 401k through your employer plan.yes00:13:37Roth 401k: Smart Moves You’re Missingfull<![CDATA[Important Tax Planning Numbers for 2024 (Ep. 11)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/03/14/important-tax-planning-numbers-for-2024-ep-11/https://medtechwealthadvisor.blubrry.net/?p=70Thu, 14 Mar 2024 07:00:42 GMTLimits, Contributions, Deductions – Do you know the critical updates for each in 2024? Join Matt Nelson, CFP® &amp; Jacob LaRue, CFP® in the latest episode of the MedTech Wealth Advisor Podcast. Together they share insights for professionals and entrepreneurs, providing essential tax planning strategies and contribution limits to set you up for success this … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/03/14/important-tax-planning-numbers-for-2024-ep-11/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:28:25Important Tax Planning Numbers for 2024 (Ep. 11)full<![CDATA[RSUs Part 3: RSU Mistakes to Avoid (Ep. 12)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/03/28/rsus-part-3-rsu-mistakes-to-avoid-ep-12/https://medtechwealthadvisor.blubrry.net/?p=75Thu, 28 Mar 2024 07:00:55 GMTCould you be avoiding the common mistakes made with RSUs? The MedTech Wealth Advisor Podcast culminates its RSU series with a compelling finale. Hosted by Matt Nelson, CFP® and guest Jacob LaRue, CFP® (can we even call him a guest anymore?). They continue building on the foundational knowledge from Parts 1 and 2, digging deeper … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/03/28/rsus-part-3-rsu-mistakes-to-avoid-ep-12/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:33:51RSUs Part 3: RSU Mistakes to Avoid (Ep. 12)full<![CDATA[Why High Earners Should Sometimes Pay MORE Taxes- On Purpose!]]>https://medtechwealthadvisor.blubrry.net/2025/08/18/why-high-earners-should-sometimes-pay-more-taxes-on-purpose/https://medtechwealthadvisor.blubrry.net/?p=261Mon, 18 Aug 2025 18:25:38 GMTWould you ever pay more to the IRS… on purpose? Sometimes the smartest move in retirement planning is the one that feels most counterintuitive, like voluntarily paying more taxes now. In this episode, Matt breaks down why certain high earners should consider a Roth 401(k) conversion during a lower-income year- if their plan allows it.yes00:07:58Why High Earners Should Sometimes Pay MORE Taxes- On Purpose!full<![CDATA[The Power of Donor-Advised Funds for Charitable Giving (Ep. 28)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/11/21/the-power-of-donor-advised-funds-for-charitable-giving-ep-28/https://medtechwealthadvisor.blubrry.net/?p=155Thu, 21 Nov 2024 07:00:20 GMTHow can you maximize your charitable giving while minimizing your taxes? Donor-advised funds (DAFs) might be the key. Join Matt Nelson and Jacob LaRue as they dive into the strategic world of donor-advised funds—a tool many haven’t explored yet—to enhance your charitable contributions while skillfully managing your tax savings, aligning seamlessly with your values.  They … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/11/21/the-power-of-donor-advised-funds-for-charitable-giving-ep-28/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:31:20The Power of Donor-Advised Funds for Charitable Giving (Ep. 28)full<![CDATA[Preparing for Financial Independence with a Lifetime Income Plan]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/07/25/preparing-for-financial-independence-with-a-lifetime-income-plan/https://medtechwealthadvisor.blubrry.net/?p=115Thu, 25 Jul 2024 06:00:59 GMTRetirement isn’t a one-size-fits-all endeavor. Crafting a personalized income plan empowers you to prepare for financial independence and gain control of your future. Matt Nelson, CFP® is joined by Head of Financial Planning at Perspective 6 Group, Jacob LaRue, CFP®. The pair discuss the art of crafting an effective income plan that sustains your lifestyle … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/07/25/preparing-for-financial-independence-with-a-lifetime-income-plan/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:38:20Preparing for Financial Independence with a Lifetime Income Planfull<![CDATA[Tax Filing 101 for Stock Compensation Holders (Ep. 32)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2025/02/06/tax-filing-101-for-stock-compensation-holders-ep-32/https://medtechwealthadvisor.blubrry.net/?p=175Thu, 06 Feb 2025 07:00:01 GMTTaxes can be overwhelming, especially when managing stock compensation and navigating complex filing requirements. Are you maximizing your tax strategy, or are you leaving money on the table? How can you ensure accurate reporting and avoid costly mistakes? In this episode, Matt Nelson sits down with Conner Kelderman, CPA and founder of Track, to break … <p><a href="https://medtechwealthadvisor.blubrry.net/2025/02/06/tax-filing-101-for-stock-compensation-holders-ep-32/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:27:37Tax Filing 101 for Stock Compensation Holders (Ep. 32)full<![CDATA[Exploring MedTech Innovation in Medical Alley (Ep. 19)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/07/11/exploring-medtech-innovation-in-medical-alley-ep-19/https://medtechwealthadvisor.blubrry.net/?p=111Thu, 11 Jul 2024 07:00:20 GMTReady to explore cutting-edge MedTech innovation and its career impact?  Matt Nelson, CFP®, and Frank Jaskulke, the now former VP of Innovation at Medical Alley, join together to discuss how Medical Alley drives healthcare advancements. Celebrating 40 years in 2024, Medical Alley has led initiatives like the angel investor tax credit and the Medical Device … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/07/11/exploring-medtech-innovation-in-medical-alley-ep-19/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:37:27Exploring MedTech Innovation in Medical Alley (Ep. 19)full<![CDATA[The MedTech Wealth Advisor Podcast: Coming Soon]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2023/10/03/the-medtech-wealth-advisor-podcast-coming-soon/https://medtechwealthadvisor.blubrry.net/?p=20Tue, 03 Oct 2023 18:05:31 GMTGuiding MedTech professionals to Financial Freedom. Whether you have questions about your new job offer, what to do with your company stock plan, how to start the company you’ve been dreaming about, or simply retire on your terms, Matt will cover all this and more. The MedTech Wealth Advisor podcast is dedicated to teaching professionals … <p><a href="https://medtechwealthadvisor.blubrry.net/2023/10/03/the-medtech-wealth-advisor-podcast-coming-soon/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:00:34The MedTech Wealth Advisor Podcast: Coming Soonfull<![CDATA[Crafting Financial Solutions For MedTech Professionals (Ep. 3)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2023/11/09/crafting-financial-solutions-for-medtech-professionals-ep-3/https://medtechwealthadvisor.blubrry.net/?p=31Thu, 09 Nov 2023 07:00:35 GMTHow do MedTech professionals navigate the complex world of financial planning and wealth management?  In the third episode of The MedTech Wealth Advisor Podcast, host Matthew Nelson dives into what makes his firm unique in catering to the specific needs of those in the MedTech industry. Throughout the episode, Matt unravels: How operating within Focus … <p><a href="https://medtechwealthadvisor.blubrry.net/2023/11/09/crafting-financial-solutions-for-medtech-professionals-ep-3/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:24:52Crafting Financial Solutions For MedTech Professionals (Ep. 3)full<![CDATA[The Transformation Into Perspective 6 Group (Ep. 2)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2023/10/26/the-transformation-into-perspective-6-group-ep-2/https://medtechwealthadvisor.blubrry.net/?p=27Thu, 26 Oct 2023 07:00:26 GMTReady for a different perspective on wealth? Dive in with Matthew Nelson as he unveils the journey of Perspective 6 Group from a solo practice to a powerhouse. Starting off as a lone wolf under Focus Financial, Matt survived the 2007-2009 financial crisis and grew by acquiring three financial practices. In 2021, the firm joined … <p><a href="https://medtechwealthadvisor.blubrry.net/2023/10/26/the-transformation-into-perspective-6-group-ep-2/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:20:15The Transformation Into Perspective 6 Group (Ep. 2)full<![CDATA[Introducing Matthew Nelson: A Lifelong Journey to Financial Advisory (Ep. 1)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2023/10/12/introducing-matthew-nelson-a-lifelong-journey-to-financial-advisory-ep-1/https://medtechwealthadvisor.blubrry.net/?p=24Thu, 12 Oct 2023 07:00:01 GMTWhy does Matthew Nelson blend Captain Kirk’s passion with Mr. Spock’s logic in his investment philosophy? In this inaugural episode of the MedTech Wealth Advisor Podcast, Matthew Nelson sits down with Bill Tucker to share his personal and professional journey. This isn’t just another bio episode; it’s a revelation into Matthew’s unique philosophies on money, … <p><a href="https://medtechwealthadvisor.blubrry.net/2023/10/12/introducing-matthew-nelson-a-lifelong-journey-to-financial-advisory-ep-1/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:27:26Introducing Matthew Nelson: A Lifelong Journey to Financial Advisory (Ep. 1)full<![CDATA[The Fundamentals of Estate Planning with Jen Santini, J.D. (Ep. 17)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/06/13/the-fundamentals-of-estate-planning-with-jen-santini-j-d-ep-17/https://medtechwealthadvisor.blubrry.net/?p=99Thu, 13 Jun 2024 07:00:20 GMTDid you know you have an estate plan whether you know it or not?  Uncover the critical importance of choosing the right proxies in estate planning with professional guidance on this episode of the MedTech Wealth Advisor Podcast. Matt Nelson discusses the fundamentals of estate planning with Jen Santini, an esteemed leader within the Minnesota … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/06/13/the-fundamentals-of-estate-planning-with-jen-santini-j-d-ep-17/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:31:59The Fundamentals of Estate Planning with Jen Santini, J.D. (Ep. 17)full<![CDATA[Jacob’s Journey: Building a Foundation on Integrity and Family Values (Ep. 16)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/05/23/jacobs-journey-building-a-foundation-on-integrity-and-family-values-ep-16/https://medtechwealthadvisor.blubrry.net/?p=95Thu, 23 May 2024 07:00:27 GMTWhat drives a financial planner to focus on factors beyond the numbers? In this week’s dialogue on the MedTech Wealth Advisor Podcast, host Matt Nelson, CFP®, AIF®, ECA welcomes Jacob LaRue, CFP®, a pivotal team member whose personal and professional journey offers a unique perspective on the financial planning landscape. Growing up in a Chicago … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/05/23/jacobs-journey-building-a-foundation-on-integrity-and-family-values-ep-16/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:30:31Jacob’s Journey: Building a Foundation on Integrity and Family Values (Ep. 16)full<![CDATA[Planning for Financial Freedom Through Life’s 3 Phases (Ep. 5)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2023/12/14/planning-for-financial-freedom-through-lifes-3-phases-ep-5/https://medtechwealthadvisor.blubrry.net/?p=44Thu, 14 Dec 2023 07:00:00 GMTIs there more to wealth than just the digits in your bank account? Join CERTIFIED FINANCIAL PLANNER™ professional, Matthew Nelson, as he digs beneath the surface of what we know as financial independence. While financial independence means living without depending on generating continuous income, Matthew provides a different goal to aspire to: achieving ‘financial freedom’ … <p><a href="https://medtechwealthadvisor.blubrry.net/2023/12/14/planning-for-financial-freedom-through-lifes-3-phases-ep-5/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:21:38Planning for Financial Freedom Through Life&#8217;s 3 Phases (Ep. 5)full<![CDATA[Investing for Decades Not Days (Ep. 14)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/04/25/stable-growth-over-speculation-strategies-for-longevity-ep-14/https://medtechwealthadvisor.blubrry.net/?p=84Thu, 25 Apr 2024 07:00:13 GMTIs your portfolio designed for sustained growth without succumbing to market speculation? Join us for a compelling episode of The MedTech Wealth Advisor Podcast. Host, Matt Nelson, CFP® welcomes back Matthew Finley, CFP®. The pair dive into tailored investment strategies that guide their business. This discussion emphasizes consistent, disciplined investment approaches over speculative, high-risk tactics … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/04/25/stable-growth-over-speculation-strategies-for-longevity-ep-14/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:43:20Investing for Decades Not Days (Ep. 14)full<![CDATA[How to Navigate and Optimize Non-Qualified Stock Options]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/08/22/how-to-navigate-and-optimize-non-qualified-stock-options/https://medtechwealthadvisor.blubrry.net/?p=123Thu, 22 Aug 2024 07:00:15 GMTHow do NSOs work? When are NSOs taxed? Are NSOs earned income? Get all your NSO questions answered on this episode. Unlocking the potential of your non-qualified stock options (NSOs) can be essential in achieving financial independence, particularly in the MedTech industry. Understanding the intricacies of NSOs can empower you to make informed decisions about … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/08/22/how-to-navigate-and-optimize-non-qualified-stock-options/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:34:57How to Navigate and Optimize Non-Qualified Stock Optionsfull<![CDATA[Making the Most of MedTech (Ep. 4)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2023/11/23/making-the-most-of-medtech-ep-4/https://medtechwealthadvisor.blubrry.net/?p=36Thu, 23 Nov 2023 07:00:02 GMTThe MedTech industry is filled with professionals driven by passion and a mission, but are they making the most of their financial opportunities? Venture beyond the ordinary to a place where MedTech isn’t just a concept, but an experience. Join CERTIFIED FINANCIAL PLANNER™ professional, Matt Nelson, as he discusses the unique financial challenges and opportunities … <p><a href="https://medtechwealthadvisor.blubrry.net/2023/11/23/making-the-most-of-medtech-ep-4/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:28:36Making the Most of MedTech (Ep. 4)full<![CDATA[How Much Life Insurance Do I Need? (Ep. 26)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/10/24/how-much-life-insurance-do-i-need-ep-26/https://medtechwealthadvisor.blubrry.net/?p=140Thu, 24 Oct 2024 06:00:02 GMTLife insurance might not be the most exciting topic, but it’s crucial for safeguarding your financial future. And the golden question is: How much life insurance is enough? We’ve got the answer this week on The MedTech Wealth Advisor Podcast. Matt Nelson and Jacob LaRue talk about how to determine the appropriate amount of life … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/10/24/how-much-life-insurance-do-i-need-ep-26/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:30:23How Much Life Insurance Do I Need? (Ep. 26)full<![CDATA[How Roth IRAs Work]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/09/12/how-roth-iras-work/https://medtechwealthadvisor.blubrry.net/?p=127Thu, 12 Sep 2024 07:00:14 GMTWondering how Roth IRAs give you a tax advantage? Curious about non-retirement uses like college and buying a home? This episode dives deep into the strategic advantages of Roth IRAs and their role in preparing you for your financial future. For working professionals, navigating retirement planning is critical. This episode reveals how Roth IRAs can … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/09/12/how-roth-iras-work/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:36:30How Roth IRAs Workfull<![CDATA[Building Roots: A Passion for Legacy With Matthew Finley, CFP® (Ep. 13)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/04/11/building-roots-a-passion-for-legacy-with-matthew-finley-cfp-ep-13/https://medtechwealthadvisor.blubrry.net/?p=79Thu, 11 Apr 2024 07:00:46 GMTCan a background in medicine and microbiology revolutionize financial advising? Discover the remarkable transformation of Matthew Finley, CFP®, Partner &amp; Senior Financial Advisor at Perspective 6 Group. From an aspiring doctor to a successful financial advisor, this is a fascinating episode of The MedTech Wealth Advisor Podcast. Join our host, Matt Nelson as he dives … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/04/11/building-roots-a-passion-for-legacy-with-matthew-finley-cfp-ep-13/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:30:20Building Roots: A Passion for Legacy With Matthew Finley, CFP® (Ep. 13)full<![CDATA[2024 Market Outlook (Ep. 9)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/02/08/2024-market-outlook-ep-9/https://medtechwealthadvisor.blubrry.net/?p=62Thu, 08 Feb 2024 07:00:57 GMTWhat does the 2024 economic forecast mean for your financial future?  Listen in as host Matt Nelson welcomes Matthew Finley to unravel the complexities of today’s economy. Together they offer valuable insights into the current economic landscape, guiding listeners through equity compensation, market predictions, inflation trends, and pragmatic investment strategies. Navigating the Market Outlook: Why … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/02/08/2024-market-outlook-ep-9/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:30:592024 Market Outlook (Ep. 9)full<![CDATA[How to KEEP the Full Company Contributions in Your Medtronic 401K Plan]]>https://medtechwealthadvisor.blubrry.net/2025/03/27/how-to-keep-the-full-company-contributions-in-your-medtronic-401k-plan/https://medtechwealthadvisor.blubrry.net/?p=205Thu, 27 Mar 2025 12:00:24 GMTIf you participate in the Medtronic 401K plan, you already know about the great company contribution you receive. Do you know if you will be able to keep all of that money when you leave though? If you're not paying attention to the fine print, you could leave thousands of dollars on the table. Today, we’re going to break down the vesting rules and timing triggers that determine how much of your company contributions you actually get to keep.yes00:00:00How to KEEP the Full Company Contributions in Your Medtronic 401K Planfull<![CDATA[RSUs Part 2: How To Transform RSUs into Wealth (Ep. 10)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/02/22/how-to-transform-rsus-into-wealth-part-2-ep-10/https://medtechwealthadvisor.blubrry.net/?p=66Thu, 22 Feb 2024 07:00:40 GMTAre Restricted Stock Units (RSUs) just a fancy bonus, or a wealth-building tool? Building on the foundational knowledge from Part 1, this episode of the MedTech Wealth Advisor Podcast digs deeper into the strategic management of Restricted Stock Units (RSUs). Join host Matt Nelson and financial planner Jacob LaRue as they further explore the nuances … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/02/22/how-to-transform-rsus-into-wealth-part-2-ep-10/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:28:10RSUs Part 2: How To Transform RSUs into Wealth (Ep. 10)full<![CDATA[Will Social Security Really Run Out? 2025 Breakdown]]>https://medtechwealthadvisor.blubrry.net/2025/04/10/will-social-security-really-run-out-2025-breakdown/https://medtechwealthadvisor.blubrry.net/?p=216Thu, 10 Apr 2025 09:00:30 GMTLately, we've been getting a lot of questions from clients about the future of Social Security- and it’s no surprise. This topic has been making the rounds online, sparking concern and confusion. Will Social Security really run out? To help break it all down, we’re welcoming back Matt Finley, Senior Partner and Financial Advisor at Perspective 6 Group. He’ll explain what’s actually happening with Social Security, what could change, and why most people won’t see their benefits disappear- even in the face of funding shortfalls projected for 2032.yes00:11:40Will Social Security Really Run Out? 2025 Breakdownfull<![CDATA[What Should Investors Expect From the Market in 2025?]]>https://medtechwealthadvisor.blubrry.net/2025/03/13/what-should-investors-expect-from-the-market-in-2025/https://medtechwealthadvisor.blubrry.net/?p=185Thu, 13 Mar 2025 09:00:44 GMTWith market volatility, tariffs, and policy changes shaping the 2025 economic landscape, how should investors react? Emotional investing can lead to poor decisions, which is why it’s so important to separate how you’re feeling about the news and what’s actually happening. In our first episode, Matt Nelson, CFP®, AIF®, ECA is joined by Matthew Finley, CFP® to provide an outlook on the market heading into Spring and evaluate what it could mean for your portfolio.yes00:20:14What Should Investors Expect From the Market in 2025?full<![CDATA[What Are Roth Conversions and How Can They Benefit You?]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/09/26/what-are-roth-conversions-and-how-can-they-benefit-you/https://medtechwealthadvisor.blubrry.net/?p=132Thu, 26 Sep 2024 19:47:51 GMTRoth conversions offer a powerful way to provide tax-free growth and withdrawals in retirement, but success depends on careful planning.  By transferring funds from traditional IRAs or 401(k)s into a Roth IRA, you can manage taxes upfront. Allowing your investments to grow without future tax obligations. The key to maximizing these benefits lies in timing … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/09/26/what-are-roth-conversions-and-how-can-they-benefit-you/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:35:20What Are Roth Conversions and How Can They Benefit You?full<![CDATA[Estate Planning: Beyond the Basics with Jen Santini, J.D. (Ep. 18)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/06/27/estate-planning-beyond-the-basics-with-jen-santini-j-d-ep-18/https://medtechwealthadvisor.blubrry.net/?p=106Thu, 27 Jun 2024 07:00:02 GMTHave you planned how your assets will be handled after you’re gone? Building on foundational estate planning strategies, this episode of the MedTech Wealth Advisor Podcast, hosted by Matt Nelson, CFP® with guest Jen Santini, J.D. gets into advanced estate planning strategies for MedTech professionals and entrepreneurs. They explore the critical roles of wills and … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/06/27/estate-planning-beyond-the-basics-with-jen-santini-j-d-ep-18/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:34:41Estate Planning: Beyond the Basics with Jen Santini, J.D. (Ep. 18)full<![CDATA[RSUs Part 1: How do RSUs & Restricted Stock Work? (Ep. 8)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/01/25/rsus-part-1-how-do-rsus-restricted-stock-work-ep-8/https://medtechwealthadvisor.blubrry.net/?p=58Thu, 25 Jan 2024 07:00:50 GMTHave you been offered stock options at your company, but aren’t sure how to proceed? Explore the intricate world of Restricted Stocks and Restricted Stock Units (RSUs) with experts Matthew Nelson and Jacob LaRue in this enlightening MedTech Wealth Advisor episode. Designed specifically for professionals in the MedTech sector, this comprehensive discussion unravels the complexities … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/01/25/rsus-part-1-how-do-rsus-restricted-stock-work-ep-8/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:27:12RSUs Part 1: How do RSUs &#038; Restricted Stock Work? (Ep. 8)full<![CDATA[The Basics of Charitable Giving: Cash, Stocks, IRAs (Ep. 27)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/11/07/the-basics-of-charitable-giving-cash-stocks-iras-ep-27/https://medtechwealthadvisor.blubrry.net/?p=147Thu, 07 Nov 2024 18:00:24 GMTAre you making the most of your contributions? This week, Matt Nelson and Jacob LaRue explore the essentials of charitable giving, focusing on how to align charitable contributions with financial goals while optimizing tax savings.  The episode outlines the importance of prioritizing values over tax savings, covers key methods of giving, and provides strategies for … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/11/07/the-basics-of-charitable-giving-cash-stocks-iras-ep-27/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:29:08The Basics of Charitable Giving: Cash, Stocks, IRAs (Ep. 27)full<![CDATA[Case Study: Crafting a Financial Independence Plan]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/08/08/case-study-crafting-a-financial-independence-plan/https://medtechwealthadvisor.blubrry.net/?p=119Thu, 08 Aug 2024 07:00:49 GMTTransform your assets into the life you’ve always dreamed of! In this episode of the MedTech Wealth Advisor podcast, host Matt Nelson, CFP® and Jacob LaRue, CFP® go through a real-life example in a case study. They discuss the imperative considerations and how they created a Financial Independence Plan unique to the client.  The first … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/08/08/case-study-crafting-a-financial-independence-plan/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:23:11Case Study: Crafting a Financial Independence Planfull<![CDATA[Should You Convert to a Roth Before Retirement?]]>Roth conversions can be a powerful tax strategy, but are they the right move when you’re just about to retire? In this video, Matt walks through a real-life case study to test that very question. Using Jerry and Ruth Crawford’s $7.3 million portfolio, he explores different strategies, from converting everything at once to filling tax brackets little by little.

Here’s some of what we discuss in this episode:

Full Roth conversion vs. phased approach

Why converting all at once can reduce portfolio growth

Lifetime tax savings with bracket targeting

Impact of delaying Social Security to age 70

Flexibility and legacy benefits from tax-free Roth assets

0:00 – Intro

0:47 – Case Study

2:47 – Full Roth conversion

3:44 – Partial conversion

7:26 – Delaying Social Security

8:45 – Flexibility and legacy benefits

Other Resources

Our website: https://www.perspective6wealthadvisors.com/

Phone: (952) 225-0333

Email: perspective6@savvyadvisors.com

Schedule your no-cost consultation: https://www.perspective6wealthadvisors.com/start-here/

Essential Financial Guides

5 Ways to Maximize Your Medtronic 401k Plan Guide: https://perspective6wealthadvisors.com/guide/

Stock Compensation Tax Form Checklist: https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/

ESPP: A Comprehensive Guide: https://perspective6wealthadvisors.com/espp-guide/

Check out our other no-cost financial resources here: https://perspective6wealthadvisors.com/resource-center/

Stay Connected

Check us out on YouTube: https://www.youtube.com/channel/UCZFSiozlOWNDN0PbgF6HzSA

LinkedIn: https:// www.linkedin.com/company/perspective-6-wealth-advisors

Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products or services mentioned here are independent of Savvy Advisors, Inc.

]]>https://medtechwealthadvisor.blubrry.net/2025/09/18/should-you-convert-to-a-roth-before-retirement/https://medtechwealthadvisor.blubrry.net/?p=271Thu, 18 Sep 2025 17:51:46 GMT<p>Roth conversions can be a powerful tax strategy, but are they the right move when you’re just about to retire? In this video, Matt walks through a real-life case study to test that very question. Using Jerry and Ruth Crawford’s $7.3 million portfolio, he explores different strategies, from converting everything at once to filling tax brackets little by little.</p> <p>Here’s some of what we discuss in this episode:</p> <p> Full Roth conversion vs. phased approach</p> <p> Why converting all at once can reduce portfolio growth</p> <p> Lifetime tax savings with bracket targeting</p> <p> Impact of delaying Social Security to age 70</p> <p> Flexibility and legacy benefits from tax-free Roth assets</p> <p>0:00 – Intro</p> <p>0:47 – Case Study</p> <p>2:47 – Full Roth conversion</p> <p>3:44 – Partial conversion</p> <p>7:26 – Delaying Social Security</p> <p>8:45 – Flexibility and legacy benefits</p> <p>Other Resources</p> <p>Our website: <a href="https://www.perspective6wealthadvisors.com/" rel="noopener noreferrer nofollow" target="_blank">https://www.perspective6wealthadvisors.com/</a></p> <p>Phone: (952) 225-0333</p> <p> Email: perspective6@savvyadvisors.com</p> <p> Schedule your no-cost consultation: <a href="https://www.perspective6wealthadvisors.com/start-here/" rel="noopener noreferrer nofollow" target="_blank">https://www.perspective6wealthadvisors.com/start-here/</a></p> <p> Essential Financial Guides</p> <p>5 Ways to Maximize Your Medtronic 401k Plan Guide: <a href="https://perspective6wealthadvisors.com/guide/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/guide/</a></p> <p>Stock Compensation Tax Form Checklist: <a href="https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/</a></p> <p>ESPP: A Comprehensive Guide: <a href="https://perspective6wealthadvisors.com/espp-guide/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/espp-guide/</a></p> <p>Check out our other no-cost financial resources here: <a href="https://perspective6wealthadvisors.com/resource-center/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/resource-center/</a></p> <p> Stay Connected</p> <p> Check us out on YouTube: <a href="https://www.youtube.com/channel/UCZFSiozlOWNDN0PbgF6HzSA" rel="noopener noreferrer nofollow" target="_blank">https://www.youtube.com/channel/UCZFSiozlOWNDN0PbgF6HzSA</a></p> <p>LinkedIn: <a href="https://www.linkedin.com/company/perspective-6-wealth-advisors/" rel="noopener noreferrer nofollow" target="_blank">https:// www.linkedin.com/company/perspective-6-wealth-advisors</a></p> <p><em>Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products or services mentioned here are independent of Savvy Advisors, Inc.</em></p>yes00:12:26Should You Convert to a Roth Before Retirement?full<![CDATA[Your Medtronic 401k Plan Company Contributions Explained]]>https://medtechwealthadvisor.blubrry.net/2025/03/25/your-medtronic-401k-plan-company-contributions-explained/https://medtechwealthadvisor.blubrry.net/?p=197Tue, 25 Mar 2025 12:00:35 GMTDo you know if you are getting all of the contributions available to you in your Medtronic 401k? We’ve been getting a lot of questions about how to optimize the Medtronic 401K plan so we’re going to give you an advisor’s take on how it works and the settings that every employee should be checking.yes00:08:16Your Medtronic 401k Plan Company Contributions Explainedfull<![CDATA[2024 Year in Review: Big Wins, Client Success Stories, and 2025 Market Insights (Ep. 30)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/12/19/2024-year-in-review-big-wins-client-success-stories-and-2025-market-insights-ep-30/https://medtechwealthadvisor.blubrry.net/?p=165Thu, 19 Dec 2024 07:00:31 GMTIn this episode, Matt Nelson, Matthew Finley, and Jacob LaRue review the year’s highlights for Perspective 6 Group. They discuss transformative client outcomes, tax-saving strategies, and tailored financial planning approaches. Packed with insights, this episode showcases the value of personalized advice in achieving long-term goals. You’ll hear:  Reflections on client achievements, including 256 review meetings, … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/12/19/2024-year-in-review-big-wins-client-success-stories-and-2025-market-insights-ep-30/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:28:192024 Year in Review: Big Wins, Client Success Stories, and 2025 Market Insights (Ep. 30)full<![CDATA[Stock Compensation Tax Filing: What You MUST Know for 2026]]> Wondering if you’re handling your stock compensation taxes correctly? Let’s build a strategy tailored to your equity → https://www.perspective6wealthadvisors.com/matt/

Stock Compensation Tax Form Checklist → https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/

ESPP: A Comprehensive Guide → https://perspective6wealthadvisors.com/espp-guide/

 

If you received RSUs, stock options, or ESPP shares in 2025, tax season just got complicated.

Most high earners with equity compensation make one critical mistake: they end up paying taxes twice on the same income because they don’t understand basis adjustments.

In this video, we break down:

  • Your tax filing timeline for 2026—when documents arrive and what deadlines matter
  • The exact forms you need from your employer and brokerage (W-2, 1099-B, Forms 3921 and 3922)
  • How to avoid the most expensive mistake—missing the basis adjustment that costs thousands
  • Why ESPP tax reporting is more nuanced than most people realize
  • The withholding problem that catches high earners off guard every year
  • What you should do right now to avoid overpaying the IRS

Whether you’re with Fidelity, Morgan Stanley, Schwab, or E*TRADE, understanding how your brokerage reports stock sales can save you from costly errors.

If a significant portion of your compensation comes from equity, the standard 22% supplemental withholding rate probably isn’t enough to cover what you’ll actually owe. We’ll show you how to calculate whether you need quarterly estimated payments.

 

Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products, or services mentioned here are independent of Savvy Advisors, Inc.

]]>https://medtechwealthadvisor.blubrry.net/2026/04/02/stock-compensation-tax-filing-what-you-must-know-for-2026/https://medtechwealthadvisor.blubrry.net/?p=312Thu, 02 Apr 2026 06:30:35 GMT<p> Wondering if you’re handling your stock compensation taxes correctly? Let’s build a strategy tailored to your equity → https://www.perspective6wealthadvisors.com/matt/</p> <p>Stock Compensation Tax Form Checklist → https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/</p> <p>ESPP: A Comprehensive Guide → https://perspective6wealthadvisors.com/espp-guide/</p> <p> </p> <p>If you received RSUs, stock options, or ESPP shares in 2025, tax season just got complicated.</p> <p>Most high earners with equity compensation make one critical mistake: they end up paying taxes twice on the same income because they don’t understand basis adjustments.</p> <p>In this video, we break down:</p> <ul> <li>Your tax filing timeline for 2026—when documents arrive and what deadlines matter</li> <li>The exact forms you need from your employer and brokerage (W-2, 1099-B, Forms 3921 and 3922)</li> <li>How to avoid the most expensive mistake—missing the basis adjustment that costs thousands</li> <li>Why ESPP tax reporting is more nuanced than most people realize</li> <li>The withholding problem that catches high earners off guard every year</li> <li>What you should do right now to avoid overpaying the IRS</li> </ul> <p>Whether you’re with Fidelity, Morgan Stanley, Schwab, or E*TRADE, understanding how your brokerage reports stock sales can save you from costly errors.</p> <p>If a significant portion of your compensation comes from equity, the standard 22% supplemental withholding rate probably isn’t enough to cover what you’ll actually owe. We’ll show you how to calculate whether you need quarterly estimated payments.</p> <p> </p> <p>Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products, or services mentioned here are independent of Savvy Advisors, Inc.</p>yes00:08:30Stock Compensation Tax Filing: What You MUST Know for 2026full<![CDATA[5 Mistakes You’re Making In Your Medtronic Retirement Savings Plan]]>https://medtechwealthadvisor.blubrry.net/2025/04/03/5-mistakes-youre-making-in-your-medtronic-retirement-savings-plan/https://medtechwealthadvisor.blubrry.net/?p=211Thu, 03 Apr 2025 09:00:55 GMTIf you’re participating in the Medtronic Retirement Savings and Investment Plan, you already understand its value, but are you using it as effectively as possible? Unfortunately, we see some simple mistakes that can easily be avoided. Today we’ll highlight each of these avoidable missteps to make sure you’re maximizing every dollar you contribute.yes00:08:295 Mistakes You’re Making In Your Medtronic Retirement Savings Planfull<![CDATA[Financial Planning Q&A (Ep. 31)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2025/01/23/financial-planning-qa-ep-31/https://medtechwealthadvisor.blubrry.net/?p=169Thu, 23 Jan 2025 07:00:02 GMTMaking informed financial decisions can be the difference between financial stress and financial independence. Are you confident in your strategy for retirement planning, tax efficiency, and leveraging workplace benefits like 401(k)s, ESPPs, and HSAs? In this episode, Matt Nelson and Matthew Finley answer real client questions, addressing topics like maximizing retirement savings, understanding investment strategies, … <p><a href="https://medtechwealthadvisor.blubrry.net/2025/01/23/financial-planning-qa-ep-31/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:30:43Financial Planning Q&#038;A (Ep. 31)full<![CDATA[Can You Build a Tax-Free Retirement Fund with an HSA?]]>https://medtechwealthadvisor.blubrry.net/2025/04/17/can-you-build-a-tax-free-retirement-fund-with-an-hsa/https://medtechwealthadvisor.blubrry.net/?p=220Thu, 17 Apr 2025 09:00:10 GMTAre Health Savings Accounts one of the best tax-advantaged accounts out there? Can you really stockpile a massive balance and use it tax-free in retirement? Today, Matt and Jacob will explain why HSAs can be one of the most power-ful tools for long-term, tax-advantaged growth and why using it wisely takes more than maxing out your contributions.yes00:12:51Can You Build a Tax-Free Retirement Fund with an HSA?full<![CDATA[Going Public? 5 IPO Planning Tips for Employees with Stock Comp]]>https://medtechwealthadvisor.blubrry.net/2025/07/31/going-public-5-ipo-planning-tips-for-employees-with-stock-comp/https://medtechwealthadvisor.blubrry.net/?p=256Thu, 31 Jul 2025 09:00:43 GMTYour company’s IPO can be a major financial opportunity, or a costly misstep if you’re not prepared. In this episode, Matt walks you through what really happens when your private company goes public, and the five things every employee with stock compensation needs to know before making a move. It’s often more complex than most people realize, so it pays to be prepared.yes00:11:44Going Public? 5 IPO Planning Tips for Employees with Stock Compfull<![CDATA[Investment FAQs Answered: CDs, Interest Rates, and the Election (Ep. 25)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/10/10/investment-faqs-answered-cds-interest-rates-and-the-election-ep-25/https://medtechwealthadvisor.blubrry.net/?p=136Thu, 10 Oct 2024 07:00:12 GMTNavigating your investment options can feel overwhelming. Especially in 2024 with inflation, interest rates, and the election on everyone’s mind. In this episode, Matt Nelson, CFP® is joined by Director of Investments for Perspective 6 Group, Matthew Finley, CFP®. Together they tackle some of the most pressing financial questions they’ve received from clients. You’ll gain … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/10/10/investment-faqs-answered-cds-interest-rates-and-the-election-ep-25/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:29:35Investment FAQs Answered: CDs, Interest Rates, and the Election (Ep. 25)full<![CDATA[Plan Your Stock Compensation for 2026]]>Want a tax-efficient plan for your 2026 stock compensation? Let’s build a strategy together → https://www.perspective6wealthadvisors.com/start-here/

 

If you’re receiving RSUs, stock options, or performance shares in 2026, waiting until tax season to figure out your strategy could cost you tens of thousands in unnecessary taxes.

 

Most high earners earning $250k+ make the same mistake: they react to stock compensation instead of planning for it.

 

By the time the first vesting hits, the income is already recognized, the withholding falls short, and the diversification window closes.

 

In this video, we’ll walk through a four-step framework to help you take control of your equity compensation before it hits your paycheck.

 

You’ll learn how to:

  • Project what’s actually vesting in 2026 and model conservative income estimates
  • Fix the withholding gap that catches most high earners off guard
  • Divide proceeds into three strategic buckets: taxes, lifestyle, and long-term wealth
  • Time your equity decisions around other income events and tax opportunities

 

Whether you’re holding ISOs, waiting on performance shares, or managing quarterly RSU vests, this episode will show you how to turn stock compensation into controlled, tax-efficient wealth building.

 

If you’re a high earner navigating complex equity compensation and want a personalized plan for 2026, schedule a Vision Call with Perspective 6 Wealth Advisors.

 

Timestamps:

0:32 – Project What’s Actually Coming

1:48 – Fix the Withholding Problem

3:24 – Divide Into Three Buckets

4:45 – Timing Strategy Matters

 

Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products, or services mentioned here are independent of Savvy Advisors, Inc.

]]>https://medtechwealthadvisor.blubrry.net/2026/03/10/plan-your-stock-compensation-for-2026/https://medtechwealthadvisor.blubrry.net/?p=309Tue, 10 Mar 2026 13:10:45 GMT<p>Want a tax-efficient plan for your 2026 stock compensation? Let’s build a strategy together → https://www.perspective6wealthadvisors.com/start-here/</p> <p> </p> <p>If you’re receiving RSUs, stock options, or performance shares in 2026, waiting until tax season to figure out your strategy could cost you tens of thousands in unnecessary taxes.</p> <p> </p> <p>Most high earners earning $250k+ make the same mistake: they react to stock compensation instead of planning for it.</p> <p> </p> <p>By the time the first vesting hits, the income is already recognized, the withholding falls short, and the diversification window closes.</p> <p> </p> <p>In this video, we’ll walk through a four-step framework to help you take control of your equity compensation before it hits your paycheck.</p> <p> </p> <p>You’ll learn how to:</p> <ul> <li>Project what’s actually vesting in 2026 and model conservative income estimates</li> <li>Fix the withholding gap that catches most high earners off guard</li> <li>Divide proceeds into three strategic buckets: taxes, lifestyle, and long-term wealth</li> <li>Time your equity decisions around other income events and tax opportunities</li> </ul> <p> </p> <p>Whether you’re holding ISOs, waiting on performance shares, or managing quarterly RSU vests, this episode will show you how to turn stock compensation into controlled, tax-efficient wealth building.</p> <p> </p> <p>If you’re a high earner navigating complex equity compensation and want a personalized plan for 2026, schedule a Vision Call with Perspective 6 Wealth Advisors.</p> <p> </p> <p>Timestamps:</p> <p>0:32 – Project What’s Actually Coming</p> <p>1:48 – Fix the Withholding Problem</p> <p>3:24 – Divide Into Three Buckets</p> <p>4:45 – Timing Strategy Matters</p> <p> </p> <p><em>Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products, or services mentioned here are independent of Savvy Advisors, Inc.</em></p>yes00:05:59Plan Your Stock Compensation for 2026full<![CDATA[From $43,000 Tax Surprise to Triple Win: The Exact Strategy Used]]>A $43,000 surprise tax bill turned into a triple win & here’s exactly how we did it…

When an unexpected bonus creates a massive tax problem, most high earners simply write the check and move on. But what if that problem could become an opportunity?

In this case study, we walk through a real pattern I see regularly: a high earner with RSUs and ESPP shares facing significant underpayment penalties, underwater company stock sitting idle, and years of charitable giving with no real strategy behind it.

By coordinating three moves—tax loss harvesting, a Donor Advised Fund contribution, and strategic portfolio rebalancing—we eliminated penalties, cut the tax bill by over $20,000, diversified concentrated holdings, and built a multi-year charitable giving plan.

This isn’t about one clever trick. It’s about seeing how the pieces connect and acting before year-end when the strategies still work.

If you have stock compensation and you’ve had a higher income year than expected, this is the kind of planning that changes everything.

 

Schedule a free Vision Call with our team → https://www.perspective6wealthadvisors.com/matt/

 

Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products, or services mentioned here are independent of Savvy Advisors, Inc.

 

#StockCompensation #TaxPlanning #RSUs #FinancialPlanning #RetirementPlanning

]]>https://medtechwealthadvisor.blubrry.net/2026/04/23/from-43000-tax-surprise-to-triple-win-the-exact-strategy-used/https://medtechwealthadvisor.blubrry.net/?p=322Thu, 23 Apr 2026 08:00:56 GMT<p>A $43,000 surprise tax bill turned into a triple win &amp; here’s exactly how we did it… </p> <p>When an unexpected bonus creates a massive tax problem, most high earners simply write the check and move on. But what if that problem could become an opportunity?</p> <p>In this case study, we walk through a real pattern I see regularly: a high earner with RSUs and ESPP shares facing significant underpayment penalties, underwater company stock sitting idle, and years of charitable giving with no real strategy behind it.</p> <p>By coordinating three moves—tax loss harvesting, a Donor Advised Fund contribution, and strategic portfolio rebalancing—we eliminated penalties, cut the tax bill by over $20,000, diversified concentrated holdings, and built a multi-year charitable giving plan.</p> <p>This isn’t about one clever trick. It’s about seeing how the pieces connect and acting before year-end when the strategies still work.</p> <p>If you have stock compensation and you’ve had a higher income year than expected, this is the kind of planning that changes everything.</p> <p> </p> <p> Schedule a free Vision Call with our team → https://www.perspective6wealthadvisors.com/matt/</p> <p> </p> <p>Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products, or services mentioned here are independent of Savvy Advisors, Inc.</p> <p> </p> <p>#StockCompensation #TaxPlanning #RSUs #FinancialPlanning #RetirementPlanning</p>yes00:00:00From $43,000 Tax Surprise to Triple Win: The Exact Strategy Usedfull<![CDATA[Don’t Let Bad Timing Ruin Your Retirement Savings]]>Did you know two investors could earn the same average return, pay the same fees, and still retire with very different outcomes? In this episode, Matt explains why sequence of returns risk is one of the most important concepts to understand within 5–7 years of retirement. You’ll see real examples of how early losses can quietly drain decades of savings, and why the order of your returns matters just as much as the returns themselves.

Here’s some of what we discuss in this episode:

Why timing matters just as much as returns in retirement investing
How early losses could drain decades of savings
Clear examples that reveal the impact of bad timing
Strategies to help protect your portfolio in retirement

0:00 – Intro

2:45 – Similar Portfolios, Different Results

3:59 – Negative Returns

8:10 – $1 Million Sample Portfolio

10:50 – Reducing Sequence of Returns Risk

15:43 – Summary

Other Resources

Our website: https://www.perspective6wealthadvisors.com/

Phone: (952) 225-0333

Email: perspective6@savvyadvisors.com

Schedule your no-cost consultation: https://www.perspective6wealthadvisors.com/start-here/

Essential Financial Guides

5 Ways to Maximize Your Medtronic 401k Plan Guide: https://perspective6wealthadvisors.com/guide/

Stock Compensation Tax Form Checklist: https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/

ESPP: A Comprehensive Guide: https://perspective6wealthadvisors.com/espp-guide/

Check out our other no-cost financial resources here: https://perspective6wealthadvisors.com/resource-center/

Stay Connected

Check us out on YouTube: https://www.youtube.com/channel/UCZFSiozlOWNDN0PbgF6HzSA

LinkedIn: https:// www.linkedin.com/company/perspective-6-wealth-advisors

Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products or services mentioned here are independent of Savvy Advisors, Inc.

]]>https://medtechwealthadvisor.blubrry.net/2025/10/02/dont-let-bad-timing-ruin-your-retirement-savings/https://medtechwealthadvisor.blubrry.net/?p=277Thu, 02 Oct 2025 09:00:46 GMT<p>Did you know two investors could earn the same average return, pay the same fees, and still retire with very different outcomes? In this episode, Matt explains why sequence of returns risk is one of the most important concepts to understand within 5–7 years of retirement. You’ll see real examples of how early losses can quietly drain decades of savings, and why the order of your returns matters just as much as the returns themselves.</p> <p>Here’s some of what we discuss in this episode:</p> <p> Why timing matters just as much as returns in retirement investing<br /> How early losses could drain decades of savings<br /> Clear examples that reveal the impact of bad timing<br /> Strategies to help protect your portfolio in retirement</p> <p>0:00 – Intro</p> <p>2:45 – Similar Portfolios, Different Results</p> <p>3:59 – Negative Returns</p> <p>8:10 – $1 Million Sample Portfolio</p> <p>10:50 – Reducing Sequence of Returns Risk</p> <p>15:43 – Summary</p> <p>Other Resources</p> <p>Our website: <a href="https://www.perspective6wealthadvisors.com/" rel="noopener noreferrer nofollow" target="_blank">https://www.perspective6wealthadvisors.com/</a></p> <p>Phone: (952) 225-0333</p> <p> Email: perspective6@savvyadvisors.com</p> <p> Schedule your no-cost consultation: <a href="https://www.perspective6wealthadvisors.com/start-here/" rel="noopener noreferrer nofollow" target="_blank">https://www.perspective6wealthadvisors.com/start-here/</a></p> <p> Essential Financial Guides</p> <p>5 Ways to Maximize Your Medtronic 401k Plan Guide: <a href="https://perspective6wealthadvisors.com/guide/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/guide/</a></p> <p>Stock Compensation Tax Form Checklist: <a href="https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/</a></p> <p>ESPP: A Comprehensive Guide: <a href="https://perspective6wealthadvisors.com/espp-guide/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/espp-guide/</a></p> <p>Check out our other no-cost financial resources here: <a href="https://perspective6wealthadvisors.com/resource-center/" rel="noopener noreferrer nofollow" target="_blank">https://perspective6wealthadvisors.com/resource-center/</a></p> <p> Stay Connected</p> <p> Check us out on YouTube: <a href="https://www.youtube.com/channel/UCZFSiozlOWNDN0PbgF6HzSA" rel="noopener noreferrer nofollow" target="_blank">https://www.youtube.com/channel/UCZFSiozlOWNDN0PbgF6HzSA</a></p> <p>LinkedIn: <a href="https://www.linkedin.com/company/perspective-6-wealth-advisors/" rel="noopener noreferrer nofollow" target="_blank">https:// www.linkedin.com/company/perspective-6-wealth-advisors</a></p> <p><em>Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products or services mentioned here are independent of Savvy Advisors, Inc.</em></p>yes00:12:52Don’t Let Bad Timing Ruin Your Retirement Savingsfull<![CDATA[Being Radically Different with MedTech Entrepreneur, Omar Khateeb (Ep. 15)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2024/05/09/being-radically-different-with-medtech-entrepreneur-omar-khateeb-ep-15/https://medtechwealthadvisor.blubrry.net/?p=91Thu, 09 May 2024 07:00:07 GMTWhat does it take to transform an industry? Matt Nelson, CFP® explores the meaningful world of MedTech innovation with Omar Khateeb, a pioneering entrepreneur in the medical device industry. From his beginnings as a medical student to founding a consulting firm that drives digital marketing strategies for MedTech startups. Omar’s journey is a testament to … <p><a href="https://medtechwealthadvisor.blubrry.net/2024/05/09/being-radically-different-with-medtech-entrepreneur-omar-khateeb-ep-15/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:45:37Being Radically Different with MedTech Entrepreneur, Omar Khateeb (Ep. 15)full<![CDATA[Mega Backdoor Roth Explained: The Tax-Free Growth Strategy for High Earners]]>Have you ever maxed out your 401k and thought, ‘Where else can I put money that grows tax-free?’ If you’re a high earner, especially working in MedTech or the corporate world, this strategy might change the way you save for retirement. Matt breaks down one of the most powerful (and often overlooked) retirement strategies available today: the Mega Backdoor Roth. It’s a legal workaround for those who can’t contribute directly to a Roth IRA and are already hitting their 401k limits midyear.

Here’s some of what we discuss in this episode:

Understanding the Mega Backdoor Roth strategy

How the Mega Backdoor Roth process works

The long-term value of tax diversification

Ideal candidates for this approach

Key pitfalls to watch out for

0:00 – Intro

0:28 – What is a Mega Backdoor Roth?

2:33 – How does it work?

3:35 – Is this a good deal?

3:46 – Why does it matter?

4:21 – Who is this for?

5:05 – Mistake to avoid

Other Resources

Our website: https://www.perspective6wealthadvisors.com/

Phone: (952) 225-0333

Email: perspective6@savvyadvisors.com

Schedule your no-cost consultation: https://www.perspective6wealthadvisors.com/start-here/

Essential Financial Guides

5 Ways to Maximize Your Medtronic 401k Plan Guide: https://perspective6wealthadvisors.com/guide/

Stock Compensation Tax Form Checklist: https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/

ESPP: A Comprehensive Guide: https://perspective6wealthadvisors.com/espp-guide/

Check out our other no-cost financial resources here: https://perspective6wealthadvisors.com/resource-center/

Stay Connected

Check us out on YouTube: https://www.youtube.com/channel/UCZFSiozlOWNDN0PbgF6HzSA

LinkedIn: https:// www.linkedin.com/company/perspective-6-wealth-advisors

Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products or services mentioned here are independent of Savvy Advisors, Inc.

]]>https://medtechwealthadvisor.blubrry.net/2025/08/28/mega-backdoor-roth-explained-the-tax-free-growth-strategy-for-high-earners/https://medtechwealthadvisor.blubrry.net/?p=266Thu, 28 Aug 2025 09:00:06 GMT<p>Have you ever maxed out your 401k and thought, ‘Where else can I put money that grows tax-free?’ If you’re a high earner, especially working in MedTech or the corporate world, this strategy might change the way you save for retirement. Matt breaks down one of the most powerful (and often overlooked) retirement strategies available today: the Mega Backdoor Roth. It’s a legal workaround for those who can’t contribute directly to a Roth IRA and are already hitting their 401k limits midyear.</p> <p><strong>Here’s some of what we discuss in this episode:</strong></p> <p> Understanding the Mega Backdoor Roth strategy</p> <p> How the Mega Backdoor Roth process works</p> <p> The long-term value of tax diversification</p> <p> Ideal candidates for this approach</p> <p>Key pitfalls to watch out for</p> <p>0:00 – Intro</p> <p>0:28 – What is a Mega Backdoor Roth?</p> <p>2:33 – How does it work?</p> <p>3:35 – Is this a good deal?</p> <p>3:46 – Why does it matter?</p> <p>4:21 – Who is this for?</p> <p>5:05 – Mistake to avoid</p> <p><strong>Other Resources</strong></p> <p><strong>Our website: </strong><a href="https://www.perspective6wealthadvisors.com/" rel="noopener noreferrer nofollow">https://www.perspective6wealthadvisors.com/</a></p> <p><strong>Phone:</strong> (952) 225-0333</p> <p><strong> Email:</strong> perspective6@savvyadvisors.com</p> <p><strong> Schedule your no-cost consultation: </strong><a href="https://www.perspective6wealthadvisors.com/start-here/" rel="noopener noreferrer nofollow">https://www.perspective6wealthadvisors.com/start-here/</a></p> <p><strong> Essential Financial Guides</strong></p> <p><strong>5 Ways to Maximize Your Medtronic 401k Plan Guide: </strong><a href="https://perspective6wealthadvisors.com/guide/" rel="noopener noreferrer nofollow">https://perspective6wealthadvisors.com/guide/</a></p> <p><strong>Stock Compensation Tax Form Checklist: </strong><a href="https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/" rel="noopener noreferrer nofollow">https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/</a></p> <p><strong>ESPP: A Comprehensive Guide: </strong><a href="https://perspective6wealthadvisors.com/espp-guide/" rel="noopener noreferrer nofollow">https://perspective6wealthadvisors.com/espp-guide/</a></p> <p><strong>Check out our other no-cost financial resources here</strong>: <a href="https://perspective6wealthadvisors.com/resource-center/" rel="noopener noreferrer nofollow">https://perspective6wealthadvisors.com/resource-center/</a></p> <p> <strong>Stay Connected</strong></p> <p><strong> Check us out on YouTube</strong>: <a href="https://www.youtube.com/channel/UCZFSiozlOWNDN0PbgF6HzSA" rel="noopener noreferrer nofollow">https://www.youtube.com/channel/UCZFSiozlOWNDN0PbgF6HzSA</a></p> <p><strong>LinkedIn: </strong><a href="https://www.linkedin.com/company/perspective-6-group/" rel="noopener noreferrer nofollow">https:// www.linkedin.com/company/perspective-6-wealth-advisors</a></p> <p><em>Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products or services mentioned here are independent of Savvy Advisors, Inc.</em></p>yes00:09:25Mega Backdoor Roth Explained: The Tax-Free Growth Strategy for High Earnersfull<![CDATA[Forced Into Retirement Early – Now What?]]>https://medtechwealthadvisor.blubrry.net/2025/04/24/forced-into-retirement-early-now-what/https://medtechwealthadvisor.blubrry.net/?p=226Thu, 24 Apr 2025 09:00:01 GMTIn this episode, Matt and Jacob unpack a listener question about how to move forward after being forced into retirement earlier than expected. They walk through key considerations for anyone in a similar situation: how to handle severance and stock options, when (or if) to pay off a mortgage, how to approach early healthcare coverage before Medicare kicks in, and whether finding part-time work or consulting could be part of the solution.yes00:13:54Forced Into Retirement Early &#8211; Now What?full<![CDATA[How To Maximize Your 401(k) With Matthew Nelson (Ep. 6)]]> Read More Read More

]]>https://medtechwealthadvisor.blubrry.net/2023/12/28/how-to-maximize-your-401k-with-matthew-nelson-ep-6/https://medtechwealthadvisor.blubrry.net/?p=50Thu, 28 Dec 2023 07:00:59 GMTEver wondered if your 401(k) could do more? Unlock the full potential of your 401(k) with financial planning professional Matt Nelson in this episode of “The MedTech Wealth Advisor Podcast”. Tailored for MedTech professionals and entrepreneurs, this episode is loaded with insights into optimizing your 401(k) retirement plan. Key Highlights: Maximizing Contributions: Unearth the secrets … <p><a href="https://medtechwealthadvisor.blubrry.net/2023/12/28/how-to-maximize-your-401k-with-matthew-nelson-ep-6/" rel="noopener noreferrer nofollow"> Read More<span> Read More</span></a></p>yes00:35:52How To Maximize Your 401(k) With Matthew Nelson (Ep. 6)full<![CDATA[Medtronic Benefits Employees Miss Out On]]>https://medtechwealthadvisor.blubrry.net/2025/05/01/medtronic-benefits-employees-miss-out-on/https://medtechwealthadvisor.blubrry.net/?p=230Thu, 01 May 2025 09:00:50 GMTMedtronic offers one of the most generous benefits packages in the industry, but many employees aren’t using those benefits to their full potential. In this episode, Matt highlights three valuable but often overlooked Medtronic benefits beyond the standard 401(k). These include the Employee Stock Purchase Plan (ESPP), Health Savings Accounts (HSAs), and optional long-term disability insurance.yes00:08:43Medtronic Benefits Employees Miss Out Onfull<![CDATA[You Just Got Some RSUs- Now What?]]>https://medtechwealthadvisor.blubrry.net/2025/07/17/you-just-got-some-rsus-now-what/https://medtechwealthadvisor.blubrry.net/?p=243Thu, 17 Jul 2025 09:00:43 GMTIn this episode, Matt dives into one of the most common forms of equity compensation: Restricted Stock Units (RSUs). If your company just handed you some stock, you may be asking yourself, "What now?" Matt walks through three key questions that will help you move forward with confidence. He also shares practical tips for tracking your vesting schedule and deciding whether to hold or sell your shares.yes00:10:09You Just Got Some RSUs- Now What?full