<![CDATA[Off The Curve]]>Structured finance moves fast, and the tools, models, and risks shaping it change just as quickly. Off the Curve brings you conversations with the investors, technologists, and risk leaders building what's next -- from AI governance to credit modeling to the future of asset-backed markets.

Hosted by RiskSpan, the intelligent platform for asset-backed finance, each episode goes beyond the headlines to unpack how leading firms are actually putting new tools, data, and strategies into practice -- and what it takes to do it responsibly.

New episodes every other week. Subscribe to stay ahead of the curve.

]]>https://riverside.comRiverside.fm (https://riverside.com)Tue, 13 Oct 2026 16:17:28 GMTTue, 21 Jul 2026 18:06:18 GMT60RiskSpan<p>Structured finance moves fast, and the tools, models, and risks shaping it change just as quickly. Off the Curve brings you conversations with the investors, technologists, and risk leaders building what's next -- from AI governance to credit modeling to the future of asset-backed markets.</p><p></p><p>Hosted by RiskSpan, the intelligent platform for asset-backed finance, each episode goes beyond the headlines to unpack how leading firms are actually putting new tools, data, and strategies into practice -- and what it takes to do it responsibly.</p><p></p><p>New episodes every other week. Subscribe to stay ahead of the curve.</p>episodicRiskSpansawilcox@riskspan.comno<![CDATA[Resi Whole Loans: Why Banks, Insurers, and Investors Are Rethinking Mortgage Credit Risk]]>RiskSpan's Steve Rudner and Bernadette Kogler sat down with Jim Deitch, FinTech expert, serial entrepreneur, and best-selling author, to unpack who holds mortgage credit risk today, and where the non-agency and non-QM markets go from here. 

This one’s for anyone investing in, lending against, or servicing residential whole loans, and for anyone trying to read where bank and insurer appetite is headed. 

We talked about: 

  • Why life insurers have nearly quadrupled their whole loan investments, and whether banks can or should compete for the same assets 
  • What the G-fee, LLPAs, and servicing costs mean for community banks weighing portfolio lending, plus why 7% rates could make holding loans look more attractive 
  • The warehouse lending risk hiding in the performance gap between top and bottom independent mortgage bankers 
  • Why servicer capacity and early loss mitigation may be the least-tested risk in a market where delinquencies are still low 
]]>0e467410-4816-4b14-9db7-2fa3823d5d89Sun, 11 Oct 2026 11:00:00 GMT<p>RiskSpan's Steve Rudner and Bernadette Kogler sat down with Jim Deitch, FinTech expert, serial entrepreneur, and best-selling author, to unpack who holds mortgage credit risk today, and where the non-agency and non-QM markets go from here. </p><p>This one’s for anyone investing in, lending against, or servicing residential whole loans, and for anyone trying to read where bank and insurer appetite is headed. </p><p>We talked about: </p><ul><li>Why life insurers have nearly quadrupled their whole loan investments, and whether banks can or should compete for the same assets </li><li>What the G-fee, LLPAs, and servicing costs mean for community banks weighing portfolio lending, plus why 7% rates could make holding loans look more attractive </li><li>The warehouse lending risk hiding in the performance gap between top and bottom independent mortgage bankers </li><li>Why servicer capacity and early loss mitigation may be the least-tested risk in a market where delinquencies are still low </li></ul>no00:32:184Resi Whole Loans: Why Banks, Insurers, and Investors Are Rethinking Mortgage Credit Riskfull<![CDATA[Alternative Assets in 401(k)s: The Path Forward Demands Transparency, Pricing, and Auditable Rigor]]>Bernadette Kogler, RiskSpan CEO, sat down with Adam Meehan, ERISA attorney at Smith & Downey, a boutique firm specializing in employee benefits law, to unpack last August's Executive Order opening the door to alternative assets inside 401(k) plans — including private equity, private credit, hedge funds, crypto, and asset-backed finance. 

This one's for anyone managing, advising, or just trying to understand where retirement investments are headed next. 

We talked about: 

  • Why the Department of Labor’s "safe harbor" may offer less protection than expected + why lawsuits are likely either way. 
  • The difficult task of benchmarking illiquid, opaque alternative assets, and why getting it wrong could become a plaintiff's best evidence 
  • How hidden overlap + layered exposure across private deals are creating risks most fiduciaries — and the 90 million Americans they represent — can't yet see 
]]>9f1f898b-e5ad-49ac-a6ba-82e9ec41f146Sat, 10 Oct 2026 13:27:00 GMT<p>Bernadette Kogler, RiskSpan CEO, sat down with Adam Meehan, ERISA attorney at Smith &amp; Downey, a boutique firm specializing in employee benefits law, to unpack last August's Executive Order opening the door to alternative assets inside 401(k) plans — including private equity, private credit, hedge funds, crypto, and asset-backed finance. </p><p>This one's for anyone managing, advising, or just trying to understand where retirement investments are headed next. </p><p>We talked about: </p><ul><li>Why the Department of Labor’s "safe harbor" may offer less protection than expected + why lawsuits are likely either way. </li><li>The difficult task of benchmarking illiquid, opaque alternative assets, and why getting it wrong could become a plaintiff's best evidence </li><li>How hidden overlap + layered exposure across private deals are creating risks most fiduciaries — and the 90 million Americans they represent — can't yet see </li></ul>no00:14:583Alternative Assets in 401(k)s: The Path Forward Demands Transparency, Pricing, and Auditable Rigorfull<![CDATA[From Skeptic to Superuser: One Leader's AI Adoption Story]]>RiskSpan CEO, Bernadette Kogler, sat down with Jurija Metovic, Sr. Principal of AI Security at F5, to talk about AI adoption and one person’s journey from scared to a critical part of daily workflow.

Jurija's AI adoption story started from "I'll get left behind and that's fine" to building AI into her everyday workflow.

We talked about:

- Why Jurija’s first fear was losing her voice and writing identity 

- How working inside an AI security company gave her a front-row seat to real teams using AI, forcing her to rethink her own approach 

- The revenue ops workflow she now runs every Monday that used to eat her entire Sunday night

]]>432ae359-e9f1-4a53-8c0c-678ede47292dThu, 06 Aug 2026 17:43:34 GMT<p>RiskSpan CEO, Bernadette Kogler, sat down with <a rel="noopener noreferrer nofollow" href="https://www.linkedin.com/feed/#" target="_blank"><b>Jurija Metovic</b></a>, Sr. Principal of AI Security at <a rel="noopener noreferrer nofollow" href="https://www.linkedin.com/feed/#" target="_blank"><b>F5</b></a>, to talk about AI adoption and one person’s journey from scared to a critical part of daily workflow.</p><p></p><p>Jurija's AI adoption story started from "I'll get left behind and that's fine" to building AI into her everyday workflow.</p><p></p><p>We talked about:</p><p>- Why Jurija’s first fear was losing her voice and writing identity </p><p>- How working inside an AI security company gave her a front-row seat to real teams using AI, forcing her to rethink her own approach </p><p>- The revenue ops workflow she now runs every Monday that used to eat her entire Sunday night</p>no00:13:232From Skeptic to Superuser: One Leader's AI Adoption Storyfull<![CDATA[Safe, Trustworthy, & Productive AI for Structured Finance]]>Bernadette Kogler, CEO of RiskSpan, sat down with Ben Schreiner, Head of AI & Data Strategy at Amazon Web Services (AWS), to answer a question every risk team is wrestling with right now:

How do you let AI innovate without opening your firm up to risk you don't understand?

We talked about: 
- Why the real barrier to AI adoption isn't building the models, but the governance around them 
- The "balancing act" between guardrails and innovation (and why some stifled innovation is the point) 
- Ben's famous chocolate chip cookie test: a surprisingly simple way to check if your AI actually has guardrails in place

]]>e56e6c00-cf12-44ec-b675-f1e20d54b991Tue, 21 Jul 2026 18:10:22 GMT<p>Bernadette Kogler, CEO of RiskSpan, sat down with <a rel="noopener noreferrer nofollow" href="https://www.linkedin.com/in/schreiner/" target="_blank">Ben Schreiner</a>, Head of AI &amp; Data Strategy at <a rel="noopener noreferrer nofollow" href="https://www.linkedin.com/company/amazon-web-services/" target="_blank">Amazon Web Services</a> (AWS), to answer a question every risk team is wrestling with right now:<br /><br />How do you let AI innovate without opening your firm up to risk you don't understand?<br /><br />We talked about: <br />- Why the real barrier to AI adoption isn't building the models, but the governance around them <br />- The "balancing act" between guardrails and innovation (and why some stifled innovation is the point) <br />- Ben's famous chocolate chip cookie test: a surprisingly simple way to check if your AI actually has guardrails in place</p>no00:14:391Safe, Trustworthy, & Productive AI for Structured Financefull