<![CDATA[Quiet Minds, Rich Lives.]]>Your mental health and your finances are more connected than you think. Quiet Minds, Rich Lives is here to help you build a healthier mind and a wealthier life, one episode at a time.

]]>http://Quietmindsfc.comRiverside.fm (https://riverside.com)Fri, 12 Jun 2026 02:14:54 GMTSun, 24 May 2026 12:24:16 GMT60Michael<p>Your mental health and your finances are more connected than you think. Quiet Minds, Rich Lives is here to help you build a healthier mind and a wealthier life, one episode at a time.</p>episodicMichaelsayers.michael.a@gmail.comyes<![CDATA[What Is A Budget And Why Does Mine Never Work?]]>Have you ever made a budget, followed it for two weeks, and then watched it fall apart? You're not bad with money, your budget probably just wasn't built for your real life.

In this episode, we bust the biggest myths about budgeting, explore the psychology of why traditional approaches fail, and walk through three flexible, realistic methods you can actually stick to. No shame, no spreadsheets with 47 categories, just practical tools that work with your actual brain.

Resources Mentioned:

YNAB (You Need a Budget) — ynab.com

All Your Worth by Elizabeth Warren & Amelia Warren Tyagi (origin of 50/30/20)


Where you can find more about me:
My website- QuietMindsFC.com

My Etsy Shop- Esty.com/QuietMindsFC

]]>9fb02e04-5bd4-4c5f-8d07-b69387538648Fri, 05 Jun 2026 10:00:00 GMT<p>Have you ever made a budget, followed it for two weeks, and then watched it fall apart? You're not bad with money, your budget probably just wasn't built for your real life. <br /><br />In this episode, we bust the biggest myths about budgeting, explore the psychology of why traditional approaches fail, and walk through three flexible, realistic methods you can actually stick to. No shame, no spreadsheets with 47 categories, just practical tools that work with your actual brain.<br /><br /><b>Resources Mentioned:</b></p><p>YNAB (You Need a Budget) — <a rel="noopener noreferrer nofollow" href="http://ynab.com" target="_blank">ynab.com</a></p><p>All Your Worth by Elizabeth Warren &amp; Amelia Warren Tyagi (origin of 50/30/20)</p><p><br /><b>Where you can find more about me:</b><br />My website- <a rel="noopener noreferrer nofollow" href="https://quietmindsfc.com/" target="_blank">QuietMindsFC.com</a></p><p>My Etsy Shop- <a rel="noopener noreferrer nofollow" href="https://www.etsy.com/shop/QuietMindsFC?ref=shop_sugg_market" target="_blank">Esty.com/QuietMindsFC</a></p><p></p>yes00:17:2618What Is A Budget And Why Does Mine Never Work?full<![CDATA[Being In The Moment And Not Taking Life For Granted | w/ Jon "Sales-Warrior" Sansone | (Bonus)]]>My guest on today's episode is Jon "Sales-Warrior" Sansone. Jon speaks about many topic during our interview, Such as loss, finding purpose, faith, and so much more.

Jon can be found at:

Saleswarriorinspire.com

And his handles for social media is:

Jon Saleswarrior

You can find more information about me, here at QuietMindsFC.com

If you need a budget, but don't know how to make one, I have you covered here: https://tinyurl.com/5n6e8psb

]]>11f89735-0130-4b91-a7e9-cd39875622c8Wed, 03 Jun 2026 10:00:00 GMT<p>My guest on today's episode is Jon "Sales-Warrior" Sansone. Jon speaks about many topic during our interview, Such as loss, finding purpose, faith, and so much more.<br /></p><p>Jon can be found at:</p><p><a rel="noopener noreferrer nofollow" href="http://Saleswarriorinspire.com" target="_blank"><b>Saleswarriorinspire.com</b></a><br /></p><p>And his handles for social media is: </p><p>Jon Saleswarrior<br /><br />You can find more information about me, here at <a rel="noopener noreferrer nofollow" href="http://QuietMindsFC.com" target="_blank">QuietMindsFC.com</a><br /><br />If you need a budget, but don't know how to make one, I have you covered here: <a rel="noopener noreferrer nofollow" href="https://tinyurl.com/5n6e8psb" target="_blank">https://tinyurl.com/5n6e8psb</a></p>no00:41:5317Being In The Moment And Not Taking Life For Granted | w/ Jon "Sales-Warrior" Sansone | (Bonus)bonus<![CDATA[What Your Stress Is Actually Trying To Tell You | w/ Nicole Hope Sylvester | (Bonus)]]>Nicole Hope Sylvester is the author of Calm Is Power and a Stress Fluency educator whose work centers on one powerful idea: stress signals are data. Not something to fight against, but something to understand.

We talked about:

~ Why calm is a learnable skill, not a personality type

~ The three core drivers of human behavior: the body, emotions, and beliefs

~ How to respond instead of react when life gets hard

~ Why nature is one of the most underused tools for emotional regulation

This one is grounded, warm, and genuinely useful.

To fine Nicole and her book, you can go to CalmIsPower.com

You can find more information here at QuietMindsFC.com

If you need a budget, but don't know how to make one, I have you covered here: https://tinyurl.com/5n6e8psb

]]>c2c5c700-af24-4fef-a950-c0a5a09c3976Mon, 01 Jun 2026 10:00:00 GMT<p>Nicole Hope Sylvester is the author of Calm Is Power and a Stress Fluency educator whose work centers on one powerful idea: stress signals are data. Not something to fight against, but something to understand.<br /><br />We talked about:</p><p>~ Why calm is a learnable skill, not a personality type</p><p>~ The three core drivers of human behavior: the body, emotions, and beliefs</p><p>~ How to respond instead of react when life gets hard</p><p>~ Why nature is one of the most underused tools for emotional regulation<br /></p><p>This one is grounded, warm, and genuinely useful.<br /><br />To fine Nicole and her book, you can go to CalmIsPower.com<br /><br />You can find more information here at <a rel="noopener noreferrer nofollow" href="http://QuietMindsFC.com" target="_blank">QuietMindsFC.com</a><br /><br />If you need a budget, but don't know how to make one, I have you covered here: <a rel="noopener noreferrer nofollow" href="https://tinyurl.com/5n6e8psb" target="_blank">https://tinyurl.com/5n6e8psb</a><br /></p>yes00:55:3516What Your Stress Is Actually Trying To Tell You | w/ Nicole Hope Sylvester | (Bonus)bonus<![CDATA[The Connection Between Mental Health and Money]]>What if your financial struggles have nothing to do with how smart you are, how hard you work, or how much you care? What if they have everything to do with what's happening in your brain?

In episode three of Quiet Minds, Rich Lives, I get into the conversation I've been most excited and most nervous to have since the show started: Research-backed connection between mental health diagnoses and financial decision making. Not mindset fluff. Actual neuroscience and behavioral psychology.

I walk through four of the most common diagnoses and what they actually do to your relationship with money. Anxiety isn't just worry; for a lot of people, it looks like avoidance, like a nervous system that has decided financial information is a threat. Depression doesn't just make you sad; it depletes the activation energy that getting started on anything it requires. Bipolar disorder's most financially destructive moments can happen during the episodes that feel the best. And ADHD? Personal finance is an executive function task from start to finish, and that's exactly where ADHD creates its gaps.

I also spend time on something the financial wellness world almost never talks about: shame. Where it comes from, why it keeps people stuck, and why accountability without self-punishment is the only version of accountability that actually works.

I back all of this with five practical, research-grounded strategies built specifically for brains that are managing mental health conditions. They're not generic budgeting tips also. 

If you've ever felt like you were doing everything wrong with money and couldn't figure out why, this one is for you.


For more information about Quiet Minds Financial Coaching or myself, checkout: quietmindsfc.com

]]>Buzzsprout-19125042Fri, 08 May 2026 10:00:00 GMT<p>What if your financial struggles have nothing to do with how smart you are, how hard you work, or how much you care? What if they have everything to do with what's happening in your brain?<br /><br />In episode three of Quiet Minds, Rich Lives, I get into the conversation I've been most excited and most nervous to have since the show started: Research-backed connection between mental health diagnoses and financial decision making. Not mindset fluff. Actual neuroscience and behavioral psychology.<br /><br />I walk through four of the most common diagnoses and what they actually do to your relationship with money. Anxiety isn't just worry; for a lot of people, it looks like avoidance, like a nervous system that has decided financial information is a threat. Depression doesn't just make you sad; it depletes the activation energy that getting started on anything it requires. Bipolar disorder's most financially destructive moments can happen during the episodes that feel the best. And ADHD? Personal finance is an executive function task from start to finish, and that's exactly where ADHD creates its gaps.<br /><br />I also spend time on something the financial wellness world almost never talks about: shame. Where it comes from, why it keeps people stuck, and why accountability without self-punishment is the only version of accountability that actually works.<br /><br />I back all of this with five practical, research-grounded strategies built specifically for brains that are managing mental health conditions. They're not generic budgeting tips also. <br /><br />If you've ever felt like you were doing everything wrong with money and couldn't figure out why, this one is for you.</p><p><br />For more information about Quiet Minds Financial Coaching or myself, checkout: quietmindsfc.com</p>yes00:24:5213The Connection Between Mental Health and Moneyfull<![CDATA[This Is Why Money Feels So Hard.]]>"You are not bad with money. You are a human with money."

If you've ever set a budget and still overspent, avoided checking your bank account, or felt a sudden wave of anxiety at the mention of debt. Then this episode is for you. Because the problem was never that you didn't know enough about money. The problem is that money was never just math.

In Episode 2, we dig into the research that most financial advice skips entirely: the psychology, neuroscience, and emotional history that quietly drive nearly every money decision you make. Nobel Prize-winning economist Daniel Kahneman found that our financial decisions are roughly 90% emotional. So why are we still treating money like a logic problem?

We cover the four "money scripts" you probably absorbed in childhood without realizing it, how financial trauma can keep your nervous system in a state of fight-or-flight every time you open your wallet, why money arguments in relationships are almost never really about money, and what it actually looks like to start healing your relationship with finances, not just managing them.


For more information about Quiet Minds Financial Coaching or myself, checkout: quietmindsfc.com

]]>Buzzsprout-19075052Fri, 01 May 2026 10:00:00 GMT<p><em>"You are not bad with money. You are a human with money."</em></p><p>If you've ever set a budget and still overspent, avoided checking your bank account, or felt a sudden wave of anxiety at the mention of debt. Then this episode is for you. Because the problem was never that you didn't know enough about money. The problem is that money was never just math.</p><p>In Episode 2, we dig into the research that most financial advice skips entirely: the psychology, neuroscience, and emotional history that quietly drive nearly every money decision you make. Nobel Prize-winning economist Daniel Kahneman found that our financial decisions are roughly 90% emotional. So why are we still treating money like a logic problem?</p><p>We cover the four "money scripts" you probably absorbed in childhood without realizing it, how financial trauma can keep your nervous system in a state of fight-or-flight every time you open your wallet, why money arguments in relationships are almost never really about money, and what it actually looks like to start healing your relationship with finances, not just managing them.</p><p><br />For more information about Quiet Minds Financial Coaching or myself, checkout: quietmindsfc.com</p>yes00:12:5512This Is Why Money Feels So Hard.full<![CDATA[Where Do I Even Start?]]>If the words "budget," "savings," or "investing" make your stomach drop, then this one's for you.

Most of us were never taught how money actually works. No class, no manual, no map. Just the vague sense that everyone else figured it out and somehow you missed it. You didn't. The system just failed to tell you.

In this episode, we strip everything back to the five steps that actually matter when you're starting from zero: taking an honest look at where you are right now, building a budget you won't hate, creating a starter emergency fund, making a plan for your debt, and planting the first seed for your future self.

No shame. No "you should have started sooner." Just a clear, calm starting point and the reminder that beginning from where you actually are is the only place anyone ever starts.

You can find more information here at QuietMindsFC.com

If you need a budget, but don't know how to make one, I have you covered here: https://tinyurl.com/5n6e8psb

]]>Buzzsprout-19201625Fri, 22 May 2026 10:00:00 GMT<p>If the words "budget," "savings," or "investing" make your stomach drop, then this one's for you.</p><p>Most of us were never taught how money actually works. No class, no manual, no map. Just the vague sense that everyone else figured it out and somehow you missed it. You didn't. The system just failed to tell you.</p><p>In this episode, we strip everything back to the five steps that actually matter when you're starting from zero: taking an honest look at where you are right now, building a budget you won't hate, creating a starter emergency fund, making a plan for your debt, and planting the first seed for your future self.</p><p>No shame. No "you should have started sooner." Just a clear, calm starting point and the reminder that beginning from where you actually are is the only place anyone ever starts.<br /><br />You can find more information here at QuietMindsFC.com<br /><br />If you need a budget, but don't know how to make one, I have you covered here: https://tinyurl.com/5n6e8psb</p>yes00:15:4515Where Do I Even Start?full<![CDATA[Addiction & Your Wallet]]>Addiction doesn't just take a toll on your health and relationships, it leaves a financial trail that can take years to untangle. In this episode, I breaks down the true cost of addiction, from direct spending on substances to lost income, legal fees, and long-term hits to credit and retirement savings. But this episode isn't about the damage, it's about what rebuilding actually looks like. I walk through five practical steps for getting your finances back on track in recovery, why shame makes the process harder, and which real resources can help you stabilize. If you or someone you love is navigating life after addiction, this one is for you. 

For more information about Quiet Minds Financial Coaching or myself, checkout: quietmindsfc.com

Show Notes:

SAMHSA National Helpline: 1.800.662.4357 (free, confidential, 24/7)

Free credit reports: annualcreditreport.com

National foundation for credit counseling: nfcc.org

SNAP benefits: benefits.gov

Key Statistics: $740B+ annual economic burden of addiction in the U.S. (NIDA)

]]>Buzzsprout-19149581Fri, 15 May 2026 10:00:00 GMT<p>Addiction doesn't just take a toll on your health and relationships, it leaves a financial trail that can take years to untangle. In this episode, I breaks down the true cost of addiction, from direct spending on substances to lost income, legal fees, and long-term hits to credit and retirement savings. But this episode isn't about the damage, it's about what rebuilding actually looks like. I walk through five practical steps for getting your finances back on track in recovery, why shame makes the process harder, and which real resources can help you stabilize. If you or someone you love is navigating life after addiction, this one is for you. <br /><br /></p><p>For more information about Quiet Minds Financial Coaching or myself, checkout: quietmindsfc.com<br /><br /><b>Show Notes:</b></p><p>SAMHSA National Helpline: 1.800.662.4357 (free, confidential, 24/7)</p><p>Free credit reports: <a href="http://annualcreditreport.com" rel="noopener noreferrer nofollow">annualcreditreport.com</a></p><p>National foundation for credit counseling: <a href="http://nfcc.org" rel="noopener noreferrer nofollow">nfcc.org</a></p><p>SNAP benefits: <a href="http://benefits.gov" rel="noopener noreferrer nofollow">benefits.gov</a></p><p>Key Statistics: $740B+ annual economic burden of addiction in the U.S. (NIDA)</p>yes00:14:0214Addiction & Your Walletfull<![CDATA[Welcome to Quiet Minds, Rich Lives]]>Hello! Welcome to my little corner of the internet. I truly appreciate that you're here with me. 

My name is Michael, and I am the host of the show. In this episode, I talk briefly about my journey as to why I am starting this podcast, what it's about and what to expect from it. 

Thank you again for listening to my first episode of Quiet Minds, Rich Lives. Be sure to stay tuned for more shows in the future, as I am going to release them weekly. 

For more information about Quiet Minds Financial Coaching or myself, checkout: quietmindsfc.com

]]>Buzzsprout-19071818Fri, 24 Apr 2026 17:00:00 GMT<p>Hello! Welcome to my little corner of the internet. I truly appreciate that you're here with me. </p><p>My name is Michael, and I am the host of the show. In this episode, I talk briefly about my journey as to why I am starting this podcast, what it's about and what to expect from it. </p><p>Thank you again for listening to my first episode of Quiet Minds, Rich Lives. Be sure to stay tuned for more shows in the future, as I am going to release them weekly. <br /><br /></p><p>For more information about Quiet Minds Financial Coaching or myself, checkout: quietmindsfc.com</p>yes00:08:2711Welcome to Quiet Minds, Rich Livesfull