<![CDATA[The Safe Descent]]>In mountaineering, reaching the summit is only half the objective —

statistically, it's the safer half. Most catastrophic accidents happen

on the way down, not the climb.

Retirement works the same way. Building your savings is the summit.

Turning that balance into income you can't outlive — the descent — is

where most plans actually break.

The Safe Descent is a narrated companion series exploring the

frameworks, math, and real listener questions behind The Income

Standard, the retirement income education platform hosted by Tod Long, a licensed insurance professional (FIA/FA, Retirement Income Architect) licensed in 30+ states. Each episode pairs with an episode of the flagship show — two hosts unpacking the same material Tod covers in his own voice, at a slower, more exploratory pace, for listeners who'd

rather hear an idea talked through than lectured.

This is a companion series, not a substitute — you'll always find Tod

himself, in his own voice, on The Income Standard.

Learn more at theincomestandard.com.

]]>www.theincomestandard.com/safe-descent.htmlRiverside.fm (https://riverside.com)Thu, 27 Aug 2026 20:50:31 GMTThu, 27 Aug 2026 14:37:55 GMT60bf09e200-a22d-11f1-ba09-9bf96ccd09b2The Income Standard<p>In mountaineering, reaching the summit is only half the objective — </p><p>statistically, it's the safer half. Most catastrophic accidents happen </p><p>on the way down, not the climb.</p><p></p><p>Retirement works the same way. Building your savings is the summit. </p><p>Turning that balance into income you can't outlive — the descent — is </p><p>where most plans actually break.</p><p></p><p>The Safe Descent is a narrated companion series exploring the </p><p>frameworks, math, and real listener questions behind The Income </p><p>Standard, the retirement income education platform hosted by Tod Long, a licensed insurance professional (FIA/FA, Retirement Income Architect) licensed in 30+ states. Each episode pairs with an episode of the flagship show — two hosts unpacking the same material Tod covers in his own voice, at a slower, more exploratory pace, for listeners who'd </p><p>rather hear an idea talked through than lectured.</p><p></p><p>This is a companion series, not a substitute — you'll always find Tod </p><p>himself, in his own voice, on The Income Standard.</p><p></p><p>Learn more at <a rel="noopener noreferrer nofollow" href="http://theincomestandard.com" target="_blank">theincomestandard.com</a>.</p>episodicThe Income Standardtod@signalwealth.iono<![CDATA[The Retirement Trap Nobody Talks About]]>In mountaineering, reaching the summit is only half the objective —

statistically, it's the safer half. Most catastrophic accidents happen

on the descent, not the climb.

In this pilot episode, two hosts unpack the core framework from

Episode 1 of The Income Standard: why accumulation and distribution are

completely different financial disciplines, why the industry is built

to help you climb but not to help you get down safely, and the real

case study — two savers with identical $1.2M balances — that shows what happens when the market drops 32% six months into retirement, depending on whether your income is a probability or a structure.

This is a companion series exploring ideas from The Income Standard,

hosted by Tod Long. Hear Tod himself, in his own voice, on the flagship

show — link below.

theincomestandard.com

]]>01f3b230-35a4-4ad6-b4dc-c0ff5ec725ccThu, 27 Aug 2026 14:42:07 GMT<p>In mountaineering, reaching the summit is only half the objective — </p><p>statistically, it's the safer half. Most catastrophic accidents happen </p><p>on the descent, not the climb.</p><p></p><p>In this pilot episode, two hosts unpack the core framework from </p><p>Episode 1 of The Income Standard: why accumulation and distribution are </p><p>completely different financial disciplines, why the industry is built </p><p>to help you climb but not to help you get down safely, and the real </p><p>case study — two savers with identical $1.2M balances — that shows what happens when the market drops 32% six months into retirement, depending on whether your income is a probability or a structure.</p><p></p><p>This is a companion series exploring ideas from The Income Standard, </p><p>hosted by Tod Long. Hear Tod himself, in his own voice, on the flagship </p><p>show — link below.</p><p><a rel="noopener noreferrer nofollow" href="http://theincomestandard.com" target="_blank">theincomestandard.com</a></p>no00:22:4411The Retirement Trap Nobody Talks Aboutfull