<![CDATA[Full Subjects Podcast]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcastRiverside.fm (https://riverside.com)Mon, 17 Aug 2026 00:32:59 GMTMon, 06 Jul 2026 19:22:22 GMT60Austin Catalano and Cole DowlingFull Subjects Podcast created by Austin Catalano and Cole Dowling, is a dynamic and informative podcast that delves into a wide range of subjects, both figuratively and literally. With a focus on real estate and mortgages, the show provides valuable insights, tips, and strategies for navigating the complex world of property investment, home buying, and financing. episodicAustin Catalano and Cole Dowlingfullsubjectspod@gmail.comno<![CDATA[#124 - July FVREB Stats Package]]>The podcast episode discusses the current state of the real estate market, focusing on affordability, buyer demand, key statistics, interest rates, and market sentiment. It also explores the impact of affordability on sales and the psychology of decision-making in the real estate market. The conversation covers various topics related to real estate, including the impact of confidence on sales, mortgage rates, and the potential scenarios for the real estate market. It also delves into the impact of the foreign buyer ban and the implications of empty homes tax.

The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

Takeaways

  • Affordability and buyer demand are key factors influencing the real estate market.
  • Interest rates have remained steady, and market sentiment is driving decision-making.
  • Townhomes offer good value and are a popular choice for first-time homebuyers. Real estate market trends are influenced by factors such as confidence, mortgage rates, and potential scenarios for the market's future.
  • The impact of the foreign buyer ban and empty homes tax on the real estate market is a topic of interest and discussion.

Chapters

  • 00:00 Introduction and Market Overview
  • 02:35 Interest Rates and Market Sentiment
  • 05:40 Key Statistics and Affordability
  • 07:36 Average Days on Market and Market Psychology
  • 16:01 Market Uncertainty and Decision-Making
  • 20:07 Impact of Townhomes and Detached Homes
  • 22:18 Impact of Market Trends on Sellers
  • 26:31 Mortgage Perspectives and Scenarios
  • 30:25 Future Scenarios for the Real Estate Market
]]>3edd34be-6b5d-4c69-9c19-c6bcaca52af0Mon, 10 Aug 2026 18:53:30 GMT<p>The podcast episode discusses the current state of the real estate market, focusing on affordability, buyer demand, key statistics, interest rates, and market sentiment. It also explores the impact of affordability on sales and the psychology of decision-making in the real estate market. The conversation covers various topics related to real estate, including the impact of confidence on sales, mortgage rates, and the potential scenarios for the real estate market. It also delves into the impact of the foreign buyer ban and the implications of empty homes tax.</p><p></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p></p><p></p><p></p><p></p><p>Takeaways</p><ul><li>Affordability and buyer demand are key factors influencing the real estate market.</li><li>Interest rates have remained steady, and market sentiment is driving decision-making.</li><li>Townhomes offer good value and are a popular choice for first-time homebuyers. Real estate market trends are influenced by factors such as confidence, mortgage rates, and potential scenarios for the market's future.</li><li>The impact of the foreign buyer ban and empty homes tax on the real estate market is a topic of interest and discussion.</li></ul><p></p><p>Chapters</p><ul><li>00:00 Introduction and Market Overview</li><li>02:35 Interest Rates and Market Sentiment</li><li>05:40 Key Statistics and Affordability</li><li>07:36 Average Days on Market and Market Psychology</li><li>16:01 Market Uncertainty and Decision-Making</li><li>20:07 Impact of Townhomes and Detached Homes</li><li>22:18 Impact of Market Trends on Sellers</li><li>26:31 Mortgage Perspectives and Scenarios</li><li>30:25 Future Scenarios for the Real Estate Market</li></ul>no00:35:33#124 - July FVREB Stats Packagefull<![CDATA[#123 - Condo Market Shift]]>The conversation explores the shift from condo ownership to purpose-built rentals, highlighting the rise of purpose-built rentals and the impact on the housing market. It delves into the challenges of condo financing, the impact on renters, and the future implications of purpose-built rentals. The discussion also raises questions about the consequences of rental housing at scale and the potential for a future housing shortage.

The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

Takeaways

  • Rise of Purpose-Built Rentals
  • Shift from Condo Ownership to Rental Housing

Chapters

  • 00:00 The Condo Boom: A Shift to Rentals
  • 01:21 Condo Conversions to Rentals
  • 02:21 Rental Starts Exceeding Condo Apartment Starts
  • 03:01 The Future of Condo Market and Purpose-Built Rentals
  • 06:44 The Machine that Built Condos Broke
  • 07:19 The Impact of Condo Financing and Ownership
  • 09:14 The Rental Market and Housing Shortage
  • 10:03 The Shift to Purpose-Built Rentals
  • 18:38 The Impact on Renters and Housing Options
  • 20:03 The Future of Purpose-Built Rentals
  • 26:15 The Consequences of Rental Housing at Scale
]]>d384e5b5-eb58-4629-ba4d-6ea131308e85Mon, 10 Aug 2026 18:12:55 GMT<p>The conversation explores the shift from condo ownership to purpose-built rentals, highlighting the rise of purpose-built rentals and the impact on the housing market. It delves into the challenges of condo financing, the impact on renters, and the future implications of purpose-built rentals. The discussion also raises questions about the consequences of rental housing at scale and the potential for a future housing shortage.<br /><br />The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p></p><p></p><p></p><p></p><p>Takeaways</p><ul><li>Rise of Purpose-Built Rentals</li><li>Shift from Condo Ownership to Rental Housing</li></ul><p></p><p>Chapters</p><ul><li>00:00 The Condo Boom: A Shift to Rentals</li><li>01:21 Condo Conversions to Rentals</li><li>02:21 Rental Starts Exceeding Condo Apartment Starts</li><li>03:01 The Future of Condo Market and Purpose-Built Rentals</li><li>06:44 The Machine that Built Condos Broke</li><li>07:19 The Impact of Condo Financing and Ownership</li><li>09:14 The Rental Market and Housing Shortage</li><li>10:03 The Shift to Purpose-Built Rentals</li><li>18:38 The Impact on Renters and Housing Options</li><li>20:03 The Future of Purpose-Built Rentals</li><li>26:15 The Consequences of Rental Housing at Scale</li></ul>no00:25:58#123 - Condo Market Shiftfull<![CDATA[#122 - Market Better Than The Peak]]>The conversation delves into the comparison of real estate market conditions, the impact of mortgage rates and financing, variable rate mortgages, down payment and mortgage amount, stress test and qualification criteria, mortgage renewal and planning ahead, opportunities in the current real estate market, considerations for buying and selling, and equity building and long-term investment. The discussion provides insights into the changes in income qualification, mortgage rates, and market value, as well as the importance of planning for mortgage renewals and the potential for creative solutions in real estate transactions.

Takeaways

  • Changes in income qualification and mortgage rates
  • Importance of planning for mortgage renewals

Chapters

  • 00:00 Comparing Real Estate Market Conditions
  • 03:06 Impact of Mortgage Rates and Financing
  • 04:00 Variable Rate Mortgages and Disposable Income
  • 05:23 Down Payment and Mortgage Amount
  • 09:17 Stress Test and Qualification Criteria
  • 15:40 Mortgage Renewal and Planning Ahead
  • 18:19 Opportunities in the Current Real Estate Market
  • 19:35 Considerations for Buying and Selling
  • 21:23 Equity Building and Long-Term Investment

The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>b85c64e1-3032-407b-a388-032cd37eaad4Tue, 28 Jul 2026 19:15:30 GMT<p>The conversation delves into the comparison of real estate market conditions, the impact of mortgage rates and financing, variable rate mortgages, down payment and mortgage amount, stress test and qualification criteria, mortgage renewal and planning ahead, opportunities in the current real estate market, considerations for buying and selling, and equity building and long-term investment. The discussion provides insights into the changes in income qualification, mortgage rates, and market value, as well as the importance of planning for mortgage renewals and the potential for creative solutions in real estate transactions.</p><p></p><p>Takeaways</p><ul><li>Changes in income qualification and mortgage rates</li><li>Importance of planning for mortgage renewals</li></ul><p></p><p>Chapters</p><ul><li>00:00 Comparing Real Estate Market Conditions</li><li>03:06 Impact of Mortgage Rates and Financing</li><li>04:00 Variable Rate Mortgages and Disposable Income</li><li>05:23 Down Payment and Mortgage Amount</li><li>09:17 Stress Test and Qualification Criteria</li><li>15:40 Mortgage Renewal and Planning Ahead</li><li>18:19 Opportunities in the Current Real Estate Market</li><li>19:35 Considerations for Buying and Selling</li><li>21:23 Equity Building and Long-Term Investment</li></ul><p></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p></p><p></p><p></p>no00:20:36#122 - Market Better Than The Peakfull<![CDATA[#121 - Buyers Have LEVERAGE - FVREB June 2026 Stats]]> content type

Interview

primary goal

Educational

summary

In this episode, Austin Catalano breaks down the latest real estate market stats in Fraser Valley, exploring why buyers are hesitant despite favorable conditions, and what this means for both buyers and sellers in a shifting market.

keywords

real estate, Fraser Valley, housing market, buying opportunities, market analysis, real estate tips

key topics

Market statistics and trends in Fraser Valley

Buyer hesitation despite lower prices and high inventory

Impact of economic uncertainty and interest rates on buying decisions

The importance of pricing correctly in a shifting market

Negotiation power for buyers and sellers today

Micro-market variations and asset class performance

Strategies for buyers to capitalize on opportunities

Advice for sellers to adapt to current conditions

guest name

Austin Catalano

Titles

Why Now Is a Great Time to Buy in Fraser Valley

Understanding the Current Real Estate Market Dynamics

sound bites

"It's really hard to know when the bottom is the bottom"

"Demand plays a big factor in market softening"

"There's a lot of conflicting information out there"

Chapters

00:00 Market overview and current conditions in Fraser Valley

01:00 Why affordability isn't enough to motivate buyers

02:23 Understanding market timing and buyer hesitation

03:19 June sales and inventory analysis

04:55 The significance of active listings and buyer options

06:24 Market ratios and negotiation leverage

10:30 Price trends across different asset classes

14:49 Opportunities for first-time buyers and property ladder strategies

15:17 Factors contributing to softening prices

19:24 Main reasons behind market softening

21:20 Impact of information overload and market sentiment

23:45 What sellers need to understand in today's market

26:55 Timing the market and the importance of negotiation power

28:16 Final advice and market outlook

resources

]]>61cd386b-cacb-4860-bf2b-c5f90a75bac1Thu, 16 Jul 2026 20:14:02 GMT<p> content type</p><p>Interview</p><p> primary goal</p><p>Educational</p><p> summary</p><p>In this episode, Austin Catalano breaks down the latest real estate market stats in Fraser Valley, exploring why buyers are hesitant despite favorable conditions, and what this means for both buyers and sellers in a shifting market.</p><p> keywords</p><p>real estate, Fraser Valley, housing market, buying opportunities, market analysis, real estate tips</p><p> key topics</p><p>Market statistics and trends in Fraser Valley</p><p>Buyer hesitation despite lower prices and high inventory</p><p>Impact of economic uncertainty and interest rates on buying decisions</p><p>The importance of pricing correctly in a shifting market</p><p>Negotiation power for buyers and sellers today</p><p>Micro-market variations and asset class performance</p><p>Strategies for buyers to capitalize on opportunities</p><p>Advice for sellers to adapt to current conditions</p><p> guest name</p><p>Austin Catalano</p><p>Titles</p><p>Why Now Is a Great Time to Buy in Fraser Valley</p><p>Understanding the Current Real Estate Market Dynamics</p><p> sound bites</p><p>"It's really hard to know when the bottom is the bottom"</p><p>"Demand plays a big factor in market softening"</p><p>"There's a lot of conflicting information out there"</p><p>Chapters</p><p>00:00 Market overview and current conditions in Fraser Valley</p><p>01:00 Why affordability isn't enough to motivate buyers</p><p>02:23 Understanding market timing and buyer hesitation</p><p>03:19 June sales and inventory analysis</p><p>04:55 The significance of active listings and buyer options</p><p>06:24 Market ratios and negotiation leverage</p><p>10:30 Price trends across different asset classes</p><p>14:49 Opportunities for first-time buyers and property ladder strategies</p><p>15:17 Factors contributing to softening prices</p><p>19:24 Main reasons behind market softening</p><p>21:20 Impact of information overload and market sentiment</p><p>23:45 What sellers need to understand in today's market</p><p>26:55 Timing the market and the importance of negotiation power</p><p>28:16 Final advice and market outlook</p><p> resources</p><p></p><p></p>no00:29:00#121 - Buyers Have LEVERAGE - FVREB June 2026 Statsfull<![CDATA[#120 - Market Shift Strategies: Moving Up in Real Estate Today]]>

In this episode, Austin Catalano and Cole discuss the current real estate market, focusing on opportunities for those looking to upsize, market trends, and strategic advice for buyers and sellers. They explore how market conditions have shifted and what that means for your next move in real estate.

The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

keywords

real estate, market trends, upsizing, home buying, market opportunities, interest rates, property values, real estate strategy

key topics

Market opportunities for upsizing

Impact of interest rates and property values

Strategies for selling and buying simultaneously

Market normalization and stability

Financing options and mortgage strategies

Timing the market and planning your move

The importance of professional guidance in real estate

Market predictions and future opportunities

]]>6a9b271c-0ae8-456f-b2dd-8afe96fc80f5Mon, 06 Jul 2026 19:31:39 GMT<p></p><p>In this episode, Austin Catalano and Cole discuss the current real estate market, focusing on opportunities for those looking to upsize, market trends, and strategic advice for buyers and sellers. They explore how market conditions have shifted and what that means for your next move in real estate.</p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p> keywords</p><p>real estate, market trends, upsizing, home buying, market opportunities, interest rates, property values, real estate strategy</p><p></p><p> key topics</p><p>Market opportunities for upsizing</p><p>Impact of interest rates and property values</p><p>Strategies for selling and buying simultaneously</p><p>Market normalization and stability</p><p>Financing options and mortgage strategies</p><p>Timing the market and planning your move</p><p>The importance of professional guidance in real estate</p><p>Market predictions and future opportunities</p><p></p><p></p><p></p><p></p>no00:30:53#120 - Market Shift Strategies: Moving Up in Real Estate Todayfull<![CDATA[#116 - Economic Update Highlights]]>


This episode provides a comprehensive update on recent economic developments, real estate market trends, and government policy changes in Canada. Hosted by Austin Catalano and Cole Dowling, it covers market activity, interest rate forecasts, federal policy updates, and the importance of trades and skilled labor for Canada's growth.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/116---Economic-Update-Highlights-e3iv1n5d67bfdd7-ab89-4e78-ae78-1192b4263840Wed, 06 May 2026 03:20:41 GMT<p><br /></p><p><br /></p><p>This episode provides a comprehensive update on recent economic developments, real estate market trends, and government policy changes in Canada. Hosted by Austin Catalano and Cole Dowling, it covers market activity, interest rate forecasts, federal policy updates, and the importance of trades and skilled labor for Canada's growth.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:36:10#116 - Economic Update Highlightsfull<![CDATA[#112 - Five Things No One is Talking About]]>The BC housing market is facing five silent shifts that could dramatically reshape your future home decisions—and most people aren’t talking about them. From the looming wave of mortgage renewals to skyrocketing land costs and slow development delays, these under-the-radar trends threaten to tighten supply and inflate prices even further. If you think you understand the current market, think again—these overlooked factors could be the difference between buying smart or being left behind.In this episode, you’ll discover why historic mortgage rates are about to spike payments by 30 to 60 percent for thousands of homeowners and how that might lead to increased sales or shifting market dynamics. We break down how land scarcity and geographic constraints keep prices high, despite efforts to curb construction costs. You’ll gain insights on how rising strata fees and insurance premiums are adding weight to your monthly costs, and why delayed development projects threaten future supply—setting the stage for potential price surges down the line.We explore the hidden risks of strata ownership—what to watch for in depreciation reports, building age, and upcoming assessments—and how diligent buyers can protect themselves. Plus, learn why the Fraser Valley’s explosive growth and transit expansions are making it an increasingly vital area to watch for long-term value—the kind of knowledge that turns markets in your favor.This episode is essential listening if you’re a homeowner, investor, or prospective buyer in BC dreaming of smart, strategic moves amid market uncertainty. Don’t let these quiet forces catch you off guard. Equip yourself with the insights to navigate higher costs, tighter supply, and delayed projects—and unlock the opportunities hidden in these subtle but powerful shifts.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/112---Five-Things-No-One-is-Talking-About-e3gsdkp4c2a3183-74ca-46b8-b336-6c8be31d05d9Mon, 23 Mar 2026 20:57:11 GMT<p>The BC housing market is facing five silent shifts that could dramatically reshape your future home decisions—and most people aren’t talking about them. From the looming wave of mortgage renewals to skyrocketing land costs and slow development delays, these under-the-radar trends threaten to tighten supply and inflate prices even further. If you think you understand the current market, think again—these overlooked factors could be the difference between buying smart or being left behind.In this episode, you’ll discover why historic mortgage rates are about to spike payments by 30 to 60 percent for thousands of homeowners and how that might lead to increased sales or shifting market dynamics. We break down how land scarcity and geographic constraints keep prices high, despite efforts to curb construction costs. You’ll gain insights on how rising strata fees and insurance premiums are adding weight to your monthly costs, and why delayed development projects threaten future supply—setting the stage for potential price surges down the line.We explore the hidden risks of strata ownership—what to watch for in depreciation reports, building age, and upcoming assessments—and how diligent buyers can protect themselves. Plus, learn why the Fraser Valley’s explosive growth and transit expansions are making it an increasingly vital area to watch for long-term value—the kind of knowledge that turns markets in your favor.This episode is essential listening if you’re a homeowner, investor, or prospective buyer in BC dreaming of smart, strategic moves amid market uncertainty. Don’t let these quiet forces catch you off guard. Equip yourself with the insights to navigate higher costs, tighter supply, and delayed projects—and unlock the opportunities hidden in these subtle but powerful shifts.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:21:35#112 - Five Things No One is Talking Aboutfull<![CDATA[#103 - Building Authentic Client Relationships]]>In this episode of the Full Subjects podcast, host Austin Catalano interviews Sam Jensen, a seasoned real estate agent from Williams Lake, BC. They discuss Sam's journey in the real estate industry, the importance of social media, building client relationships, and the challenges faced by agents. Sam shares insights on establishing systems for success, navigating career changes, and the reality of being a real estate agent. The conversation emphasizes the need for authenticity, consistency, and a strong community presence in the real estate business.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/103---Building-Authentic-Client-Relationships-e3d93447968046b-d6c4-495f-8690-ec01600035f8Tue, 06 Jan 2026 18:17:01 GMT<p>In this episode of the Full Subjects podcast, host Austin Catalano interviews Sam Jensen, a seasoned real estate agent from Williams Lake, BC. They discuss Sam's journey in the real estate industry, the importance of social media, building client relationships, and the challenges faced by agents. Sam shares insights on establishing systems for success, navigating career changes, and the reality of being a real estate agent. The conversation emphasizes the need for authenticity, consistency, and a strong community presence in the real estate business.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:36:20#103 - Building Authentic Client Relationshipsfull<![CDATA[#114 - Fraser Valley Housing: Prices Stabilize After 11 Months]]>


This episode provides a comprehensive update on the real estate market, covering recent stats, economic factors, and regional insights. Learn how market trends, government incentives, and economic conditions influence buying and selling strategies.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.



]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/114---Fraser-Valley-Housing-Prices-Stabilize-After-11-Months-e3hh7ea51b9a51a-43c9-4b72-8b0c-dae2d58167f6Mon, 06 Apr 2026 20:54:12 GMT<p><br /></p><p><br /></p><p>This episode provides a comprehensive update on the real estate market, covering recent stats, economic factors, and regional insights. Learn how market trends, government incentives, and economic conditions influence buying and selling strategies.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p><p><br /></p> no00:25:12#114 - Fraser Valley Housing: Prices Stabilize After 11 Monthsfull<![CDATA[#108 - Understanding the Current Market: A Solo Dive]]>In this solo episode of the Full Subjects Podcast, Austin Catalano provides a comprehensive market and economic update, focusing on the Canadian economy, job statistics, and the Fraser Valley real estate market. He discusses recent trends in home prices, sales, and inventory levels, as well as answers listener questions from the mailbag regarding selling trends, negotiation strategies, and market predictions for the year ahead. The episode emphasizes the importance of understanding individual circumstances in real estate decisions.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/108---Understanding-the-Current-Market-A-Solo-Dive-e3escrg4efe71c9-d7c7-406c-ad14-089ddecdb57fMon, 09 Feb 2026 23:51:48 GMT<p>In this solo episode of the Full Subjects Podcast, Austin Catalano provides a comprehensive market and economic update, focusing on the Canadian economy, job statistics, and the Fraser Valley real estate market. He discusses recent trends in home prices, sales, and inventory levels, as well as answers listener questions from the mailbag regarding selling trends, negotiation strategies, and market predictions for the year ahead. The episode emphasizes the importance of understanding individual circumstances in real estate decisions.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:21:36#108 - Understanding the Current Market: A Solo Divefull<![CDATA[#70 - 5 Ways to MAXIMIZE your Home Buying Potential in 2025]]>The opinions expressed herein are solely that of Austin Catalano, and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.



]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/70---5-Ways-to-MAXIMIZE-your-Home-Buying-Potential-in-2025-e2s49e6f4e47c83-d4fd-46f2-8c72-33cd226a58a0Tue, 10 Dec 2024 00:30:00 GMT<p>The opinions expressed herein are solely that of Austin Catalano, and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p><p><br /></p> no00:17:57170#70 - 5 Ways to MAXIMIZE your Home Buying Potential in 2025full<![CDATA[#73 - 2025 Real Estate Market Predictions]]>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/73---2025-Real-Estate-Market-Predictions-e2suaobd7eba359-963e-4dc4-8833-285b2f29e5b2Mon, 06 Jan 2025 17:00:00 GMT<p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.<br /></p> no00:26:3621#73 - 2025 Real Estate Market Predictionsfull<![CDATA[#85 - The Trade-Offs of Moving "Further" Out]]>In this episode of the Full Subjects Podcast, Austin Catalano and Cole discuss the critical factors to consider when moving, particularly the importance of area, commuting, and lifestyle balance. They explore the concept of 'outsizing'—moving further out to gain more space and affordability, while weighing the pros and cons of commuting times and costs. The conversation also touches on the impact of career transitions on housing decisions and the importance of long-term planning in real estate. Ultimately, they emphasize the need for a comprehensive understanding of financial implications and personal priorities when making such significant life choices.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/85---The-Trade-Offs-of-Moving-Further-Out-e37a3tq2aa2efae-59d4-4660-8c4c-8e152b133355Mon, 25 Aug 2025 19:41:37 GMT<p>In this episode of the Full Subjects Podcast, Austin Catalano and Cole discuss the critical factors to consider when moving, particularly the importance of area, commuting, and lifestyle balance. They explore the concept of 'outsizing'—moving further out to gain more space and affordability, while weighing the pros and cons of commuting times and costs. The conversation also touches on the impact of career transitions on housing decisions and the importance of long-term planning in real estate. Ultimately, they emphasize the need for a comprehensive understanding of financial implications and personal priorities when making such significant life choices.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:19:58#85 - The Trade-Offs of Moving "Further" Outfull<![CDATA[#88 - Unlocking Wealth: The Smith Maneuver Explained]]>In this episode of the Full Subjects podcast, hosts Austin Catalano and Cole delve into the Smith Maneuver, a strategy that allows homeowners to use their mortgage to create tax deductions and build wealth. They break down the mechanics of the maneuver, provide a practical example, and discuss its popularity in British Columbia due to high housing prices and income taxes. The conversation also covers the risks associated with this investment strategy, who it benefits, and who should avoid it, emphasizing the importance of professional guidance and financial planning.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/88---Unlocking-Wealth-The-Smith-Maneuver-Explained-e388tude391090d-6484-4592-b38e-1211d0af7285Mon, 15 Sep 2025 20:10:38 GMT<p>In this episode of the Full Subjects podcast, hosts Austin Catalano and Cole delve into the Smith Maneuver, a strategy that allows homeowners to use their mortgage to create tax deductions and build wealth. They break down the mechanics of the maneuver, provide a practical example, and discuss its popularity in British Columbia due to high housing prices and income taxes. The conversation also covers the risks associated with this investment strategy, who it benefits, and who should avoid it, emphasizing the importance of professional guidance and financial planning.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:20:29#88 - Unlocking Wealth: The Smith Maneuver Explainedfull<![CDATA[#68 - Relocating to Kamloops: Insights on the Market with Chris Anderson]]>The opinions expressed herein are solely that of Austin Catalano, Cody Bugini and Cole Dowling, not Royal LePage Wolstencroft, Oakwyn Realty, Dominion Lending Centers Next Generation Mortgage or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever.Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.


]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/68---Relocating-to-Kamloops-Insights-on-the-Market-with-Chris-Anderson-e2rgen8d5d075b9-3707-4d75-9d03-35de986360a8Tue, 26 Nov 2024 00:32:00 GMT<p>The opinions expressed herein are solely that of Austin Catalano, Cody Bugini and Cole Dowling, not Royal LePage Wolstencroft, Oakwyn Realty, Dominion Lending Centers Next Generation Mortgage or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever.Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p> no00:14:48168#68 - Relocating to Kamloops: Insights on the Market with Chris Andersonfull<![CDATA[#90 - Essential Steps for First-Time Home Buyers]]>In this episode, Austin and Cole discuss essential steps for first-time home buyers in the Vancouver area. They emphasize the importance of engaging a mortgage broker early, understanding financing options, and the necessity of market education. The conversation also covers financial strategies, including opening a first home savings account and preparing for additional costs associated with home buying. The hosts provide practical tips and insights to help potential buyers navigate the competitive real estate market effectively.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.


Takeaways


Engage a mortgage broker early in the process.

Understand your financing options before contacting a realtor.

Open a first home savings account for tax benefits.

Avoid large purchases before mortgage approval.

Educate yourself about the real estate market and neighborhoods.

Prepare financial documents ahead of time for a smoother process.

Consider family assistance for down payments.

Review your finances and budget carefully before buying.

Be realistic about what you can afford in the market.

Think about your long-term plans for the property.




]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/90---Essential-Steps-for-First-Time-Home-Buyers-e38ps10b41c416c-0cc0-488d-93d9-e307a2768417Mon, 29 Sep 2025 18:15:48 GMT<p>In this episode, Austin and Cole discuss essential steps for first-time home buyers in the Vancouver area. They emphasize the importance of engaging a mortgage broker early, understanding financing options, and the necessity of market education. The conversation also covers financial strategies, including opening a first home savings account and preparing for additional costs associated with home buying. The hosts provide practical tips and insights to help potential buyers navigate the competitive real estate market effectively.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p><p>Takeaways</p><p><br /></p><p>Engage a mortgage broker early in the process.</p><p>Understand your financing options before contacting a realtor.</p><p>Open a first home savings account for tax benefits.</p><p>Avoid large purchases before mortgage approval.</p><p>Educate yourself about the real estate market and neighborhoods.</p><p>Prepare financial documents ahead of time for a smoother process.</p><p>Consider family assistance for down payments.</p><p>Review your finances and budget carefully before buying.</p><p>Be realistic about what you can afford in the market.</p><p>Think about your long-term plans for the property. </p><p><br /></p><p><br /></p><p><br /></p> no00:21:54#90 - Essential Steps for First-Time Home Buyersfull<![CDATA[#100 - Lessons from 100 Episodes of the Full Subjects Podcast]]>In this celebratory episode, Austin and Cole reflect on their journey of producing 100 episodes of the Full Subjects podcast. They discuss the evolution of their recording process, the lessons learned along the way, and the surprises they've encountered. The hosts share their hopes for the future, including expanding their guest variety and enhancing their production quality. They also touch on personal growth, the importance of accountability, and how the podcast has helped them stay relevant in the real estate industry. The episode concludes with gratitude for their listeners and a commitment to continue providing valuable content.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/100---Lessons-from-100-Episodes-of-the-Full-Subjects-Podcast-e3c4ulddeb64b2b-b792-4b78-99db-ef2bcb9b00ecWed, 10 Dec 2025 05:01:46 GMT<p>In this celebratory episode, Austin and Cole reflect on their journey of producing 100 episodes of the Full Subjects podcast. They discuss the evolution of their recording process, the lessons learned along the way, and the surprises they've encountered. The hosts share their hopes for the future, including expanding their guest variety and enhancing their production quality. They also touch on personal growth, the importance of accountability, and how the podcast has helped them stay relevant in the real estate industry. The episode concludes with gratitude for their listeners and a commitment to continue providing valuable content.</p> no00:35:00#100 - Lessons from 100 Episodes of the Full Subjects Podcastfull<![CDATA[#74 - December Real Estate Wrap Up - Stats ]]>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/74---December-Real-Estate-Wrap-Up---Stats-e2ti6abe3dcaadb-4917-45c3-b2d7-4bdf6232e91eThu, 16 Jan 2025 19:00:00 GMT<p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.<br /></p> no00:27:30274#74 - December Real Estate Wrap Up - Stats full<![CDATA[#101 - Fraser Valley Real Estate November Stats]]>In this final stats podcast of 2025, hosts Austin Catalano and Cole provide a comprehensive market and economic update, discussing key topics such as inflation trends, surprising GDP growth, the impact of trade agreements, and the current state of the Fraser Valley real estate market. They analyze sales trends, listing dynamics, pricing fluctuations, and the average days on market, while also making predictions for December and reflecting on the year as a whole.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/101---Fraser-Valley-Real-Estate-November-Stats-e3c4ttic2c7aed8-a46f-4282-8528-23abebb73786Thu, 11 Dec 2025 16:41:00 GMT<p>In this final stats podcast of 2025, hosts Austin Catalano and Cole provide a comprehensive market and economic update, discussing key topics such as inflation trends, surprising GDP growth, the impact of trade agreements, and the current state of the Fraser Valley real estate market. They analyze sales trends, listing dynamics, pricing fluctuations, and the average days on market, while also making predictions for December and reflecting on the year as a whole.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:24:11#101 - Fraser Valley Real Estate November Statsfull<![CDATA[#87 - Navigating the Fall Real Estate Market]]>In this episode, Austin and Cole discuss the current state of the real estate market as summer transitions into fall. They analyze August's market statistics, including interest rates, economic indicators, and pricing trends, while also providing insights into the buyer's market dynamics. The conversation highlights the importance of understanding market conditions for both buyers and sellers, and they touch on mortgage rate promotions and refinancing options available to homeowners.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.



]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/87---Navigating-the-Fall-Real-Estate-Market-e37vd4ib2a8eac6-4a46-47d5-8633-ec7b2283afbbMon, 08 Sep 2025 21:13:12 GMT<p>In this episode, Austin and Cole discuss the current state of the real estate market as summer transitions into fall. They analyze August's market statistics, including interest rates, economic indicators, and pricing trends, while also providing insights into the buyer's market dynamics. The conversation highlights the importance of understanding market conditions for both buyers and sellers, and they touch on mortgage rate promotions and refinancing options available to homeowners.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement. </p><p><br /></p><p><br /></p> no00:25:23187#87 - Navigating the Fall Real Estate Marketfull<![CDATA[# 84 - Navigating the Upsizing Journey, with Alex Dunbar]]>In this conversation, the hosts discuss the complexities of upsizing in the real estate market, focusing on the selling and buying processes, the importance of understanding costs, and the challenges of subject to sale agreements. They share personal experiences and insights on navigating these challenges, emphasizing the need for pre-approval and realistic expectations.

The opinions expressed herein are solely that of AustinCatalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion LendingCenters Next Generation Mortgage, or the FVREB and should not be misconstrued advice or the basis of an agency relationship whatsoever.    Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

 


]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/84---Navigating-the-Upsizing-Journey--with-Alex-Dunbar-e375a05ffa7568f-e795-475a-86a1-0eb096e85acdThu, 21 Aug 2025 19:30:54 GMT<p>In this conversation, the hosts discuss the complexities of upsizing in the real estate market, focusing on the selling and buying processes, the importance of understanding costs, and the challenges of subject to sale agreements. They share personal experiences and insights on navigating these challenges, emphasizing the need for pre-approval and realistic expectations.</p><p>The opinions expressed herein are solely that of AustinCatalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion LendingCenters Next Generation Mortgage, or the FVREB and should not be misconstrued advice or the basis of an agency relationship whatsoever.    Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p> </p><p><br /></p> no00:34:09# 84 - Navigating the Upsizing Journey, with Alex Dunbarfull<![CDATA[#92 - Building a Successful Real Estate Career: Insights from Ty Corsie]]>Summary


In this episode of the Full Subjects podcast, Ty Corsi shares his extensive experience in the real estate industry, discussing his journey, the evolution of real estate practices, and the importance of health and wellness. He emphasizes the significance of authenticity, effective marketing strategies, and building a strong brand. Ty also provides insights on hiring team members, the value of coaching, and the passion that drives success in real estate. The conversation wraps up with advice for new agents and the importance of consistency in their efforts.


Takeaways


Ty Corsi has been in real estate for 24 years, experiencing various market shifts.

Authenticity is crucial in building trust with clients.

Health and wellness play a significant role in maintaining a successful career.

Long-form video content is a powerful marketing tool.

Building a strong brand is essential for success in real estate.

Hiring the right team members can help scale a real estate business.

Consistency in marketing efforts is key to long-term success.

Coaching and continuous learning are important for growth.

Passion for the business can lead to greater client relationships.

Understanding market dynamics helps in setting realistic expectations for clients.


]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/92---Building-a-Successful-Real-Estate-Career-Insights-from-Ty-Corsie-e39hhml5b9d1258-3bb0-407a-81c1-a7c8a3c3ba2dTue, 14 Oct 2025 18:56:39 GMT<p>Summary</p><p><br /></p><p>In this episode of the Full Subjects podcast, Ty Corsi shares his extensive experience in the real estate industry, discussing his journey, the evolution of real estate practices, and the importance of health and wellness. He emphasizes the significance of authenticity, effective marketing strategies, and building a strong brand. Ty also provides insights on hiring team members, the value of coaching, and the passion that drives success in real estate. The conversation wraps up with advice for new agents and the importance of consistency in their efforts.</p><p><br /></p><p>Takeaways</p><p><br /></p><p>Ty Corsi has been in real estate for 24 years, experiencing various market shifts.</p><p>Authenticity is crucial in building trust with clients.</p><p>Health and wellness play a significant role in maintaining a successful career.</p><p>Long-form video content is a powerful marketing tool.</p><p>Building a strong brand is essential for success in real estate.</p><p>Hiring the right team members can help scale a real estate business.</p><p>Consistency in marketing efforts is key to long-term success.</p><p>Coaching and continuous learning are important for growth.</p><p>Passion for the business can lead to greater client relationships.</p><p>Understanding market dynamics helps in setting realistic expectations for clients.</p><p><br /></p> no00:38:09#92 - Building a Successful Real Estate Career: Insights from Ty Corsiefull<![CDATA[#94 - Navigating the Mortgage Industry with Ryan Oake]]>Summary


In this episode, Ryan Oake shares his journey as a mortgage broker, discussing the importance of time, consistency, and relationship management in building a successful business. He emphasizes the need for new brokers to establish a structured approach to their work, the challenges faced in the industry, and the significance of networking and community engagement. Ryan also touches on the importance of tracking performance metrics, personal development, and the future of the mortgage industry, including succession planning.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/94---Navigating-the-Mortgage-Industry-with-Ryan-Oake-e3a9gl27f035618-3e37-48f2-954b-8e502055c656Thu, 30 Oct 2025 20:59:13 GMT<p>Summary</p><p><br /></p><p>In this episode, Ryan Oake shares his journey as a mortgage broker, discussing the importance of time, consistency, and relationship management in building a successful business. He emphasizes the need for new brokers to establish a structured approach to their work, the challenges faced in the industry, and the significance of networking and community engagement. Ryan also touches on the importance of tracking performance metrics, personal development, and the future of the mortgage industry, including succession planning.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:49:17#94 - Navigating the Mortgage Industry with Ryan Oakefull<![CDATA[#105 - Essential Steps for First-Time Home Buyers in 2026]]>In this episode of the Full Subjects podcast, hosts Austin Catalano and Cole discuss essential steps for first-time home buyers planning to purchase a home in 2026. They emphasize the importance of understanding personal finances, including tracking income and expenses, knowing credit scores, and managing debt. The conversation also covers the significance of establishing a first home savings account and preparing for both ongoing and one-time homeownership costs, such as mortgage payments, property taxes, and moving fees. The hosts stress the need for potential buyers to engage with professionals, including realtors and mortgage brokers, to navigate the complexities of the housing market effectively.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.


]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/105---Essential-Steps-for-First-Time-Home-Buyers-in-2026-e3dsplq9f148c11-50b3-4c74-aa23-f6182daa06b8Mon, 19 Jan 2026 18:43:51 GMT<p>In this episode of the Full Subjects podcast, hosts Austin Catalano and Cole discuss essential steps for first-time home buyers planning to purchase a home in 2026. They emphasize the importance of understanding personal finances, including tracking income and expenses, knowing credit scores, and managing debt. The conversation also covers the significance of establishing a first home savings account and preparing for both ongoing and one-time homeownership costs, such as mortgage payments, property taxes, and moving fees. The hosts stress the need for potential buyers to engage with professionals, including realtors and mortgage brokers, to navigate the complexities of the housing market effectively.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p> no00:25:40#105 - Essential Steps for First-Time Home Buyers in 2026full<![CDATA[#113 - Agent Expert Series - Alex McFadyen]]>In this engaging interview, Alex McFadyen shares his journey in the mortgage industry, the importance of asking the right questions, building systems, and the power of networking and events to transform your business and life.

The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.


]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/113---Agent-Expert-Series---Alex-McFadyen-e3h6r6eeb3a7d26-d8a2-44fa-a5b7-9d7e4ce71a99Mon, 30 Mar 2026 22:34:46 GMT<p>In this engaging interview, Alex McFadyen shares his journey in the mortgage industry, the importance of asking the right questions, building systems, and the power of networking and events to transform your business and life.</p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p> no00:37:38#113 - Agent Expert Series - Alex McFadyenfull<![CDATA[#117 - April 2026 Fraser Valley Stats]]>Ever wondered why more market activity doesn’t always mean a hot market? 🌪️
Drop a 🔥 if you've felt this too!It's understandable—more listings and sales might seem like everything's booming, but that doesn’t instantly mean prices are soaring or sellers are winning.
In fact, we’re seeing a lot of activity, but the market still remains cautious, with buyers weighing their options carefully.Here’s the key insight:
More activity often reflects diversity in buyer behavior—some are just starting to step in, others are cautiously upgrading.
It’s a sign of stability, not a full-blown seller’s market. The overall sentiment is still mixed, and uncertainty remains high—like gas prices suddenly jumping or international shifts potentially influencing demand.So, if you’re thinking of buying or selling, don’t rush to conclusions—look past the surface.
Pinpoint the pockets where demand is hot, but remember:
Market conditions are a mosaic, not a monolith.What’s your area of focus—are you seeing this in your neighborhood too? Drop your thoughts below!And remember, in a market like this, due diligence and patience are your best allies.#RealEstateInsights #MarketStability #BuyerBehavior #FraserValleyRealEstate #SmartInvesting



]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/117---April-2026-Fraser-Valley-Stats-e3j873q10d48ab1-9efb-4049-b293-2bb59fad8d4eTue, 12 May 2026 03:18:31 GMT<p>Ever wondered why more market activity doesn’t always mean a hot market? 🌪️<br />Drop a 🔥 if you've felt this too!It's understandable—more listings and sales might seem like everything's booming, but that doesn’t instantly mean prices are soaring or sellers are winning.<br />In fact, we’re seeing a lot of activity, but the market still remains cautious, with buyers weighing their options carefully.Here’s the key insight:<br />More activity often reflects diversity in buyer behavior—some are just starting to step in, others are cautiously upgrading.<br />It’s a sign of stability, not a full-blown seller’s market. The overall sentiment is still mixed, and uncertainty remains high—like gas prices suddenly jumping or international shifts potentially influencing demand.So, if you’re thinking of buying or selling, don’t rush to conclusions—look past the surface.<br />Pinpoint the pockets where demand is hot, but remember:<br />Market conditions are a mosaic, not a monolith.What’s your area of focus—are you seeing this in your neighborhood too? Drop your thoughts below!And remember, in a market like this, due diligence and patience are your best allies.#RealEstateInsights #MarketStability #BuyerBehavior #FraserValleyRealEstate #SmartInvesting</p><p><br /></p><p><br /></p> no00:29:54#117 - April 2026 Fraser Valley Statsfull<![CDATA[#77 - Elections and The Three T's]]>The opinions expressed herein are solely that of Austin Catalano, Roman St.Germain, and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.


]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/77---Elections-and-The-Three-Ts-e2umq0984625c12-b7f8-4adf-8225-1f9fe23dbacdSat, 07 Jun 2025 21:13:00 GMT<p>The opinions expressed herein are solely that of Austin Catalano, Roman St.Germain, and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p> no00:33:12#77 - Elections and The Three T'sfull<![CDATA[#93 - Planing to Succeed Creating success with Jeremy Kalenuik]]>Summary


In this episode of the Full Subjects podcast, Jeremy Kalenuik shares his extensive experience in the real estate industry, emphasizing the importance of building a solid business plan, daily routines, and community engagement. He discusses the challenges faced by agents, the significance of branding, and the need for authenticity in marketing. Jeremy also highlights common mistakes made by business owners and the value of continuous learning and personal growth. His passion for helping clients and connecting with the community shines through, making this episode a valuable resource for both new and experienced agents.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

Takeaways


Build a comprehensive business plan for real estate success.

Daily routines and fitness contribute to mental fortitude.

Specializing in a niche market can significantly boost business.

Client engagement through events fosters community connections.

Avoid common mistakes like lack of planning and customer neglect.

Authenticity in marketing resonates with clients.

Embrace failure as a part of the journey to success.

Follow your passion relentlessly, especially when young.

Community involvement can enhance brand visibility.

Continuous learning is essential for growth in real estate.



]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/93---Planing-to-Succeed-Creating-success-with-Jeremy-Kalenuik-e3a0odb563660e2-d64f-4977-8e31-4ae9a8d02856Fri, 24 Oct 2025 21:25:08 GMT<p>Summary</p><p><br /></p><p>In this episode of the Full Subjects podcast, Jeremy Kalenuik shares his extensive experience in the real estate industry, emphasizing the importance of building a solid business plan, daily routines, and community engagement. He discusses the challenges faced by agents, the significance of branding, and the need for authenticity in marketing. Jeremy also highlights common mistakes made by business owners and the value of continuous learning and personal growth. His passion for helping clients and connecting with the community shines through, making this episode a valuable resource for both new and experienced agents.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p>Takeaways</p><p><br /></p><p>Build a comprehensive business plan for real estate success.</p><p>Daily routines and fitness contribute to mental fortitude.</p><p>Specializing in a niche market can significantly boost business.</p><p>Client engagement through events fosters community connections.</p><p>Avoid common mistakes like lack of planning and customer neglect.</p><p>Authenticity in marketing resonates with clients.</p><p>Embrace failure as a part of the journey to success.</p><p>Follow your passion relentlessly, especially when young.</p><p>Community involvement can enhance brand visibility.</p><p>Continuous learning is essential for growth in real estate.</p><p><br /></p><p><br /></p> no00:37:55#93 - Planing to Succeed Creating success with Jeremy Kalenuikfull<![CDATA[#110 - Fraser Valley Real Estate Market Breakdown: February 2026 Insights]]>

This episode provides a comprehensive analysis of Fraser Valley real estate market trends, including recent stats, pricing, and market strategies, offering valuable insights for buyers, sellers, and investors.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/110---Fraser-Valley-Real-Estate-Market-Breakdown-February-2026-Insights-e3g6vkmc257f2d1-f703-43a4-aa10-b604155239a6Tue, 10 Mar 2026 03:42:34 GMT<p><br /></p><p>This episode provides a comprehensive analysis of Fraser Valley real estate market trends, including recent stats, pricing, and market strategies, offering valuable insights for buyers, sellers, and investors.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:26:47#110 - Fraser Valley Real Estate Market Breakdown: February 2026 Insightsfull<![CDATA[#80 - Fraser Valley Real Estate Check-In: July Stats Breakdown ]]>In Episode 80, we dive into the latest numbers from the Fraser Valley Real Estate Board for July. From shifting sales volumes to pricing trends and inventory insights, we break down what the data means for buyers, sellers, and investors across the region. Whether you're active in the market or just keeping an eye on local trends, this episode brings you the key takeaways and expert analysis you need.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/80---Fraser-Valley-Real-Estate-Check-In-July-Stats-Breakdown-e35o25qebc22217-2eda-4e4d-a496-56536adfcf07Wed, 23 Jul 2025 20:36:15 GMT<p>In Episode 80, we dive into the latest numbers from the Fraser Valley Real Estate Board for July. From shifting sales volumes to pricing trends and inventory insights, we break down what the data means for buyers, sellers, and investors across the region. Whether you're active in the market or just keeping an eye on local trends, this episode brings you the key takeaways and expert analysis you need.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:21:18#80 - Fraser Valley Real Estate Check-In: July Stats Breakdown full<![CDATA[#106 - Navigating the Real Estate Landscape With David Smith & Jamie Schreder]]>In this episode of the Full Subject Podcast, hosts Austin Catalano, Jamie, and David discuss their journeys into the real estate industry, the challenges and successes they faced, and the importance of delivering value in their brokerage. They share insights on transitioning careers, the significance of work-life balance, and the necessity of delegation as their business grows. The conversation emphasizes the need for personal reflection and finding unique paths in the competitive real estate market. In this conversation, the speakers delve into the challenges faced by real estate professionals, including burnout, the importance of integrating family into work life, and the necessity of effective communication. They discuss the impact of technology on work-life balance and the need for collaboration among realtors in a shifting market. The speakers emphasize the significance of sustainable success through consistency and passion, while also addressing financial goals and the value of community support in the industry.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.


Produced by AFK Media

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/106---Navigating-the-Real-Estate-Landscape-With-David-Smith--Jamie-Schreder-e3e9ocvf1c133db-48fa-4665-8342-23aa30311dbcWed, 28 Jan 2026 19:40:49 GMT<p>In this episode of the Full Subject Podcast, hosts Austin Catalano, Jamie, and David discuss their journeys into the real estate industry, the challenges and successes they faced, and the importance of delivering value in their brokerage. They share insights on transitioning careers, the significance of work-life balance, and the necessity of delegation as their business grows. The conversation emphasizes the need for personal reflection and finding unique paths in the competitive real estate market. In this conversation, the speakers delve into the challenges faced by real estate professionals, including burnout, the importance of integrating family into work life, and the necessity of effective communication. They discuss the impact of technology on work-life balance and the need for collaboration among realtors in a shifting market. The speakers emphasize the significance of sustainable success through consistency and passion, while also addressing financial goals and the value of community support in the industry.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p><p>Produced by AFK Media</p> no01:12:58#106 - Navigating the Real Estate Landscape With David Smith & Jamie Schrederfull<![CDATA[#78 - Market Moves: Fraser Valley Real Estate & Interest Rate Shifts]]>In this episode of Full Subjects, Austin and Cole break down the Fraser Valley Real Estate Board’s January 2025 statistics, analyzing key trends in home prices, sales, and inventory. Plus, they dive into the latest interest rate changes—what they mean for buyers, sellers, and investors moving forward. Tune in for expert insights and practical takeaways to stay ahead in the market!


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.


]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/78---Market-Moves-Fraser-Valley-Real-Estate--Interest-Rate-Shifts-e2v428h8e7e0858-0cae-435c-b524-7ab809edb0e6Sat, 12 Jul 2025 19:25:00 GMT<p>In this episode of <em>Full Subjects</em>, Austin and Cole break down the Fraser Valley Real Estate Board’s January 2025 statistics, analyzing key trends in home prices, sales, and inventory. Plus, they dive into the latest interest rate changes—what they mean for buyers, sellers, and investors moving forward. Tune in for expert insights and practical takeaways to stay ahead in the market!</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p> yes00:24:09#78 - Market Moves: Fraser Valley Real Estate & Interest Rate Shiftsfull<![CDATA[#89 - Navigating Home Affordability on $150K Income]]>In this episode, Austin and Cole discuss the implications of a $150,000 household income in the lower mainland, focusing on mortgage qualification, down payment strategies, and the reality of monthly costs for first-time home buyers. They emphasize the importance of understanding what one can afford, the necessity of saving for a down payment, and the various costs associated with home ownership beyond just the mortgage payment.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.



]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/89---Navigating-Home-Affordability-on-150K-Income-e38isf94fcad5cc-3659-4bc1-8fe6-5c4e14a62413Mon, 22 Sep 2025 20:50:53 GMT<p>In this episode, Austin and Cole discuss the implications of a $150,000 household income in the lower mainland, focusing on mortgage qualification, down payment strategies, and the reality of monthly costs for first-time home buyers. They emphasize the importance of understanding what one can afford, the necessity of saving for a down payment, and the various costs associated with home ownership beyond just the mortgage payment.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p><p><br /></p> no00:33:51#89 - Navigating Home Affordability on $150K Incomefull<![CDATA[#95 - Maximizing Value in The Mortgage Industry ]]>

In this episode of the Full Subjects podcast, Dean Lawton shares his extensive experience in the mortgage industry, discussing his journey from being a mortgage broker to leading a large team. He emphasizes the importance of providing value to agents, navigating challenges in the current market, and leveraging technology, particularly CRM systems and AI, to enhance business efficiency. Dean also shares insights on personal productivity, work-life balance, and the significance of maintaining client relationships. He concludes with thoughts on exit strategies and the future of AI in client interactions.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.


00:00 Introduction to Dean Lawton and His Journey

03:02 Navigating Challenges in the Mortgage Market

06:00 Strategies for Success in a Tough Market

08:42 The Importance of CRM and Client Communication

12:00 Personal Insights: Balancing Work and Family Life

18:50 Working On vs. In Your Business

24:05 Implementing Systems for Growth

26:00 Embracing Automation in Business

27:42 The Power of Repetition in Learning

28:44 Leveraging Technology for Productivity

30:57 Exploring AI Tools for Business Efficiency

34:24 The Role of AI in Client Interactions

39:00 Authenticity in Communication

39:56 Defining an Exit Strategy

41:57 From Landscaping to Mortgages: A Journey

44:23 Advice for Aspiring Entrepreneurs

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/95---Maximizing-Value-in-The-Mortgage-Industry-e3aaphg0cc06ab2-edab-4e77-b244-32a7685367fcMon, 03 Nov 2025 18:34:39 GMT<p><br /></p><p>In this episode of the Full Subjects podcast, Dean Lawton shares his extensive experience in the mortgage industry, discussing his journey from being a mortgage broker to leading a large team. He emphasizes the importance of providing value to agents, navigating challenges in the current market, and leveraging technology, particularly CRM systems and AI, to enhance business efficiency. Dean also shares insights on personal productivity, work-life balance, and the significance of maintaining client relationships. He concludes with thoughts on exit strategies and the future of AI in client interactions.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p><p>00:00 Introduction to Dean Lawton and His Journey</p><p>03:02 Navigating Challenges in the Mortgage Market</p><p>06:00 Strategies for Success in a Tough Market</p><p>08:42 The Importance of CRM and Client Communication</p><p>12:00 Personal Insights: Balancing Work and Family Life</p><p>18:50 Working On vs. In Your Business</p><p>24:05 Implementing Systems for Growth</p><p>26:00 Embracing Automation in Business</p><p>27:42 The Power of Repetition in Learning</p><p>28:44 Leveraging Technology for Productivity</p><p>30:57 Exploring AI Tools for Business Efficiency</p><p>34:24 The Role of AI in Client Interactions</p><p>39:00 Authenticity in Communication</p><p>39:56 Defining an Exit Strategy</p><p>41:57 From Landscaping to Mortgages: A Journey</p><p>44:23 Advice for Aspiring Entrepreneurs</p><p> </p> no00:46:13#95 - Maximizing Value in The Mortgage Industry full<![CDATA[We are BACK ]]>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/We-are-BACK-e340rtt929f51eb-9394-424e-b6f3-557a328293d2Mon, 09 Jun 2025 21:08:21 GMT<p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement. </p> no00:20:20We are BACK full<![CDATA[# 75: Building Success Through Fitness and Wellness with Richard Baxter]]>In this episode of Full Subjects, we’re joined by Richard Baxter, an accomplished fitness coach and entrepreneur, to explore the intersections of fitness, wellness, and business. Richard shares his journey from personal training to building a thriving coaching practice, offering insights into goal setting, overcoming challenges, and balancing health with entrepreneurial success. Whether you're looking to elevate your wellness journey or grow your business, this conversation is packed with actionable advice and inspiration. Don’t miss it!


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/75-Building-Success-Through-Fitness-and-Wellness-with-Richard-Baxter-e2tone09545f22f-c683-4f63-bc97-35080482a9c5Wed, 19 Mar 2025 17:44:53 GMT<p>In this episode of <em>Full Subjects</em>, we’re joined by Richard Baxter, an accomplished fitness coach and entrepreneur, to explore the intersections of fitness, wellness, and business. Richard shares his journey from personal training to building a thriving coaching practice, offering insights into goal setting, overcoming challenges, and balancing health with entrepreneurial success. Whether you're looking to elevate your wellness journey or grow your business, this conversation is packed with actionable advice and inspiration. Don’t miss it!</p> <p><br /></p> <p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement. </p> no00:45:42# 75: Building Success Through Fitness and Wellness with Richard Baxterfull<![CDATA[#86 - Essential Expenses when Moving]]>In this episode, Austin and Cole discuss the various costs associated with moving, particularly in the context of real estate transactions. They cover essential topics such as tax implications, moving costs, professional services, inspection and deficiency work, and mortgage costs. The conversation emphasizes the importance of budgeting for these expenses and understanding the nuances of each aspect of the moving process.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

Takeaways


Moving costs can include hidden expenses.

Property transfer tax must be paid upfront.

Hiring professional movers is often necessary.

Mail forwarding is an important step when moving.

Cleaning services can save time and ensure a good condition.

Insurance needs to be updated when moving.

Legal costs vary depending on the transaction type.

Inspections can reveal deficiencies that need addressing.

Understanding mortgage penalties is crucial when selling.

Every real estate transaction has unique costs.


Chapters


00:00 Introduction to Moving Costs

12:56 Professional Services in Real Estate

21:25 Mortgage Costs and Considerations

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/86---Essential-Expenses-when-Moving-e37liul6e7edfdc-3557-4520-8a8f-4c4dff954cc0Tue, 02 Sep 2025 18:58:32 GMT<p>In this episode, Austin and Cole discuss the various costs associated with moving, particularly in the context of real estate transactions. They cover essential topics such as tax implications, moving costs, professional services, inspection and deficiency work, and mortgage costs. The conversation emphasizes the importance of budgeting for these expenses and understanding the nuances of each aspect of the moving process.</p><p><br /></p><p> The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p>Takeaways</p><p><br /></p><p>Moving costs can include hidden expenses.</p><p>Property transfer tax must be paid upfront.</p><p>Hiring professional movers is often necessary.</p><p>Mail forwarding is an important step when moving.</p><p>Cleaning services can save time and ensure a good condition.</p><p>Insurance needs to be updated when moving.</p><p>Legal costs vary depending on the transaction type.</p><p>Inspections can reveal deficiencies that need addressing.</p><p>Understanding mortgage penalties is crucial when selling.</p><p>Every real estate transaction has unique costs. </p><p><br /></p><p>Chapters</p><p><br /></p><p>00:00 Introduction to Moving Costs</p><p>12:56 Professional Services in Real Estate</p><p>21:25 Mortgage Costs and Considerations</p><p></p> no00:28:18286#86 - Essential Expenses when Movingfull<![CDATA[#91 - Fraser Valley Property Pulse: Stats & Strategies]]>

In this episode, Austin Catalano and Cole discuss the latest statistics and trends in the Fraser Valley real estate market. They cover economic updates, including recent rate cuts and upcoming changes in mortgage regulations that will affect small investors. The hosts analyze current inventory levels, sales activity, and pricing trends, emphasizing the buyer's market dynamics. They also provide insights on asset class performance, days on market, and strategic selling considerations. The episode concludes with a preview of upcoming content focused on agent expertise and business insights.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.Takeaways


The Fraser Valley real estate market is experiencing sustained elevated inventories.

Recent rate cuts are beneficial for those with variable rate mortgages.

Upcoming mortgage regulations will make it harder for small investors to qualify for loans.

Current market conditions indicate a buyer's market with low sales to active listings ratio.

Prices in the Fraser Valley have decreased by over 5% year-over-year.

New listings have increased significantly as sellers return to the market post-summer.

Days on market for properties average around five and a half weeks.

Buyers are seeing opportunities due to lower prices and interest rates.

It's crucial for sellers to be strategic about pricing and market conditions.

Future episodes will focus on expert insights from various agents and entrepreneurs.



]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/91---Fraser-Valley-Property-Pulse-Stats--Strategies-e397f0h4375f3c8-f824-4457-9183-aeb44c605375Tue, 07 Oct 2025 17:58:49 GMT<p><br /></p><p>In this episode, Austin Catalano and Cole discuss the latest statistics and trends in the Fraser Valley real estate market. They cover economic updates, including recent rate cuts and upcoming changes in mortgage regulations that will affect small investors. The hosts analyze current inventory levels, sales activity, and pricing trends, emphasizing the buyer's market dynamics. They also provide insights on asset class performance, days on market, and strategic selling considerations. The episode concludes with a preview of upcoming content focused on agent expertise and business insights.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.Takeaways</p><p><br /></p><p>The Fraser Valley real estate market is experiencing sustained elevated inventories.</p><p>Recent rate cuts are beneficial for those with variable rate mortgages.</p><p>Upcoming mortgage regulations will make it harder for small investors to qualify for loans.</p><p>Current market conditions indicate a buyer's market with low sales to active listings ratio.</p><p>Prices in the Fraser Valley have decreased by over 5% year-over-year.</p><p>New listings have increased significantly as sellers return to the market post-summer.</p><p>Days on market for properties average around five and a half weeks.</p><p>Buyers are seeing opportunities due to lower prices and interest rates.</p><p>It's crucial for sellers to be strategic about pricing and market conditions.</p><p>Future episodes will focus on expert insights from various agents and entrepreneurs.</p><p><br /></p><p><br /></p> no00:28:05#91 - Fraser Valley Property Pulse: Stats & Strategiesfull<![CDATA[#111 - First Time Home Buyer Mistakes]]>5 Biggest Mistakes First-Time Buyers Make in BC

Buying your first home in the Fraser Valley or Greater Vancouver? Don't make these costly mistakes. In this episode, Austin and Cole walk through the five most common missteps first-time buyers make in BC — from skipping pre-approval and underestimating closing costs, to choosing the wrong mortgage structure and forgetting to plan for renewal. If you're thinking about buying, this episode could save you thousands.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/111---First-Time-Home-Buyer-Mistakes-e3ghlh0a64e95a3-2d58-428c-b554-1651217b98f8Mon, 16 Mar 2026 19:06:14 GMT<p><strong>5 Biggest Mistakes First-Time Buyers Make in BC</strong></p><p>Buying your first home in the Fraser Valley or Greater Vancouver? Don't make these costly mistakes. In this episode, Austin and Cole walk through the five most common missteps first-time buyers make in BC — from skipping pre-approval and underestimating closing costs, to choosing the wrong mortgage structure and forgetting to plan for renewal. If you're thinking about buying, this episode could save you thousands.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:22:48#111 - First Time Home Buyer Mistakesfull<![CDATA[#81 - Debunking 5 Real Estate Myths w/ Austin & Cole]]>Think you need 20% down to buy a home? Or that a pre-approval guarantees a mortgage? In this episode, Austin and Cole tackle five of the biggest real estate myths—breaking down the facts behind pre-construction investments, mortgage terms, open houses, and more. If you're buying, selling, or just curious about the housing market, this one’s for you.

🔑 Don’t let bad info cost you—tune in and get the truth.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/81---Debunking-5-Real-Estate-Myths-w-Austin--Cole-e35vj7ta379b04b-c348-485d-8241-5aa4373700a7Thu, 24 Jul 2025 16:46:59 GMT<p>Think you need 20% down to buy a home? Or that a pre-approval guarantees a mortgage? In this episode, Austin and Cole tackle five of the biggest real estate myths—breaking down the facts behind pre-construction investments, mortgage terms, open houses, and more. If you're buying, selling, or just curious about the housing market, this one’s for you.</p><p>🔑 Don’t let bad info cost you—tune in and get the truth.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement. </p> no00:26:44#81 - Debunking 5 Real Estate Myths w/ Austin & Colefull<![CDATA[#102 - 2026 Market Predictions]]>In this episode, Austin Catalano and Cole Dowling discuss their predictions for the Canadian housing market in 2026, focusing on interest rates, market trends, and potential policy changes. They analyze the current state of variable and fixed rates, the impact of economic indicators on the market, and the challenges facing first-time home buyers. The conversation emphasizes the importance of understanding market dynamics and preparing for potential changes in the mortgage landscape.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.g

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/102---2026-Market-Predictions-e3cdh7nfe33e6fd-b41a-4cff-b681-ef07a3b2d79eTue, 16 Dec 2025 00:16:12 GMT<p>In this episode, Austin Catalano and Cole Dowling discuss their predictions for the Canadian housing market in 2026, focusing on interest rates, market trends, and potential policy changes. They analyze the current state of variable and fixed rates, the impact of economic indicators on the market, and the challenges facing first-time home buyers. The conversation emphasizes the importance of understanding market dynamics and preparing for potential changes in the mortgage landscape.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.g</p> no00:26:46#102 - 2026 Market Predictionsfull<![CDATA[ #118 - Canada's Recession and Job Growth: What It Means for Homebuyers - and FVREB May Stats]]>In this episode, Austin Catalano and Cole Dowling discuss the latest market updates, Canada's economic indicators, interest rates, and real estate trends. They analyze job reports, inflation, and opportunities for buyers in a fluctuating market, providing valuable insights for homeowners and investors.

The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.


]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/118---Canadas-Recession-and-Job-Growth-What-It-Means-for-Homebuyers---and-FVREB-May-Stats-e3klsn9a6286b22-db0e-41f9-9bae-d818f7f955a1Thu, 11 Jun 2026 19:34:50 GMT<p>In this episode, Austin Catalano and Cole Dowling discuss the latest market updates, Canada's economic indicators, interest rates, and real estate trends. They analyze job reports, inflation, and opportunities for buyers in a fluctuating market, providing valuable insights for homeowners and investors.</p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p> no00:29:53 #118 - Canada's Recession and Job Growth: What It Means for Homebuyers - and FVREB May Statsfull<![CDATA[#83 - Navigating Economic Changes in Real Estate]]>In this episode, the hosts discuss the current economic landscape, focusing on interest rates, unemployment trends, and their impact on the real estate market. They analyze sales data, pricing strategies, and the implications of mortgage renewals. The conversation highlights the importance of understanding market dynamics and making informed decisions based on individual circumstances. Opportunities in the market are also explored, emphasizing the need for flexibility and strategic planning.


Takeaways


Interest rates are expected to remain stable in the long term.

Youth unemployment is a significant concern, reaching highs not seen since 2010.

A quarter-point rate cut may not significantly impact buyer behavior.

Real estate sales are experiencing a seasonal slowdown, typical for summer months.

Pricing strategies are crucial in a fluctuating market; accurate pricing can lead to quicker sales.

Market predictions suggest stability, barring any major economic disruptions.

Mortgage renewals are a critical issue as many homeowners face higher rates than before.

Understanding equity and market value is essential for making informed decisions.

The average mortgage size is around $400,000, with many homeowners having paid down their mortgages significantly.

There are opportunities in the current market for both buyers and sellers.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.



]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/83---Navigating-Economic-Changes-in-Real-Estate-e36nse5834d407d-65b5-4025-83cc-07d8accd34f9Mon, 11 Aug 2025 19:24:23 GMT<p>In this episode, the hosts discuss the current economic landscape, focusing on interest rates, unemployment trends, and their impact on the real estate market. They analyze sales data, pricing strategies, and the implications of mortgage renewals. The conversation highlights the importance of understanding market dynamics and making informed decisions based on individual circumstances. Opportunities in the market are also explored, emphasizing the need for flexibility and strategic planning.</p><p><br /></p><p>Takeaways</p><p><br /></p><p>Interest rates are expected to remain stable in the long term.</p><p>Youth unemployment is a significant concern, reaching highs not seen since 2010.</p><p>A quarter-point rate cut may not significantly impact buyer behavior.</p><p>Real estate sales are experiencing a seasonal slowdown, typical for summer months.</p><p>Pricing strategies are crucial in a fluctuating market; accurate pricing can lead to quicker sales.</p><p>Market predictions suggest stability, barring any major economic disruptions.</p><p>Mortgage renewals are a critical issue as many homeowners face higher rates than before.</p><p>Understanding equity and market value is essential for making informed decisions.</p><p>The average mortgage size is around $400,000, with many homeowners having paid down their mortgages significantly.</p><p>There are opportunities in the current market for both buyers and sellers.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p><p><br /></p> no00:42:27#83 - Navigating Economic Changes in Real Estatefull<![CDATA[#69 - Presale Problems and Completion Catastrophes]]>The opinions expressed herein are solely that of Austin Catalano, Cody Bugini and Cole Dowling, not Royal LePage Wolstencroft, Oakwyn Realty, Dominion Lending Centers Next Generation Mortgage or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.


]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/69---Presale-Problems-and-Completion-Catastrophes-e2rpqcja32319d7-c887-45c6-be1c-049ec12ea2b6Tue, 03 Dec 2024 00:31:00 GMT<p>The opinions expressed herein are solely that of Austin Catalano, Cody Bugini and Cole Dowling, not Royal LePage Wolstencroft, Oakwyn Realty, Dominion Lending Centers Next Generation Mortgage or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p> no00:24:46169#69 - Presale Problems and Completion Catastrophesfull<![CDATA[#72 - Year in Review - Recapping Real Estate in 2024]]>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.


]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/72---Year-in-Review---Recapping-Real-Estate-in-2024-e2su6qvaba5915b-b8fd-45d9-b303-c080ebc76966Fri, 13 Dec 2024 00:28:00 GMT<p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p> no00:31:56157#72 - Year in Review - Recapping Real Estate in 2024full<![CDATA[#109 - BC Budget Breakdown: How Taxes and Spending Will Shape Real Estate in 2026]]>An in-depth analysis of BC's recent budget and its impact on real estate, taxes, and the economy. Experts discuss income tax increases, PST expansion, property taxes, and government spending, providing valuable insights for industry stakeholders.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.



]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/109---BC-Budget-Breakdown-How-Taxes-and-Spending-Will-Shape-Real-Estate-in-2026-e3ft0v960f78e3c-417a-4626-8762-0dab08a9b005Tue, 03 Mar 2026 19:35:39 GMT<p>An in-depth analysis of BC's recent budget and its impact on real estate, taxes, and the economy. Experts discuss income tax increases, PST expansion, property taxes, and government spending, providing valuable insights for industry stakeholders.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p><p><br /></p> no00:36:18#109 - BC Budget Breakdown: How Taxes and Spending Will Shape Real Estate in 2026full<![CDATA[#71 - November Fraser Valley Statistics - What Will December Bring?]]>The opinion

s expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.


]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/71---November-Fraser-Valley-Statistics---What-Will-December-Bring-e2sf2ah5f9c289d-6ea0-4e07-b1a6-d64de2eeb258Wed, 18 Dec 2024 00:30:00 GMT<p>The opinion</p><p>s expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p> no00:22:44171#71 - November Fraser Valley Statistics - What Will December Bring?full<![CDATA[#99 - 2025 Year in Review]]>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/99---2025-Year-in-Review-e3bobdv4dd0bb61-24b5-4aac-972f-fd6dc093788bThu, 04 Dec 2025 17:00:00 GMT<p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:32:40#99 - 2025 Year in Reviewfull<![CDATA[#107 - The Hidden Risk of Removing Stress Tests — What Every Homebuyer Should Know]]>In this episode of the Full Subjects Podcast, Cole Dowling and Austin Catalano discuss the recent Bank of Canada rate hold and its implications for the real estate market. They explore how stability in interest rates may influence buyer sentiment and market activity, particularly for first-time homebuyers. The conversation also delves into the stress test and its impact on mortgage qualification, emphasizing the importance of maintaining financial stability in the housing market. Overall, the episode provides insights into current market conditions and predictions for the future.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/107---The-Hidden-Risk-of-Removing-Stress-Tests--What-Every-Homebuyer-Should-Know-e3el1ft8bb40711-d2fe-49c1-982c-17abeaaf3ac5Wed, 04 Feb 2026 18:44:44 GMT<p>In this episode of the Full Subjects Podcast, Cole Dowling and Austin Catalano discuss the recent Bank of Canada rate hold and its implications for the real estate market. They explore how stability in interest rates may influence buyer sentiment and market activity, particularly for first-time homebuyers. The conversation also delves into the stress test and its impact on mortgage qualification, emphasizing the importance of maintaining financial stability in the housing market. Overall, the episode provides insights into current market conditions and predictions for the future.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:15:54#107 - The Hidden Risk of Removing Stress Tests — What Every Homebuyer Should Knowfull<![CDATA[#77 - Incoming Tariffs?]]>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.


]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/77---Incoming-Tariffs-e2ucipg082d0c60-9c73-4724-808f-a5580875a20eMon, 03 Feb 2025 22:14:00 GMT<p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p> no00:30:12277#77 - Incoming Tariffs?full<![CDATA[#104 - December Market Insights: FVREB's Year-End Review]]>Summary


In this episode, Austin and Cole reflect on their holiday experiences and dive into the anticipated market trends for 2026. They discuss the current state of inflation, interest rates, and the housing market, particularly focusing on the December 2025 statistics. The conversation highlights the challenges and uncertainties in the economy, the implications of BC assessments on market value, and predictions for the upcoming year.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/104---December-Market-Insights-FVREBs-Year-End-Review-e3dhtrh8efd0140-1193-4f68-84f1-15a6a3a81827Mon, 12 Jan 2026 18:11:07 GMT<p>Summary</p><p><br /></p><p>In this episode, Austin and Cole reflect on their holiday experiences and dive into the anticipated market trends for 2026. They discuss the current state of inflation, interest rates, and the housing market, particularly focusing on the December 2025 statistics. The conversation highlights the challenges and uncertainties in the economy, the implications of BC assessments on market value, and predictions for the upcoming year.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:36:13#104 - December Market Insights: FVREB's Year-End Reviewfull<![CDATA[#66 - Does Rising Home Sales Suggest a Shift in the Market?]]>The opinions expressed herein are solely that of Austin Catalano,and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever.Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/66---Does-Rising-Home-Sales-Suggest-a-Shift-in-the-Market-e2r034417b8f57a-85e5-48d8-9635-d7355ef9129dFri, 15 Nov 2024 00:34:00 GMT<p>The opinions expressed herein are solely that of Austin Catalano,and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever.Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:23:49166#66 - Does Rising Home Sales Suggest a Shift in the Market?full<![CDATA[#76 - January Market Update]]>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/76---January-Market-Update-e2u5r2ne748afb2-9f77-4052-b972-4be9b0cb98a5Wed, 29 Jan 2025 20:36:00 GMT<p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:25:02276#76 - January Market Updatefull<![CDATA[#98 - Agent Expert Series - Austin and Cole]]>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/98---Agent-Expert-Series---Austin-and-Cole-e3bocf3e7ba47c0-e625-4c9e-8534-77ef5a974279Tue, 02 Dec 2025 00:58:30 GMT<p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement. </p> no00:37:43#98 - Agent Expert Series - Austin and Colefull<![CDATA[# 115 - Should You Stay or Should You Go? Navigating Equity Loss in a Down Market]]>In this episode, Austin Catalano and Cole Dowling explore the complex scenario of real estate equity loss, market fluctuations, and strategic moves for homeowners facing declining property values. They discuss real-world examples, mortgage considerations, and practical advice for navigating a challenging market.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/115---Should-You-Stay-or-Should-You-Go--Navigating-Equity-Loss-in-a-Down-Market-e3hvgl3b6933c64-21e7-46f0-9155-44ef19bcea57Wed, 06 May 2026 03:14:38 GMT<p>In this episode, Austin Catalano and Cole Dowling explore the complex scenario of real estate equity loss, market fluctuations, and strategic moves for homeowners facing declining property values. They discuss real-world examples, mortgage considerations, and practical advice for navigating a challenging market.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:28:09# 115 - Should You Stay or Should You Go? Navigating Equity Loss in a Down Marketfull<![CDATA[#119 - How Government Spending Will Shape BC's Housing Market]]>In this episode, Cole and Austin discuss the recent government investments in infrastructure, housing, and transit in British Columbia, analyzing their potential impact on the real estate market, affordability, and community development.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.


]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/119---How-Government-Spending-Will-Shape-BCs-Housing-Market-e3leg63177adc0b-562a-4167-87ff-dc4d20de7e45Mon, 29 Jun 2026 18:47:48 GMT<p>In this episode, Cole and Austin discuss the recent government investments in infrastructure, housing, and transit in British Columbia, analyzing their potential impact on the real estate market, affordability, and community development.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p> no00:29:51119#119 - How Government Spending Will Shape BC's Housing Marketfull<![CDATA[#82 - Adapting to Market Changes: Insights from Braden Reimer]]>In this episode of the Full Subjects podcast, Austin and Cole interview Braden Reimer, a seasoned real estate agent with 18 years of experience. They discuss the emotional journey of clients in real estate, the changes in the market over the years, and the importance of personal experience in guiding clients. Braden shares insights from his time as a mortgage broker and the lessons he has learned in building relationships with clients. They also explore the current challenges in the real estate market, the significance of setting expectations with clients, and predictions for the future of the market.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/82---Adapting-to-Market-Changes-Insights-from-Braden-Reimer-e364uug71f48472-3080-4603-bf7b-3fe8f97ce4bcMon, 28 Jul 2025 19:42:34 GMT<p>In this episode of the Full Subjects podcast, Austin and Cole interview Braden Reimer, a seasoned real estate agent with 18 years of experience. They discuss the emotional journey of clients in real estate, the changes in the market over the years, and the importance of personal experience in guiding clients. Braden shares insights from his time as a mortgage broker and the lessons he has learned in building relationships with clients. They also explore the current challenges in the real estate market, the significance of setting expectations with clients, and predictions for the future of the market.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:42:56#82 - Adapting to Market Changes: Insights from Braden Reimerfull<![CDATA[#96 - Fraser Valley Real Estate Insights]]>On this episode, Cole and Austin breakdown, the Fraser Valley real estate board stats for the last month.


The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/96---Fraser-Valley-Real-Estate-Insights-e3aq0t66e491075-703e-4da9-a180-973b388c7e99Tue, 11 Nov 2025 04:33:34 GMT<p>On this episode, Cole and Austin breakdown, the Fraser Valley real estate board stats for the last month.</p><p><br /></p><p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:31:56#96 - Fraser Valley Real Estate Insightsfull<![CDATA[#67 - First Time Home Buyer Seminar - Getting into the Real Estate Market]]>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, or Dominion Lending Centers Next Generation Mortgage or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever.Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.


]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/67---First-Time-Home-Buyer-Seminar---Getting-into-the-Real-Estate-Market-e2r5m9oc3c6e07c-657a-4363-a0b2-94feee453943Tue, 19 Nov 2024 00:33:00 GMT<p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, or Dominion Lending Centers Next Generation Mortgage or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever.Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p><p><br /></p> no00:47:04167#67 - First Time Home Buyer Seminar - Getting into the Real Estate Marketfull<![CDATA[#97 - October Stats- Were They as SPOOKY as Halloween?]]>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/97---October-Stats--Were-They-as-SPOOKY-as-Halloween-e3b3qiof7dcf081-08f9-40b4-b7a6-ef8b60f93560Mon, 17 Nov 2025 22:08:17 GMT<p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.</p> no00:32:17#97 - October Stats- Were They as SPOOKY as Halloween?full<![CDATA[#79 - A Combo Platter of Topics]]>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement.

]]>https://podcasters.spotify.com/pod/show/fullsubjectsthepodcast/episodes/79---A-Combo-Platter-of-Topics-e2vqebrf1ca0826-fa91-4682-bf5e-610735f32222Wed, 16 Jul 2025 19:26:00 GMT<p>The opinions expressed herein are solely that of Austin Catalano and Cole Dowling, not Royal LePage Wolstencroft, Dominion Lending Centers Next Generation Mortgage, or the FVREB and should not be misconstrued as advice or the basis of an agency relationship whatsoever. Please consult your professional advisor prior to taking action on any decisions relating to the matters discussed in these Episodes. This communication is not intended to cause or induce breach of an existing agency agreement. </p> no00:16:44279#79 - A Combo Platter of Topicsfull